HomeMy WebLinkAbout2015-067AGREEMENT
between
INDIAN RIVER COUNTY BOARD OF COUNTY COMMISSIONERS
and
ARTHUR J GALLAGHER RISK MANAGEMENT SERVICES, INC.
for
PROPERTY AND CASUALTY INSURANCE BROKER SERVICES
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CERTIFICATION ON LASTPAGE
l.R. SMITH. CLERKOf,07/5
S.
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THIS AGREEMENT, made and entered into by and between: INDIAN RIVER COUNTY BOARD
OF COUNTY COMMISSIONERS, a political subdivision of the State of Florida (hereinafter,
"COUNTY,") and ARTHUR J GALLAGHER RISK MANAGEMENT SERVICES, INC.
(hereinafter, "BROKER").
WHEREAS, COUNTY issued a Request for Qualifications and addenda, identified as RFQ 2015019
(hereinafter collectively "RFQ") and a Request for Proposals and addenda, identified as RFP
2015019 (hereinafter collectively "RFP"), which is incorporated by reference herein, for the purpose
of receiving submittals for Property and Casualty Insurance Broker Services; and
WHEREAS, BROKER offered a submittal in response to RFQ 2015019 (hereinafter "Submittal")
and a proposal in response to the RFP 2015019 (hereinafter "Proposal"), which are incorporated by
reference herein; and
WHEREAS, subsequent to receipt of the Submittal and Proposal by COUNTY, COUNTY and
BROKER (hereinafter "the Parties") entered into negotiations, which were memorialized by
correspondence or other documents (hereinafter collectively "Negotiations"), which are incorporated
by reference herein; and
WHEREAS, BROKER desires to provide and COUNTY desires to receive Property and Casualty
Insurance Broker Services as described under the terms and conditions of this Agreement.
NOW, THEREFORE, IN CONSIDERATION of mutual covenants and conditions set forth herein,
the parties agree as follows:
ARTICLE 1— RECITALS
1.1 Recitals. The Parties agree that the foregoing recitals are true and correct and that such
recitals are incorporated herein by reference.
ARTICLE 2 — TERM OF AGREEMENT
2.1 Term of Agreement. This Agreement is effective as of 12:01 a.m., May 1, 2015 and will
continue until 12:01 a.m., May 1, 2016. The term of the AGREEMENT may, by mutual agreement
by COUNTY and BROKER, be extended for up to three additional one-year periods.
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1,3ERTIFICATION ON LAST PAGE
J.R. SMITH. CLERK
See Attachment B.
ARTICLE 3 - COMPENSATION OF BROKER
ARTICLE 4 — GENERAL CONDITIONS
4.1 Scope of Services.
See Attachment A.
4.2 Notice of Termination or Adverse Change.
4.2.1 Notice by BROKER. BROKER shall give valid written notice to COUNTY at least one
hundred and eighty (180) days prior to cancellation, non -renewal, or restriction of BROKER's
obligations under this Agreement. The written notice of cancellation, non -renewal, or restriction of
BROKER's obligations under this Agreement shall be delivered by certified mail to:
Risk Manager
Indian River County Board of County Commissioners
1800 27th Street
Vero Beach, FL 32960
4.2.2 Notice by COUNTY. This Agreement may be canceled at any time at the request of
COUNTY with thirty (30) days prior written notice to BROKER stating when thereafter cancellation
is to be effective.
4.2.3 Basis of Termination. In the event of termination of this Agreement for whatever reason,
the earned fees shall be computed on a pro rata basis without penalty and BROKER shall refund to
COUNTY the excess of paid fees or other consideration that were received by BROKER within
thirty (30) days from the date of termination.
4.3 Agreement — Document Priority. In the event of a conflict among the terms of this
Agreement, and the Submittal and the RFQ, the order of priority in determining the intent of the
parties shall be as follows:
(1) This Agreement
(2) RFP and Proposal
(3) RFQ and Submittal
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I.R SMITH. CLERK
4.4 Hold Harmless/Indemnification.
4.4.1 BROKER agrees to indemnify, hold harmless and defend COUNTY, its members, officials,
officers or employees from any and all claims, judgments, costs, and expenses including, but
not limited to, reasonable attorney's fees, reasonable investigative and discovery costs, court
costs and all other sums which COUNTY, their agents, officers, elected officials and
employees may pay or become obligated to pay on account of any, all and every claim or
demand, or assertion of liability, or any claim or action founded thereon, arising or alleged to
have arisen out of the products, goods or services furnished by BROKER, its agents, servants
or employees; the equipment of BROKER, its agents, servants or employees while such
equipment is on premises owned or controlled by COUNTY; or the negligence or other
culpability of BROKER or the negligence or other culpability of BROKER's agents when
acting within the scope of their employment, whether such claims, judgments, costs and
expenses be for damages, damage to property including COUNTY's property, and injury or
death of any person whether employed by BROKER, COUNTY or otherwise.
4.4.2 BROKER agrees that BROKER's obligation to hold harmless and defend an indemnitee
under Section 4.4 with respect a claim, judgment, cost, or expense resulting from bodily
injury, personal injury, or damage to tangible property, caused in whole or in part by
BROKER, its agents, servants or employees, shall apply whether or not the claim, judgment,
cost, or expense is due to or caused in part by the negligence or other culpability of the
indemnitee, excluding only the sole negligence or other sole culpability of the indemnitee.
4.4.3 Any remedy provided to an indemnitee by this Section 4.4 shall be in addition to and not in
lieu of any other remedy available to the indemnitee under this Agreement or otherwise.
4.5 BROKER Insurance Requirements.
4.5.1 Evidence of Insurance.
4.5.1.1 Certificate of Insurance. BROKER shall furnish COUNTY with a fully completed
satisfactory Certificate of Insurance such as a standard ACORD Certificate of Liability
Insurance (ACORD Form 25) or other evidence satisfactory to COUNTY, signed by an
authorized representative of the insurer(s) providing all of the coverages required herein.
4.5.1.2 Additional Insured Endorsement. In addition, as evidence of the required
Additional Insured status for COUNTY on the Commercial General Liability insurance,
BROKER shall furnish COUNTY with a copy of the actual additional insured endorsement
as issued on the policy, signed by an authorized representative of the insurer(s), verifying
inclusion of COUNTY and COUNTY's members, officials, officers and employees as
Additional Insureds in the Commercial General Liability coverage.
4.5.1.3 Notice of Cancellation. All policies of insurance providing the insurance required
under this Section 4.5, must be endorsed to provide that COUNTY shall be given no less
than thirty (30) days' prior written notice prior to any cancellation of such policies. In
addition, BROKER shall furnish COUNTY with copies of the actual endorsements, as issued
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1 R SMITH. CLERK
on the policies and signed by an authorized representative of the insurer(s), providing that the
required notice of cancellation will be provided to COUNTY.
4.5.1.4 Renewal/Replacement Evidence. Until such time as the insurance is no longer
required to be maintained by BROKER, BROKER shall provide COUNTY with renewal or
replacement evidence of the insurance in the manner heretofore described no less than thirty
(30) days before the expiration or termination of the insurance for which previous evidence
of insurance has been provided.
4.5.1.5 Copies of Policies. Notwithstanding the prior submission of a Certificate of
Insurance, copy of endorsement, or other evidence initially acceptable to COUNTY, if
requested by COUNTY, BROKER shall, within thirty (30) days after receipt of a written
request from COUNTY, provide COUNTY with a certified copy or certified copies of the
policy or policies providing the coverage required by this Section 4.5. BROKER may redact
or omit, or cause to be redacted or omitted, those provisions of the policy or policies which
are not relevant to the insurance required by Section 4.5.
4.5.2 Qualification of BROKER's Insurers.
4.5.2.1 Insurers providing the insurance required by this Agreement for BROKER must
either be: (1) authorized by a subsisting certificate of authority issued by the State of Florida
to transact insurance in the State of Florida, or (2) except with respect to coverage for the
liability imposed by the Florida Workers' Compensation Act, an eligible surplus lines insurer
under Florida Statutes.
4.5.2.2 In addition, each such insurer shall have and maintain throughout the period for
which coverage is required, a Best's Rating of "A-" or better and a Financial Size Category
of "VII" or better according to A. M. Best Company.
4.5.2.3 If, during the period when an insurer is providing the insurance required by this
Agreement, an insurer shall fail to comply with the foregoing minimum requirements, as
soon as BROKER has knowledge of any such failure, BROKER shall immediately notify
COUNTY and immediately replace the insurance provided by the insurer with an insurer
meeting the requirements. Until BROKER has replaced the unacceptable insurer with an
insurer acceptable to COUNTY, BROKER shall be in default of this Agreement.
4.5.3 Description of BROKER Required Insurance.
4.5.3.1 Workers' Compensation and Employer's Liability Insurance. Such insurance
shall be no more restrictive than that provided by the Standard Workers' Compensation
Policy, as filed for use in Florida by the National Board on Compensation Insurance, without
restrictive endorsements other than those which are required by the State of Florida. The
minimum amount of coverage (inclusive of any amount provided by an umbrella or excess
policy) shall be:
Part One: "Statutory"
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Part Two:
$ 1,000,000
$ 1,000,000
$ 1,000,000
Each Accident
Disease - Policy Limit
Disease - Each Employee
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CERTIFICATION ON LAST PAGE
J. R. SMITH, CLERK
4.5.3.2 Commercial General Liability Insurance. Such insurance shall be no more
restrictive than that provided by the most recent version of standard Commercial General
Liability Form (ISO Form CG 00 01) as filed for use in the State of Florida without any
restrictive endorsements other than those required by ISO or the State of Florida those
described below. The coverage may include restrictive endorsements which exclude
coverage for liability arising out of:
• Mold, fungus, or bacteria
• Silica, asbestos or lead
• Terrorism
• Sexual Molestation
The minimum limits (inclusive of amounts provided by an umbrella or excess policy) shall
be:
$ 2,000,000
$ 2,000,000
$ 1,000,000
$ 1,000,000
General Aggregate
Products/Completed Operations Aggregate
Personal and Advertising Injury
Each Occurrence
COUNTY and its members, officers, employees, and agents shall be included as an
additional insured on a form no more restrictive than the most recent version of ISO Form
CG 20 10 (Additional Insured - Owners, Lessees, or Contractors).
4.5.3.3 Automobile Liability Insurance. Such insurance shall be no more restrictive than
that provided by Section II (Liability Coverage) of the most recent version of standard
Business Auto Policy (ISO Form CA 00 01) without any restrictive endorsements, including
coverage for liability contractually assumed, and shall cover all owned, non -owned, and hired
autos used in connection with the performance of the Contract. The minimum limits
(inclusive of any amounts provided by an umbrella or excess policy) shall be:
$ 1,000,000 Each Occurrence - Bodily Injury and Property
Damage Combined
4.5.3.4 Professional Liability Insurance. Such insurance shall be on a form acceptable to
COUNTY and shall cover BROKER for those sources of liability arising out of the rendering
or failure to render professional services in the performance of the services required in the
Agreement including any hold harmless and/or indemnification agreement. Coverage must
either be on an occurrence basis; or, if on a claims -made basis, the coverage must respond to
all claims reported within four years following the period for which coverage is required and
which would have been covered had the coverage been on an occurrence basis. The
minimum limits (inclusive of any amounts provided by an umbrella or excess policy) shall
be:
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1.R SMITH. CLERK
$ 3,000,000 Each Claim/Annual Aggregate
The Professional Liability Insurance required under this Section may be subject to a
deductible not to exceed $25,000 per claim.
4.5.4 BROKER's Insurance Primary and Non -Contributory. The insurance provided
BROKER Company shall apply on a primary basis to, and shall not require contribution
from, any other insurance or self-insurance maintained by COUNTY or its members,
officers, employees, and agents. Any insurance, or self-insurance, maintained by COUNTY
shall be excess of, and shall not contribute with, the insurance provided by BROKER.
4.5.5 Self -Insurance, Deductibles or Self -Insured Retentions. Except as otherwise specifically
authorized in this Agreement, or for which prior written approval has been obtained
hereunder, the insurance maintained by BROKER shall apply on a first dollar basis without
application of a deductible or self-insured retention. Under limited circumstances, COUNTY
may, at their sole discretion, permit the application of a deductible or permit BROKER to
self -insure, in whole or in part, one or more of the insurance coverages required by this
Agreement. However, no such self-insurance, deductible or self-insured retention will be
allowed unless and until BROKER has received prior written approval from COUNTY to
use such self-insurance, deductible or self-insured retention. In addition, BROKER shall
pay on behalf of COUNTY or COUNTY's member, officer, official or employee any self-
insurance, deductible or self-insured retention applicable to a claim against COUNTY or
COUNTY's member; officer, official or employee. The agreement by COUNTY to allow the
use of any such self-insurance, deductible or self-insured retention shall be subject to
periodic review by COUNTY. If, at any time, COUNTY deems that the continued use of the
self-insurance, deductible or self-insured retention by AJG should not be permitted,
COUNTY may, upon 60 days' written notice to AJG, require AJG to eliminate, replace, or
modify the self-insurance, deductible or self-insured retention, at no additional cost to
COUNTY, in a manner satisfactory to COUNTY.
4.5.6 BROKER's Insurance as Additional Remedy. Compliance with these insurance
requirements shall not limit the liability of BROKER. Any remedy provided to COUNTY by
the insurance provided by BROKER shall be in addition to and not in lieu of any other
remedy (including, but not limited to, as an indemnitee of BROKER) available to COUNTY
under this Agreement or otherwise.
4.5.7 No Waiver by COUNTY Approval/Disapproval. Neither approval nor failure to
disapprove insurance furnished by the Company shall relieve the Company from
responsibility to provide insurance as required by this Contract.
4.6 Compliance With Laws, Rules, And Regulations. BROKER is responsible for full and
complete compliance with all laws, rules, and regulations, including those of the Florida Department
of Financial Services, which may be applicable to it. Failure or inability on the part of BROKER to
comply with such laws, rules, and regulations shall not relieve BROKER from its obligation to
perform completely in accordance with this Agreement.
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CERTIFICATION ON LASTPAGE
J.R. SMITH, CLERK
4.7 Public Records. Each Party shall maintain its own respective records and documents
associated with this Agreement in accordance with the records retention requirements applicable to
public records. Each Party shall be responsible for compliance with any public documents request
served upon it pursuant to Section 119.07, Florida Statutes, and any resultant award of attorneys'
fees attributable to the party's non-compliance with that law. This section will survive the
termination of this Agreement regardless of the cause giving rise to such termination.
4.8 BROKER Is Independent Contractor. The Parties agree that BROKER is engaged to
perform services under this Agreement as an independent contractor, and not as an agent, of
COUNTY.
4.9 Entire Agreement. This Agreement incorporates and includes all prior negotiations,
correspondence, conversations, agreements and understandings applicable to the matters contained
herein and the Parties agree that there are no commitments, agreements or understandings concerning
the subject matter of this Agreement that are not contained in, or incorporated by reference in, this
document. Accordingly, the Parties agree that no deviation from the terms hereof shall be predicated
upon any prior representations or agreements, whether oral or written.
4.10 Amendments. No modification, amendment, or alteration in the terms or conditions
contained herein shall be effective unless contained in a written document prepared with the same or
similar formality as this Agreement and executed by each Party hereto.
4.11 Waiver. The Parties agree that each requirement, duty and obligation set forth herein is
substantial and important to the formation of this Agreement and, therefore, is a material term
hereof. Any Party' s failure to enforce any provision of this Agreement shall not be deemed a waiver
of such provision or modification of this Agreement. A waiver of any breach of a provision of this
Agreement shall not be deemed a waiver of any subsequent breach and shall not be construed to be a
modification of the terms of this Agreement.
4.12 Governing Law. This Agreement shall be interpreted and construed in accordance with and
governed by the laws of the State of Florida. Any controversies or legal problems arising out of this
Agreement and any action involving the enforcement or interpretation of any rights hereunder shall
be submitted to the jurisdiction of the State courts of the Nineteenth Judicial Circuit of Indian River
County, Florida. This section will survive the termination of this Agreement regardless of the cause
giving rise to such termination.
4.13 No Waiver of Sovereign Immunity. Nothing contained in this Agreement is intended to
serve as a waiver of sovereign immunity by COUNTY or any person to which sovereign immunity
may be applicable. This section will survive the termination of this Agreement regardless of the
cause giving rise to such termination.
4.14 Non -Discrimination. BROKER shall not discriminate against any person in the
performance of the duties, responsibilities and obligations under this Agreement because of race,
age, religion, color, gender, national origin, marital status, disability or sexual orientation.
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4.15 Successors. This Agreement shall be binding upon and shall inure to the benefit of all
assigns, transferees and successors in interest of the Parties.
4.16 Assignment. Neither this Agreement nor any interest herein may be assigned, transferred or
encumbered by any party without the prior written consent of the other Party.
4.17 Notice. When any of the Parties desire to give notice to the other, such notice must be in
writing, sent by U S Mail, postage prepaid, addressed to the Party for whom it is intended at the
place last specified. The place for giving notice shall remain such until it is changed by written
notice in compliance with the provisions of this paragraph. For the present, the Parties designate the
following as the respective places for giving notice:
As to COUNTY
Risk Manager
Indian River County Board of County Commissioners
1800 27th Street
Vero Beach, FL 32960
As to BROKER
Michael Gillon
Area President
Arthur J. Gallagher Risk Management Services, Inc.
200 S. Orange Avenue, Suite 1350
Orlando, FL 32801
IN WITNESS WHEREOF, the parties have made and executed this Agreement on the respective
dates under each signature. INDIAN RIVER COUNTY BOARD OF COUNTY
COMMISSIONERS by and through its Chair, and ARTHUR J. GALLAGHER RISK
MANAGEMENT SERVICES, INC. by and through its duly authorized representative.
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-ERTIFICATION ON LAST PAG E
R SMITH. CLERK
FOR INDIAN RIVER COUNTY BOARD OF COUNTY COMMISSIONERS
By:
Wesley S.
Chai rman
[Insert Title here]
On this 71-h day of Apri 1
— . off** '''' io;y' Attest: Jeffrey R. mith,ACle�
y 9s Circuit C' � , • Com
° *'s
20
••.NRNER Co
•
FOR: ARTHUR J GALLAGHER RISK MANAGEMENT SERVICES, INC.
By: -
President
Attest:
By:
Secretary
On this day of , 20_
APPROVED AS TO FORM
AND LEGAL SUFFICIENCY
BY
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DYLAN REINGOLD
COUNTY ATTORNEY
Clerk
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CERTIFICATION ON LAST PAG E
J.R. SMITH. CLERK
ATTACHMENT A
PROPERTY AND CASUALTY INSURANCE BROKER SERVICES
SCOPE OF SERVICES
BROKER agrees to provide the following services:
PLACEMENT AND INSURANCE MANAGEMENT SERVICES
Broker will:
• Design and market a Property/Casualty Insurance Program that is acceptable to the County.
As appropriate and/or at the County's request, provide submissions for alternative program
structures, such as different deductibles, limits, etc. or, upon request, other lines of insurance.
• Coordinate with County staff to assure that up-to-date exposure data is incorporated into
specifications and issued policies.
• Issue and deliver valid and timely binders (prior to the effective date of coverage) for
insurance policies purchased by the County. Review binders for accuracy. Immediately
request corrections if issued binders are not delivered in accordance with the submission(s).
• Assure that insurance policies being purchased will be delivered in accordance with the
submission(s) that were negotiated and/or accepted by the County.
o Assure that the policies issued reflect no lesser policy terms, conditions, coverage
amounts and options than were accepted by the County.
o Immediately correct policy deficiencies before delivery to the County.
o Promptly deliver the policies to the County within 30 days of policy inception. If
policies are not issued within 30 days of policy inception, follow up with the
insurer/wholesaler at least twice per 30 days for receipt of the policy. If any
deficiencies from the accepted submission remain, provide a timeline for their
resolution to the satisfaction of the County.
• Promptly and accurately process insurance policy endorsements and other change requests as
needed.
• Be available to attend up to four risk management meetings per year with the County, as they
may be scheduled, and be willing to attend additional meetings if needed.
• Monitor and notify the County of major developments regarding the insurance industry or the
County's insurers or policies that may affect the County.
Attachment A
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• Respond to coverage or other insurance policy questions as may be presented by the County.
• At least annually, present to County staff a written review, with the premium/claims history
of the County, for the policies purchased.
• Coordinate with the County about 120 to 150 days prior to renewals on giving estimates of
renewal changes in premium, coverage, policy terms, etc. and in collecting needed renewal
rating and background information.
• Present renewal pricing and policy changes to the County at a minimum of forty five (45)
days before renewal or at a time agreed upon with the County.
• Obtain proposals from additional insurance markets and provide them to the County with a
listing of all companies contacted, detailed spreadsheets of all submissions received and all
rejection letters.
• Provide the County with Probable Maximum Loss ("PML") studies.
• Provide final, written renewal submissions to the County on a schedule agreed upon with the
County to allow for review of renewals at appropriate County meetings.
• Promptly provide rating data, premium/claims history and other information at the request of
the County.
• Fully disclose insurance policy premiums, commissions or all other remuneration, including
that of intermediaries, received for the sale of such policies.
• Permit the County to conduct an audit of all remuneration/revenues attributable to the
County's account and to fully cooperate with persons designated by the County to perform
such audit.
LOSS CONTROL SERVICES
• Develop, with the County's assistance and involvement, loss control programs and
strategies, including educational training, seminars, research and analysis of loss trends,
and develop communication materials. Provide, at a minimum, quarterly reporting
detailing the loss control activities and results.
CLAIMS ADVOCACY
• Participate in claims review meetings to ensure accuracy of reserves and effective claims
management.
Attachment A
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• Coordinate claim information with designated adjusters.
• Assist with emergency procedures and disaster planning.
• Assist with claim and coverage disputes.
Attachment A
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1.R. SMITH, CLERK
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J.R. SMITH. CLERK
ATTACHMENT B
COMPENSATION OF BROKER
Compensation to BROKER
The following outlines the compensation to be provided to BROKER over the term of this
Agreement:
Property and Casualty Agent/Broker $ 175,000.00
Insurance Services Flat Annual Fee
Compensation to Intermediaries
BROKER may utilize insurance intermediaries (such as a wholesale insurance broker, managing
general agent (MGA), managing general underwriter or reinsurance broker) for the placement of
COUNTYs insurance. The compensation received by the insurance intermediary for placement is to
be no more than the following in addition to above BROKER compensation:
Property Insurance Placements:
London/Internationally Based Intermediaries No more than an average of:
5% of premium
U.S. Based Intermediaries No more than an average of:
5% of premium
All Other Insurance Placements:
Ancillary Insurance Placements:
Per full disclosure by BROKER
and agreement by COUNTY but no
more than 5% of premium
Per full disclosure by BROKER
and agreement by COUNTY but no
more than 5% of premium
NFIP Flood Insurance
Compensation for NFIP policies will be subject to full disclosure by BROKER and prevailing
commission schedules at time of placement.
Contingent Commissions
Neither BROKER nor any affiliate of BROKER will accept any commissions or consideration,
Attachment B
Page 1 of 2
directly or indirectly, from any insurance company, underwriter, or other entity or individual (other
than as defined in this Attachment) that is paid or given on account of a certain volume or type of
business being placed with any particular carrier, including payments commonly referred to as
contingent commissions, if the insurance purchased by the COUNTY with respect to the Scope of
Services is considered as part of such volume or type (collectively the "Contingent Commissions").
BROKER shall promptly disclose to the COUNTY all Contingent Commissions. It is the intent of
the parties that BROKER never receive, in the aggregate, more than the compensation set forth
above from all sources in connection with the performance of the Scope of Services.
Disclosure/Transparency
Any and all sources of compensation, whether direct or indirect, including but not limited to fees,
commissions and return premiums, received by BROKER and any affiliated and unaffiliated
wholesaler/intermediary as it relates to this Agreement will be fully disclosed to the COUNTY in the
proposal of insurance for each line of coverage. In the event an unaffiliated wholesaler/intermediary
is unwilling to disclose their compensation, BROKER will note the exception and discuss
alternatives with the COUNTY and only continue to utilize said wholesaler/intermediary with the
COUNTY's prior knowledge and approval. All compensation arrangements are to be disclosed
annually by line coverage in each proposal in the assurance of voluntary disclosure form which will
be provided to the COUNTY prior to any placement of insurance.
Miscellaneous Compensation Terms
Premiums, as used in this agreement, does not include taxes, loss funds, inspection fees, assessments
or other similar fees.
Where applicable, insurance coverage placements which BROKER makes on COUNTYs behalf,
may require the payment of federal excise taxes, surplus lines taxes, stamping or other fees, to the
Internal Revenue Service (federal), various state(s) departments of revenue, state regulators, boards
or associations. In such cases, COUNTY is responsible for the payment of such taxes and/or fees,
which will be identified separately by BROKER on invoices covering these placements.
Costs and expenses associated with travel and expenses incurred by BROKER in the performance of
duties performed in the performance of its obligations in this Agreement shall be the sole
responsibility of BROKER.
STATE OF FLORIDA
INDIAN RIVER COUNTY
THIS IS TO CERTIFY TH
A TRUE AND CORREC
THE ORI NAL ON FI
OFFIC
BY
DATE
FFREY R. S
Attachment B
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