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Gallagher Bassett Services , Inc . 15 <br /> May 16 , 2005 , <br /> Ms . Rozell Schnur <br /> Account Manager <br /> Arthur J . Gallagher & Co . - Orlando <br /> a Division of Arthur J . Gallagher & Co . ( Florida ) <br /> 7380 Sand Lake Road , Suite 390 <br /> Orlando , FL 32819 <br /> RE : Insurance Appraisal Program for Indian River County BOCC , Vero Beach , FL <br /> Dear Ms . Schnur : <br /> We appreciate the opportunity to submit our recommendations and proposal for valuation <br /> service relative to the approximately 97 buildings ( after eliminating lift stations ) listed on the <br /> Indian River County BOCC property schedule . <br /> The study we propose will reflect our opinion of the Replacement Cost , new and <br /> Insurable Replacement Value of buildings and building appurtenances . <br /> The purpose of our study is to provide current and supportable data for insurance placement <br /> and proof-of- loss and will include the following services : <br /> 1 . The preparation of a detailed record of your structures to support total as well as <br /> partial losses . <br /> 2 . The rendering of all necessary price research to establish the Insurable <br /> Replacement Value of your structures . <br /> 3 . The preparation of a report , properly classified , indicating value conclusions in <br /> total , by classifications and by property unit or item . <br /> 4 . The implementation of an Annual Update Service Program to update values <br /> systematically and economically . <br /> 5 . The establishment of a Loss Assistance Program in support of your interest in <br /> the event of a loss . <br /> As is customary , antiques , works of art , land , licensed vehicles , stock and supplies and the <br /> personal property of others will be excluded from the appraisal . <br /> THE GALLAGHER CENTRE <br /> TWO PIERCE PLACE <br /> ITASCA, IL 60143 <br /> 630-773-3800 <br /> 630-285-4000 FAX <br /> www.gallagherbassett.com <br /> appraisals/dat/dt/ <br />