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agreements , written where legally required for validity , similar waivers each in favor of other parties enumerated in this Section 7 . 3 . The policies shall provide such waivers of subrogation by endorsement or otherwise . A waiver of subrogation shall be effective as to a person or entity even though that person or entity would otherwise have a duty of indemnification , contractual or otherwise , did not pay the insurance premium directly or indirectly , and whether or not the person or entity had an insurable interest in the property damaged . is 7m3m9 If requir rd iR WFirtiRn by a paFt i iR iRteFest , the neFas tru6tee 6hall , -UPOR duties , shall distribute OR aGGOFdaRGe with 6UGh agreement as the paFtie6 in inteFe6t may FeaGh , 9F an aGGGFdaRGe with an aFbitrateen award on whiGh Gase the PFOGeduFe shall be as r� rn� iirler) in D r� inle 'I (1 If r. f+ ne ether 6penial reem �? marls pFevid VT JGtoll-,CT�71TC-CJiTTGl��7�i GTGIT Tri GTTf rfTfG7'Gf� FeplaGemeRt of damaged Work Shall be Govered by appmpriate GhaRge OF § 7 . 3 . 10 The Owner as trustee shall have power to adjust and settle a loss with insurers unless one of the parties in interest shall object in writing , within five ( 5 ) days after occurrence of loss to the Owner' s exercise of this power; if such objection be made , the parties shall enter into dispute resolution under procedures provided in Article 10 . If distribution of insurance proceeds by arbitration is required , the arbitrators will direct such distribution . § 7 . 3 . 11 Partial occupancy or use prior to Substantial Completion shall not commence until the insurance company or companies providing property insurance have consented to such partial occupancy or use by endorsement or otherwise . The Owner and the Design/ Builder shall take reasonable steps to obtain consent of the insurance company or companies and shall not , without mutual written consent , take any action with respect to partial occupancy or use that would cause cancellation , lapse or reduction of coverage . § 7A LOSS OF USE OF INSURANCE , , s PFOperty due to fire 9F othe, due to fire nr other h .azai: s , he sever na „ cerl ARTICLE 8 CHANGES IN THE WORK § 8 . 1 CHANGES § 8 . 1 . 1 Changes in the Work may be accomplished after execution of this Part 2 Agreement , without invalidating this Part 2 Agreement , by Change Order , Construction Change Directive , or order for a minor change in the Work , subject to the limitations stated in the Contract Documents . § 8 . 1 . 2 A Change Order shall be based upon agreement between the Owner and the Design/Builder; a Construction Change Directive may be issued by the Owner without the agreement of the Design / Builder; an order for a minor change in the Work may be issued by the Design /Builder alone . 13