HomeMy WebLinkAbout2019-065AAGREEMENT TO PURCHASE AND SELL REAL ESTATE
BETWEEN INDIAN RIVER COUNTY
AND
AUDESTINE R. HUDSON AND JACKYE V. HUDSON
THIS AGREEMENT TO PURCHASE AND SELL REAL ESTATE ("Agreement") is
made and entered into as of the 5th day of July , 2019, by and between Indian
River County, a political subdivision of the State of Florida ("the County"), and Audestine R.
Hudson and Jackye V. Hudson ("the Seller") who agree as follows:
WHEREAS, Seller owns property located at 7255 66th Avenue, Vero Beach, FL,
Vero Beach, Florida. A legal description of the property is attached to this agreement as
Exhibit "A" and an aerial photo of the Property is attached to this agreement as Exhibit "B",
both incorporated by reference herein; and
WHEREAS, the County is scheduled to do road improvements on 66th Avenue
between 69th Street and 81St Street in the future and the road expansion will impact the
Seller's property; and
WHEREAS, in order for the County to proceed with its road expansion plans, the
County needs to purchase property to be used as right-of-way from landowners along and
adjacent to 66th Avenue; and
WHEREAS, the County contacted the Seller and offered to purchase the entire
parcel of property, consisting of approximately 4.54 acres of property as depicted on
Exhibit "A",.and
NOW, THEREFORE, in consideration of the mutual terms, conditions, promises,
covenants and premises hereinafter, the COUNTY and SELLER agree as follows:
1. Recitals. The above recitals are affirmed as being true and correct and are
incorporated herein.
2. Agreement to Purchase and Sell. The Seller hereby agrees to sell to the County,
and the County hereby agrees to purchase from Seller, upon the terms and conditions set
forth in this Agreement that entire parcel of real property located at 7255 66th Avenue, Vero
Beach, FL and more specifically described in the legal description attached as Exhibit "A",
fee simple, containing approximately 4.54 acres, all improvements thereon, together with
all easements, rights and uses now or hereafter belonging thereto (collectively, the
"Property").
2.1 Purchase Price, Effective Date. The purchase price ("Purchase Price") for the
Property shall be $228,800.00 (Two Hundred Twenty -Eight Thousand Eight Hundred and
no 00/100 Dollars). The Purchase Price shall be paid on the Closing Date.' The Effective
Date of this Agreement shall be the date upon which the County shall have approved the
execution of this Agreement, either by approval by the Indian River County Board of
County Commissioners at a formal meeting of such Board or by the County Administrator
pursuant to his delegated authority.
2.2 Equipment. The Purchase Price includes the purchase of the following: Bush Hog,
Ford Tractor, Fertilizer Spreader, Rhino Mower, 150 -gallon tank and trailer, a herbicide
boom and a shed, which Seller shall store in the shed prior to closing.
2.3 Costs and Fees. The County shall pay expert witness costs and attorney fees to
Brent Simon Law Group in the amount of $51,000.00 on the Closing Date. Any claims for
attorneys' fees for special benefits are waived by Brent Simon Law Group.
3. Title., Seller shall convey marketable title to the Property by warranty deed free of
claims, liens, easements and encumbrances of record or known to Seller; but subject to
property taxes for the year of Closing and covenants, restrictions and public utility
easements of record provided (a) there exists at Closing no violation of any of the
foregoing; and (b) none of the foregoing prevents County's intended use and development
of the Property ("Permitted Exceptions").
3.1 County may order an Ownership and Encumbrance Report or Title Insurance
Commitment with respect to the Property. County shall within fifteen (15) days following
the Effective Date of this Agreement deliver written notice to Seller of title defects. Title
shall be deemed acceptable to County if (a) County fails to deliver notice of defects within
the time specified, or (b) County delivers notice and Seller cures the defects within thirty
(30) days from receipt of notice from County of title defects ("Curative Period"). Seller shall
use best efforts to cure the defects within the Curative Period and if the title defects are not
cured within the Curative Period, County shall have thirty (30) days from the end of the
Curative Period to elect; by written notice to Seller, to: (i) to terminate this Agreement,
whereupon shall be of no further force and effect, or (ii) extend the Curative Period for up
to an additional 90 days; or (iii) accept title subject to existing defects and proceed to
closing.
4. Representations of the Seller.
4.1 Seller is indefeasibly seized of marketable, fee simple title to the Property, and is the
sole owner of and has good right, title, and authority to convey and transfer the Property
which is the subject matter of this Agreement, free and clear of all liens and
encumbrances.
4.2 From and after the Effective Date of this Agreement, Seller shall take no action
which would impair or otherwise affect title to any portion of the Property, and shall record
no documents in the Public Records which would affect title to the Property, without the
prior written consent of the County.
4.3.1 There are no existing or pending special assessments affecting the Property, which
are or may be assessed by any governmental authority, water or sewer authority, school
district, drainage district or any other special taxing district.
2
5. Default.
5.1 In the event the County shall fail to perform any of its obligations hereunder, the
Seller shall, at its sole option, be entitled to: (i) terminate this Agreement by written notice
delivered to the County at or prior to the Closing Date and thereupon neither the Seller nor
any other person or party shall have any claim for specific performance, damages, or
otherwise against the County; or (ii) waive the County's default and proceed to Closing.
5.2 In the event the Seller shall fail to perform any of its obligations hereunder, the
County shall, at its sole option, be entitled to: (i) terminate this Agreement by written notice
delivered to the Seller at or prior to the Closing Date and thereupon neither the County nor
any other person or party shall have any claim for specific performance, damages or
otherwise against the Seller; or (ii) obtain specific performance of the terms and conditions
hereof; or (iii) waive the Seller's default and proceed to Closing:
6. Closing.
6.1 The closing of the transaction contemplated herein ("Closing" and "Closing Date")
shall take place within 45 days following the execution of the contract by the Chairman of
the Board of County Commissioners. The parties agree that the Closing shall be as
follows:
(a) The Seller shall execute and deliver to the County a warranty deed conveying
marketable title to the Property, free and clear of all liens and encumbrances and in the
condition required by paragraph 3.
(b) If Seller is obligated to discharge any encumbrances at or prior to Closing and fails
to do so, County may use a portion of Purchase Price funds to satisfy the encumbrances.
(c) If the Seller is a non-resident alien or foreign entity, Seller shall deliver to the County
an affidavit, in a form acceptable to the County, certifying that the Seller and any interest
holders are not subject to tax under the Foreign Investment and Real Property Tax Act of
1980.
(d) The Seller and the County shall each deliver to the other such other documents or
instruments as may reasonably be required to close this transaction.
6.2 Taxes. All taxes and special assessments which are a lien upon the property on or
prior to the Closing Date (except current taxes which are not yet due and payable)
shall be paid by the Seller.
7. Personal Property.
7.1 The Seller shall have removed all of its personal property, equipment not listed in
Exhibit C and trash from the Property. The Seller shall deliver possession of the Property to
County vacant and in the same or better condition that existed at the Effective Date hereof.
3
7.2 Seller shall deliver at Closing all keys to locks and codes to access devices to
County, if applicable.
8. Closing Costs; Expenses. County shall be responsible for preparation of all Closing
documents.
8.1 County shall pay the following expenses at Closing:
8.1.1 The cost of recording the warranty deed and any release or satisfaction obtained by
Seller pursuant to this Agreement.
8.1.2 Documentary Stamps required to be affixed to the warranty deed.
8.1.3 All costs and premiums for the owner's marketability title insurance commitment and
policy, if any.
8.2 Seller shall pay the following expenses at or prior to Closing:
8.2.1 All costs necessary to cure title defect(s) or encumbrances, other than the Permitted
Exceptions, and to satisfy or release of record all existing mortgages, liens or
encumbrances upon the Property.
9. Miscellaneous.
9.1 Controlling Law. This Agreement shall be construed and enforced in accordance
with the laws of the State of Florida. Venue shall be in Indian River County for all state
court matters, and in the Southern District of Florida for all federal court matters.
9.2 Entire Agreement. This Agreement constitutes the entire agreement between the
parties with respect to this transaction and supersedes all prior agreements, written or
oral, between the Seller and the County relating to the subject matter hereof. Any
modification or amendment to this Agreement shall be effective only if in writing and
executed by each of the parties.
9.3 Assignment and Binding Effect. Neither County nor Seller may assign its rights and
obligations under this Agreement without the prior written consent of the other party. The
terms hereof shall be binding upon and shall inure to the benefit of the parties hereto and
their successors and assigns.
9.4 Notices. Any notice shall be deemed duly served if personally served or if mailed by
certified mail, return receipt requested, or if sent via "overnight" courier service or facsimile
transmission, as follows: -
If to Seller: Audestine R. Hudson & Jackye V. Hudson
464058 th Avenue
Vero Beach, FL 32967
4
If to County: Indian River County
1801 27th Street
Vero Beach, FL 32960
Attn: Land Acquisition/Monique Filipiak
Either party may change the information above by giving written notice of such change as -
provided in this paragraph.
9.5 Survival and Benefit. Except as otherwise expressly provided herein, each
agreement, representation or warranty made in this Agreement by or on behalf of either
party, or in any instruments delivered pursuant hereto or in connection herewith, shall
survive the Closing Date and the consummation of the transaction provided for herein.
The covenants, agreements and undertakings of each of the parties hereto are made
solely for the benefit of, and may be relied on only by the other party hereto, its successors
and assigns, and are not made for the benefit of, nor may they be relied upon, by any other
person whatsoever.
9.6 Attorney's Fees and Costs. In any claim or controversy arising out of or relating to
this Agreement, each party shall bear its own attorney's fees, costs, and expenses.
9.7 Counterparts. This Agreement may be executed in two or more counterparts, each
one of which shall constitute an original.
9.8 County Approval Required: This Agreement is subject to approval by the Indian
River County Board of County Commissioners as set forth in paragraph 2.
9.9 Beneficial Interest Disclosure: In the event Seller is a partnership, limited partnership,
corporation, trust, or any form of representative capacity whatsoever for others, Seller
shall provide a fully completed, executed, and sworn beneficial interest disclosure
statement in the form attached to this Agreement as an exhibit that complies with all of the
provisions of Florida Statutes Section 286.23 prior to approval of this Agreement by the
County. However, pursuant to Florida Statutes Section 286.23 (3) (a), the beneficial
interest in any entity registered with the Federal Securities and Exchange Commission, or
registered pursuant to Chapter 517, Florida Statutes, whose interest is for sale to the
general public, is exempt from disclosure; and where the Seller is a non-public entity, that
Seller is not required to disclose persons or entities holding less than five (5%) percent of
the beneficial interest in Seller.
9.10 "Seller acknowledges receipt of the "Notice to Owner" and u derstands his/her
rights granted under Florida Law Chapters 73 and 74." 6AA-k.-,
Initials Initials
IN WITNESS WHEREOF, the undersigned have executed this Agreement as of the
date first set forth above.
INDIAN RIVER COUNTY, FLORIDA
BOARD OF COUNTY COMMISSIONERS
Jason q. Brawn, County Administrator
Approved as to Form and Legal Sufficiency:
William K. DeBraal, Deputy County Attorney
6
v
Bob Solari, Chairman
`'�4;Audestine R. Hudson Date
•
Approved by BCC April
f
/ V v /
Jacky V. Hudson Oate
•�FRCOUNN;E�;
•:
ATTEST:
Jeffrey R. Smith, Clerk of Court and
Approved
as to form and Legal Sufficiency
Comptroller
0
By:
By:
Deputy erk
en
Bre/fl
�(►�\\ /�
Atto a
for he Hudsons
A ._ ._ --. -.eW . 1 1 1/ 1 1
Jason q. Brawn, County Administrator
Approved as to Form and Legal Sufficiency:
William K. DeBraal, Deputy County Attorney
6
EXHIBIT "A"
Small Grove on Lateral A: The East 10 acres of Tract 9, Section
6, Township 32 South, Range 39 East, EXCEPT the South 355 feet,
the North 110 feet, and the West 10 feet thereof; all according
to the last general plat of lands of Indian River Farms Company
filed in the office of the clerk of the.Circuit Court of St.
Lucie County, Florida, in Plat Book 2, page 25; said land now
situate, lying and being in Indian River County, Florida.
Commonly known as: 7255 66th Street, Vero Beach, FL 32967
,Parcel ID Number: 32-39-06-00001-0090-00001.1
7
3120190049736
RECORDED IN THE PUBLIC RECORDS OF
JEFFREY R SMITH, CLERK OF COURT
INDIAN RIVER COUNTY FL
BK: 3232 PG: 1581 Page 1 of 2 8/22/201911:40 AM
D DOCTAX PD $0.70
This Instrument Prepared by and Return to:
Jason Beal
Atlantic Coastal Land Title Company, LLC
855 21st Street, Suite C
Vero Beach, Florida 32960
Our File No.: 49084769
Property Appraisers Parcel Identification (Folio) Number: 32-39-06-00001-0090-00001.1
Space above this line for Recording Data
WARRANTY DEED
THIS WARRANTY DEED, made the /.r day of August, 2019, by A. Ronald Hudson a/k/a Audestine R.
Hudson and Jackye V. Hudson, f/k/a Jackye V. Porter, husband and wife, whose post office address is 4640 58th
Avenue, Vero Beach, FL 32967, herein called the Grantors, to Indian River County, a political subdivision of the
State of Florida, whose post office address is 1801 27th Street, Vero Beach, FL 32960, hereinafter called the
Grantee:
(Wherever used herein the terms "Grantor" and "Grantee" include all the parties to this instrument and the heirs, legal
representatives and assigns of individuals, and the successors and assigns of corporations)
W I T N E S S E T H: That the Grantors, for and in consideration of the sum of Ten and 00/100 ($228,800.00) and
other valuable considerations, receipt whereof is hereby acknowledged, hereby grants, bargains, sells, aliens, remises,
releases, conveys and confirms unto the Grantee all that certain land situate in INDIAN RIVER County, State of
Florida, viz.:
Small Grove on Lateral A: The East 10 acres of Tract 9, Section 6, Township 32 South, Range 39 East,
INDIAN RIVER FARMS COMPANY, according to the plat thereof recorded in Plat Book 2, Page 25 of
the public records of St. Lucie County, Florida; LESS AND EXCEPT the South 355 feet; AND LESS
AND EXCEPT the North 110 feet; AND LESS AND EXCEPT the West 50 feet thereof. Said lands now
situate, lying and being in Indian River County, Florida.
Pursuant to Rule 12B-4013, F.A.C, this Warranty Deed is given to a governmental entity under threat of
condemnation or as part of an out-of-court settlement of condemnation proceedings, and is not subject to
tax.
Subject to easements, restrictions and reservations of record and taxes for the year 2019 and thereafter.
TOGETHER, with all the tenements, hereditaments and appurtenances thereto belonging or in anywise appertaining.
TO HAVE AND TO HOLD, the same in fee simple forever.
AND, the Grantors hereby covenant with said Grantee that the Grantors are lawfully seized of said land in fee simple;
that the Grantors have good right and lawful authority to sell and convey said land, and hereby warrant the title to said
land and will defend the same against the lawful claims of all persons whomsoever; and that said land is free of all
encumbrances, except taxes accruing subsequent to December 31, 2018.
File No.: 49084769
LTF
IN WITNESS WHEREOF, the said Grantors have signed and sealed these presents the day and year first above
written.
Signed, sealed and deliver2��- f:
ed in the presence o
WitrOs #1 Signature •�
�So rt �• ��
Witness #1 yPrinName
Witns 2ure$4e `J 1 Moly%
Witness #2 Printed Name
77 w V WU Seal)
A. Ronald Hudson a/k/a Audestine R. Hudson
.(�udson
U . A (al)
Jackye V. f/k/a Jackye V. Porter
State of Florida
County of Indian River
The foregoing instrument was acknowledged before me this day of August, 2019, by A. Ronald Hudson a/k/a
Audestine R. Hudson and Jackye V. Hudson, f%k/a Jackye V. Porter, husband and wife, who are personally known to
me or have produced tj as identification.
SEAL
My Commission Expires:
,, JASON A. BLAL
l
`Y Sfate cf Florida,
t,rtjry Pubft
Ca 01 55o itf
Comm Expires Oct 11, 2020
ti
t°FM BondIdthrou,9h"uG�na ilol`el; Assn
File No.: 49084769
Notary Public
Printed Notary Name
LTF
®WESTCOR POLICY NO.
LAND TITLE INSURANCE COMPANY OP-25-FL1394-7702232
OWNER'S POLICY OF TITLE INSURANCE
(with Florida Modifications)
ISSUED BY
WESTCOR LAND TITLE INSURANCE COMPANY
Any notice of claim and any other notice or statement in writing required to be given to the Company under this Policy
must be given to the Company at the address shown in Section 18 of the Conditions.
COVERED RISKS
SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN
SCHEDULE B, AND THE CONDITIONS, Westcor Land Title Insurance Company, a South Carolina corporation (the
"Company") insures, as of Date of Policy, against loss or damage, not exceeding the Amount of Insurance, sustained or
incurred by the Insured by reason of:
Title being vested other than as stated in Schedule A.
2. Any defect in or lien or encumbrance on the Title. This Covered. Risk includes but is not limited to insurance against
loss from
(a) A defect in the Title caused by
(i) forgery, fraud, undue influence, duress, incompetency, incapacity, or impersonation;
(ii) failure of any person or Entity to have authorized a transfer or conveyance;
(iii) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized, or
delivered;
(iv) failure to perform those acts necessary to create a document by electronic means authorized by law;
(v) a document executed under a falsified, expired, or otherwise invalid power of attorney;
(vi) a document not properly filed, recorded, or indexed in the Public Records including failure to perform those
acts by electronic means authorized by law; or
(vii) a defective judicial or administrative proceeding.
(b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable, but
unpaid.
(c) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be
disclosed by an accurate and complete land survey of the Land. The term "encroachment" includes encroachments
of existing improvements located on the Land onto adjoining land, and encroachments onto the Land of existing
improvements located on adjoining land.
3. Unmarketable Title.
COVERED RISKS CONTINUED ON NEXT PAGE
In Witness Whereof, WESTCOR LAND TITLE INSURANCE COMPANY, has caused this policy to be signed and
sealed as of Date of Policy shown in Schedule A, the policy to become valid when countersigned by an authorized signa-
tory of the Company.
WESTCOR LAND TITLE INSURANCE COMPANY
Issued By: FL1394 * 49084769
Atlantic Coastal Land Title Company, LLC
„I, By: /�/� - Q AtMAA
855 21st Street, Suite C �`�' / ' ►�
Vero Beach, FL 32960 r SEAL = eside t
..:'- Attest:
Secret ry
OP -25 ALTA Owners Policy of Title Insurance 6-17-06 (with FLORIDA Modifications) (WLTIC Edition 12/1/17) Page 1
4. No right of access to and from the Land.
5. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to building and zon-
ing) restricting, regulating, prohibiting, or relating to
(a) the occupancy, use, or enjoyment of the Land;
(b) the character, dimensions, or location of any improvement erected on the Land;
(c) the subdivision of land; or
(d) environmental protection
if a notice, describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to enforce, but
only to the extent of the violation or enforcement referred to in that notice.
6. An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 5 if a notice of the enforce-
ment action, describing any part of the Land, is recorded in the Public Records, but only to the extent of the enforcement referred to
in that notice.
7. The exercise of the rights of eminent domain if a notice of the exercise, describing any part of the Land, is recorded in the Public Records.
8. Any taking by a governmental body that has occurred and is binding on the rights of a purchaser for value without Knowledge.
9. Title being vested other than as stated in Schedule A or being defective
(a) as a result of the avoidance in whole or in part, or from a court order providing an alternative remedy, of a transfer of all or any
part of the title to or any interest in the Land occurring prior to the transaction vesting Title as shown in Schedule A because that
prior transfer constituted a fraudulent or preferential transfer under federal bankruptcy, state insolvency, or similar creditors' rights
laws; or
(b) because the instrument of transfer vesting Title as shown in Schedule A constitutes a preferential transfer under federal bankruptcy,
state insolvency, or similar creditors' rights laws by reason of the failure of its recording in the Public Records
(i) to be timely, or
(ii) to impart notice of its existence to a purchaser for value or to a judgment or lien creditor.
10. Any defect in or lien or encumbrance on the Title or other matter included in Covered Risks I through 9 that has been created or at-
tached or has been filed or recorded in the Public Records subsequent to Date of Policy and prior to the recording of the deed or other
instrument of transfer in the Public Records that vests Title as shown in Schedule A.
The Company will also pay the costs, attorneys' fees, and expenses incurred in defense of any matter insured against by this Policy, but
only to the extent provided in the Conditions.
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage
of this policy, and the Company will not pay loss or damage, costs,
attorneys' fees, or expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or governmental regulation
(including those relating to building and zoning) restricting, regulat-
ing, prohibiting, or relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improve-
ment erected on the Land;
(iii) the subdivision of land; or
(iv) environmental protection;
or the effect of any violation of these laws, ordinances,
or governmental regulations. This Exclusion I(a) does
not modify or limit the coverage provided under Covered
Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not
modify or limit the coverage provided under Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify or
limit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters
(a) created, suffered, assumed, or agreed to by the Insured
Claimant;
(b) not Known to the Company, not recorded in the Public Re-
cords at Date of Policy, but Known to the Insured Claimant
and not disclosed in writing to the Company by the Insured
Claimant prior to the date the Insured Claimant became an
Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy; or
(e) resulting in loss or damage that would not have been sus-
tained if the Insured Claimant had paid value for the Title.
4. Any claim, by reason of the operation of federal bankruptcy, state
insolvency, or similar creditors' rights laws, that the transaction
vesting the Title as shown in Schedule A, is
(a) a fraudulent conveyance or fraudulent transfer; or
(b) a preferential transfer for any reason not stated in Covered
Risk 9 of this policy.
5. Any lien on the Title for real estate taxes or assessments imposed
by governmental authority and created or attaching between
Date of Policy and the date of recording of the deed or other
instrument of transfer in the Public Records that vests Title as
shown in Schedule A.
OP -25 ALTA Owners Policy of Title Insurance 6-17-06 (with FLORIDA Modifications) (WLTIC Edition 12/1/17) Page 2
CONDITIONS
1. DEFINITION OF TERMS
The following terms when used in this policy mean:
(a) "Amount of Insurance": The amount stated in Schedule A, as
may be increased or decreased by endorsement to this policy,
increased by Section 8(b), or decreased by Sections 10 and 11
of these Conditions.
(b) "Date of Policy": The date designated as "Date of Policy" in
Schedule A.
(c) "Entity": A corporation, partnership, trust, limited liability
company, or other similar legal entity.
(d) "Insured": The Insured named in Schedule A.
(i) The term "Insured" also includes
(A) successors to the Title of the Insured by operation of
law as distinguished from purchase, including heirs,
devisees, survivors, personal representatives, or next
of kin;
(B) successors to an Insured by dissolution, merger, con-
solidation, distribution, or reorganization;
(C) successors to an Insured by its conversion to another
kind of Entity;
(D) a grantee of an Insured under a deed delivered without
payment of actual valuable consideration conveying the
Title
(1) if the stock, shares, memberships, or other equity
interests of the grantee are wholly-owned by the
named Insured,
(2) if the grantee wholly owns the named Insured,
(3) if the grantee is wholly-owned by an affiliated En-
tity of the named Insured, provided the affiliated
Entity and the named Insured are both wholly-
owned by the same person or Entity, or
(4) if the grantee is a trustee or beneficiary of a trust
created by a written instrument established by the
Insured named in Schedule A for estate planning
purposes.
(ii) With regard to (A), (B), (C), and (D) reserving, however, all
rights and defenses as to any successor that the Company
would have had against any predecessor Insured.
(e) "Insured Claimant": An Insured claiming loss or damage.
(f) "Knowledge" or "Known": Actual knowledge, not construc-
tive knowledge or notice that may be imputed to an Insured by
reason of the Public Records or any other records that impart
constructive notice of matters affecting the Title.
(g) "Land": The land described in Schedule A, and affixed improve-
ments that by law constitute real property. The term "Land"
does not include any property beyond the lines of the area
described in Schedule A, nor any right, title, interest, estate, or
easement in abutting streets, roads, avenues, alleys, lanes, ways,
or waterways, but this does not modify or limit the extent that
a right of access to and from the Land is insured by this policy.
(h) "Mortgage": Mortgage, deed of trust, trust deed, or other secu-
rity instrument, including one evidenced by electronic means
authorized bylaw.
(i) "Public Records": Records established under state statutes at
Date of Policy for the purpose of imparting constructive notice
of matters relating to real property to purchasers for value and
without Knowledge. With respect to Covered Risk 5(d), "Public
Records" shall also include environmental protection liens filed
in the records of the clerk of the United States District Court
for the district where the Land is located.
0) "Title": The estate or interest described in Schedule A.
(k) "Unmarketable Title": Title affected by an alleged or apparent
matter that would permit a prospective purchaser or lessee of
the Title or lender on the Title to be released from the obligation
to purchase, lease, or lend if there is a contractual condition
requiring delivery of marketable title.
2. CONTINUATION OF INSURANCE
The coverage of this policy shall continue in force as of Date of
Policy in favor of an Insured, but only so long as the Insured retains
an estate or interest in the Land, or holds an obligation secured by a
purchase money Mortgage given by a purchaser from the Insured,
or only so long as the Insured shall have liability by reason of war-
ranties in any transfer or conveyance of the Title. This policy shall
not continue in force in favor of any purchaser from the Insured
of either (i) an estate or interest in the Land, or (ii) an obligation
secured by a purchase money Mortgage given to the Insured.
3. NOTICE OF CLAIM TO BE GIVEN BY INSURED
CLAIMANT
The Insured shall notify the Company promptly in writing (i) in
case of any litigation as set forth in Section 5(a) of these Condi-
tions, (ii) in case Knowledge shall come to an Insured hereunder of
any claim of title or interest that is adverse to the Title, as insured,
and that might cause loss or damage for which the Company may
be liable by virtue of this policy, or (iii) if the Title, as insured, is
rejected as Unmarketable Title. If the Company is prejudiced by
the failure of the Insured Claimant to provide prompt notice, the
Company's liability to the Insured Claimant under the policy shall
be reduced to the extent of the prejudice.
4. PROOF OF LOSS
In the event the Company is unable to determine the amount of loss
or damage, the Company may, at its option, require as a condition
of payment that the Insured Claimant famish a signed proof of loss.
The proof of loss must describe the defect, lien, encumbrance, or
other matter insured against by this policy that constitutes the basis
of loss or damage and shall state, to the extent possible, the basis
of calculating the amount of the loss or damage.
5. DEFENSE AND PROSECUTION OF ACTIONS
(a) Upon written request by the Insured, and subject to the options
contained in Section 7 of these Conditions, the Company, at
its own cost and without unreasonable delay, shall provide for
the defense of an Insured in litigation in which any third party
asserts a claim covered by this policy adverse to the Insured.
This obligation is limited to only those stated causes of action
alleging matters insured against by this policy. The Company
shall have the right to select counsel of its choice (subject to the
right of the Insured to object for reasonable cause) to represent
the Insured as to those stated causes of action. It shall not be
liable for and will not pay the fees of any other counsel. The
Company will not pay any fees, costs, or expenses incurred by
the Insured in the defense of those causes of action that allege
matters not insured against by this policy.
(b) The Company shall have the right, in addition to the options
contained in Section 7 of these Conditions, at its own cost, to
institute and prosecute any action or proceeding or to do any
OP -25 ALTA Owners Policy of Title Insurance 6-17-06 (with FLORIDA Modifications) (wLTIC Edition 12/1/17) Page 3
CONDITIONS - CONTINUED
other act that in its opinion may be necessary or desirable to
establish the Title, as insured, or to prevent or reduce loss or
damage to the Insured. The Company may take any appropri-
ate action under the terms of this policy, whether or not it shall
be liable to the Insured. The exercise of these rights shall not
be an admission of liability or waiver of any provision of this
policy. If the Company exercises its rights under this subsection,
it must do so diligently.
(c) Whenever the Company brings an action or asserts a defense
as required or permitted by this policy, the Company may
pursue the litigation to a final determination by a court of
competent jurisdiction, and it expressly reserves the right,
in its sole discretion, to appeal any adverse judgment or
order.
6. DUTY OF INSURED CLAIMANT TO COOPERATE
(a) In all cases where this policy permits or requires the Company
to prosecute or provide for the defense of any action or proceed-
ing and any appeals, the Insured shall secure to the Company
the right to so prosecute or provide defense in the action or
proceeding, including the right to use, at its option, the name
of the Insured for this purpose. Whenever requested by the
Company, the Insured, at the Company's expense, shall give the
Company all reasonable aid (i) in securing evidence, obtaining
witnesses, prosecuting or defending the action or proceeding,
or effecting settlement, and (ii) in any other lawful act that in
the opinion of the Company may be necessary or desirable to
establish the Title or any other matter as insured. If the Company
is prejudiced by the failure of the Insured to furnish the required
cooperation, the Company's obligations to the Insured under
the policy shall terminate, including any liability or obligation
to defend, prosecute, or continue any litigation, with regard to
the matter or matters requiring such cooperation.
(b) The Company may reasonably require the Insured Claimant to
submit to examination under oath by any authorized representa-
tive of the Company and to produce for examination, inspection,
and copying, at such reasonable times and places as may be
designated by the authorized representative of the Company,
all records, in whatever medium maintained, including books,
ledgers, checks, memoranda, correspondence, reports, e-mails,
disks, tapes, and videos whether bearing a date before or after
Date of Policy, that reasonably pertain to the loss or damage.
Further, if requested by any authorized representative of the
Company, the Insured Claimant shall grant its permission, in
writing, for any authorized representative of the Company to
examine, inspect, and copy all of these records in the custody or
control of a third party that reasonably pertain to the loss or dam-
age. All information designated as confidential by the Insured
Claimant provided to the Company pursuant to this Section shall
not be disclosed to others unless, in the reasonable judgment of
the Company, it is necessary in the administration of the claim.
Failure of the Insured Claimant to submit for examination under
oath, produce any reasonably requested information, or grant
permission to secure reasonably necessary information from
third parties as required in this subsection, unless prohibited
by law or governmental regulation, shall terminate any liability
of the Company under this policy as to that claim.
7. OPTIONS TO PAY OR OTHERWISE SETTLE
CLAIMS; TERMINATION OF LIABILITY
In case of a claim under this policy, the Company shall have the
following additional options:
(a) To Pay or Tender Payment of the Amount of Insurance. To pay
or tender payment of the Amount of Insurance under this policy
together with any costs, attorneys' fees, and expenses incurred
by the Insured Claimant that were authorized by the Company
up to the time of payment or tender of payment and that the
Company is obligated to pay.
Upon the exercise by the Company of this option, all liability
and obligations of the Company to the Insured under this policy,
other than to make the payment required in this subsection,
shall terminate, including any liability or obligation to defend,
prosecute, or continue any litigation.
(b) To Pay or Otherwise Settle With Parties Other Than the Insured
or With the Insured Claimant.
(i) to pay or otherwise settle with other parties for or in the name
of an Insured Claimant any claim insured against under
this policy. In addition, the Company will pay any costs,
attorneys' fees, and expenses incurred by the Insured Claim-
ant that were authorized by the Company up to the time
of payment and that the Company is obligated to pay; or
(ii) to pay or otherwise settle with the Insured Claimant the loss
or damage provided for under this policy, together with any
costs, attomeys' fees, and expenses incurred by the Insured
Claimant that were authorized by the Company up to the
time of payment and that the Company is obligated to pay.
Upon the exercise by the Company of either of the options provided
for in subsections (b)(i) or (ii), the Company's obligations to the
Insured under this policy for the claimed loss or damage, other than
the payments required to be made, shall terminate, including any li-
ability or obligation to defend, prosecute, or continue any litigation.
8. DETERMINATION AND EXTENT OF LIABILITY
This policy is a contract of indemnity against actual monetary loss
or damage sustained or incurred by the Insured Claimant who has
suffered loss or damage by reason of matters insured against by
this policy.
(a) The extent of liability of the Company for loss or damage under
this policy shall not exceed the lesser of
(i) the Amount of Insurance; or
(ii) the difference between the value of the Title as insured and
the value of the Title subject to the risk insured against by
this policy.
(b) If the Company pursues its rights under Section 5 of these Con-
ditions and is unsuccessful in establishing the Title, as insured,
(i) the Amount of Insurance shall be increased by 10%, and
(ii) the Insured Claimant shall have the right to have the loss
or damage determined either as of the date the claim was
made by the Insured Claimant or as of the date it is settled
and paid.
(c) In addition to the extent of liability under (a) and (b), the Com-
pany will also pay those costs, attorneys' fees, and expenses in-
curred in accordance with Sections 5 and 7 of these Conditions.
9. LIMITATION OF LIABILITY
(a) If the Company establishes the Title, or removes the alleged
defect, lien, or encumbrance, or cures the lack of a right of ac-
cess to or from the Land, or cures the claim of Unmarketable
Title, all as insured, in a reasonably diligent manner by any
method, including litigation and the completion of any appeals,
it shall have fully performed its obligations with respect to that
matter and shall not be liable for any loss or damage caused to
the Insured.
OP -25 ALTA Owners Policy of Title Insurance 6-17-06 (with FLORIDA Modifications) (WLTIC Edition 12/1/17) Page 4
(b) In the event of any litigation, including litigation by the Com-
pany or with the Company's consent, the Company shall have
no liability for loss or damage until there has been a final deter-
mination by a court of competent jurisdiction, and disposition
of all appeals, adverse to the Title, as insured.
(c) The Company shall not be liable for loss or damage to the
Insured for liability voluntarily assumed by the Insured in set-
tling any claim or suit without the prior written consent of the
Company.
10. REDUCTION OF INSURANCE; REDUCTION OR
TERMINATION OF LIABILITY
All payments under this policy, except payments made for costs,
attorneys' fees, and expenses, shall reduce the Amount of Insurance
by the amount of the payment.
11. LIABILITY NONCUMULATIVE
The Amount of Insurance shall be reduced by any amount the Com-
pany pays under any policy insuring a Mortgage to which exception
is taken in Schedule B or to which the Insured has agreed, assumed,
or taken subject, or which is executed by an Insured after Date of
Policy and which is a charge or lien on the Title, and the amount
so paid shall be deemed a payment to the Insured under this policy.
12. PAYMENT OF LOSS
When liability and the extent of loss or damage have been definitely
fixed in accordance with these Conditions, the payment shall be
made within 30 days.
13. RIGHTS OF RECOVERY UPON PAYMENT OR
SETTLEMENT
(a) Whenever the Company shall have settled and paid a claim
under this policy, it shall be subrogated and entitled to the
rights of the Insured Claimant in the Title and all other rights
and remedies in respect to the claim that the Insured Claimant
has against any person or property, to the extent of the amount
of any loss, costs, attorneys' fees, and expenses paid by the
Company. If requested by the Company, the Insured Claimant
shall execute documents to evidence the transfer to the Com-
pany of these rights and remedies. The Insured Claimant shall
permit the Company to sue, compromise, or settle in the name
of the Insured Claimant and to use the name of the Insured
Claimant in any transaction or litigation involving these rights
and remedies.
If a payment on account of a claim does not fully cover the loss
of the Insured Claimant, the Company shall defer the exercise
of its right to recover until after the Insured Claimant shall
have recovered its loss.
(b) The Company's right of subrogation includes the rights of the
Insured to indemnities, guaranties, other policies of insurance,
or bonds, notwithstanding any terms or conditions contained
in those instruments that address subrogation rights.
14. ARBITRATION
Unless prohibited by applicable law, arbitration pursuant to the
Title Insurance Arbitration Rules of the American Arbitration As-
sociation may be demanded if agreed to by both the Company and
the Insured at the time of a controversy or claim. Arbitrable mat-
ters may include, but are not limited to, any controversy or claim
between the Company and the Insured arising out of or relating
to this policy, and service of the Company in connection with its
issuance or the breach of a policy provision or other obligation.
Arbitration pursuant to this policy and under the Rules in effect
on the date the demand for arbitration is made or, at the option of
the Insured, the Rules in effect at Date of Policy shall be binding
upon the parties. The award may include attorneys' fees only if
the laws of the state in which the Land is located permit a court
to award attorneys' fees to a prevailing party. Judgment upon the
award rendered by the Arbitrator(s) may be entered in any court
having jurisdiction thereof.
The law of the situs of the land shall apply to an arbitration under
the Title Insurance Arbitration Rules.
A copy of the Rules may be obtained from the Company upon
request.
15. LIABILITY LIMITED TO THIS POLICY, POLICY
ENTIRE CONTRACT
(a) This policy together with all endorsements, if any, attached to
it by the Company is the entire policy and contract between the
Insured and the Company. In interpreting any provision of this
policy, this policy shall be construed as a whole.
(b) Any claim of loss or damage that arises out of the status of the
Title or by any action asserting such claim whether or not based
on negligence shall be restricted to this policy.
(c) Any amendment of or endorsement to this policy must be in
writing and authenticated by an authorized person, or expressly
incorporated by Schedule A of this policy.
(d) Each endorsement to this policy issued at any time is made a
part of this policy and is subject to all of its terms and provi-
sions. Except as the endorsement expressly states, it does not
(i) modify any of the terms and provisions of the policy, (ii)
modify any prior endorsement, (iii) extend the Date of Policy,
or (iv) increase the Amount of Insurance.
16. SEVERABILITY
In the event any provision of this policy, in whole or in part, is held
invalid or unenforceable under applicable law, the policy shall be
deemed not to include that provision or such part held to be invalid,
but all other provisions shall remain in full force and effect.
17. CHOICE OF LAW; FORUM
(a) Choice of Law: The Insured acknowledges the Company has
underwritten the risks covered by this policy and determined
the premium charged therefor in reliance upon the law affecting
interests in real property and applicable to the interpretation,
rights, remedies, or enforcement of policies of title insurance
of the jurisdiction where the Land is located.
Therefore, the court or an arbitrator shall apply the law of the
jurisdiction where the Land is located to determine the validity
of claims against the Title that are adverse to the Insured and
to interpret and enforce the terms of this policy. In neither case
shall the court or arbitrator apply its conflicts of law principles
to determine the applicable law.
(b) Choice of Forum: Any litigation or other proceeding brought
by the Insured against the Company must be filed only in a
state or federal court within the United States of America or its
territories having appropriate jurisdiction.
18. NOTICES, WHERE SENT
Any notice of claim and any other notice or statement in writing
required to be given to the Company under this policy must be
given to the Company at: 875 Concourse Parkway South, Suite
200, Maitland, FL 32751.
OP -25 ALTA Owners Policy of Title Insurance 6-17-06 (with FLORIDA Modifications) (WLTIC Edition 12/1/17) Page 5
OWNER'S POLICY OF
TITLE INSURANCE
(With Florida
Modifications)
WESTCOR
LAND TITLE
INSURANCE COMPANY
OWNER'S POLICY
OF
TITLE INSURANCE
HOME OFFICE
875 Concourse Parkway South, Suite 200
Maitland, FL 32751
Telephone: (407) 629-5842
ALTA 6-17-06 OWNER'S POLICY (WITH FLORIDA MODIFICATIONS)
SCHEDULE A
File Number: Policy Number: Date of Policy:
49084769 OP -25-171-11 394- 8/22/2019 @ 11:40 PM
7702232
Property Type:
State: Florida, County: INDIAN RIVER
Address Reference: 7255 66th Avenue, Vero Beach, Florida 32967
Premium: Amount of Insurance:
$1,219.00 $228,800.00
1. Name of Insured:
Indian River County, a political subdivision of the State of Florida
2. The estate or interest in the Land that is insured by this policy is: FEE SIMPLE
3. Title is vested in:
Indian River County, a political subdivision of the State of Florida
4. The Land referred to in this policy is described as follows:
Small Grove on Lateral A: The East 10 acres of Tract 9, Section 6, Township 32 South, Range
39 East, INDIAN RIVER FARMS COMPANY, according to the plat thereof recorded in Plat
Book 2, Page 25 of the public records of St. Lucie County, Florida; LESS AND EXCEPT the
South 355 feet; AND LESS AND EXCEPT the North 110 feet; AND LESS AND EXCEPT the
West 50 feet thereof. Said lands now situate, lying and being in Indian River County, Florida.
Issued By
Atlantic Coastal Land Title Company, LLC
855 21 st Street, Suite C
Vero Beach, Florida 32960
772-569-4364 Telephone
772-569-8688 Fax
Note: This policy is of no force and effect unless Schedule A and Schedule B are attached together with any added pages
incorporated by reference.
OP -25S / ALTA 6-17-06 Owner's Policy Schedule A and B (With Florida Modifications) (WLTIC Edition 1/26/11)
Our File No.: 49084769
ALTA 6-17-06 OWNER'S POLICY (WITH FLORIDA MODIFICATIONS)
Policy No. OP-25-FL1394-7702232
File No.: 49084769
SCHEDULE B
EXCEPTIONS FROM COVERAGE
Except as provided in Schedule B - Part II, this policy does not insure against loss or damage, and the Company will not
pay costs, attorneys' fees, or expenses that arise by reason of:
1. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public
records or attaching subsequent to the effective date hereof but prior to the date the proposed insured
acquires for value of record the estate or interest or mortgage thereon covered by this Commitment.
2. Rights or claims of parties in possession not shown by the Public Records.
3. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that
would be disclosed by an accurate and complete survey of the Land. The term "encroachment" includes
encroachments of existing improvements located on the Land onto adjoining land, and encroachments on
the Land of existing improvements located on the adjoined land.
4. Easements or claims of easements not shown by the Public Records.
5. Taxes or special assessments which are not shown as existing liens by the public records.
6. Taxes and assessments for the year 2019 and subsequent years, which are not yet due and payable.
7. Any lien provided by Chapter 159, Florida Statutes, in favor of any city, town, village or port authority for
unpaid service charges for service by any water, sewer or gas system supplying the insured land.
8. Restrictions, dedications, reservations, setbacks and easements, if any, as indicated and/or shown on that
certain Plat recorded in Plat Book 2, page 25, of the Public Records of St. Lucie County, now lying and
being in Indian River County, Florida.
9. Actual acreage is neither insured nor guaranteed.
10. Any loss or claim of loss arising out of any boundary line dispute due to property being described as
acreage, as opposed to specific directional and distance calls.
11. Road right of way for 66th Avenue as it now exists and in use.
Note: This policy is of no force and effect unless Schedule A and Schedule B are attached together with any added pages
incorporated by reference.
OP -25S / ALTA 6-17-06 Owner's Policy Schedule A and B (With Florida Modifications) (WLTIC Edition 1/26/11)
Our File No.: 49084769
LTF.,
A. Settlement Statement
U.S. Department of Housing
and Urban Development
OMB Approval No. 2502-0265 1 r
B. Type of Loan
i
6. File Number
7. Loan Number
8. Mortgage Insurance Case Number
1. ❑ FHA 2. ❑ RHS 3. ❑ Conv. Unins.
I
49084769
4. ❑ VA 5. ❑Conv. Ins.
C. Note: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items
marked "(p.o.c.)" were paid outside the closing, they are shown here for information purposes and are not included in the totals.
D. Name and Address of Borrower
E. Name and Address of Seller
F. Name and Address of Lender
Indian River County, a political subdivision of the State of Florida
A. Ronald Hudson a/k/a Audestine R. Hudson and Jackye V.
1801 27th Street
Hudson, f/k/a Jackye V. Porter, husband and wife
Vero Beach, Florida 32960
4640 58th Avenue
Vero Beach, Florida 32967
i
G. Property Location
H. Settlement Agent
Atlantic Coastal Land Title Company, LLC
7255 66th Avenue
855 21 st St. Suite C, Vero Beach, FL 32960
Vero Beach, Florida 32967
Place of Settlement
1. Settlement Date
855 21st Street
08/15/19
Suite C
INDIAN RIVER
Vero Beach, Florida 32960
J. SUMMARY OF BORROWER'S TRANSACTION:
K. SUMMARY OF SELLER'S TRANSACTION:
_
100. GROSS AMOUNT DUE FROM BORROWER
400. GROSS AMOUNT DUE TO SELLER
101. Contract sales price
228,800.00 401. Contract sales price
228,800.00
_
102 Personal property
402. Personal property
103 Settlement charges to borrower (line 1400)
52,674.70 403.
_
104.
404.
-�
105.
405.
Adjustments for items paid by seller in advance
_
Adjustments for items paid by seller in advance
106 City/town taxes to
406. Ci /town taxes to
107. County taxes to
407. County taxes to
108. Assessments to
408. Assessments to
109.
409.
110.
410.
111.
411.
-�
1112.
412.
..
_
i
120. GROSS AMOUNT DUE FROM BORROWER
281,474.70 420. GROSS AMOUNT DUE TO SELLER
228,800.00
200. AMOUNTS PAID BY OR IN BEHALF OF BORROWER
500. REDUCTIONS IN AMOUNT TO SELLER
201. Deposit or earnest money
501. Excess Deposit (see instructions)
202. Principal amount of new loan(s)
502. Settlement charges to seller (line 1400)
0.00
203. Existing loan(s) taken subject to
503. Existing loans taken subject to
204
504. Payoff of first mortgage loan
1
205
505. Payoff of second mortgage loan
206.
506.
207.
I 507.
208
508.
209.
509.
Adjustments for items unpaid by seller
Adjustments for items unpaid by seller
210. Cit flown taxes to
510. Cit /town taxes to
211. County taxes to
511. County taxes to
212. Assessments to
512. Assessments to
213.
513.
214,
514.
215,
515.
216.
516.
217.
517.
218.
518.
219.
519.
220. TOTAL PAID BY I FOR BORROWER
1 520. TOTAL REDUCTION AMOUNT DUE SELLER
300. CASH AT SETTLEMENT FROM OR TO BORROWER
600. CASH AT SETTLEMENT TO OR FROM SELLER
301. Gross amount due from borrower (line 120)
281,474.70 601. Gross amount due to seller line 420
228.800.00
302. Less amounts paid by/for borrower line 220
602. Less reduction amount due to seller line 520
l
303. CASH FROM BORROWER 281,474.70 603. CASH TO SELLER
228,800.00
07-25-2019 at 2:34 PM form HUD -1 (3/86) ref Handbook 4305.2
CCTV MRAPMT CTATFMFNT PAGE 2
U.J.
L. SETTLEMENT CHARGES:. File Number: 49084769
PAID FROM
BORROWER'S
- i
PAID FROM
SELLER'S
FUNDS AT
SETTLEMENT
700. TOTALSALES/BROKER'S COMMISSION based on rice $ - FUNDS AT
- SETTLEMENT
j Division of commission (line 700) as follows:
1112.
Wire Fee CenterState Bank
903.
Hazard insurance premium vrs. to
702. $ to
4.
90905.
GOVERNMENT RECORDING AND TRANSFER CHARGES
703. Commission paid at Settlement
i
1000.
I 704.
1202.
City/county/stamps Deed $ Mortgage $
Ir_ 800. ITEMS PAYABLE IN CONNECTION WITH LOAN _
P.O.C.
/ mo.
801. Loan Origination Fee
1002.
Mortgage insurance mo. $
802. Loan Discount k
1205-
1003.
803. Appraisal fee to
/ mo.
ADDITIONAL SETTLEMENT CHARGES
6U4. Grecil re on
I
805. _Lender's inspection fee to
806. Mtq. ins. application fee to
807. Assumption fee to
808.
X809.
810.
811.
812.
900.
901.
ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE
Interest from to as
/day
1111.
i 902.
mortgage insurance premium to
1112.
Wire Fee CenterState Bank
903.
Hazard insurance premium vrs. to
4.
90905.
GOVERNMENT RECORDING AND TRANSFER CHARGES
i
1000.
RESERVES DEPOSITED WITH LENDER FOR
1202.
City/county/stamps Deed $ Mortgage $
1001.
Homeowner's insurance mo. @$
/ mo.
1002.
Mortgage insurance mo. $
/ mo.
1205-
1003.
City propertytaxes mo. $
/ mo.
ADDITIONAL SETTLEMENT CHARGES
1004.
County roe taxes mo. $
! mo.
1005.
Annual Assessments mo. $
/ mo.
1303.
1006.
mo. $
/ mo.
1007.
_ mo. @$
1 mo.
I
1008.
Aggregate Reserve for Hazard/Flood Ins, City/County City/CountyProp Taxes, Mortgage Ins 8 Annual Assessments
1307.
1100.
TITLE CHARGES
1308.
1 1107
_
Settlement or closing fee to Atlantic Coastal Land Title Company, LLC
TOTAL SETTLEMENT CHARGES (enter on lines 103 and 502, Sections J and K) _
300.00
1102.
Abstract or title search to Westcor Land Title Insurance Company
85.00
1103.
Title examination to
1104.
Title insurance binder to
1105.
Document preparation to
1106.
Notary fees to
1107.
Attorne 's fees to Brent Simon Law Group
51,000.00
(includes above item No:
1108.
Title insurance to Westcor Land Title Insurance Com an
1,219.00
1109.
1110.
Lender's coverage
Owner's coverage 228,800.00 -- 1,219.00
1111.
Digital Archive/landTech Fee Forensis/LandTech
35.00
1112.
Wire Fee CenterState Bank
16.00
1113.
1200.
GOVERNMENT RECORDING AND TRANSFER CHARGES
1201.
Recording fees Deed $ 19.70 Mort a e $ Releases $
19.70
1202.
City/county/stamps Deed $ Mortgage $
1203.
State tax/stamps Deed $ ; Mortgage $
1204.
Intangible Tax Deed $ ; Mortgage $
1205-
1300.
ADDITIONAL SETTLEMENT CHARGES
1301.
Survey to
1302.
Pest inspection to
1303.
1304.
1305.
1306.
1307.
1308.
1400.
TOTAL SETTLEMENT CHARGES (enter on lines 103 and 502, Sections J and K) _
52,674.70 0.00
07-25-2019 at 2:34 PM form HUD -1 (3/86) ref Handbook 4305.2
HUD -1 SETTLEMENT STATEMENT
File Number: 49084769
I have carefully reviewed the HUD -1 Settlement Statement and to the best of my knowledge and belief, it
is a true and accurate statement of all receipts and disbursements made on my account or by me in this
transaction. I further certify that I have received a copy of the HUD -I Settlement Statement.
Buyer
Indian River C un
"William K. DeBraal, Deputy County Attorney
In the event a proration of taxes is necessary when the tax bills for the current year are prepared, the parties
agree to handle said re-prorations between themselves.
A. Ronald Hudson
Sellers
Jackye V. Hudson
Settlement Agent
The HUD -I Settlement Statement which I have prepared is a true and accurate account of this transaction.
I have caused or will cause the funds to be disbursed in accordance with this statement.
Atlantic Coastal Land Title Company, LLC
By: Date: August 15th, 2019
CLOSING AGREEMENT
Seller(s): A. Ronald Hudson a/k/a Audestine R. Hudson and Jackye V. Hudson, f/k/a Jackye V.
Porter, husband and wife
Buyer(s): Indian River County, a political subdivision of the State of Florida
Closing Agent: Atlantic Coastal Land Title Company, LLC
Property Location: 7255 66th Avenue, Vero Beach, Florida 32967
The undersigned hereby acknowledge(s) and understand that contracts, affidavits, deeds, loan
documents and similarly related documents associated with a real estate transaction are legal and
binding documents. The closing agent is here to facilitate and close the transaction but does not
represent the parties as legal counsel. If at any time I(we) do not understand the meaning and
consequences of any document and its terms and obligations, I(we) have been advised not sign any
document before the seeking the advice of an attorney.
TAX RE -PRORATION AGREEMENT: If the property tax Bill for the year of closing has not been issued
by the Tax Collector at the time of closing, then the tax prorations set forth on the closing statement are
based upon an estimate, and that the actual taxes for the calendar year in which "closing" takes place could
represent an amount substantially different from that upon which the proration was based. If such a
difference is realized, the parties agree that upon demand of the other, to, without unreasonable delay, re -
prorate said taxes based on the actual amount of the bill rendered, using formulae standard in the industry,
and to make an appropriate, monetary adjustment between themselves. The Closing Agent is not responsible
to make further adjustments.
AGREEMENT TO COOPERATE: If requested by Lender (if any) or Closing Agent, the parties agree to
fully cooperate and adjust for clerical errors, including the execution or re-execution of any reasonable
document and/or the remittance of any additional sum. The parties further agree that any amounts of money
due others for services rendered in conjunction with subject "closing" (such as balances owed to existing
mortgagees, loan costs associated with a new mortgage, survey, termite or roof inspection fees, or other
such costs or fees due), not collected or paid for out of closing funds, remain the responsibility of the
contracting party to so pay, and the collection and remittance of such fees, costs or indebtedness by the
closing agent is a courtesy service provided by the closing agent, with the contracting party remaining liable
for payment of any such fees, or shortages, not collected from the obligated party coincident to the "closing".
HOMEOWNER'S / CONDOMINIUM ASSOCIATIONS) (IF APPLICABLE): The Buyer acknowledges
the existence of any homeowners and/or condominium association(s) and is aware that monthly, quarterly
or annual maintenance assessments may be due to said association(s). Said association(s) may also have the
authority to regulate and enforce community covenants and restrictions.
PROPERTY CONDITION: Closing Agent does not make any representations or warranties nor assume
any liability with respect to the physical condition of the property, and any repairs to the property.
SURVEY(IF REQUIRED OR OBTAINED): The Buyer hereby acknowledges receipt of a copy of any
survey prepared for the subject transaction. The Buyer has reviewed said survey and accepts title subject to
the matters set forth on said survey.
CLOSING/SETTLEMENT STATEMENT: Closing Agent does not adjust and/or assume liability for
charges for water, rents, gas, electricity, taxes on personal property, garbage taxes or fees, license taxes,
association assessments or dues, or estoppel information furnished by mortgagees or others. Sometimes
recording fees and courier/express mail fees may vary due to the unknown amounts at the time of closing.
Therefore, the parties acknowledge hereto, that monies collected for recording and courier/express mail
Page 1 of 2
File No.: 49084769
RM
fees may be more or less than the amount collected on the closing statement. Any shortfalls or overages
shall be considered the cost of doing business. Closing Agent will neither refund or collect said differences
The closing/settlement statement has been reviewed and approved, and the Closing Agent is irrevocably
authorized to make disbursements in accordance therewith.
CURRENT MORTGAGES AND REAL ESTATE TAXES: The Sellers acknowledge that the payoff
statement received by the Closing Agent from the current mortgagees may be subject to final audit after
receipt of the payoff funds resulting in a demand by said mortgagee for additional funds and Sellers agree
to hold Atlantic Coastal Land Title Company, LLC harmless for the loss or damage incurred due to any
inaccurate payoff balance whether in writing or given verbally and agrees to pay the shortage immediately
to Atlantic Coastal Land Title Company, LLC. The Seller further agrees that responsibility for unpaid
real property taxes and/or assessments not collected or prorated coincident to closing, notwithstanding any
error or omission on behalf of the closing agent in reporting, collecting, or discovering same, shall remain
the responsibility of Seller.
PARTIES: "Seller" and "Buyer" indicate singular or plural, as the context so requires or admits.
A. Ronald Hudson a/k/a Audestine R. Hudson -
Seller
Jackye V. Hudson f/k/a Jackye V. Porter - Seller
Date:
Date:
I=IVUR C
illiam K. DeBraal, Deputy County Attorney - Buyer
Date:
Date:
SELLER(S) ADDRESS AND PHONE NUMBER(S) AFTER CLOSING
Address: Phone Number(s)
Home:
Work:
E -Mail Address: Other:
File No.: 49084769 Page 2 of 2
LIT
Dylan Reingold, County Attorney
kVilliam K. DeBraal, Deputy County Attorney
Susan J. Prado, Assistant County Attorney
Of ce of
INDIAN
MEMORANDUM
RIVER COUNTY
ATTORNEY
To: Elissa Nagy — Finance Director
From: Sandy Wright, Legal Secretary ._
Through: William K. DeBraal, Deputy County Attorney l4J _
Date: August 9, 2019
Subject: 66th Avenue Acquisition of Right -of -Way, Phase III
Wire Funds — Closing
Property Owner: A. Ronald Hudson and Jackye Hudson
Location: 66th Ave. and 73rd St. (4.53 acre parcel)
Please arrange to wire transfer the funds shown on the attached closing statement by
Thursday, August 15, 2019 for closing.
For your records, I have attached a copy of the agenda item approved by the Board of
County Commissioners on April 16, 2019; the signed Purchase and Sale Agreement;
the closing statement signed by the Deputy County Attorney; and the wire transfer
instructions for the closing agent. The total to be wired is $281,474.70. This amount
will be paid from Account No. 10215141-066120-16009.
Thank you for your assistance with this.
Office of Attorney's Matte
INDIAN RIVER COUNTY
Dylan Reingold, County Attorney
William K. DeBraal, Deputy County Attorney
Kate Pingolt Cotner, Assistant County Attorney
MEMORANDUM
TO: The Board of County Commissioners
ATTORNEY
THROUGH: Richard B. Szpyrka, P. E., Public Works Director
FROM: William K. DeBraal, Deputy County Attorney
DATE: April 10, 2019
SUBJECT: Acquisition of Right -Of -Way for Phase III of 66th Avenue
Improvements from Audestine and Jackye Hudson - 66th Avenue
and 73rd Street
Audestine and Jackye Hudson (the Hudsons) are the owners of a 4.53 acre parcel of
property on the west side of 66th Avenue just south of 73rd Street which is depicted on
the aerial photo attached to this memorandum as Exhibit "A". The Parcel is zoned A-1,
Agricultural, up to one residential unit per five acres and lies outside of the Urban
Services Boundary. This site is a current citrus grove and contains fencing, irrigation
and a flow well. The Hudsons have owned the property since 1992 and it has been
used as a grove ever since that time. Mr. Hudson retired from the citrus business and
uses this 4.53 acre parcel to grow and sell fruit as a hobby and a source of income.
Construction plans call for the County to acquire 3.13 acres of right-of-way from the
Hudsons consisting of a 156 -foot wide strip along the length of the eastern border of the
property. A sketch and legal description of the right-of-way is attached to this memo as
Exhibit "B". The total property needed is ±69% of the parcel, leaving a remainder of 1.4
acres. A settlement conference was held on March 18, 2019, with Mr. and Mrs.
Hudson, their attorney Brent Simon, Rich Szpyrka, Monique Filipiak, James Ennis and
the Deputy County Attorney in attendance. At the conference, Mr. Hudson claimed that
in the after condition, 1.4 acres was insufficient to continue his citrus operation. It was
his preference to sell the entire 4.53 acre parcel. The County would also avoid
severance damages to the remainder parcel if it would buy the entire parcel.
Hudson memo to BCC
April 12, 2019
Page 12
The County's initial appraisal was performed by Armfield & Wagner and assigned a
value of $95,500 for the 3.13 acres of right-of-way property needed and $110,300 for
the entire 4.53 acres ($24,349/acre). Since the Hudsons have decided to sell the entire
parcel, they no longer have a need for the various equipment used to operate the grove.
This equipment consists of:
❖ A Ford Tractor
❖ Bush hog
❖ Fertilizer spreader
❖ Rhino lawn mower
❖ Golf car
❖ 150 gallon tank and trailer
❖ A plow
❖ Metal shed
Mr. Hudson placed a value of $21,120 for this equipment. He further placed a value on
the citrus trees and irrigation system at $176,000.
After further discussion, the parties reached an agreement where the County would
purchase the entire 4.54 acres of the Hudson property together with all of the above
listed equipment for $230,000. The purchase price was arrived at using the
$35,250/acre price paid to Central Groves for the Miami Block at 69th Street and 66th
Avenue ($35,250 x 4.54 acres = $160,035), the $21,120 for the equipment and the
remainder for the trees and irrigation system. Depending on the condition of the
equipment, it can be utilized by either the Parks Department, Public Works or sold as
surplus.
By comparison, in February 2017, the County purchased the 18.72 acre Greene
property located at the northeast corner of 66th Avenue and 53rd Street for a future
stormwater park for $558,900 ($29,855 per acre) which was an arm's length transaction
without the threat of eminent domain. The County previously purchased the Miami
Block at the southwest corner of 66th Avenue and 69th Street for $35,250/acre for the
entire 18.59 parcel ($655,298.00) which was under the threat of eminent domain.
The Hudsons sought appraisal, engineering and land planning fees in the amount of
$14,447.00 and attorney's fees pursuant to the eminent domain statute of 33% of the
benefit gained for the client ($230,000 - 110,300 = $119,700 x 0.33 = $39,501). The
parties reached a compromised amount of $51,000 for all expert costs and attorney's
fees, making the total cost to purchase $281,000.
By purchasing the property in advance of filing a lawsuit, staff is attempting to save on
expert witness fees that would have been incurred by both the County and the
Hudson memo to BCC
April 12, 2019
Page 13
Hudsons. As noted in the past, expert witness fees for both parties often exceed
$100,000 by the time the suit is filed and mediation is held. Pursuant to state statutes,
the County is responsible for reasonable expert witness fees of the Hudsons. The
county has achieved significant savings by not having to hire our trial witnesses
(appraiser, engineer and land planner), outside counsel and compromises on attorney's
fees and expert costs.
At the conclusion of the settlement conference, the parties entered into a hand written
agreement which will be used as the basis for a more formal agreement setting forth the
closing date and time.
FUNDING: Funding in the amount of $281,000 for this acquisition is budgeted and
available from Traffic Impact Fee/District I/Row/66th Avenue- 69th Street -85th Street -
Acct# 10215141-066120-16009.
STAFF RECOMMENDATION: Staff recommends the Board approve the agreement to
purchase the 4.54 acre Hudson property with the equipment for $230,000 and approve
the global settlement of attorney's fees and expert costs of $51,000 and authorize the
Chairman to execute a more formal purchase and sale agreement when drafted and
approved by the parties on behalf of the Board.
Attachments: Exhibit "A" Aerial Photo
Exhibit "B" sketch and legal description of the right-of-way
Copies to: Brent Simon, Esq.