The URL can be used to link to this page

Home My WebLink About1999-219FORM It SHIP DISTRIBUTION SUMMARY Submittal Uet /i tB/25/99(g3) Section 920.9075(9),P.S. FLORIDA HOUSING FINANCE AGENCY - SHIP PROGRAM ANNUAL REPORT for State Fiscal Years 1996 - 1997 NAME OF LOCAL ENTITYs Indian River County, ` This figure most equal the amount for "SHIP Funds Expended" on Form 2, Table B TABLE C, "Enter Total. from Table A. Column A. B. S C 1 661,988.0 —Enter amount to be carried forward to next year 1 763.921 TyTA1 662 ]52 O1� `• MOaC equal total from Form 1, Table B, Col. B. "` Carry forward i us ted only i a closeout year when the amount of funds remaining are notaufficien[ to fully asist one unit. The unit see Sated is counted in the ne.tfiscal year. BBIP AR/9, I Bffeellve 0e/01/98 Pri.ted: 0610V 99 FORM 21 Rents and Compliance Summary Submittal Date: 8/25/99 Section 420.9075(b),(c),(d),(9)F.S. FLORIDA HOUSING FINANCE AGENCY - SNIP PROGRAM ANNUAL REPORT For State Fiscal Yearl 1996 . 1997 Nem. of Local Entity. Indian Rive[ County Table Information Strategy Description l ffii Rental Rate. -Actual had m2^[d= J-Bndt t4 -[d 1 raQ 3 DOMPAYMIENT C� ING COST LOAN .00 .00 0 .00 .00 OPCC= RL ]I 4 OPCC+RLf IFL IMPACT F66 LOAN _ �.0�� 0�—Sr 00 0.00. ... 0_.,q0� 00 5.00 5 IFL s OPCC .00 0 .00 .00 6 RENAB 00 0 00 0 .00 Table Program Compliance - Home Gwnerehim/Construction/Rehab A B C FL Statute & o Truat Fund! Minimum 8 NOME OWNSRSBIP SS],0]5.09 891 654 _____ ___ __ 5_It.]]5.01 ]el ]5& irvo[ IunO egwle Oeste Wtl=n pl enaeeeptueet Funtin Table D: Program Compliance - Income Set -Asides 11 Program Comoli a by Dnite lIf Aooli cable) BC ICO1 B/Coles C U 'T� U Low Income 3�]4 4] Mo exate Income TOTAL ]4 ]91 100 3 Prouram Com liance Funds ex a ed If A licabl A nB C 4 01 Tota SHIP Exp a TOCal Trust Trust Fund Income Care o / d d d D' crib D'eerib Very Low Income 241 2D.]5 661,988.091 r 16 10 663.988 -091 50 M e a Income 24,090.64 661,988. 9 a -- I 590 ]]5 091 661 988 Cotel i[u ,IYut e4uob nl etca Vtu Vnxle i Y.. vme L rtY O =� mMe lw„ n tote 1=,mn=o =.n=�4[W. .,in m=��,�ro[[=u mwoa• gdm�[�[�at o 2x{m��P11uuM 4��f MIP M/9] I "tootire 04/01/99 p[InUd06/01/99 E� -------------- i11- 0 FORM 4: Program Summary Submittal Dote: 8/25/99 Section 420.9075 FLORIDA HOUSING FINANCE CORPORATION SHIP PROGRAM ANNUAL REPORT - STATE FISCAL YEAR 1996-97 Name of Local Entity: Indian River County I. Please provide information on the status of the implementation of the Local Housing Incentive Plan or Incentive Strategy adopted by the local Affordable Housing Assistance Plan. A. Incentive Strategy: Adopted regulations providing up to a 20% density bonus for affordable housing development projects (housing element policy 2.5, Land Development Regulations Section 911.14(4)(x)). • Adopted regulations allowing for small lot subdivisions with reduced setbacks, lot size, and lot width requirements (Land Development Regulations, Chapter 911 and section 971.41 (9)). • Adopted regulations allowing for accessory single-family dwelling units in all agricultural and residential zoning districts (Land Development Regulations, Chapter 911 and Section 971.41 (10)). Adopted regulations allowing multi -family dwelling units in conjunction with commercial development, such as apartments over commercial buildings (Land Development Regulations Section 9)1.10 and Section 971.41(6)). • Adopted policies for expedited permit processing (Housing Element policies 1.5 and 1.6). • Adopted a policy for review of proposed local policies or regulations which may u.. ws, of huu h,y (Huuaing'cic�nem policy L 7). Adopted a policy for inventory of all surplus coumy owned land (Housing Element policy 2.4). Adopted regulations allowing zero lot line subdivisions (land Development Regulations Section 915.15). Established Local Housing Assistance Program, allowing the county to utilize State Housing Initiatives Pennaehip (SKIP) program funds for the provision of affordable housing (Local Housing Assistance Program, local Housing Assistance Plan, Housing Element policies 2.7. 33.4 4.4.6.4.7.4.9. and 9.1) B. Adopting Ordinance or Resolution Number or identify local policy: Identified as pan of Section "A" above C. Implementation Schedule (Dam): All incentives were implemented as scheduled D. Has the plan or strategy been implemented? If no, describe steps that will be taken to implement the Plan. Yes F. Status of Strategy- (Is the strategy functioning as intended, is., are time frames being met, etc.) All strategies are working as intended 2. Attach a concise description of the support services that arc available to the residents of affordable housing. — The county in conjunction with financial institutions conducts a homebuyers' educational workshop program for all applicants who request downpayment/closing cost assistance (see attachments regarding homebuyer's education program) — Consumer Credit Counseling provides assistance to applicants through lenders and through the homebuyers' educational workshops — The Indian River County Council on Aging provides various services to elderly and handicapped individuals including housing assistance — The Housing Authority and Economic Opportunity Council provides ho:. .........a to qualified households — The county staff provides one on one assistance to applicants for completing SHIP applications, resolving credit problems, referring applicants to appropriate financial institutions for ucquinng first mortgages, and providing other assistance as needed 3. Attach such other dataor unique affordable housing accomplishments considered significant by your Agency. (success stones, newspaper clippings, etc.) Approved 74 loans with FV 96-97 funding. Had several public meetings. newspaper and radio advertisements and announcements. 'fhr LHAPmgmr s well known to the public. Them am many mom eligible applicants than the county can assist with SHIP funds. Photocopy of the success stories, newspaper articles, thank -you notes were sent to the Florida Housing Coalition. 4. Describe how the Annual Report was made available for public inspection and comments. Attach copies of all comments that were received and provide the local government's response. Annual report provided to the public through Affordable Housing Advisory Committee, Affordable Housing Partnership meetings/Lending Consortium, county planning division, municipalities within the county, and the Treasure Coast Builders Association. 5. Since State fiscal year 1992-93, 90 mortgages have been made to very low income households with 2 in default. Since State fiscal year 1992-93, 1l7 mortgages have been made to low income households with 2 in default. Since State fiscal year 1992-93, 33 mortgages have been made to moderate income households with I in default. Total default rate for all mortgages 2.08%. 6. Describe how eligible sponsors (if applicable) that employed personnel from welfare to work programs were given preference in the local selection process. All applications reviewed based on first application submitted, first application reviewed. All applications approved based on first application completed, first application approved Certification On behalf of Indian River County, I hereby certify that the information presented herein is true and accurate as of the date of submission. Date - Date 8=24-99 Witness hief Elected Official or Designee Commissioner Kenneth R. Macht Date_ BCCChairman Date 8-24-99 Witness Name and Title C Ang ��m S -Qq -99 U - 0 GENERAL INFORMATION Name of Person to call regarding the Annual Report Form: Susan Rohani, AICP Telephone Number: (561)567-8000, ext. 250 SHIP AR96-97 COUNTY STATEOFFINDIAN AVER SPATEOFPre$S 3ourndl FIA Before the undersigned authorityy germinally appeared J]. Sehumann, Jr. who on oath my,, that tie la Business Manager of the Vero Beach P. -Journal, a newspaper pObil.hed at Vero Beach In Indian River County, Florida; that P LOWLIN,) J1led- billed t was published in mid newspaper in the Issue(s) Olt/Ag'A 2Q 1994 1 Sworn to and subscribed before me this —fes_—day or �:(iLZ—&{O A.D 3�Wca^s Wm:m�Business Manager { Aw A.IWi aNMaA.0 sm[ )[MlMrwGa j MO CLJ0Y6R aratwu. aa� ••• OF FFl.� �'` s�Ile ✓ n wne.w. r....ruu lyryd/.waexalRnnwbLe� mw G,ou urPenr.,umnlfsaao.00l nl Mrm lwnal WI lI E.mp Im�rw.I drm lsk olmM MNn anti l•aNtlanr,l Wam buvIs]: J.W3MImp n NI lwlea Mm 15hrr p1d�ornlMM�1 b.pNnwdm.hmwlbaa rMn om yw, altll N111. xN nlm. rom. nl LI, ML ew.m. . 11 d. m uixc.e� iir:`iw ir..o M.y ..cmamapwdww oM..xpbilrrpnondon=..aeq wow nI.H .bM gpwinerlmnl IO.OYl.001 NI II IMrov9F npmp,olu wgsnerrom anhl Icv Mome.11= i/. =J.ede•o N u�lwW nma dmi wl meed Ae mrd w.er el IM +rwe•en +some nope lase p4lsbmlz µµmo pmerw•.e.a m aa.r.w peym..r bm, we. nww,m.. p•om1erb..n eYm� rymdw lrcd Hwr.np dnnvnm v.np•nm rvn mrrM p L e.ma led:1 wwlWdl rnrM annW p.nu.n�m. k.el rvv M <lawlad n, n- II� IHMrontl nmre Clvw�rr.a4wM� 4. Frwlp^. bla bnpepprn.M rvn.n. Ever npaymw+�4b np wn a�i�. f JrW.nrw. .-MaF ,aMn nl m.......... Fwu.p r.w bF9F^6m 4mn. w�bv Mlrvp•em r IW➢.ap.nm Hw..y.n.I,m., b, L�,..p n. H.. vJ.lsp w .NL%oprwn p. emgnn Lon W Su. mm Vn.r p.nr dn. Wry n Mo. V lMm.n.vA �. pr�� nl I bdoem IWI•v JJ]W JLWmm SptW JB3� ♦Mbavm BnM CfJCO ...d n •.w..r w=ere».d Lo .w wn. u..• cw.N.lel•,.m�,.o. leaarw nn n e.«+. m rJem •a+ra. M LrJm 4m CwnN MrvrVp Pn.en er r5ep %J.E6U ur .f. FORM 1: SHIP DISTRIBUTION SUMMARY Submittal Date. 8/25/99 Section 420.9075(9),F.S. FLORIDA HOUSING FINANCE AGENCY - SHIP PROGRAM ANNUAL REPORT for State Fiscal Year: 1997 - 1998 NAME OF LOCAL ENTITY: Indian River County + This figure must equal the amount for "SHIP Funds Expended" on Form 2, Table B TABLE C: ++E t l E Table 1 0 5 C I 690 913.23 -Enter amountd forward to next yeac 2,995,521 I 693 709.95 708,75 ++ Must equal total Irom Form 1, fable B, Col. B. +++ Caery forward in used only in a closeout yeax when the amount of funds remaining are not sufficient to fully assist one unit. The unit a8eiated is counted in the next fiscal year. SHIP AR/971 1 Effective 04/01/90 Printed: 06/03/99 FORM 2: Rents and Compliance Summary Submittal Date: 8/25/99 Section 420.9075(b),(c),(d),(g)P.S. FLORIDA HOUSING FINANCE AGENCY - SHIP PROGRAM ANNUAL REPORT For State Fiscal Years 1997 - 1998 Sense of Local Entity, Indian River County Table D: Program Compliance - Income Set -Asides (1) Program Compliance by Unita (If Applicable) A B C Co .B Co .0 Income Category Unite Gran Tot Un to Tot 8 p Unite very Low Income 22 65 39 Low Income 36 11 55 Mo TOTAL I all65 300 L Program Compliance by Funds Expended (If Avplicable) A B 8 00 Income Category/ SHIP Exa Budgeted Tota Trust Pund Distrib Trust Fund Oietrib Very Low Income 219.228.90 60D.81].23 33 Low In mm¢ 355 596.93 6]0 B1J 2J 53 Mo grate Income 33 992 90 69D 813 2] 5 TOTAL 608.568.23 600.013.2] 91 SHIP AR/97-1 Effective 09/01/98 Printed: 06/03/99 \ /\ 9 FORM 4: Program Summary Submittal Date: 8/25/99 Section 420.9075 FLORIDA HOUSING FINANCE CORPORATION SHR' PROGRAM ANNUAL REPORT - STATE FISCAL YEAR 1997-98 Name of Local Entity: Indian River County 1. Please provide information on the status of the implementation of the Local Housing Incentive Plan or Incentive Strategy adopted by the local Affordable Housing Assistance Plan. A. Incentive Strategy: • Adopted regulations providing up to a 20% density bonus for affordable housing development projects (housing element policy 2.5, Land Development Regulations Section 911.14(4)(a)). • Adopted regulations allowing for small lot subdivisions with reduced setbacks, lot size, and lot width requirements (Land Development Regulations, Chapter 911 and section 971.41 (9)). • Adopted regulations allowing for accessory single-family dwelling units in all agricultural and residential zoning districts (Land Development Regulations, Chapter 911 and Section 971.41 (10)). • Adopted regulations allowing multi -family dwelling units in conjunction with commercial development, such as apartments over commercial buildings (Land Development Regulations Section 911. 10 and Section 971.41 (6)). • Adopted policies for expedited permit processing(Housing Element policies 1.5 and 1.6). • Adopted a policy for review of proposed local policies or regulations which may ..._.__se the __-t of hocs,ag (Housing D cme-t policy 1.7). • Adopted it policy for inventory of all surplus county owned land (Housing Element policy 2.4). • Adopted regulations allowing zero lot line subdivisions (Land Development Regulations Section 915.15). • Established Local Housing Assistance Program, allowing the county to utilize State Housing Initiatives Partnership (SHIP) program funds for the provision of affordable housing (Local Housing Assistance Program, Local Housing Assistance Plan, Housing Element put icics 2.7, 3.5, 4.4, 4.6, 4.7, 4.9, and 9.1) B. Adopting Ordinance or Resolution Number or identify local policy: Identified as part of Section "A" above C. Implementation Schedule (Date): All incentives were implemented as scheduled D. Has the plan or strategy been implemented? If no, describe steps that will be taken to implement the Plan. Yes F. Status of Strategy - (Is the strategy functioning as intended, ie., are time frames being met, etc.) All strategies me working as intended 2. Attach a concise description of the support services that arc available to the residents of affordable housing. — The county in conjunction with financial institutions conducts a homebuyers' educational workshop program for all applicants who request downpayment/closing cost assistance (see attachments regarding homebuyers' education program) — Consumer Credit Counseling provides assistance to applicants through lenders and through the homebuyers' educational workshops — The Indian River County Council on Aging provides various services to elderly and handicapped individuals including housing assistance — The Housing Authority and Economic Opportunity Council provides --img assistaocu an qualified households — The county staff provides one on one assistance to applicants for completing SHIP applications, resolving credit problems, referring applicants to appropriate financial institutions for acquiring first mortgages, and providing other assistance as needed 3. Attach such other data or unique affordable housing accomplishments considered significant by your Agency. (success stories, newspaper clippings, etc.) Approved 65 loans with FY 97-98 funding. Had several public meetings, newspaper and radio advertisements and announcements. The LHAProgmm is well known to the public. There am many more eligible applicants than the county can assist with SHIP funds. Photocopy of the success stories, newspaper articles, thank -you notes were sent to the Florida Housing Coalition. 4. Describe how the Annual Report was made available for public inspection and comments. Attach copies of all comments that were received and provide the local government's response. Annual repon provided to the public through Affordable Housing Advisory Committee, Affordable Housing Partnership meetings/lending Consortium, county planning division, municipalities within the county, and the Treasure Coast Builders Association. 5. Since State fiscal year 1992-93, L12 mortgages have been made to very low income households with 2 in default. Since State fiscal year 1992-93, 153 mortgages have been made to low income households with 2 in default. Since State fiscal year 1992-93, 40 mortgages have been made to moderate income households with 1 in default. Total default rate for all mortgages 1.63%. 6. Describe haw eligible sponsors (if applicable) that employed personnel from welfare to out programs were given preference in the local selection process. All applications reviewed based on first application submitted, first application reviewed. All applications approved based on first application completed, first application approved Certification On behalf of Indian River Coun[v, I hereby certify that the information presented herein is true and accurate as of the date of submission. /s Date_ Date 8-24-99 Witness haf Elected Official or Designee Commissioner Kenneth R. Macht Date_ BCC Chairman Date 8-24-99 Witness Name and Title OR's.: f� U - 1 U GENERAL INFORMATION Name of Person to call regarding the Annual Report Form: Sasan Rohani. AICP Telephone Number: (5611567-8000. ext. 250 SHIP AR97-98 ,I. P.O. Box 1268 Vero Beach. Florida 32961 562-2315 �re�� Journal COUNTY OF INOLIN RNER: STATE OF FLORIDA Before the undersigned authority personally appeared Darryl K. Hicks who on oath says that he is President of the Press -Journal, a dady newspaper published at Vero Beach in lnllan River County, Florid; that A display d mgg,,riag 70col inches t $10.62 per col. inch billed rn Ind ian River County Planning De Dt, was published in said newspaper in the issuers) of c edvs. S-,tember281997 Swmnl to and subscribed before me this 29 day of September 1997 A.D. —S`_ ,n ..... ANNE'•. /�—� Resident l Yi ntpyYdWalarMfa';�t KIMBERLY Rmmg !k yaylpal.lWl. ! i NOOry Pup4t $tale olflanae t ', IoW M:enon y; •y Gommbamn E+Dp Jan 91 2001 ' / ; f,� Palonally Known "J ra+:Catta lD ❑ •�'•�g4t. 51K�'e�r iWtel l0 woe,sa ._ •(SEAij'•• n e��n IM. rwnp Ne.emGr 1. 1 W). Aw Bme M CwM1 Cw.nit. os.bw°aN�mw4NreFbM.xMl beepnweyM�¢4ranpnr r�l�l r� on irneSryb}).Ss f«451 admnrMm e�irrl rl« IY WF I.9B Nwn M 11aMuE", F6an arx (nnN l �IWa^B NNY Ibnl hepse IINYraBraelw Bw (qb� pemwen. AVAIIAB 1F 1O A 11AN lye of Nutron<e NOYabNby x<mm <erepory al Ntblo«ertanmarMAmeunr ame G• Yryaalfw lwnt 13 N.0'bl Nl.11 laentl IpJ.O'J01 o««pN owx.«aqW NI,U b'. leol merB n».Is%d NI.u]»mxrm wra Naa B mmo,eioo.<Ibtii<"�.]iol "` I fJ09 B fUs vo•<M»olm tone bome.+lhzr nl relabl�wNn Irq� mora Xwn IS%ol {591 wl Mgtl 4>M E y<b»el.wri Feme lartXm aix Nl.11•AU' pw al n of ronngm `a Al, u. ml. ner dm, bleb n w. u. m]• e ob�Amrednay bx r]monAt W.7 e. Ccnbnxtl Ando» ontl raMbAnaxon ttl. U OF on n Ignie B.1« Np . loon, 1SI0.0001 ttI.VOFep nl NI n VeFlew homo ll a Iow Wamo.lx . Neaxew u<en ' MCGmw aeme M•»Met are eYBwlo a rxe:n Ir1.Vrryan Iwdt wN d nw IwwBaa Yuome ener mr n<wa ert mle.{obl el Xu rtNrale i«or« rorye <enwlem.�A M is bebrr. prymn a v.e.aM e, e.rew.a wx»nr leer. MBlne n Ibr Mm Mwtmp N.:rwm. vreprmn mrrn.wl we rdlc�.rym`m =M— Cb,wfeoNnlrY 1 W. IWBI` mm.mm y.. p. Ix »it6np« mn b ,MU. Name nn zIRANB@ ,M. 1 N erll co— FN. ]] B IVery fJ09 fJ96 fUs {5.9 ]BU Y llaw {591 {OJJ 4>M fB>B 39]0 Every Sundav UNDE If You Can Find Ir WE'LL NAME OF LOCAL ENTITY. Indian River County + This figure meet equal the amount for "SHIP Funds Expended" on Form 2, Table B TABLE Totals from Table1 A B a C 1 981,443.151 —Enterb carried forward to next 'ear .001 TOTAL901 443 15� — Must equal total from Form 1, Table B. col. B. +*+ Carry forward is used only in a closeout year when the amount of funds remaining are met sufficient to fully assist one unit. The unit assisted is counted in the next fiscal year. SHIP AR/97-1 Effective 04/01/98 Printed: 07/07/99 FORM 1: SHIP DISTRIBUTION SUMMARY Submittal Date: Section 420.9075(9),F.S. FLORIDA HOUSING FINANCE AGENCY - SHIP PROGRAM ANNUAL REPORT for State Fiscal Year. 1998 - 1999 NAME OF LOCAL ENTITY. Indian River County + This figure meet equal the amount for "SHIP Funds Expended" on Form 2, Table B TABLE Totals from Table1 A B a C 1 981,443.151 —Enterb carried forward to next 'ear .001 TOTAL901 443 15� — Must equal total from Form 1, Table B. col. B. +*+ Carry forward is used only in a closeout year when the amount of funds remaining are met sufficient to fully assist one unit. The unit assisted is counted in the next fiscal year. SHIP AR/97-1 Effective 04/01/98 Printed: 07/07/99 FORM 2t Rents and Compliance Summary Submittal Date: 8/25/99 Section 420.9075(b),(c),(d),(g)F.S. FLORIDA HOUSING FINANCE AGENCY - SHIP PROGRAM ANNUAL REPORT For state Fiscal Year, 1998 - 1999 Nemo of Local Entlt, Indian River County Table P 1� S.. - e Ownerehio/ Conetxuction/Rehab C EL Statute MIME I Rtsi - SHIP Pon Q 8 o Trust Fundi Minim wHR 1/ U CO O / 0 5b�Fi LLtl UUP // 95a imec Fuld eeuele DlacrIDu[lon plus Pecap[u .A ums. Table O: Program Compliance - Income Set -Asides Ili Pro ram Com liance by Units If A licable p C Units Ta[ k o Ilnrta very Low in �3T�' Otl tii �S Moact.. Income 1 1 1' b Funds E� ended iE A: licable A SHIP Exp.n a Tota CTrust Trust is Fund Income Cat Encoded d '.crib O'etrib 1'l �i`T j 982 908.15 YIl Low Inco Mo a atemxncome 66 9Ez.9—'i' TOTAL 8� 90B 15 co[al T squab D [iGu[ton . aU Pun Oe • e rum name . Is, Deae Pones mma a L. I Inebme ..p.,wea...mm.cm. ana Vs. m.nuee.na eug I I I..- le[pa � s ue..nbn .see„. [e. 1n[.�en[�o� SHIP AR/97-1 y mV U F 'i NY 0.OH yy 444444py�r Y d u �N MW 00 W� M FORM 4: Program Summary Submittal Date: 8/25/99 Section 420.9075 FLORIDA HOUSING FINANCE CORPORATION SHIP PROGRAM ANNUAL REPORT - STATE FISCAL YEAR 1998-99 Name of Local Entity: Indian River County 1. Please provide information on the status ofthe implementation ofthe Local Housing Incentive Plan or Incentive Strategy adopted by the local Affordable Housing Assistance Plan. A. Incentive Strategy; • Adopted regulations providing up to a 20% density bonus for affordable housing development projects (housing element policy 2.5, Land Development Regulations Section 911.14(4)(a)). • Adopted regulations allowing for small lot subdivisions with reduced setbacks, lot size, and lot width requirements (Land Development Regulations, Chapter 911 and section 971.41 (9)). • Adopted regulations allowing for accessory single-family dwelling units in all agricultural and residential zoning districts (Land Development Regulations, Chapter 911 and Section 971.41 U 0)). • Adopted regulations allowing multi- family dwelling units in conjunction with commercial development, such as apartments over commercial buildings (Land Development Regulations Section 911.10 and Section 971.41 (6)). • Adopted policies for expedited permit processing (Housing Element policies 1.5 and 1.6). • Adopted a policy for review ofproposed local policies or regulations which may increase the cost of housing (Housing Element policy 1.7). • Adopted a policy for inventory of all surplus county owned land(Housing Element policy 2.4). • Adopted regulations allowing zero lot line subdivisions(Land Development Regulations Section 915.15). • Established Local Housing Assistance Program, allowing the county to utilize State Housing Initiatives Partnership (SHIP) program funds for the provision of affordable housing (Local Housing Assistance Program, Local Housing Assistance Plan, Housing Element policies 2.7, 3.5, 4.4, 4.6, 4.7, 4.9, and 9.1) B. Adopting Ordinance or Resolution Number or identify local policy: Identified as part of Section "A" above C. Implementation Schedule (Date): All incentives were implemented as scheduled D. Has the plan or strategy been implemented? If no, describe steps that will betaken to implement the Plan. Yes F. Status of Strategy - (Is the strategy functioning as intended, is., are time frames being met, etc.) All strategies are working as intended 2. Attach a concise description of the support services that are available to the residents of affordable housing. — The county in conjunction with financial institutions conducts homebuyers' educational workshop program for all applicants who request downpayment/closing cost assistance (see attachments regarding homebuyers' education program) — Consumer Credit Counseling provides assistance to applicants through lenders and through the homebuyers' educational workshops — The Indian River County Council on Aging provides various services to elderly and handicapped individuals including (rousing assistance — The Housing Authority and Economic Opportunity Council provides housing assistance to qualified households — The county staff provides one on one assistance (o applicants for completing SHIP applications, resolving credit problems, referring applicants to appropriate financial institutions for acquiring first mortgages, and providing other assistance as needed 3. Attach such other data or unique affordable housing accomplishments considered significant by your Agency. (success stories, newspaper clippings, etc.) — By the end of lune 1999, approved 49 loans with FY 98-99 funding. Had several public meetings. newspaper and radio advertisements and announcements. The LHAProgram is well known to the public. There are many more eligible applicants than the comity can assist with SHIP funds. Photocopy of the success stories, newspaper articles, thank -you notes were sent to the Florida Housing Coalition. 4. Describe how the Annual Report was made available for public inspection and comments. Attach copies of all comments that were received and provide the local government's response. Annual report provided to the public through Affordable Housing Advisory Committee, Affordable Housing Partnership meetings/Lending Consortium, county planning division, municipalities within the county, and the Treasure Coast Builders Association. 5. Since State fiscal year 1992-93, M mortgages have been made to very low income households with 2 in default. Since State fiscal year 1992-93,183 mortgages have been made to low income households with 2 in default. Since State fiscal year 1992-93, 41 mortgages have been made to moderate income households with 1 in default. Total default rale for all mortgages L411a. 6. Describe how, eligible sponsors (if applicable) that employed personnel from welfare to work programs were given preference in the local selection process. All applications reviewed based on first application submitted, first application reviewed. All applications approved based on first application completed, first application approved Certification On behalf of Indian River CountvCounty, I hereby certify that the information presented herein is true and accurate as of the date of submission. Date_ y Date 824-99 Witness hief Elected Official or Designee Commissioner Kenneth R. Macht Date_ %ICC Chairman Date R-24-99 Witness Name and Title Data .VS�A~1) `l wl t, FYRi i�J rte �@iria.� C GENERAL INFORMATION Name of Person to call regarding the Annual Report Form: Ratan Salami AICP Telephone Number: (56x1)r�Rsa 1, ext 359 SHIP AR98-99 l , 8rt P.O. Box 1268 Vero Beach, Florida 32961 . 562-2315 s Proo Journal COUNTY OF INDIAN RIVER: STATE OF FLORIDA Before the undersigned authority pe� onally appeared Darryl R. Hicks who on oath says that he Is real of the Press-Journal, a dally newspaper published at Vero Beach in Indian River County, Florida; that A display ad measuring 20 col. inches at 10.62 per col. inch was billed to LR Planning Department was published in said newspaper in the issue(s) of August 30, 1998 Sworn to and subscribed before me this 31st aay of August D 1998 President �00'�pLY Ary,�ee f i* Yr20Aaatpapatlf int -f KIMSERLYANNE IRIS awura1,201 i* Notary Public,$Israel Florida, la9arJ.r(IIIn2 isl My CommiA% lon Exp. ion; :c A2 Comm. No. CC 617092 �'' •'�2 Permndly Klwwn Dor Ploduc.d ID a •. (%p'S..... Y,' Type oIlD P(eduoed (SEAL}..:..... Rene C65(SebuHm) MaiynWildis(Roalmd) 308`5800 588`1100 PUBLIC NOTICE INDIAN RIVER COUNTY IS ACCEPTING APPLICATIONS FOR PARTICIPATION IN THE COUNTY LOCAL HOUSING ASSISTANCE PROGRAM lion—rat." grvmrlp.ohnnog Onoli l"a"htBmNofCoar, o'nathCammold—I ,,I..I...o np,l......r-ro [egingtPPAnranns lmm ,in"lJr In rM vy I... —or rio mWeom"mmnm oa¢BonntnJ Imm can't, orgend+ibnt for Ne punOaem«Aabilirarionnang admoroar—It County «IAvisdill rtaih on,IrI0Jlin[11 1p�mNariremml6r FY W8. W irv�m ana FlnnJa Sure Huasia Iran rot, 1—plhngramrSHIPIb.ch. rillh ron, a.nilvSb lMougA lAe lnEito Rira Cauoly lu[J NamioB AnitYxe &o6nm lLHAProerunl for no ionization III ... ho 6Yti Laid 6aY1Wf5 TBe M Assiran"IEsiimatod A— In[mmGmap ho r fm Lrwm 1121,!JW1 VLLO Re aNl'naMnorl:9J.9Yl W1 V vLLLI F.renleru[up I.morcrlun l3%olmJfmNJ YELL I—. to, pnu all—L Chair, CasuPnaa,ro RNanpn Wrnr � I �a�n Sn1 Mme,thanl rtNrLhotan lM mh,si; mrmrtM LR of marindo VLI A parchn[ of mlhow lo, thin one)or olds VLI.Ll. MI` no.hI of VLL LL MI` J lhou oron atiamp hand MmB rcbbilarrdln the hn�p1 11 ILL. U. MI` e.Chlmtl pirmante and rthaXinuron of to eJaing Mme om vu.0 bM Aepaisidon Lwm IS OM0WI "Ll. uhrl tonal 351 < y VLI - Very Low Imnme. LI v LMr Zoll L, MI v Melford Ircomt `MdkMe IruvAJJMlntomeddoh, tale��'ndlM miE HAPra+iM fund, perelelrkfmMiealnn cnndyenax aslatte IN h111 hrp W�nro Applion, rcanmLryunE iMhe LanlH �mg Arsasramorldoll v l'mRrool Mam martmall lmen lM lailowing vrt IlalnifN oeliMrtery lov�dlow, ml arro.1 mn im'ome kml mush hot Rivfmaf[ 400 1FY 199E�NIt 4rtls W lw'omt mmme 6% 6.5% 7% 7.5% 8% 8.5% 9% 9.5% 10%t322 rvm�,wr nr6euraam.mm�� 336 961 348 end XM I 995 394 � VLIv�nR Sn1 Y4tl Not SSSI b3E 8.5% 931 LI IL-Srm 9.5%52 WJ SiR fBVI SWS 965 351 < 1015% 574 566 a I Pde60olo, of Me,,h, home, e I 1'un .Muv'Je. rM1Xlu npu¢M1 gpil Nv Um nlnn� /llvu 4inpf.t"mouGI rnlml Rr C.w��Y Pknnag •Bea h^FhmJ^ $WO Pm mfrmm ruklnJ nNinr C. ♦rPlanmm,pu ! 14 W<m Mortgage gg Ni 6% 6.5% 7% 7.5% 8% 8.5% 9% 9.5% 10%t322 953 336 961 348 970 360 e 976 371 987 389 ` 995 394 304 106 313 418 s 43910.5% 449I1% 45511.6% 167 f19% 480 f 6% 180 1% 7% 900 7.5% 910 J246.5% 6% 990 8.5% 931 9.5%52 336 d 10% 965 351 < 1015% 574 566 a 11% 586 581 4 11.5% 597 396 d 19% 508 411 3