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I . A.08Dnw CERTIFICATE OF LIABILITY INSURANCE °A� _ 08 - 26 - 2005 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION HRH OF VERO BEACH , INC / PHS ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HLDER. THIS CERTIFICATE DOES NT AMEND, EXTEND OR 227667 P : ( 866 ) 467 - 8730 F : ( 877 ) 538 - 8526 ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW . Pa 0 * BOX 29611 INSURERS AFFORDING COVERAGE CHARLOTTE NC 28229 INSURED INSURERA: Hartford Ins Co of the Southeast CHILDCARE RESOURCES OF INDIAN RIVER , INSURER B: INC . INSURER C: 1801 24TH ST . INSURER D: VERO BEACH FL 32960 INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED . NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN , THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES, AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. L NOR TYPE OF INSURANCE POLICY NUMBER POSY EFFECTIVE POLICY EXPIRATION LIMITS DATE MMIOD DATE MM/DD/YY GENERAL LIABBJ7Y I EACH OCCURRENCE I $ 1 , 000 , 000 A COMMERCIAL GENERAL LIABILITY 21 SBA FP 5 9 7 3 10 / 14 / 05 10 / 14 / 06 I FIRE DAMAGE (Any one fire) I $ 3 0 0 , 0 0 0 CLAIMS MADE u OCCUR I MED EXP IAny one person) I $ 10 1000 X Business Liab I PERSONAL & ADV INJURY 1 $ 1 , 000 , 000 GENERAL AGGREGATE I S2 , 000 , 000 GEML AGGREGATE LIMIT APPLIES PER. I PRODUCTS - COMP/OP AGG I s2 , 000 , 000 POLICY 1 X LOC AUTDMD&LE LIABILITY COMBINED SINGLE LIMIT $ 1 1 000 , 000 A ANY AUTO 21 SBA F P 5 9 7 3 10 / 14 / 05 10 / 14 / 06 (Ea accident) ALL OWNED AUTOS BODILY INJURY $ SCHEDULED AUTOS (Per person) X HIRED AUTOS BODILY INJURY $ X NON-OWNED AUTOS (Per accident) PROPERTY DAMAGE $ (Per accident) GARAGE LIABILITY I AUTO ONLY - EA ACCIDENT $ ANY AUTO OTHER THAN EA ACC $ AUTO ONLY: AGG $ EXCESS WTY _ I EACH OCCURRENCE I $ OCCUR I� CLAIMS MADE I AGGREGATE I $ I $ DEDUCTIBLE I $ RETENTION $ $ WORKERS COMPENSATION AND WCY I STATUS OTH- EMPLOYEIIS' LIABILITY E.L. EACH ACCIDENT $ E.L. DISEASE - EA EMPLOYEE $ E.L. DISEASE - POLICY LIMIT $ OTHER DESCRIPTION OF OPERATIONSILOCATIONS/VEHICLES/EXCLUSIONS ADDED BY ENDORSEMENT/SPECIAL PROVISIONS Those usual to the Insured ' s Operations . Indian River County is also an Additional Insured per the Business Liability Coverage Form SS0008 , CERTIFICATE HOLDER LX 1 ADDITIONAL INSURED; INSURER LETTER: A CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE ( 10 DAYS FOR NON- PAYMENT) TO THE CERTIFICATE Indian River County HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR 1840 25th Street REPRESENTATIVES. Vero Beach , FL 32960 AUTHORIZED REPRESENTPA.UXE ACORD 25—S ( 7197) ACORD CORPORATION 1988