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American Land Title Association Owner's Policy of Title Insurance 2021 v. 01.00 (07-01-2021) WESTCOR with Florida modifications SCHEDULE Policy Number: OP-61-FL1394-16966388 EXCEPTIONS FROM COVERAGE Some historical land records contain Discriminatory Covenants that are illegal and unenforceable by law. This policy treats any Discriminatory Covenant in a document referenced in Schedule B as if each Discriminatory Covenant is redacted, repudiated, removed, and not republished or recirculated. Only the remaining provisions of the document are excepted from coverage. This policy does not insure against loss or damage and the Company will not pay costs, attorneys' fees, or expenses resulting from the terms and conditions of any lease or easement identified in Schedule A, and the following matters: 1. Rights or claims of parties in possession not shown by the Public Records. 2. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete survey of the Land. The term "encroachment" includes encroachments of existing improvements located on the Land onto adjoining land, and encroachments on the Land of existing improvements located on the adjoined land. 3. Easements or claims of easements not shown by the Public Records. 4. Taxes or special assessments which are not shown as existing liens by the public records. 5. Taxes and assessments for the year 2026 and subsequent years, which are not yet due and payable. 6. This policy does not insure a right of access to and from the lands insured hereby, notwithstanding any insuring provision contained elsewhere in this policy. 7. Easement recorded in Official Records Book 1406, Page 2689, of the Public Records of Indian River County, Florida. 8. Any lien provided by Chapter 159, Florida Statutes, in favor of any city, town, village or port authority for unpaid service charges for service by any water, sewer or gas system supplying the insured land. 9. Riparian rights and littoral rights, if any, incident to the land. 10. Title to any portion of the land lying below the ordinary high water mark of unnamed Lake, unaffected by fills, man-made jetties and bulkheads. 11. Title to beds or bottoms of lakes, rivers or other bodies of water located on or within the property are not insured. Copyright 2021 American Land Title Association. All rights reserved. k.,i ` 1 n,�t) IEtn The use of this Form (or any derivative thereof) is restricted to ALTA licensces and ALTA members in good standing as of the date of use. All other uses are prohibited. �. Reprinted under license from the American Land Title Association.`' 011-61S FL ALTA 07-01-2021 Owner's Policy (FLORIDA) (ALTA 7-01-2021)- Schedules REVISED (WL FIC Edition 10/30/2023)