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option of the COUNTY : separately obtain same outside of this Agreement ; or request the Consultant to provide , either directly by the Consultant or by a sub-co sultant , such additional services by a new Work Order or by a written amendment to a specific Work Order. 7 , INSURANCE AND INDEMNIFICATION , 7 . 1 The Consultant shall not commence work on this Agreement until it has obtained all insurance required under this Agreement and such insurance has been approved by the County's Risk Manager. 7 . 2 Consultant shall procure and maintain , for the duration of this Agreement , the minimum insurance coverage as set forth herein . The cost of such insurance shall be included in the Consultant' s fee : 7 . 2 . 1 Workers ' Compensation : Workers ' Compensation as re uired by the State of Florida . Employers ' Liability of $ 100 , 000 each accident , $ 500 , 000 disease policy limit , and $ 100 , 000 disease each employee . 7 . 2 . 2 General Liability : commercial general liability coverage , including contractual liability and independent contractor, with a minimum combined single limit of $ 100 , 000 per occurrence and personal injury coverage of $ 50 , 000 7 . 2 . 3 Business Automobile Liability: owned , hired , and non -owned vehicles at a minimum combined single limit of $ 100 , 000 per occurrence and Personal injury coverage of $ 50 , 000 for bodily injury and property damage for owned and non -owned vehicles . 7 . 2 .4 Professional Liability Insurance : providing coverage for negligent acts , errors , or omissions committed by Consultant with a limit of $ 1 , 000 , 000 per claim/annual aggregate . This insurance shall extend coverage to loss of interest , earning , profit , use , and business interruption , cost of replacement power, and other special , indirect , and consequential damages . 7 . 3 Consultant' s insurance coverage shall be primary . 7 . 4 All required insurance policies shall be placed with insurers licensed to do business in Florida and with a Best' s rating of A VII or better. 7 . 5 The insurance policies procured shall be occurrence forms , not claims made policies with the exception of professional liability . 7 . 6 A certificate of insurance shall be provided to the County' s Risk Manager for review and approval , ten ( 10 ) days prior to commencement of any work under this Agreement . The COUNTY shall be named as an additional insured on all policies except workers ' compensation and professional liability . 8 F :\Public Works\KeithM\Administrative\Master Agreements for Stormwater Consultants\Master Consultant Contr ct - CAMP DRESSER & MCKEE Master Agreement - 3-3-2005 - Final Version . doc