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ARTICLE X <br /> AMENDMENT OR TERMINATION OF PLAN <br /> 10 . 1 AMENDMENT <br /> The Employer, at any time or from time to time , may amend any or all of the <br /> provisions of the Plan without the consent of any Employee or Participant . No amendment shall <br /> have the effect of modifying any benefit election of any Participant in effect at the time of such <br /> amendment , unless such amendment is made to comply with Federal , state or local laws , <br /> statutes or regulations . <br /> 10 . 2 TERMINATION <br /> The Employer is establishing this Plan with the intent that it will be maintained for <br /> an indefinite period of time . Notwithstanding the foregoing , the Employer reserves the right to <br /> terminate this Plan , in whole or in part , at any time . In the event the Plan is terminated <br />, no <br /> further contributions shall be made . Benefits under any Insurance Contract shall be paid in <br /> accordance with the terms of the Contract. <br /> No further additions shall be made to the Medical Expense Reimbursement Plan <br /> Fund or Dependent Day Care Reimbursement Plan Account, but all payments from such fund or <br /> account shall continue to be made for a reasonable period of time as specified by the <br /> Administrator. Any amounts remaining in any such fund or account as of the end of such period <br /> shall be forfeited after the expiration of the filing period . <br /> ARTICLE XI <br /> MISCELLANEOUS <br /> 11 . 1 PLAN INTERPRETATION <br /> All provisions of this Plan shall be interpreted and applied in a uniform , <br /> nondiscriminatory manner . This Plan shall be read in its entirety and not severed except as <br /> provided in Section 11 . 12 . <br /> 11 . 2 GENDER AND NUMBER <br /> Wherever any words are used herein in the masculine , feminine or neuter <br /> gender, they shall be construed as though they were also used in another gender in all cases <br /> where they would so apply , and whenever any words are used herein in the singular or plural <br /> form , they shall be construed as though they were also used in the other form in all cases where <br /> they would so apply . <br /> 11 . 3 WRITTEN DOCUMENT <br /> This Plan , in conjunction with any separate written document which may be <br /> required by law , is intended to satisfy the written Plan requirement of Code Section 125 and any <br /> Treasury regulations thereunder relating to cafeteria plans . <br /> 11A EXCLUSIVE BENEFIT <br /> This Plan shall be maintained for the exclusive benefit of the Employees who <br /> participate in the Plan . <br /> 22 <br />