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From: Erlttan� caraballc At: 60UWard Insuranoe FaxlD. To: Inolar. Raver County <br />IMPORTANT <br />Dere: 10/20/X08 1 1:01 AM Payr S of 3 <br />If the certificate holder is an ADDITIONAL INSURED, the poi;cy(ies) must be endorsed. A statement <br />on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statement on this certificate does not confer rights to the certificate <br />holder in lieu of such endorsemertts). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does rot constitute a contract betweer. <br />the issuing insurer(s;, authorized representative or producer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or after the coverage afforded by the policies listed thereon. <br />