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may be made for eligible property owners in cases where living conditions threaten the personal health and safety p of the household. Property taxes must be current, and the property must be free of a m pfl +r code enforcement liens not related to emergency •- commenced [ER6]: Tare criteria"Emergency needs identified by a building official or health department" could mean there might rehabilitation loan. be some code enforcement liens that could be cleared up with the emergency rehab loan. Suggest specifying that this could be allowable. g. Other Emergency Rehabilitation Loan Requirements: The IRCLHAProgram anticipates providing emergency rehabilitation loans to eligible very low income and low-income households to fund all or a portion of the cost of emergency repair for existing single-family or condominium owner occupied housing units. Emergency repair loans will not be awarded for repair work previously completed. All emergency repair work must be performed by licensed contractors. Emergency rehabilitation loans may be awarded, if needed, for repair work activities which are essential to make a house safe for habitation and/or to prevent further damage to the house. Emergency repair loans may not be awarded in combination with purchase assistance loan assistance. Emergency rehabilitations eligible for SHIP funding are limited to weatherization activities and repair activities to prevent further damage to the house. Weatherization means materials or measures and their installation which are used to improve the thermal efficiency of a residence. SHIP funds may be provided for emergency repairs with at least two written licensed contractor estimates and an expedited approval process. The contractor with the lowest bid will be awarded the job. Emergency rehabilitation loans may be awarded for the following rehabilitation work activities. i. Roof repair and shoring activities to protect and stabilize housing unit ii. Plumbing work found to be unsafe by a jurisdiction's building official or his designee iii. Electrical work found unsafe by a jurisdiction's building official or his designee iv. Repair of septic tank, lift station, drain field or private well as required by the public health department v. Demolition of unsafe structures For any other rehabilitation needs the applicant may apply under regular rehabilitation loan assistance strategies. Emergency rehabilitation loan amounts shall be based upon the lowest written licensed contractor estimate for the scope of work, identifying all necessary repair work and the expected costs of the repair work. Once the contractor estimate is selected and the emergency repair loan amount including contingencies is established, no additional funds may be awarded. The contractor estimate must identify all potential costs (including building permit fees) to be encountered in completing the repair work. Change orders must be approved by the county. The applicant or his contractor must obtain a building permit from the corresponding jurisdictional Department of Health or building department for all repair activities. The funds for emergency rehabilitation loans of less than $5,000.00 shall be delivered upon 22