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09 / 07 / 2009 22 : 09 7722874744 PHIL WHITE STATEFARM PAGE 05 / 05 <br /> IMPORTANT <br /> If the certificate holder is an ADDITIONAL INSURED, the pollcy(ies) must be endorsed . A statement <br /> on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s) . <br /> If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br /> require an endorsement. A statement on this certificate does not confer rights to the <br /> certificate <br /> holder in lieu of such endorsement(s) . <br /> DISCLAIMER <br /> The Certificate of Insurance on the reverse side of this form does not const" a contract between <br /> the Issuing Insurer(s) , authorized representative or producer, and the certificate holder, nor dons <br /> it <br /> affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon . <br /> ACORD 25 (2001108) <br />