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ALTA Owner' s Policy <br /> SCHEDULE B <br /> Policy No . : 0-2125 -507505 <br /> This policy does not insure against loss or damage by reason of the following: <br /> 1 . Rights or claims of parties in possession not shown by the public records . <br /> 2 . Easements , or claims of easements, not shown by the public records . <br /> 3 . Encroachments, overlaps, boundary line disputes, or other matters which would be disclosed by an <br /> accurate survey and inspection of the premises. <br /> 4 . Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed <br /> by law and not shown by the public records . <br /> 5 . Community property, dower, curtesy, survivorship, or homestead rights, if any, of any spouse of the <br /> insured. <br /> 6 . Any titles or rights asserted by anyone including but not limited to persons, corporations , <br /> governments or other entities, to tide lands, or lands comprising the shores or bottoms of navigable <br /> rivers, lakes , bays, ocean or gulf, or lands beyond the line of the harbor or bulkhead lines <br /> as <br /> established or changed by the United States Government or water rights, if any. <br /> 7 . Reservations contained in Patent from the United States of America or State where the land <br /> described in Schedule A is located. <br /> 8 . Restrictive Covenants affecting the property described in Schedule A. <br /> 9 . Taxes for the year 2004 and thereafter. <br /> 10 . EASEMENT RESERVED IN DEED BOOK 13 , PAGE 146 , OF THE PUBLIC RECORDS OF <br /> INDIAN RIVER COUNTY, FLORIDA. <br /> 11 . NON-EXCLUSIVE EASEMENT RESERVED BY WARRANTY DEED RECORDED IN <br /> OFFICIAL RECORDS BOOK 737, PAGE 1665 , OF THE PUBLIC RECORDS OF INDIAN RIVER <br /> COUNTY, FLORIDA. <br /> 12 . UNITY OF TITLE RECORDED IN OFFICIAL RECORDS BOOK 763 , PAGE 1987, OF THE <br /> PUBLIC RECORDS OF INDIAN RIVER COUNTY, FLORIDA. <br /> 13 , RIGHT-OF-WAY FOR OSLO ROAD (A/K/A 9THSTREET S .W.), AS NOW LAID OUT AND IN <br /> USE. <br /> 14 . PERSONAL PROPERTY IS HEREBY NOT INSURED . <br /> 15 . ZONING ORDINANCES , RESOLUTIONS AND REGULATIONS . <br /> 16 . UNPAID CHARGES FOR UTILITY SERVICES FURNISHED BY ANY PUBLIC OR PRIVATE <br /> UTILITY COMPANY WHICH COULD CONSTITUTE A LIEN AGAINST SUBJECT <br /> PROPERTY. <br /> ITEMS 1 , 3 & 4 ARE HEREBY DELETED , <br /> STEWART TITLE <br /> GUARANTY COMPANY <br /> Schedule B of this Policy consists of 2 page(s) <br />