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t7lMl Pawl Fi a and Marine Insmamae Compaay United S s Fidelity and Guaranty Company <br /> t7ll St Paul Guardian 7nsur =-Cdmpany Fidelity and Guaranty Insumnee Company <br /> St Paul Mercury Insurance Company Fidelity and Guaranty Insurance Underwriters, Inc. <br /> Seaboard Surety Company St Paul Medical Liability Lwaraum Co <br /> n9rany <br /> Bond No. N/A <br /> RIDER CONTAINING <br /> DISCLOSURE NOTICE OF TERRORISM COVERAGE <br /> This disclosure notice is required by the Terrorism Risk Insurance Act of 2002 (the <br /> `Act") . No action is required on your part. This Disclosure Notice is incorporated in <br /> and a part of the attached bond , and is effective the date of the bond . <br /> You should know that , . effective November 26 , 2002 , any losses covered by the <br /> attached bond that are caused : by certified acts of terrorism would be partially <br /> reimbursed by the United States under a formula established by the Act. Under this <br /> formula , the United States reimburses 90% of covered terrorism losses exceeding <br /> the statutorily established deductible paid by the insurance company providing the <br /> coverage . <br /> Under the Act, there is a cap on our liability to pay for covered terrorism losses if the <br /> aggregate amount of insured losses under the Act exceeds $ 100 , 000 , 000 ,.000 during <br /> the applicable period for all . insureds and all insurers combined . In that case , we will <br /> not be liable for the payment of any amount which exceeds that aggregate amount of <br /> $ 1. 00 , 0009000 , 000 . <br /> The portion of your premium that is attributable to coverage for acts of terrorism is <br /> $0 .00 . <br /> IMPORTANT NOTE : THE COST OF TERRORISM COVERAGE 1S SUBJECT TO <br /> CHANGE ON ANY BONDS THAT PREMIUM IS CHARGED ANNUALLY. <br /> 58 <br />