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HomeMy WebLinkAbout2005-153 F MAY 02 2005 11 : 04 FR SIUER INS CONSULTANTS 7275798692 TO 1772770509813506 P . 02 � eu / . lr==ce f SIVER 9400 Fourth Street North, Suits 119 5t. Petersburg, Florida 33702-2525 Post Office Box 21343 St. Petersburg, Florida 33742- 1343 Tekphona: (72Y7) 577-2780 Fax (727) 579-8692 E-mail: siver® siver.com Webs = hgVwww siver,com May 2, 2005 Ms. Beth Jordan Risk Manager Indian River County, Florida 1840 25 'h Street Vero Beach, FL 32960. 3365 Re : Consulting Services Property Insurance Claims Assistance Dear Ms . Jordan. Pursuant to our telephone conversation, and in accordance with your request, we are very pleased to submit this proposal to you for our firm to provide insurance consulting services to Indian River County (the "County") for assistance with insurance issues which may arise as the result of the hurricane damage sustained by the County in the fall of 2004 . SCOPE OF THE WORK We are proposing to assist the County in their efforts to coordinate the insurance issues of their outstanding property insurance claims from damage sustained by the County from Hurricanes Frances and Jeanne . We will not be in a position to offer all the services that the County may require with respect to these issues. We consider our forte to be addressing issues with respect to the application and interpretation of insurance police provisions, and providing oversight, coordination, and leadership with respect to other issues . However, we are not insurance adjusters, engineers, or accountants. We are available to assist the County with policy language interpretations including deductible application, organization and coordination of invoice and damage assessment documentation and with insurer/adjuster negotiations . MAY 02 2005 11 : 05 FR SIVER INS CONSULTANTS 7275799692 TO 1772770509$ 13506 Pe03 SIVER INSURANCE CONSULTANIS Ms , Beth Jordan May 2 , 2005 Page 2 SIVER EXPERIENCE If we are engaged, Jitn Marshall, George Erickson and Kathy Gordon would provide most of the consulting services. Copies of CVs are attached . We offer the following as a synopsis of our credentials . Formal education. Jim Marshall is a graduate of the University of Florida (BA - Political Science, with honors) and Stetson University College of Law (JD, high honors and valedictorian) . George Erickson is a graduate of the University of South Florida (BA - Finance, with honors) and Duke University School of Law (JD and LLM) . Kathy Gordon is a graduate of St. Lawrence University (BA Philosophy, Magna Cum Laude with honors) . Formal designations . In addition to their formal educations, Jim Marshall, George Erickson and Kathy Gordon hold insuratace and risk management designations which are earned on the basis of a series of national examinations. Jim Marshall holds the Chartered Property and Casualty Underwriter (CPCU) and Associate in Risk Management (ARM) designations. George Erickson holds the Chartered Property and Casualty Underwriter (CPCU) designation. Kathy Gordon holds the Associate in Risk Management (ARM) designation and the Accredited Advisor in Insurance (AA1) designation. Assistance with insurance claims . Although not in the capacity as either an adjuster or a forensic accountant, Jim Marshall, George Erickson and Kathy Gordon have experience in assisting clients with insurance claims, including major property insurance claims, and including actively participating in settlement negotiations. The assistance has been provided both directly to our consulting clients and to their legal counsel . As an example , Jim Marshall has provided claims assistance for such claims as the collapse of a gantry crane; fires in warehouses, a hunting ranch, and a printing plant; a major windstorm loss ($95 miIlion) ; theft of Freon ($28 million) ; collapse of a refrigerated warehouse ; and several major turbine claims for electric utilities. As a result of the hurricanes in 2004, we have assisted a few of our clients , including the Greater Orlando Aviation Authority, the City of Fort Pierce and others with various insurance issues relating to their damage claims. Florida governwent experience. Over his consulting career with Siver, Jim Marshall has provided consulting services for approximately 100 Florida governments . MAY 02 2005 11 : 05 FR SIUER INS CONSULTANTS 7275798592 TO 1772770509813506 P . 04 STVER INSURANCE CONSULTANTS Ms . Beth Jordan May 2, 2005 Page 3 Otber experience. In either their consulting capacity or in their litigation support capacity, Siver consultants have provided services for a number of private enterprise clients about whom the County might have some familiarity. As a small firm located in St. Petersburg, Florida, we have been gratified and flattered that such clients have sought us out for our assistance. Among such clients are: American District Telegraph Company, Bristol Myers, Burnup & Sims , Inc . , Con Edison , Celotex, Dow Corning, Dow Chemical, Cooper Industries (McGraw Edison), Emery Air Preight Corporation, Florida Progress Corporation, )Florida Power & bight, General Electric , International Paper, Minnesota Mining & Manufacturing (3M), People Express Airline, Inc . , Pfizer, Pic ` N Save Drug Co . , Inc. , Purolator Corporation, Scotty ' s, Inc . , Texaco, Wal-Mart Stores, Inc . , and Winn-Dixie Stores, Inc . CAVEAT Our assistance and recommendations to the County will be offered solely in our capacity as insurance consultants . We are not in the practice of Iaw and we will be recommending that your legal counsel be involved in decisions. Additionally, we are not insurance adjusters, engineers or accountants . FEES As is our normal practice, we propose to bill monthly for consulting services incurred each month. At the end of each month, we will provide an invoice describing the date , name of person providing the services, a general description of the work performed, hourly rate, and earned fee for our services during the month. Our fees will develop on the following basis : Consultants $ 150 per hour Support/Para Professional $ 40 per hour Customary out-of-pocket expenses would be in addition. We agree to have our billings, including expenses, not to exceed $ 15 , 000 . S1VER' S INDEPENDENCE Siver is independently owned and not related to , or affiliated with, any other organization. Siver is entirely owned by its officers and employees . We do not sell insurance . We do not receive, directly or indirectly , any commissions, contingent commissions or overrides . All of our income is directly derived froze the fees we charge our clients . All income we receive as the result of, or in connection with , our services to MAY 02 2005 11 : 06 FR SIUER INS CONSULTANTS 7275798692 TO 1772770509813506 P . 05 SIVER INSURANCE CONSULTANTS Ms . Beth Jordan May 2 , 2005 Page 4 a client will appear on our invoice to that client. We adhere to a strict code of ethics. We do not accept gifts, trips, prizes, or anything else of any value from vendors . In short, we serve only you, our clients , This approach assures our clients that Siver never has any vested interest in anything other than our clients , best interests, and that they may rely on our objective recommendations , SUMMARY & CLOSING We appreciate this opportunity to offer this proposal for consulting services to the County, If you wish to go forward with this project, please have a person with the appropriate authority sign this letter and return the original to us. We are prepared to begin work on this project inunediately upon receipt of the signed proposal. letter. If there is any additional information you would like regarding our firm, or if you have any specific questions about this proposal, please let me know. Very truly yours, SIVER INSURANCE CONSULTANTS ACCEPTED : j Board of County Commissioners t Indi River County , Florida Kathy G r on, ARM, AAI By : KGlky Thomas S . Lowther, Chairman Enclosures JAP&CIPROPOSAD20051India n Rim CountMprii 281 Jcrdw-dm _ Ma V 1_0 , 2005 BCC Approved ATTFST: ,1qfkey >K„ , Barton, Clark Deputy Clerk �— ---- - Approved ' as to ' form and legal - OS- G 2 OS Suf�iciienav -, William Cr . Collins II County Attorney J ,T&CIPR0P0SAL12005JAdian River Count)6May 2LtrJcrdan. doc MAY 02 2005 11 : 06 FR SIUER INS CONSULTANTS 7275793692 TO 1772770509813506 P . 06 i SrVER INSCTRANCE CONSULTANTS JAMS JIM) MARSHALL JR., JDI C CCI ARI President and Senior Consultant ED_ LJA ON Magna cum laude and valedictorian graduate, Stetson University College of Law, (Juris Doctorate), 1977 ; Honors graduate, University of Florida, (B .A . - Political Science, Phi Kappa Phi Honor Society) , 1964 ; received the Chartered Property and Casualty Underwriter (CPCU) designation from the American Institute for Property and Liability Underwriters, Inc. in 1970; and received the Associate in Risk. Management (ARM) designation from the Insurance Institute of America in 1971 . BUSINESS EXPERIEiNCE Approximately six years' experience as property and casualty underwriter for major insurance companies ( Sentry Insurance, Royal Globe, and Amerisure). Three years' experience as an agent/broker for a national insurance broker (now Aon Companies ) . Consultant since 1974 with Siver Insurance Consultants. AREAS OF EXPERTISI: Senior consultant for property and casualty accounts. Extensive experience in : design, marketing (formal specifications), implementation and auditing of insurance and risk management programs for governments and private enterprise ; design, formalization (by ordinance or formal policy) , implementation and auditing of self- insurance program; drafting and negotiation of risk management terms with vendors and contractors; analysis of insurance coverage, expert testimony and litigation support for insurance claims and issues ; drafting of manuscript or special coverages and endorsements. PROFESSIONAL MEMBERSHIPS Florida Bar, including membership in the Local Government Section and the Workers' Compensation Section; American Bar Association, including Section of Tort Trial and Insurance Practice ; St. Petersburg Bar Association; Society of Chartered Property and Casualty Underwriters; Society of Risk Management Consultants (have served as Chairman of Legal Committee, Secretary, President- Elect, President and member of Board of Directors , ) MAY 02 2005 11 : 07 FR SIVER INS CONSULTANTS 7275798692 70 1772770589813506 P . 07 S1VER 1NSURAN(T CONSULZANTS Ji shall J17 CICU ARM - (Continued) POTPOURRI Guest speaker and lecturer for various organizations including: Risk and Insurance Management Society, Inc . (RIMS) , Catholic Charities USA, Florida School Board Attorneys Association, Public Risk and insurance Management Association (PRIMA) , Florida Education Risk Managers Association (l~ERMAI), and Society of Risk Management Consultants ( SRMC) . Past President, Tampa Bay Underwriters Association; has taught Chartered Property and Casualty Underwriter (CPCU ) classes and an adjusting course. APR 28 2005 10 : 46 FP SIUEP INS CONSULTANTS 7275798692 TO 1772770509813506 P . 08 S[VER INSURANCE; CONSULTANTS GEORGE ORGE W. ERJCKSON, JD, CPCU,rLLM Executive Vice President and Senior Consultant EDUCATION Graduate of Duke University School of Law, (Juris Doctorate and Masters - International and Comparative Law), 1996 ; Attended the Institute of Transnational Law, Brussels, Belgium, 1994 ; Cum Laude Graduate of University of South Florida, (B .A. - Finance) , 1992 . Received the Chartered property and Casualty Underwriter (CPCU) designation front the American Institute for Chartered Property and Casualty Underwriters (AICPCU) in 2001 , BUSINESS EXPERIENC- - Admitted to The Florida Bar, October 1996 ; Senior Consultant with Siver Insurance Consultants since 1997 ; Two years with a local agency as Property- Casualty and Life-Health Agent; Two years with an excess and surplus lines broker specializing in aviation and marine insurance and making, placements with Lloyd' s of London and other overseas and domestic insurance syndicates. AREAS OF EXPERTISE Senior consultant for property and casualty accounts . Extensive experience in: analysis of insurance coverage; litigation support for insurance claims and issues; marketing, implementation and auditing of insurance and risk management programs for governments and private enterprise. Has been a guest lecturer at a seminar for the Florida Trial Lawyers Academy (FTLA) on the topic of liability insurance, the Coalition of Florida Condominium Associations. the Nortbeast Dade Coalition of Community Associations, as well as the Public Risk Management Association (PRIMA), Tampa Bay Chapter, on the topic of property insurance . PROFESSIONAL ASSOCIATIONS Florida Bar The Hillsborough County Bar Association Society of Chartered Property and Casualty Underwriters Public Risk Management Association (PRIMA) APR 26 2005 10 : 46 FR SIVER ILLS CONSULTANTS 7275798692 TO 1772770509813506 P . 09 SIVER INSLRANCE CONSULTANTS KATHLEEN M. GORDON, ARM, AAT Senior Consultant EDliCATION Graduate of St. Lawrence University in 1986 with a B .A . majoring in Philosophy . Graduated with Honors and Magna Cum Laude . Member of Phi Beta Kappa. Folds both 218 and 220 Florida insurance License . Various Insurance Continuing Education courses to include completion of three parts CPCU, three parts AAI, and three parts ARM . BUSINESS EXPERIENCE Has worked in all facets of the insurance industry, including underwriting, agency sales, agency service and management and consulting. Specifically, has worked nine years in insurance agencies with responsibilities varying from large account service management to accounting . Further, has eight years of insurance and benefits consulting experience where projects handled included insurance coverage reviews, marketing of property and casualty and employee benefit programs, review of self- funded programs and captives, and support for litigation services . AREAS OF EXPERTISE Senior consultant for properly and casualty and employee benefits accounts. Over 18 years ' experience in: analysis of insurance coverage, marketing, implementation and auditing of insurance , risk management and employee benefits programs for governments and private enterprise . Extensive experience in the specific insurance needs and issues of contractors, public entities, and social service/non-profit agencies of all sorts. Has been a guest lecturer for the Greater Miami Risk and Insurance Management and Society Inc. (RIMS ) Chapter and the Tampa Hay Florida Public Risk Management Association (PRIMA) Chapter on the topic of property insurance. *W TOTAL PAGE . 09 **