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.CORD CERTIFICATE OF LIABILITY INSURANCE DATE (MPA/DDANY- 0 1/5/15 THIS CERTIFICATE 15 ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLIGIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. 0 IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, tho policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder In lieu of such endorsement(s). PRODUCER KRETSCHMER INS AGENCY INC 3109 Oleander Ave Fort Pierce, FL 34982 OIvTAC AME: PHON NC,No.ExII: (772) 467-6656 772) 461-8425 AE-MAIL DD Ess-angie@kretschmerinsuranc com INSURERIS) AFFORDING COVERAGE NAICti INSURER A ESSEX INS CO 39020 NSURED Kerns Construction and Property Management Corp 1601 sW Harbour Isles Cir Port St Lucie, FL 34986 772-343-7824 COVERAGES CERTIFICATE NUMBER: INSURER B . INSURER C' INSURER D INSURER E INSURER F . REVISION NU R: THIS 15 TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN 15 SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAIL) CLAIMS. WVBR LTR TYPE OF INSURANCE APOL'SU8RPOLICY 1m.5 VAro I POLICY NUMBER EFF (MM,'DD/YYYY1 ROIIGY EXP (MM/DDfYYYY1 LIMITS AY X COMMERCIAL GENERAL LtABIWY Y 3DT4646 5/28/145/28/15 EACH OCCURRENCE $ 1,000,000 pRENii E (a oN IEU PREtAISES (Ea occurrence) • $ 100,000 CLAIMS -MADE X OCCUR MED EXP (.Any one Derson) $ 5,000 PERSONAL S. ADV INJURY s 1,000,000 GEN'L AGGREGATE LIMIT APPLIES POLICY PRO- JECT OTHER PER: LOC GENERAL AGGREGATE $ 2,000,000 PRODUCTS - COMP/OP A s 2,000 , 000 COMBINED SINULE Linn'AUTOMOBILE (Fa accident) 5 5 LIABILITY ANYAUTO ALL OWNED AUTOS HIRED AUTOS SCI IEOULED AUTOS NON -OWNED 1 AUTOS BODILY INJURY (Per person) $ 000ILY INJURY (Per accident $ PROPERTY DAMAGE f Per accident) $ $ UIv1BRELLA LIAR EXCESS LIAB OCCUR C 1 EACH OCCURRENCE $ AGGREGATE 5 OLD I RETENTIONS $ ; PER -0111- STATUTE I I ER WORKERS COMPENSATION ANI) EMPLOYERS' LIABILITY rrN ANY PROPRIETOR/PARTNEVEXECUTR'E OFFICLR/A'L-rlBER EXCLUDED? t fMandatoy In NN) If yes, describe under DESCRIPTION OF OPERATIONS below N/A EL EACH ACCIDENT $ EL DISEASE - LA EMPLOYEE 5 E.L. DISEASE -POLICY LIMIT DESCRIPTION OF OPERATIONS / _OCATIONS /VEHICLES ACORD 101 Additional Remarks Schedule, may be atlachec if mole space Is required) CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN I ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE :01986-2013 ACORD CORPORATI+r Ali rights reserved, ACORD25(2013/04) The ACORD name and logo are registered marks of ACORD