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Page 6 of 7 T Schedule B Policy Number: A02-0066728 This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses)which arise by reason of- 1. f:1. Taxes and assessments for the year 2003 and subsequent years. 2. Phosphate, Minerals, Metals and Petroleum Reservations and rights in favor of the State of Florida, as set forth in the deed from the Trustees of the Internal Improvement Fund, recorded in Deed Book 63, Page 309 and Supplemental Deed recorded in Deed Book 109, page 89 (as to Tracts 16, 17, 18, 20, 24 & 25). 3. Phosphate, Minerals, Metals and Petroleum Reservations and rights in favor of the State of Florida, as set forth in the deed from the Trustees of the Internal Improvement Fund, recorded in Deed Book 23, Page 76 (as to Tracts 16, 17, 18, & 20). 4. Phosphate, Minerals, Metals and Petroleum Reservations and rights in favor of the State of Florida, as set forth in the deed from the Trustees of the Internal Improvement Fund, recorded in Deed Book 23, Page 80 (as to Tracts 24 & 25). 5. Grants of Easements for Jacksonville-Miami Intercoastal Waterway, in favor of the United States of America as recorded in Deed Book 28, page 442 and in Deed Book 32, page 584. 6. Grant of Easement in favor of the United States of America for Intracoastal Waterway From Jacksonville, Florida to Miami, Florida as recorded in Official Records Book 30, page 183. 7. Resolutions fixing Bulkheads as recorded in Plat Book 5,page 27 and in Plat Book 5,page 43, Public Records of Indian River County, Florida. 8. Notwithstanding the legal description in Schedule A, this policy does not insure against rights of the State of Florida based on the doctrine of the state's sovereign ownership of lands lying below the mean high water line of any navigable or tidally influenced waters. 9. Any land described in Schedule A which is artificially filled land in what was formerly navigable waters, is subject to the rights of the United States government, arising by said government's control over navigable waters involving navigation and commerce. 10. Rights, if any, of the public to use as a public beach or recreation area any part of the land lying between the body of water abutting the subject property and the natural line of vegetation, bluff, extreme high water line, or other apparent boundary line separating the publicly used area from the upland private area. 11. The nature, extent or existence of riparian rights are not insured. NOTE: All recording references in this commitment/policy shall refer to the Public Records of Indian River County, Florida, unless otherwise noted. http://sflorida.titlewave.net/PolicyPreview.asp?DocNum=13 5009&FolderNum=13 5009&Inde... 3/17/03