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Mortgage document and promissory notes are then prepared , <br /> and a closing is scheduled . At the closing , the <br /> • applicant signs all appropriate documents . <br /> Staff sends a notice to proceed to the contractor . <br /> Contractor pulls building permits and completes the work . <br /> Appropriate jurisdiction ' s building department inspector <br /> inspects the completed work . Contractor sends the final <br /> bill to the county . Staff requests a check that will be <br /> sent directly to the contractor . <br /> 4 . IRCLHAProgram Applicant Criteria <br /> Eligible persons or sponsors applying for participation <br /> in the IRCLHAProgram shall comply with the following <br /> requirements : <br /> a . Income Level <br /> All households shall be classified as very low - , <br /> low - , or moderate - income households . Household <br /> income includes gross annual income of every member <br /> of the household 18 years and older . In cases where <br /> the applicant is an eligible sponsor but not an <br /> eligible person , the assisted housing unit must be <br /> occupied by eligible persons classified as very <br /> low - , or low - income persons . Income inclusion and <br /> exclusions will be based on guidelines provided by <br /> the Florida Housing Finance Corporation ( Exhibit <br /> E ) . <br /> b . Employment Verification <br /> Applicants seeking assistance from the <br /> IRCLHAProgram to purchase eligible housing units <br /> shall be eligible persons meeting one of the <br /> following employment criteria : <br /> i . Suitable documentation indicating current , <br /> continuous employment for a minimum of one ( 1 ) <br /> year ; or <br /> ii . Suitable documentation indicating current <br /> employment ( within twelve ( 12 ) months of an <br /> application submittal ) as a seasonal farmworker , <br /> with a minimum of two ( 2 ) consecutive years as a <br /> seasonal farmworker , whereby the first period of <br /> seasonal employment shall have been for the full <br /> duration of the season , and the second period shall <br /> have been for a minimum of one - half ( 1 / 2 ) of the <br /> current season , if the eligible person ( s ) may be <br /> • classified as a seasonal farmworker ( s ) ; or <br /> iii . An eligible person ( s ) classified as a person ( s ) <br /> with special housing needs , excluding seasonal or <br /> 53 <br />