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e <br /> PAGE <br /> Be Local Housina Assistance Program Strategies 11 <br /> 1 , Impact Fee / Capacity Charge Grants 11 <br /> 2 , Impact Fee / Capacity Charge Loans 16 <br /> 3 , Downpayment / Closing Cost / Principal Reduction Loans 20 <br /> 4 , Land Acquisition Loans 27 <br /> 5 . Rehabilitation or Emergency / Disaster 29 <br /> Repair Loans <br /> 6 , Rehabilitation , Emergency , or Disaster 38 <br /> Repair Grants <br /> 7 , Land Bank - Market Purchase 43 <br /> 8 . Land Bank - Tax Deed Purchase 46 <br /> C . Estimated Unit Assistance and Pricing <br /> for the IRCLHAProgram 48 <br /> D . IRCLHAProaram Administration / Implementation <br /> Activities 49 <br /> 1 . Program Expenditures 49 <br /> 2 . Application Periods 51 <br /> 3 . Application Processing 51 <br /> 4 . IRCLHAProgram Applicant Criteria 53 <br /> a . Income Level 53 <br /> b . Employment Verification 53 <br /> c . Asset Verification 54 <br /> d . Mortgage Verification 54 <br /> e . Credit Verification 54 <br /> f . Homebuyer Status 55 <br /> g . Home Inspection 55 <br /> h . Non - Profit Organization Selection Criteria 57 <br /> 5 . Application Review 57 <br /> 6 . Transfer / Dispersal of Funds for Housing Units 57 <br /> ii <br />