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United Fire Group <br /> ' Fidelity & Surety Department <br /> POLICYHOLDER DISCLOSURE <br /> ' <br /> NOTICE OF TERRORISM INSURANCE COVERAGE <br /> SURETY BONDS <br /> ' You should know that, effective November 26 , 2002 , any losses sustained by the surety <br /> ' caused by certified acts of terrorism would be partially reimbursed to the surety by the <br /> United States under a formula established by federal law. Under this formula , the United <br /> States pays 90 % of covered terrorism losses exceeding the statutorily established <br /> ' deductible paid by the surety providing the coverage . The portion of your bond premium <br /> that is attributable to coverage for acts of terrorism is $ 0 .00 . Before any charges are <br /> ' added for terrorism coverage in future surety products you purchase , you will be able to <br /> make a coverage election for a then specified premium charge . <br /> ' The existence of the federal terrorism insurance program does not affect the obligations <br /> you assume in the indemnity agreement. <br /> ' HOME OFFICE: 118 Second Ave, SE, PO Box 73909, Cedar Rapids, IA 52407-3909 Phone: 319-399-5700 FAX: 319-399-5425 <br />