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C. Other Document and/or Certification Requirements. Significant Amendment or Modification.Provide a statement on the criteria used for determining a significant amendment or modification to the 5-Year Plan. The Indian River County Housing Services Division defines"Significant Amendments"as changes to federal regulations that may be required by HUD,as well as C.1 any changes to the Housing Services Division's HCV and VASH Program Administrative Policy that would significantly and substantially alter the Division's mission.Indian River County defines a"Substantial Deviation/Modification"as a fundamental change to the HCV Program's mission statement,goals,or objectives identified in the Five-Year and Annual Plan.The Indian River County Board of County Commissioners'HCV Program has no"Significant Amendments"or "Substantial Deviations/Modifications"to the mission statement,goals,or objectives in the Five-Year and Annual Plan. Resident Advisory Board(RAB)Comments. C 2 (a)Did the RAB(s)have comments to the 5-Year PHA Plan? YONO (b)If yes,comments must be submitted by the PHA as an attachment to the 5-Year PHA Plan.PHAs must also include a narrative describing their analysis of the RAB recommendations and the decisions made on these recommendations. Certification by State or Local Officials. C.3 Form HUD-50077-SL,Certification by State or Local Officials of PHA Plans Consistency with the Consolidated Plan,must be submitted by the PHA as an electronic attachment to the PHA Plan. Required Submission for HUD FO Review. C.4 (a)Did the ublic challenge any elements of the Plan? Y❑ (b)If yes,include Challenged Elements. D. Affirmatively Furthering Fair Housing(AFFH). Affirmatively Furthering Fair Housing.(Non-qualified PHAs are only required to complete this section on the Annual PHA Plan.All qualified PHAs must complete this section.) Provide a statement of the PHA's strategies and actions to achieve fair housing goals outlined in an accepted Assessment of Fair Housing(AFH)consistent with 24 CFR§5.154(d)(5).Use the chart provided below.(PHAs should add as many goals as necessary to overcome fair housing issues and contributing factors.)Until such time as the PHA is required to submit an AFH,the PHA is not obligated to complete this chart.The PHA will fulfill,nevertheless,the requirements at 24 CFR§ 903.7(o)enacted prior to August 17,2015.See Instructions for further detail on completing this item. Fair Housing Goal: Expand Affordable Housing Options in High-Opportunity Areas Describe air housing strategies and actions to achieve the goal •Conduct a housing market analysis to identify high-opportunity areas and barriers to access for low-income families.• Collaborate with local governments and developers to incentivize the development of affordable units through zoning adjustments, density bonuses,and tax credits in high-opportunity neighborhoods. Fair Housing Goal: Strengthen Outreach and Education to Underserved Communities D.1 Describe fair housing strategies and actions to achieve the goal •Develop and distribute multilingual fair housing materials that explain rights,complaint procedures,and available resources.• Partner with community-based organizations and cultural groups to host workshops,and outreach events in neighborhoods with historically limited access to information.•Train landlords,housing providers,and public employees on fair housing laws,implicit bias,and best practices for serving diverse populations.•Establish a clear and user-friendly reporting mechanism for housing discrimination complaints and provide assistance through housing counselors or legal aid. Fair Housing Goal: Reduce Racial and Ethnic Segregation and Promote Inclusive Communities Describe fair housin sg trategies and actions to achieve the goal •Analyze patterns of segregation using local demographic and housing data to identify concentrations of poverty and racial/ethnic disparities in housing choice.•Implement affirmative marketing plans to promote housing opportunities across diverse communities and ensure outreach reaches underrepresented populations.•Monitor and evaluate outcomes to ensure programs and policies are effectively reducing segregation and advancing fair housing.