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7 . 5 The insurance policies procured shall be occurrence forms , not claims made policies with the exception of professional liability. 7 . 6 A certificate of insurance shall be provided to the Indian River County Risk Manager for review and approval , ten ( 10) days prior to commencement of any work under this Agreement. Indian River County and the SWDD shall be named as additional insured on all policies except workers ' compensation and professional liability . 7 . 7 The insurance companies selected shall send written verification to the Indian River County Risk Manager that they will provide 30 days prior written notice to the Indian River County Risk Manager of its intent to cancel or modify any required policies of insurance . 7 . 8 Consultant shall include all sub-consultants as insured under its policies or shall furnish separate certificates and endorsements for each sub-consultant. All coverages for sub-consultants shall be subject to all of the requirements stated herein . 7 . 9 The SWDD , by and through the Indian River County Risk Manager, reserves the right periodically to review any and all policies of insurance and reasonably to adjust the limits of coverage required hereunder, from time to time throughout the term of this Agreement. In such event , the SWDD , by and through the Indian River County Risk Manager shall provide the Consultant with separate written notice of such adjusted limits and Consultant shall comply within thirty (30) days of receipt thereof. The failure by Consultant to provide such additional coverage shall constitute a default by Consultant and shall be grounds for termination of this Agreement by the SWDD . 7 . 10 The Consultant shall indemnify and hold harmless the officers and employees of Indian River County and the SWDD , from liabilities , damages , losses , and costs , including , but not limited to , reasonable attorneys' fees , to the extent caused by the negligence , recklessness , or intentionally wrongful conduct of the Consultant and other persons employed or utilized by the Consultant in the performance of this Agreement. 8 , TERMINATION , 8 . 1 This Agreement may be terminated : (a) by the SWDD , for any reason , upon thirty (30) days' prior written notice to the Consultant; or (b) by the Consultant, for any reason , upon thirty (30) days' prior written notice to the SWDD ; or (c) by the mutual Agreement of the parties ; or d) as may otherwise be provided below. In the event of the termination of this Agreement, any liability of one party to the other arising out of any Services rendered , or for any act or event occurring prior to the termination , shall not be terminated or released . 8 . 2 In the event of termination by the SWDD , the SWDD's sole obligation to the Consultant shall be payment for those portions of satisfactorily completed work previously authorized by approved Work Order. Such payment shall be determined on the basis of the hours of work performed by the Consultant, or the percentage of worts complete as estimated by the Consultant and agreed upon by the SWDD up to the time of termination . 8