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13.A. CHAIRMAN STANBRIDGE - UPDATES <br />None. <br />13.C. COMMISSIONER ADAMS - EMERGENCY WATER <br />ASSESSMENT PAYMENT FOR A SHIP LOAN RECIPIENT <br />Commissioner Adams advised that a SHIP loan was due to close quite soon and it <br />was discovered there is an unpaid water assessment which the buyer is unable to pay. The <br />buyer cannot be connected to County water until the past due amount is paid. Non-payment <br />will also holdup the closing on the house. The amount due is approximately $300. She <br />asked the Board to consider a policy whereby this single mother and others in hardship <br />situations could be assisted at staff level. <br />Deputy County Attorney Collins explained in detail the County's position, the <br />hierarchy of lien holders, and the concern that, should the borrower default, the County's <br />$35,000 second mortgage would be wiped out. He recommended the Board ensure the <br />utility lien is brought current before the closing. He considered this a policy decision to be <br />made by the Board. <br />Community Development Director Robert Keating advised that the County has made <br />over 500 loans which amount to $7 million. He explained that while paperwork is structured <br />for a loan, this individual will actually receive a rehabilitation grant provided she does not <br />sell or rent the house until a certain period of time has lapsed. He also explained that in <br />these rehabilitation grants, staff does not look at the credit -worthiness. He cautioned that <br />should the Board make a policy decision in this particular matter, they would need to do the <br />same thing in similar cases. <br />Discussion ensued. <br />October 15, 2002 <br />32 <br />81( <br />