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amounts not less than $ 100 , 000 per person and $ 200 , 000 per incident or <br /> occurrence for personal injury , death , and property damage on the leased <br /> premises . Such policies of insurance shall name LESSOR , the State of Florida <br /> and LESSEE as coinsureds . LESSEE shall submit written evidence of having <br /> procured all insurance policies required herein prior to the effective date of <br /> this lease and shall submit annually thereafter , written evidence of <br /> maintaining such insurance to the Bureau of Public Land Administration , <br /> Division of State Lands , Department of Environmental Protection , Mail Station <br /> 130 , 3900 Commonwealth Boulevard , Tallahassee , Florida 32399 - 3000 . LESSEE <br /> shall purchase all policies of insurance from a financially - responsible <br /> insurer duly authorized to do business in the State of Florida . Any <br /> certificate of self - insurance shall be issued or approved by the Insurance <br /> Commissioner , State of Florida . The certificate of self - insurance shall <br /> provide for casualty and liability coverage . LESSEE shall immediately notify <br /> LESSOR and the insurer of any erection or removal of any building or other <br /> improvement on the leased premises and any changes affecting the value of any <br /> improvements and shall request the insurer to make adequate changes in the <br /> coverage to reflect the changes in value . LESSEE shall be financially <br /> responsible for any loss due to failure to obtain adequate insurance coverage , <br /> and the failure to maintain such policies or certificate in the amounts set <br /> forth shall constitute a breach of this lease . <br /> 14 . LIABILITY : Each party is responsible for all personal injury and <br /> property damage attributable to the negligent acts or omissions of that party <br /> and the officers , employees and agents thereof . Nothing herein shall be <br /> construed as an indemnity or a waiver of sovereign immunity enjoyed by any <br /> party hereto , as provided in Section 768 . 28 , Florida Statutes , as amended from <br /> time to time , or any other law providing limitations on claims . <br /> 15 . PAYMENT OF TAXES AND ASSESSMENTS : LESSEE shall assume full <br /> responsibility for and shall pay all taxes , assessments , liens or other <br /> similar liabilities that accrue to the leased premises or to the improvements <br /> thereon arising after this lease commences including any and all ad valorem <br /> taxes and drainage and special assessments or personal property taxes of every <br /> kind and all construction or materialman ' s liens which may be hereafter <br /> Page 4 of 14 <br /> Lease No . 4490 <br /> R11 / 26 / 03 <br />