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NUV-04 -2005 11 : 56 P . 02V02 <br /> IMPORTANT <br /> if the certificate holder is an ADDITIONAL. INSURED , the policy( les) must be endorsed . A statement <br /> on this certificate does not confer rights to the certificate holder in lieu of such endorsrment(s). <br /> if SUBROGATION IS WAIVED , subject to the terms and conditions of the policy , Certain policies may <br /> require an endorsement. A statement on this certificate does not confer rights to the Cortificete <br /> holder In lieu of such endorsement(s) , <br /> DISCLAIMER <br /> The Certificate of insurance on the reverse side of this form does not constitute a contract between <br /> the issuing insurer(s) , authorized representative or producer, and the certificate holder, nor does it <br /> affirmatively or negatively amend , extend or after the coverage afforded by the policies listed thereon . <br /> The information contained in this transmission is client privileged and conftdendal, or considered confidential under <br /> statelfederal statutes or regulations. It is intended only for the use of the individual or entity named above. {f the reader of <br /> this message is not the intended recipient, you a re h ereby notified that any dissemination, distribution or copy of this <br /> communication is strictly prohibited. If you received this message in error, please immediately notify+ us by the telephone <br /> and return the original message to us at our address via the United States Postal Service. 7wank you. <br /> WORD :5 (2001108) <br /> TOTAL P . 02 <br />