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additional services by a new Work Order or by a written amendment to a specific Work Order. 7 . INSURANCE AND INDEMNIFICATION . 7 . 1 The Consultant shall not commence work on this Agreement until it has obtained all insurance required under this Agreement and such insura ce has been approved by the County's Risk Manager. 7 . 2 Consultant shall procure and maintain , for the duration of this Agreement , the minimum insurance coverage as set forth herein . The cost of such insurance shall be included in the Consultant' s fee : 7 . 2 . 1 Workers ' Compensation : Workers ' Compensation as required by the State of Florida . Employers ' Liability of $ 100 , 000 each accident , $ 500 , 000 disease policy limit , and $ 100 , 000 disease each employee . 7 . 2 . 2 General Liability: commercial general liability coverage , including contractual liability and independent contractor, with a minimum combined single limit of $ 100 , 000 per occurrence and personal injury coverage of $ 50 , 000 7 . 2 . 3 Business Automobile Liability : owned , hired , and non -owned vehicles at a minimum combined single limit of $ 100 , 000 per occurrence and personal injury coverage of $ 50 , 000 for bodily injury and property damage for owned and non -owned vehicles . 7 . 2 . 4 Professional Liability Insurance : providing coverage for negligent acts , errors , or omissions committed by Consultant with a limit of $ 1 , ( ) 00 , 000 per claim/annual aggregate . This insurance shall extend coverage to loss of interest , earning , profit , use , and business interruption , cost of replacement Power, and other special , indirect , and consequential damages . 7 . 3 Consultant' s insurance coverage shall be primary . 7 . 4 All required insurance policies shall be placed with insurers licensed to do business in Florida and with a Best' s rating of A VII or better. 7 . 5 The insurance policies procured shall be occurrence forms , not claims made policies with the exception of professional liability . 7 . 6 A certificate of insurance shall be provided to the County' s R sk Manager for review and approval , ten ( 10 ) days prior to commencement of any wok under this Agreement . The COUNTY shall be named as an additional insured on all policies except workers ' compensation and professional liability. 8 F :\Public Works\KeithM\Administrative\Master Agreements for Stormwater Consultants\Master Consultant Contra - CARTER ASSOCIATES Master Agreement - 3-3-2005 - Final Version .doc