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s , <br /> As a general policy, a contingency amount of about 10% should be placed on reserve for change <br /> orders. Exception may be made to this rule if the owner provides a firm commitment to pay for <br /> all required changes exceeding the authorized loan limit, or if the Administrator determines that <br /> the situation does not require a contingency fund. <br /> B. Scope of Rehabilitation Assistance <br /> CDBG financing of housing rehabilitation is available for the following purposes: <br /> 1. Correcting local housing code (Florida Building Code) and Section 8 standard violations; <br /> 2. Providing cost effective energy conservation features; <br /> 3. Provide reasonable repairs and modifications to make the dwelling accessible to <br /> handicapped and elderly occupants as necessary and technically feasible; and <br /> 4. Correcting health and/or safety violations that may be present, including replacement of <br /> dilapidated or malfunctioning stoves or refrigerators and interim controls or abatement of <br /> lead-based paint hazards. <br /> New construction (adding a room or closing in a carport, etc.) is eligible for rehabilitation <br /> financing only to eliminate over-crowding or to provide bathroom or laundry hook-ups. General <br /> property improvements are eligible for program funds when necessary to obtain an accurate level <br /> of utility, to decrease high maintenance costs, or the elimination of blight. Examples of eligible <br /> general property improvements include installation of cabinets and linen closets, functional <br /> changes in room layout, replacement of unapproved or damaged floor covering, and enclosure of <br /> a porch for use as a bathroom where the dwelling does not have adequate interior space. <br /> Some general property improvements may be provided at the owner's expense. For example, air <br /> conditioners are not eligible for program financing unless required for medical reasons. <br /> However, if the heating system must be replaced, the owner may pay the difference between the <br /> recommended heating system and a system that provides air conditioning as well. Other <br /> additional improvements, above those required to achieve minimum standards, are optional and <br /> at owner expense. The cost for any such improvements shall be borne totally by the owner who <br /> must deposit the funds with the local government before the improvements begin if the <br /> improvements are to be a part of the rehabilitation contract. <br /> General property improvements that are paid for by the property owner must be included in the <br /> Contract for Rehabilitation that is developed and administered by the Housing Rehabilitation <br /> Program. However, ineligible new construction must be contracted separately. The property <br /> owner must also deposit the necessary funds to cover the additional improvements into the local <br /> government's program account. This must be done prior to construction. Furthermore, any <br /> construction not covered in the construction contract will be inspected by the local Building <br /> Inspector, but will not be inspected by the Housing Rehabilitation Specialist. <br /> V. QUALIFICATIONS <br /> A. General <br /> In order for a homeowner to be eligible for rehabilitation assistance, the following criteria must <br /> be met: <br /> 7 <br />