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EXHIBIT A <br />FORM OF SERIES 2015 NOTE <br />No. R- $20,369,000 <br />UNITED STATES OF AMERICA <br />INIDIAN RIVER COUNTY, FLORIDA <br />LIMITED GENERAL OBLIGATION REFUNDING NOTE, SERIES 2015 <br />Interest Rate <br />1.66%* <br />Maturity Date <br />July 1, 2021 <br />Registered Holder: Regions Capital Advantage, Inc. <br />Date of Original Issue <br />April 9, 2015 <br />Principal Amount: TWENTY MILLION THREE HUNDRED SIXTY-NINE THOUSAND <br />DOLLARS <br />Indian River County, Florida (the "County"), for value received, hereby promises to pay <br />to the Registered Holder identified above, or registered assigns as hereinafter provided, on the <br />Maturity Date identified above, the Principal Amount identified above and to pay interest on <br />such Principal Amount identified above or from the most recent interest payment date to which <br />interest has been paid at the Interest Rate per annum identified above on January 1 and July 1 of <br />each year commencing July 1, 2015 until such Principal Amount shall have been paid, except as <br />the provisions hereinafter set forth with respect to redemption prior to maturity may be or <br />become applicable hereto. <br />Payment of the Principal Amount of this Note shall be due as follows: <br />Year Principal <br />(July 1) Amount <br />2015 $320,000 <br />2016 343,000 <br />2017 4,053,000 <br />2018 4,158,000 <br />2019 4,227,000 <br />2020 4,298,000 <br />2021 2,970,000 <br />Interest on this Note shall be calculated on basis of twelve 30 -day months over a year of <br />360 days. The Interest Rate on this Note is subject to adjustment upon certain events as set forth <br />in the Resolution described below. Upon and during the continuance of an Event of Default, this <br />Note shall bear interest at a default rate equal to the lesser of (a) the rate per annum equal to the <br />sum of (i) 6% and (ii) the interest rate otherwise applicable to this Note but for the occurrence of <br />an Event of Default and (b) any statutory maximum interest rate imposed by the State of Florida <br />and applicable to this Note, until all amounts then due hereunder are paid in full. <br />*Subject to adjustment as described herein. A-1 <br />