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(a) Workers ' Compensation in at least the limits as required by law ; <br /> Employers ' Liability Insurance of not less than $ 100, 000. 00 for each accident . <br /> (b) Commercial General Liability Insurance including, but not limited to , <br /> Independent Contractor, Contractual , Premises/Operations , Products/Completed Operation and <br /> Personal Injury covering the liability assumed under the indemnification provisions of this <br /> Agreement, with limits of liability for personal injury and/or bodily injury , including death , of <br /> not less than $2 ,000 , 000. 00 , each occurrence ; and property damage of not less than <br /> $ 1 ,000,000 . 00 , each occurrence . (Combined single limits of not less than $27000 ,000 . 00, each <br /> occurrence , will be acceptable unless otherwise stated) . Coverage shall be on an " occurrence " <br /> basis , and the policy shall include Broad Form Property Damage coverage and Fire Legal <br /> Liability of not less than $ 50 , 000 . 00 per occurrence , unless otherwise stated by exception herein . <br /> (c) Commercial Automobile and Truck liability covering owned, hired , and <br /> non owned vehicles with combined single limits of not less than $2 ,000 ,000 . 00 , each occurrence . <br /> Coverage shall be on an " occurrence " basis, such insurance to include coverage for loading and <br /> unloading hazards . <br /> (d) Builder's Risk Insurance LESSEE shall procure or cause the contractor to <br /> maintain builder's risk insurance ( " all risk ") with limits equal to one hundred percent ( 100 % ) of <br /> the completed value of the structure (s) , building(s) , or addition (s) . The policy must contain an <br /> endorsement (or the equivalent) to provide coverage during transit and installation . <br /> Each insurance policy shall include the following conditions by endorsement (or the <br /> equivalent) to the policy: <br /> ( 1 ) The insurance provider shall endeavor to give LESSOR thirty (30) days <br /> prior notice of cancellation of coverage, by mail to : Indian River County, Purchasing Division , <br /> 2625 19th Avenue, Vero Beach , FL 32960-3335 . <br /> (2) The insurance provider shall have no recourse against LESSOR for <br /> payment of premiums or assessments for any deductibles which all are at the sole responsibility <br /> and risk of LESSEE . <br /> (3 ) The term "LESSOR" shall include all Authorities , Boards , Bureaus , <br /> Commissions , Divisions , Departments , and Offices of Indian River County and individual <br /> members , employees thereof in their official capacities , and/or while acting on behalf of Indian <br /> River County. <br /> (4) The policy clause " Other Insurance " shall not apply to any insurance <br /> coverage currently held by LESSOR to any such future coverage , or to LESSOR 's self insured <br /> retention of whatever nature as relates to LESSEE ' s negligence . <br /> (5 ) LESSOR shall be named as an additional insured on LESSEE ' s certificate <br /> of insurance required to be provided to LESSOR with respect the general and automobile <br /> liability coverage . <br />