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BOOK 103 FADE ?78 evaluated and ranked. Attempts to come to terms with insurers making the first two proposals were unsuccessful. Over the last several months the County has been meeting with representatives of the Guardian Life Insurance Company of America in an attempt to finalize a voluntary dental insurance benefit for County employees. The proposal as presented requires a 5 -week enrollment period. Because it is a voluntary program, employees will not be compelled to attend enrollment, although they will be encouraged to do so to be fully aware of the benefits that they are either opting for or declining. If the Guardian is successful in enrolling thirty-five percent (35%) of the County employees in its dental insurance program by April 30, 1999, the dental insurance program will go forward. If the thirty-five percent (35%) level of participation is not attained, the agreement will be null and void and terminated. The monthly employee premiums and the coverage for Plan A and Plan B is summarized below. PLAN A $1,500 Annual Maximum Benefit $1,000 Maximum Orthodontia Benefit In Network $25 Deductible 100% 100% 60% 50% Preventative/Diagnostic Basic Care Major Care Orthodontic Monthly Premiums: Employee Spouse Child(ren) Ortho Out of Network $75 Deductible 100% 80% 50% 50% $25.15 33.91 additional 28.49 additional or Family Rate $87.56 8.08 additional Ortho 8.08 $1,000 Annual Maximum Benefit No Orthodontia Benefit In Network $50 Deductible 100% 80% 50% PLAN B Preventative/Diagnostic Basic Care Major Care Out of Network $100 Deductible 80% 70% 40% Monthly Premiums: Employee $18.19 Spouse 23.82 additional or Family Rate $62.01 Child(ren) 20.00 additional Both plans waive the deductible for preventative services in network, but do not waive the deductible for preventative services out of network. RECOMMENDATION: Authorize the Chairman to execute the attached Modification to Dental Insurance Proposal of the Guardian. MARCH 23, 1999 44 • •