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s ' <br /> b . Conduct a good faith investigation of each reported claim or <br /> loss under subparagraph " a" above (hereinafter referred to as <br /> a " qualified claim or loss ") to the extent deemed necessary <br /> by PGCS in the performance of its obligations hereunder. <br /> C, Maintain a file for each qualified claim or loss, which shall <br /> be available for review by IRC at any reasonable time. <br /> d. Adjust, settle or resist all qualifying claims or losses arising <br /> there from within the stated discretionary settlement <br /> authority limit and, with specific prior approval of IRC , <br /> adjust, settle or resist all other qualifying claims and losses <br /> resulting there from in excess of the discretionary settlement <br /> authority limit. <br />