HomeMy WebLinkAbout4/27/1989Thursday, April 27, 1989
The Board of County Commissioners of Indian River County,
Florida, met in Special Session at the County Commission
Chambers, 1840 25th Street, Vero Beach, Florida, on Thursday,
April 27, 1989, at 10:00 o'clock A.M. Present were Gary C.
Wheeler, Chairman; Carolyn K. Eggert, Vice Chairman; Richard N.
Bird; Margaret C. Bowman; and Don C. Scurlock, Jr. Also present
were James E. Chandler, County Administrator; Charles P. Vitunac,
Attorney to the Board of County Commissioners; Joseph Baird, OMB
Director; and Virginia Hargreaves, Deputy Clerk.
Chairman Wheeler called the meeting to order and announced
that the only item on the agenda is a Resolution authorizing the
execution and delivery of a bond purchase agreement for the sale
and award of $6,510,000 Water and'Sewer Revenue Refunding Bonds,
Series 1989, and he asked Board Administrative Assistant Liz
Forlani to read the Resolution title, which she read aloud as
follows:
APR 2 7 1989Li
A RESOLUTION AUTHORIZING THE EXECUTION AND
DELIVERY OF A BOND PURCHASE AGREEMENT FOR THE
SALE AND AWARD OF $6,510,000 AGGREGATE
PRINCIPAL AMOUNT OF WATER AND SEWER REVENUE
REFUNDING•BONDS, SERIES 1989, OF INDIAN RIVER
COUNTY, FLORIDA, AT PRIVATE SALE BY
NEGOTIATION, TO THE PURCHASER THEREOF;
AUTHORIZING AND APPROVING CERTAIN TERMS OF SAID
BONDS; RATIFYING THE DISTRIBUTION OF A
PRELIMINARY OFFICIAL STATEMENT; AUTHORIZING THE
EXECUTION AND DISTRIBUTION OF AN OFFICIAL
STATEMENT IN CONNECTION WITH THE MARKETING OF
SAID BONDS; AUTHORIZING ALL OTHER NECESSARY,
DESIRABLE AND/OR APPROPRIATE ACTIONS IN
CONNECTION WITH THE ISSUANCE AND DELIVERY OF
SAID BONDS; APPOINTING A PAYING AGENT AND BOND
REGISTRAR FOR SAID BONDS; AUTHORIZING THE
PURCHASE, REDEMPTION AND RETIREMENT OF CERTAIN
BONDS*OF THE COUNTY; AUTHORIZING ALL NECESSARY,
DESIRABLE AND/OR APPROPRIATE ACTIONS IN
CONNECTION THEREWITH; AND SPECIFYING THE
EFFECTIVE DATE HEREOF.
BOOK FAGC 71
APR 2 1989
ROOK 6 PAGE 719
County Attorney Vitunac introduced County Financial Advisor
Art Diamond and asked him to bring us up to date re the activi-
ties in the refinancing the County is undertaking. He noted that
this is one of the most complicated issues the County has ever
done, and it was still hanging in the balance as late as last
week.
Financial Advisor Diamond explained that about 1I years ago
FmHA came out with a program that enabled agencies with
outstanding loans to buy them back at a discount. This oppor-
tunity was explored by the County at that time, but met with
resistance from the FmHA on the local level to the extent that it
was not felt it was wise to continue to try to take advantage of
it at that time. The County has been trying to get out from
under FmHA supervision. The Resolution FmI-IA has installed with
regard to the water and wastewater system is restrictive and
would hamper the expansion and improvement of the system as the
county grows. He continued that the same program was reoffered
earlier this year, at which point the County again indicated to
FmHA that they wanted to take advantage of the program, but again
met with some resistance. Mr. Diamond did not really understand
the basis of that resistance. He noted that the County at that
point decided to p.tess onwards and what the Board sees today is
the culmination of the -efforts of many people, plus staff and
consultants, and what they have done is refinance the first 4
loans the County has taken with FmHA.
Mr. Diamond advised that there are 4 main advantages to this
refinancing. We have replaced the outstanding debt on the four
loans, which amounted to about 8.8 million, with a debt of 6.5
million. The annual debt service has stayed the same; however,
we have shortened the term from 40 year loans down to 30 year
loans, and that represents a significant savings with regard to
total debt service. In addition, approximately $839,000 in cash
was released up front by this refinancing; and $650,000 of that
will go to fund the debt service reserve for the Gifford issue
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which becomes due December, 1990, leaving approximately $139,000
to improve the County's immediate cash position. Next, and
probably most important, we have, in effect, installed a new
underlying Bond Resolution which in many ways is much more
flexible and much less restrictive and will allow the County to
grow and expand their system. Mr. Diamond explained that it is
common practice to require more restrictions on issues for new
systems which have no credit standing in the marketplace.
Commissioner Scurlock wished to have on record just where
the credit is due for all this because he did not believe the
Commission is fully aware what a critical situation we faced in
the last 3 to 4 months. He explained that what FmHA said to us
was that they originally gave us a commitment to loan 9.2 million
for the Gifford sewer project, and this Commission went out and
sold that to the Gifford Community by saying that we would be
able to stabilize rates if we could expand into the community,
pave roads, etc. FmHA then said we now had demonstrated an
ability to go to the commercial market. So, our financial
people, along with Utilities Director Pinto, went to FmHA and
negotiated that if we could demonstrate to them that by going to
the commercial market there would be a significant rate increase
that would negatively impact our lower income community, then we
still would be eligible for the program. Because of this whole
group, Joe Baird and others doing a lot of work, we finally got a
letter stating that we have demonstrated that we are still
eligible.
Commissioner Scurlock stressed that they all tried to do
this very quietly so that it did not get in the Press and upset
anyone because if this team was not successful, we would have
been looking at going to the commercial market and he believed we
would have been looking at a significant rate increase. Although
no one is here from the public to hear all this, he wished to
congratulate our staff and have it on the record that Joe Baird,
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APR 2 7 1989
POOK
F7 6 FADE 720
APR 27 1989
BOOK 76 PGE 721.
Charlie Vitunac, Jim Chandler, Terry Pinto, and this group here,
solved a very big problem for us in a very quiet way.
Commissioner Scurlock went on to explain how you have to
continue to demonstrate need in order to prove your eligibility
to FmHA and how staff negotiated FmHA down to where we could
prove our eligibility if we could demonstrate going to the
commercial market would necessitate a 15% increase in rates when
at first they had required that we show it would cause a 25%
increase.
Financial Advisor Art Diamond introduced Arthur Ziev of
Gulfstream Financial Associates to go over the details of the
sale of the bonds, which was done at a very favorable rate to the
county.
Mr. Ziev thanked Commissioner Scurlock for his compliments
and confirmed that the team spent long hours and did a lot of
hard work to accomplish this. He then informed the Board of the
problems in getting the insurance for this issue, and described
how he, Director Pinto and Director Baird, had to spend a great
deal of time on the phone with FGIC and at the last minute
finally received the insurance commitment.
Mr. Ziev next reviewed the technicalities of going into the
market yesterday and repricing the bonds when the market moved a
bit. He advised that usually underwriters want to lower the
price so the yield goes up, but they did the reverse and that
repricing actually saved another 11 basis points to the county.
He advised that the exact size of the issue is $6,510,000, and
5.9 million will be used to pay off the FmHA loan. Mr. Ziev
again wished to commend staff on their incredible job in managing
to get this through.
Commissioner Bird, simply out of curiosity, wished to be
informed about the issuance cost and how it is divided up.
Commissioner Scurlock noted that we require them to
itemize those costs.
J
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Mr. Ziev advised that Gulfstream indicated they would be
doing the transaction for a maximum fee of $17.50 per thousand
dollar bond, and the final fee negotiated was $16.75 per bond.
Mr. Ziev then reviewed in detail how they pay their counsel, the
management fee and various other fees, plus expenses and risk,
all of which totals to $109,042 which goes to Gulfstream and
their attorneys. He stated that he personally has been working
on this for a year and a half and felt their fees are reasonable.
OMB Director Baird further explained the issuance costs
which total up to $79,000. These costs include our Financial
Advisor, whose fee will be roughly $19,000. He is paid based on
the size of the bond issue, and it has to be over 5 million for
him to be paid. For all the other issues he worked on, he just
received expenses. Bond Counsel has been working on this with
us for probably over 2Z years, and they receive $35,000.
Director Baird listed the various other costs, including printing
costs, ratings costs, the Paying Agent, etc., which add up to the
$79,000, and advised that the insurance premium is roughly
$112,000.
Commissioner Scurlock believed these costs are a little
higher than usual because it is a negotiated situation as opposed
to a bid, and Director Baird noted that there is another factor.
The Library issue, for instance, will cost a lot less because the
term is a lot shorter. If you match our costs with those that
other counties experience, he believed we are well within range.
Commissioner Bird noted that, in other words, the major
costs are $109,000 to Gulfstream, $79,000 issuance expenses,
which include our Financial Advisor and Bond Counsel, and
$112,000 insurance.
Director Baird agreed and pointed out that we had a
considerable savings on insurance between going non -rated and a
Triple "A" rating. Over the life of the bond, we saved more than
half a million based on that.
5
APR 21 1989
BOOK 6 PAGE 122
APP 2 1 1989 BOOK 76 PAGE 723
Charles Sieck, Bond Counsel, came before the Board to review
the proposed Resolution, which he explained awards the bonds to
Gulfstream and authorizes County officials to execute all
necessary documents. It also authorizesretirement of the bonds
held by FmHA at this designated price.
ON MOTION BY Commissioner Eggert, SECONDED by Com-
missioner Bowman, the Board unanimously adopted
Resolution 89-42 authorizing sale and award of
$6,510,000 Water and Sewer Revenue Refunding Bonds,
etc.
RESOLUTION NO. 89 - 42
A RESOLUTION AUTHORIZING THE EXECUTION AND
DELIVERY OF A BOND PURCHASE AGREEMENT FOR THE
SALE AND AWARD OF $6,510,000 AGGREGATE
PRINCIPAL AMOUNT OF WATER AND SEWER REVENUE
REFUNDING BONDS, SERIES 1989, OF INDIAN RIVER
COUNTY, FLORIDA, AT PRIVATE SALE BY
NEGOTIATION, TO THE PURCHASER THEREOF;
AUTHORIZING AND APPROVING CERTAIN TERMS OF SAID
BONDS; RATIFYING THE DISTRIBUTION OF A
PRELIMINARY OFFICIAL STATEMENT; AUTHORIZING THE
EXECUTION AND DISTRIBUTION OF AN OFFICIAL
STATEMENT IN CONNECTION WITH THE MARKETING OF
SAID BONDS; AUTHORIZING ALL OTHER NECESSARY,
DESIRABLE AND/OR APPROPRIATE ACTIONS IN
CONNECTION WITH THE ISSUANCE AND DELIVERY OF
SAID BONDS; APPOINTING A PAYING AGENT AND BOND
REGISTRAR FOR SAID BONDS; AUTHORIZING THE
PURCHASE, REDEMPTION AND RETIREMENT OF CERTAIN
BONDS OF THE COUNTY; AUTHORIZING ALL NECESSARY,
DESIRABLE AND/OR APPROPRIATE ACTIONS IN
CONNECTION THEREWITH; AND SPECIFYING THE
EFFECTIVE DATE HEREOF.
WHEREAS, the Board of County Commissioners of Indian
River County, Florida (the "Board" and the "County", respectively),
by Resolution No. 89-19, duly adopted on February 14, 1989,
heretofore authorized the issuance of Water and Sewer Revenue
Refunding Bonds, Series 1989, of the County in an aggregate
principal amount not to exceed $7,500,000 (the "Bonds");
6
WHEREAS, the County deems it in its long term best
interest that the Bonds be sold at this time at private sale by
negotiation;
WHEREAS, it is necessary and desirable to authorize and
approve certain terms and provisions with respect to the Bonds and
the sale thereof;
WHEREAS, the County desires to appoint a Paying Agent
and Bond Registrar for the Bonds, to ratify the distribution of a
Preliminary Official Statement and to authorize the execution and
distribution of an Official Statement therefor;
WHEREAS, Gulfstream Financial Associates, Inc., as
manager (the "Purchaser"), has offered to purchase the Bonds on
the terms and conditions hereinafter described; and
WHEREAS, it is necessary and desirable to authorize the
purchase, redemption and retirement of certain outstanding bonds of
the County.
NOW, THEREFORE, BE IT RESOLVED BY THE BOARD OF COUNTY
COMMISSIONERS OF INDIAN RIVER COUNTY, FLORIDA:
SECTION 1. The Bondb_shall be in the aggregate
principal amount of $6,510,000, shall be dated as of April 15,
1989, shall be in fully registered form, shall be in denominations
of $5,000 or any integral multiple thereof, shall bear interest
payable semiannually on May 1 and November 1 of each year,
commencing November 1, 1989, until the principal amount thereof is
paid, by check mailed by the Paying Agent to the Registered Owner
thereof at his address as the same appear on the registration books
kept by the Bond. Registrar on behalf of the County at 5:00 p.m.
local time at the location of the Bond Registrar on the fifteenth
(15th) day of the month immediately preceding the applicable
interest payment date, at the interest rates per annum set forth in
the Preliminary Official Statement hereinafter referred to, shall
mature on May 1 of the years and in the principal amounts set forth
in the Preliminary Official Statement and shall be subject to
optional and mandatory redemption as set forth in the Preliminary
Official Statement.
APR 2 ri 1989
7
LOOK 76 FAu. °72 4
Pr"
APR 2 7 1989
COOK. i PAGE 725
SECTION 2. Florida National Bank, St. Petersburg,
Florida, is hereby appointed Paying Agent and Bond Registrar for
the Bonds.
SECTION 3. The Bonds are hereby awarded and sold to the
Purchaser at a total price of $6,367,357.50 plus accrued interest
from April 15, 1989 to the date of delivery thereof. The Bond
Purchase Agreement dated April 27, 1989 by and between the
Purchaser and the County, in the form attached hereto as Exhibit
"A" (the "Bond Purchase Agreement"), is hereby approved and
accepted and the proper officers_of the County are authorized and
directed to execute the acceptance thereof in the space provided
therefor on the Bond Purchase Agreement.
SECTION 4. The Preliminary Official Statement with
respect to the Bonds, in the form attached hereto as Exhibit "B"
(the "Preliminary Official Statement"), is hereby approved and
ratified by the County, and the County hereby approves and
ratifies the use by the Purchaser of the Preliminary Official
Statement in connection with the sale and public re -offering of the
Bonds. The Official Statement with respect to the Bonds, in
substantially the form of the Preliminary Official Statement, with
such omissions, insertions and variations as may be necessary
and/or desirable and approved by the Chairman of the Board prior to
the execution thereof (the "Official Statement"), is hereby
approved by the County and the proper officers of the County are
hereby authorized to execute the Official Statement and to deliver
the same to the Purchaser for use by it in connection with the
sale and distributionof the Bonds, the necessity and/or
desirability and approval of any such omissions, insertions and
variations as may be reflected in the Official Statement shall be
conclusively presumed by such execution and delivery.
SECTION 5. The proper officers of this County are
hereby authorized and directed to execute the Bonds, when prepared,
by manual or facsimile signatures, and to deliver the same to the
Purchaser upon payment of the purchase price without further
authority from the Board.. The Chairman, the Vice -Chairman and the
8
Clerk of the Board and the proper officers of the County are each
hereby authorized to take all other actions on behalf of the County
as may be necessary, desirable and/or appropriate in connection
with the sale, issuance and delivery of the Bonds, including
without limitation to execute and deliver any and all documents and
instruments on behalf of the County.
SECTION 6. It is hereby found, ascertained, determined
and declared by the Board that a negotiated sale of the Bonds is in
the long term best interest of the County.
SECTION 7. In compliance with Subsection 218.385(4),
Florida Statutes, as amended, there has been provided to the
County, prior to the adoption of this Resolution, a disclosure
statement containing the information required by paragraphs (a)
through (g) of said Subsection 218.385(4). A copy of said
disclosure statement is attached hereto as Exhibit "C".
SECTION 8. The proper officers of the County are hereby
authorized and directed to execute and deliver on behalf of the
County an Investment Certificate, in order to comply with certain
provisions of the Internal Revefiue Code of 1986, as amended, with
respect to the Bonds. The Chairman of the Board and the County
Attorney are each designated agents of the County in connection
,with the execution and delivery of said Investment Certificate, and
are authorized and empowered, collectively or individually, to take
all other actions as may be necessary or appropriate to execute and
deliver the same.
SECTION 9. The purchase, redemption and retirement
of the outstanding Original Bonds, as defined in Resolution No.
89-19, pursuant to and as more fully described in the letter dated
January 10, 1989 to the County from the Government, as defined in
Resolution 89-19, is hereby authorized, the price thereof less
deposit plus accrued interest through May 4, 1989 being
approximately $5,487,678.47. The Chairman, the Vice -Chairman and
the Clerk of the Board and the proper officers of the County are
each hereby authorized to take all actions on behalf of the County
as may be necessary, desirable and/or appropriate in connection
APR 2 7 1989
9
eoaK 76 PAGE 726
Fr -
APR
APR 2 7 1989
Boor 76 PGE 727
with the purchase, redemption and retirement of the Original Bonds,
including without limitation to execute and deliver any and all
documents and instruments on behalf of the County.
SECTION 10. This Resolution shall take effect
immediately upon its adoption.
The foregoing resolution was offered by Commissioner
Eggert who moved for its adoption. The
motion was seconded by Commissioner Bowman and,
upon being put to a vote, the vote was as follows:
Chairman Gary C. Wheeler Aye
Vice Chairman Carolyn K. Eggert Aye
Commissioner Don C. Scurlock Aye
Commissioner Richard N. Bird Aye
Commissioner Margaret C. Bowman Aye
The Chairman thereupon declared the Resolution duly
passed and adopted this 27th day of April , 1989.
1 I1
(SEAL)
Attest:
ON.
Y�/krra
BOARD OF COUNTY COMMISSIONERS OF
INDIAN RIVER COUNTY,
FLORIDA
BY: ,Yof
Gary C./Wheeler,
Chairm
There being no further business, on Motion duly made,
seconded and carried, the Board unanimously adjourned at 10:30
o'clock A.M.
ATTEST:
Clerk
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IMP