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Fidelity National Title <br />Insurance Company <br />Commitment No: CD08-112942 <br />Agent File No: <br />9. Agreement by and between the Governing Board of the St. Johns River Water Management District <br />and Jack M. Berry, Inc., formerly Berry Groves, Inc., a Florida corporation, recorded June 28, 1993 in <br />Official Records Book 978, Page 2359, Public Records of Indian River County, Florida. ( Note: Does <br />not give a specific legal of the lands encumbered thereby). <br />10. The nature, extent, or existence of riparian rights, if any, appurtenant to be insured lands lying below <br />the meanlordinary high water mark, are neither guaranteed nor insured, and the riparian rights of <br />others as the same may affect the said property, are hereby expected. <br />11. Notwithstanding the insuring provisions of the Commitment and/or Policy, legal right of access to <br />and from the insured land is not insured. <br />NOTE: In order to delete the survey exception, a satisfactory survey, in conformity.with the minimum <br />standards for land surveys made for title insurance purposes, certified to the Company and/or its <br />agent, through a current date, must be furnished at or before the closing, which survey discloses the <br />nature and extent of any encroachments, overlaps, boundary line discrepancies, or other matters <br />adversely affecting title to the property to be insured. Additional requirements and/or exceptions will <br />be made for any appropriate matters disclosed. <br />Items 1, 3, 4 and 5 will be deleted from Schedule B, Section 2 of the Commitment, provided: <br />a. a satisfactory current survey is submitted, if applicable; <br />b, an affidavit of the seller/mortgagor affirming no knowledge of any adverse matters or liens which <br />might affect the title to the property, and possession; <br />c. it is determined the real property taxes and special assessments have been paid; <br />d. it is determined there is nothing of record which would give rise to construction liens which <br />would take priority over the insured mortgage. <br />Additional exceptions will be made in the policy for any appropriate matters disclosed. <br />NOTE: The Company reserves the right to make further requirements and/or exceptions upon its review <br />of the proposed documents creating the estate or interest to be insured or otherwise ascertaining details of <br />the transaction. <br />If the proceeds of the loan to be secured by the insured mortgage are deposited with the Company or its <br />authorized agent, Item 1 above shall be deemed deleted as of the time such funds are disbursed to or for <br />the account of the borrower. Neither the company nor its agent shalt, however, be under any duty to <br />disburse any sum except upon a determination that no such adverse intervening matters have appeared of <br />record or occurred. <br />Items 3, 4 and <br />5 will be deleted provided: a satisfactory current survey is <br />submitted, if applicable; it <br />is <br />determined the <br />current year's taxes or special assessments have been paid; <br />an affidavit of possession, <br />in <br />MTEIT C <br />ALTA COMhOWNT 09W <br />466 <br />