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b . Pay medical and death benefits, temporary and permanent <br /> disability compensation and other losses and expenses but <br /> only if in the judgment of PGCS , such payment would be <br /> prudent for IRC and IRC is legally obligated to pay said <br /> benefits and the anticipated amount thereof does not exceed <br /> the stated settlement authority or, in any case, IRC <br /> specifically approves or directs such action. <br /> C, Assist in the IRC selection of a panel of physicians or other <br /> providers of health care to initially treat employees and a <br /> panel of medical specialists to provide long-term or specialty <br /> care. <br /> d . Consult with IRC in order to develop ways of using any <br /> medical facility more effectively. <br /> e. Monitor the treatment programs recommended for <br /> employees by physicians, specialists and other health care <br /> providers by reviewing all medical reports so prepared and <br /> by maintaining such contact with these providers as may be <br /> appropriate in the judgment of PGCS . <br /> 7 <br />