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This document prepared by and return to : 9/3/03wcg(PWD)jwd <br /> Indian River County <br /> Public Works Department <br /> 184025 1h Street <br /> Vero Beach, Fl . 32960 <br /> 18 . INSURANCE AND INDEMNIFICATION <br /> Ten days prior to the commencement of work covered by this Agreement, the DEVELOPER <br /> shall provide the COUNTY with evidence that the DEVELOPER' S Contractor has obtained <br /> and maintains the following insurance below listed : <br /> A . DEVELOPER' S Contractor shall procure and maintain for the duration of all <br /> construction contracts , insurance against claims for injuries to persons or <br /> damages to property, which may arise from or in connection with the <br /> performance of the work hereunder by the DEVELOPER, his agents, <br /> representatives, employees or sub-contractors . <br /> B . Minimum Scope of Insurance <br /> 1 . DEVELOPER and all Contractors and Subcontractors must provide proof of <br /> Worker's Compensation Insurance Coverage as required by the State of <br /> Florida. This policy must include Employers Liability with a limit of <br /> $ 100 , 000 for each accident, $ 500 ,000 disease (policy limit) , and $ 100 , 000 <br /> disease (each employee) . <br /> 2 . General Liability coverage shall provide minimum limits of liability of <br /> $ 1 , 000 , 000 per occurrence combined single limit for Bodily Injury and <br /> Property Damage . The policy shall include coverage for <br /> Premises/Operations, Products/Completed Operations, Contractual Liability, <br /> Independent Contractors . The COUNTY shall be named as an additional <br /> insured on this policy. <br /> 3 . Auto Liability coverage shall provide minimum limits of liability of <br /> $ 1 , 000 , 000 per occurrence Combined Single Limit for Bodily Injury and <br /> Property Damage for owned, hired and non-owned vehicles . The COUNTY <br /> shall be named as an additional insured on this policy. <br /> 4 . Professional Liability Insurance shall provide coverage for intentional, <br /> reckless or negligent acts , errors, or omissions committed or alleged to have <br /> been committed by DEVELOPER' S Engineer with a limit of $ 500 ,000 per <br /> claim/annual aggregate . This insurance shall extend coverage to loss of <br /> interest, earning, profit, use and business interruption, cost of replacement <br /> power, and other special, indirect and consequential damages . <br /> C . Any deductibles or self-insured retentions greater than $ 5 , 000 must be approved <br /> by the Risk Manager for Indian River County with the ultimate responsibility for <br /> same going to the DEVELOPER. <br /> D . DEVELOPER' S insurance coverage shall be primary coverage . <br /> E . All above insurance policies shall be placed with insurers with a Best's rating of <br /> 4 <br /> C ADnenments and Settings\TRamm\Mv nncuments\wnrdfiles\Florida\Two Lakes\Fow Lakes-devl doc <br />