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to a person or entity even though that person or entity would otherwise have a duty of <br /> indemnification , contractual or otherwise , did not pay the insurance premium directly or <br /> indirectly, and whether or not the person or entity had an insurable interest in the <br /> property damaged . <br /> § 7.3 . 10 The Owner as trustee shall have power to adjust and settle a loss with insurers <br /> unless one of the parties in interest shall object in writing , within five (5) days after <br /> occurrence of loss to the Owner's exercise of this power; if such objection be made , the <br /> parties shall enter into dispute resolution under procedures provided in Article 10 . If <br /> distribution of insurance proceeds by arbitration is required , the arbitrators will direct <br /> such distribution . <br /> § 7.3. 11 Partial occupancy or use prior to Substantial Completion shall not commence <br /> until the insurance company or companies providing property insurance have consented <br /> to such partial occupancy or use by endorsement or otherwise . The Owner and the <br /> Design/ Builder shall take reasonable steps to obtain consent of the insurance company <br /> or companies and shall not , without mutual written consent, take any action with respect <br /> to partial occupancy or use that would cause cancellation , lapse or reduction of <br /> coverage . <br /> § 4 ince OF USE OF INSURANCE <br /> - - - - - - - - - — . . <br /> 7-4 - 1 The Owner, at the Owner's GPtiGR , may piwGhase and rnRiRtaiR S1 'Ph insl sraRGe <br /> de b. fwre other M d h <br /> ARTICLE 8 CHANGES IN THE WORK <br /> § 8 . 1 CHANGES <br /> § 8. 1 . 1 Changes in the Work may be accomplished after execution of this Part 2 <br /> Agreement, without invalidating this Part 2 Agreement, by Change Order, Construction <br /> Change Directive , or order for a minor change in the Work , subject to the limitations <br /> stated in the Contract Documents . <br /> § 8 . 1 .2 A Change Order shall be based upon agreement between the Owner and the <br /> Design/Builder; a Construction Change Directive may be issued by the Owner without <br /> 14 <br />