HomeMy WebLinkAbout2000-2541 : SHIP DISTRI13UTION St"oIARY SUBMITTAL, DATE; 8/22/00
Section 420.9075(9), F.S.
EWRIDA HOUSING FINANCE AGENCY - SHIP PROGRAM ANNUAL REPORT
° for State Fiscal Year: 199B-1999
NAM$ OF LOCAL BNTITYi Indian River County
TABLE A: `
STRATEGY
nPgrQTPTTfSN
SHIP FUNDS
Amount
EXPENDED
A
Units
SHIP FUNDS
Amount
ENCMEPED
B
Units
UNENCUMBERED
Proposed
SHIT n=--
C
Propose::
1 DOWNPAYMENT CLOSING CO
251,572,57
14
0.00
0
0,00
0
2 DPCC + RL
484,464.80
30
0.00
0
0.00
0
3 DPCC + RL + LFL27,935.52
2 1
0.00
1 0
0,00
0
4 TFL + DPCC
90,213.32
7
0.00
0
0.00
0
5 REHABILITATION GRANT
82,346.95
5
0..00
0
0.00
0
6 RG + FG
13,143.05
2
0.00
0
0.00
0
7 REHABILITATION LOAN
41,637.64
4
0.00
0
0.00
0
0
SUBTOTAL*
HOME OWNERSHIP COUNSELING
891,323.85
0,00
64
0.00
0.00
0
0.00T
0.00
0
ADMIN FROM PROGRAM INCOME
ADMIRIISTRATION
TOTAL
0,00
90,372.00
981,685.85
64
0,00
0
Q.00
0
r,,La, Ligure must equal the amount tar "SHIP Funds Expended" on Form 2, Table B
TABLE B:
Total Revenue (actual and/or anticipated) for local
SHIP Trust
A
8
C
Source of SHIP Funds
State Annual Distribution
Amount of Funds
903,723.00
Percentdve of Funds
91.54
Program Income
22,966.49
2.34
Recaptured Funds
53,323.14
5,43
Other Funds:
0.00
0.00
Carry over from previous year
2,895.52
0.29
Total Funds Deposited into Local
afinr i,Ylo Ffr 1Qin T,, t- P ,i 1
982,908.15
100.00
TABLE C:
**Enter Totals from Table A, Column A, 8, & C 981,685.05
***Enter amount to be carried forward to next 1,222.30
TOTAL 982,908.15
** Must equal total from Form 1, Table B, Col. B.
***Carry forward is used only in a closeout year when the amount of funds
remaining are not sufficient to fully assist one unit.
The unit assisted is counted in the next fiscal year.
wz AR/97-1 Printed: 0B/03/2.3C
ective 04/01/98
FORM 2: Rents and Compliance Summary Submittal Data:
Section 420.9075(b1, fcl. (d), (a) F.S. 8/22/00
FLORIDA HOUSING FINANCE AGENCY - SHIP PROGRAM ANNUAL, REPORT
'For State Fiscal Year: 1998-1999 Name of Local Entity: Indian River County
Table A: Rental Unit Information
Strategy Description _ Rental Rates -Actual
Efficiency I-Hedroo 2 -Bedroom 3 -Bedroom 4 -Bedroom
Sn anF
TI nn 00 4f).00
7 RF.HAR TLiTATION LOAN S11 [; {) SO ( Sd (}❑ Cd OU r,4 �0
iaD.te Fe: xecap or Functing Sources for Units Produced
aource or tunas r.or
Amount of Funds
Percentage
SHIP Funds expended
$891,313.05
24
Public Moneys expended
$02,100,00
2
Private Funds expended
$2,654,379.00
72
Owner Equity
$34,864.28
1
Total Value of All Units
$3,662,657.13
100
Table c: SHIP Program Compliance Summary - Home ownership/Con
A B Trust
Compliance Category SHIP Funds Fund ** 7
HOME OWNERSHIP 091,313,85 957,045.14
CONSTRUCTION REHABILITATIoII 850,892.23 957,046.14
Include amounts expended, encumbered, 4 unencumbered pro}ected) in this table
" Trust Fund equals Dlstribut.ion plus Recaptured Funds
Table D: Program Compliance - Income Set -Asides
(1) Proaram vmmnli a h., tYr; o ere t:
truction/Rehab*
C FL Statut
)f Trust Fund Mi^i+*,,m $
93 65%
89 751
A
B
c _--c-07—B-1—cal.
C
Income Category
Units
Grand Tot Units
TOL '6 of
Very Low Income
23
64
36
Low Income
37
64
58
Moderate Income
4
64
6
TOTAL
69
64
100
(2) Program Compliance by Funds Expended (If Applicable)
A B C D
E
Total *
I of Tota.
Income CategoryS SHIP SRIF $ SHIP $
Total
AV iiluUle
Available
Very Low Income 176,091-02r7
0.00 0.00
376,091.02
A
982,9[78.15
38
Low Income 464,536.46 0.00 0.00
404,536.46
982,908.15
49
Moderate Income 30,666.37 6.00 0.00
30,686.37
982,908.15
3
TOTAL 891,313.85 0.00 0.U0
891,313.85
982,908.15
91
"Total Available Funds" equals OFstribution + Recaptured Funds 1 Program
• From Form 1 Table 9 Column 8 total
Income + Carry Over Funds + Other Funds
Value of SHIP Number of SHIP
Value of
Number of
Average
Income Category Mortgages Mortgages Average
SHIP
SHIP
Grant
"ry LQw
r
Low Income 484,536.46_ 37 13 095.58
0.00
7
0
Moderate Income 30,6B6.37 4 7 671.59
O.pO
0
0.00
TOTAL 795,623.05 57 13,961.82
95,490.00'
7
0.00
13,641.43
Total Amount of. * 5% •* 10%
Total
Proal Income
0 Tn PAn vi hSa ;m._ _
n11.. n.i
Fn 15 rrm.
$22,966.49 $1.148.32 N A
1148.32;n
' Countle5 and Eligible tiuniclpaiities Which receive (sore than the mirsrr.:Luu distributicrt,
_
•• Counties and Eligible Municipalities 4hich receive the minimum distribution or less
SHIP Aft/99-1
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FORM 4. Program Summary Submittal hate: 8122/00
Section 420.9075
FLORIDA HOUSING FINANCE CORPORATION
SHIP PROGRAM ANNUAL REPORT - STATE FISCAL. YEAR 1998.99
Name of Local Entity: Indian River County
1. Please provide information on the status of the implementation of the Local Housing
Incentive Plan or Incentive Strategy adopted by the local Affordable Housing Assistance Placa.
A. Incentive Strategy:
• Adopted regulations providing up to a 220% density bonus for affordable housing
development projects (housing element policy 2.5, Land Development
Regulations Section 911.14(4)(a)).
• Adopted regulations allowing for small lot subdivisions with reduced setbacks, lot
size, and lot width requirements (Land Development Regulations, Chapter 911
and section 971.41 (9)).
■ Adopted regulations allowing for accessory single-family dwelling units in all
agricultural and residential zoning districts (Land Development Regulations,
Chapter 911 and Section 971.41 (10)).
• Adopted regulations allowing multi -family dwelling units in conjunction with
commercial development, such as apartments over commercial buildings (Land
Development Regulations Section 911.10 and Section 971.41 (6)).
Adopted policies for expedited permit processing (Housing Element policies 1.5
and 1.6).
• Adopted a policy for review of proposed local policies or regulations which may
increase the cost of housing (Housing Element policy 1.7).
• Adopted a policy for inventory of all surplus county owned land (Housing,
Element policy 2.4).
Adopted regulations allowing zero lot line subdivisions (Land Development
Regulations Section 915.15).
• Established Local Housing Assistance Program, allowing [lie county to utilize
State Housing Initiatives Partnership (SHIP) program funds for the provision of
affordable housing (Local Housing Assistance Program, Local Housing
Assistance Plan, Housing Element policies 2.7, 3,5, 4,4, 4.6, 4.7, 4.9, and 9.1)
B. Adopting Ordinance or Resolution lumber or identify local policy:
Identified as` part of Section "A" above
C. implementation Schedule (Date):
All incentives were implemented as scheduled
D. Has the plan or strategy been implemented? If no, describe steps that will be taken to
implement the Plan.
Yes
F. Status of Strategy - (Is the strategy functioning as intended, ie., are time frames being
met, etc.)
Ali strategies are working as intended
2. Attach a concise description of the support services that are available to the residents of
affordable housing.
— The county in conjunction with financial institutions conducts a
homebuyers' educational workshop program for ali applicants who request
downpaymentJclosing cost assistance (see attachments regarding;
homebuyers' education program)
— Consumer Credit Counseling provides assistance to applicants through
lenders and through the homebuyers' educational workshops
— The Indian River County Council on Aging provides various services to
elderly and handicapped individuals including housing assistance
-- The Housing Authority and. Economic Opportunity Council provides
housing assistance to qualified households
— The county staff provides one on one assistance to applicants for
completing; SHIP applications, resolving credit problems, referring
applicants to appropriate financial institutions for acquiring first
mortgages, and providing other assistance as needed
3. Attach such other data or unique affordable housing accomplishments considered significant
by your Agency. (success stories, newspaper clippings, etc.)
— By the end of June 2000, approved 64 loans with FY 98-99 funding. Had several
public meetings, newspaper and radio advertisements and announcemems. The
LHAProgram is well known to the public. There are many more eligible
applicants than the county can assist with SHIP funds. Photocopy of the success
stories, newspaper articles, thank -you notes were sent to the Florida Housing
Coalition.
4. Describe how the Annual Report was made available for public inspection and comments.
Attach copies of all comments that were received and provide the local government"s response.
Annual report provided to the public through Affordable Housing Advisory
Committee, Affordable Housing Partnership meetings/Lending Consortium,
county planning division, municipalities within the county, the Treasure Coast
Builders Association, and the county website. Availability of the reports also
advertised in the local newspaper.
5. Since State fiscal year 1992-93,134 mortgages have been made to very low income
households with 2 in default.
Since State fiscal year 1992-93, 191 mortgages have been made to low income households
with 2 in default.
Since State fiscal year 1992-93, 44 mortgages have been made to moderate income
households with 1 in default.
Total default rate For all mortgages 2.43%
6. Describe how eligible sponsors (if applicable) that employed personnel from welfare to work
programs were given preference in the local selection process.
All applications reviewed based on first application submitted, first application
reviewed.
All applications approved based on first application completed, first application
approved
7. List strategies and give the average cost of production (FY 1998-1999).
rStrategy
Number of Loans
Average SHIP
Assistance
Downpayment/Closing Cost (DPCC)
14
$10,826
DPCC + Rehabilitation Loan (RL)
30
$16,148
DPCC + RL + Impact Fee Loan (IFL)
2
$13,967
DPCC + IFI,
7
$12,887
Rehabilitation Grant (RG)
5
$16.469
RG + Impact Fee Grant (IG)
2
$6,571
Rehabilitation Loans
4
$10,409
40
•
OWNMaintenance Strategy
'7PR9063 - Maintenance Strategy -
IFG
IMPACT FEE GRANT
IFI,
IMPACT FEE LOAN
DPCC
DOWNPAYMENT CLOSING COST LOAN
RL
REHABILITATION LOAN
LAL
LAUD ACQUISITION LOAN
LB
LAND BANKING
GDPC
IFG + DPCC
GRL
IFG + RL
GLAL
IFG + LAL
GL19
IFG + LB
LDPC
IFL + DPCC
LRL
IFL + RL
LLAL
IFL + LAI,
LLB
IFL + LB
ADPC
LAL + DPCC
BDPC
LB + DPCC
GDAL
IFG + DPCC + LAL
GDBL
IFG + DPCC + LB
LDAL
IFL + DPCC + LAL
LDBL
IFI., + DPCC + LB
DPRL
DPCC + RL
DRIL
DPCC + RL + IFL
RG
REHABILITATION GRANT
RIG
RG + IG
=ndian River County Printed on: 07/28/2000 4:23:29PM
-P�'s. fcr Windows 95/99/N7 Pato , .f
40
4w
NEW
' CERTIFICATION
On behalf of Indian River County, I hereby certify that the information presented herein is true
and accurate as of the date of submission.
Date08-22-00 tODate08-22-00
Witness Chief Elected Official or Designee
Commissioner Fran B. Adams
DatcO-22-00 BCC Chairman Date 08-22-00
Witness blame and Title
�C3R 1
Attest (Seal)G2 e 4 IC (L
yh.
GENERAL. INF RMATION
Name of Person to call regarding the Annual Report Form; Sasan Rohani AICD
Telephone Number; f56I l 5t57-8000, ext. 250
klMsLSIVP AR98-99
41D
•
a
P.0, Box 1268 Vero Beach, Florida 32961 562-231.5
COUNTY OF lPtOM RIVER: STATE OF FLORDA
Before the undersigned authority pejonzXy appeared Darryl K
Hicks who on oath says that he Is Pres! ent of the press.jourrsal, a
daft newspaper published at Vero Beach in Indian River County,
Florida.; that
A display- ad measuring 20 col. inches at 10.62
per col. inch was
billed toI.R Planning Department
was published in said newspaper in the issue(s) of
August 30, 1998
Sworn to and subscribed before me this
3 Ist,dayA ugtts# D_�l1998
President
e+"+ p�t.Y Alyn
`•irr' Y . • 5F
�01
4'(MNMSM MMS`; • .-10MBEALYMIRE LAM
t XXI+rir not; ,k Navy Pubic. Stat: nl Florida
`�'• (l W IGH 14f7 : «r f P. ion: 01.2001
+,�". '.�. C� i11 or Produced tg o
_ �
(SFI TJX • �i� v ql ID Pfldvi/d
3i5.51DO
3WI200
PUBLIC NOTICE
IRIDIAN RIVER COUNTY IS ACCEPTING
APPLICATIONS FOR PARTICIPATION
-IN THE COUNTY LOCAL HOUSING
ASSISTANCE PROGRAM
ib[KS Ishereby jtven that. starring October 1. 1499. dee BOW of County
Cornmissronrn of Indian River Counry. F7orda will he rortlaing applxauons f urtl
householdsto the very IOw, low, and err &Tac• inrorme categons and from new-ptviil
orgaruratsom for Use purchase or reha6iIamoo of affordable botmmj. The Cou nsy
eu nares tnat tt will ttcerse 5669.971.00 (iuHodinj adminsstranrecosts) for FY 1998.
oa bocci the Flonda Sate Housinj 3ndlanvcs PmtKrWsp Projra i (SHIP) which will be
moat asatlabk through the Lidiao River Canary Local Honaiaj Aaaiabaatx
pr'ostrium (1 LkPMxMm) for the following ruvstser:
•yailable JAKd Ajo1stsacc
rrpe of Assls UKTI `surnued Attwum
Idewam Croup
Impacn an
Fee Les 1520.000901
VL L 1
Rshabtllrwon Lzaas [5200.000.001 • '
346
b. tt�nsnrr used Ino( more Ulan 15* of real finds}
VIS
M L.l tevoft.ah
13nx npamsrntrClot int CostlPrinrrpsi Redusieon Loons
7.5%
1$372.974,001
371
a purchase of an ext 11 Ing home wuhm" rehabilIUMM Ind
rr re than I S% of total funds
VU
l
b purchase Of new home Ikss than one ym old
VLL LI. MI,
c ronsrnsctwn of nen home
d purchase df an eslsunj dome beinj re-abilirated m tie
Yb I. I.J. MI'
lase I: months
VL3.. U. Mh•
C . Combined purchase and rehabil6ladon of an eaismaj home
VU. LI
h .. Arantsittar Loans 15[0.000.001
VU 1117ruso ora.
j9.5%
pofa m!y
rLa . very Lew Income, u a Low Lironx_ Aid . Moderam heoree • Modcr=
slscarne hsoissehofds arc elijible to restive L KAptt>eam funds poly i( tow
household income dots rut exceed the msd-pornt d roe WOderarr loaxne rants
consistem -0 the table b0ou.
A sot um we well br pro, Hied as delemed payrnery krtna, Applieartts,
pamrmocaj In Ilse Local Housing Aussunce Plupam am,, rrteef the follow
rryreutmrtnts� urs
I. Inconsr kvei. A hots se hold's tool =U%pitnsmme kvel nnm be
1: aukr" u either very low. kriv, or modems•.
Indian Rlrer Counry Masimvsm !roque Levrb and Irscorrie
classificauon fFY 1949-991 .
Hnxe.lv.td ti,. Vn, t.-...yl.s t 8 �.1 u If lutA—t'trYS4
I
P. 1715.000 1aA00 3D,030
Persons .150 2
7.450 34320
3 Persons 19.900 30.900 36.610
4 Acrsdn4 :1,450 34.300 42.900
+x.910000 950 3746.S3f
AOO 49.764
7 Perms 26.600 42350 53.143
8 Persons 211 -mo 4500 56.62E
Median Housho4d lnrome . U4900
- Empks}rneni . Ai kris one Of the haluchoid membcn muni cunxnrlr be
empks}ad t imiudm,,gg rasing been conuwously empkryed for Int put yrarl. be
a seasonal fafmworker. Or be as special taerds Perin lekkrby, dssahked. etc.}.
3. Asses: A houuhok5's uxrd outs shall rK4 estxed S 10.000.00. Any rescue over
52,000 must be appiwd toward housing urn purchase before SHIP fuh& are used.
4. CredlI Vert" An rpplaran.I shall have a sausfaetbry prdit nuns for ar kat
the pttrwus Out t I t year
5 Homebu.er Sulm. do member of hOtssenob sha11 have owned a bmw for at kau
three t3 t yea, before being approved to reeesrr doumpryrnenur Wnj cost alalsanee.
6 Pure -Rent Limitations Purshaw prK" for homes ana renal rases for
M41 housing may not be ht jher lhan Itmru set by the L AProsrarn.
S4aarmum purcha.c prier for existing or new homes: Ul34&G0
kla+atmum renal errs by Worm catrgary and by number of bedrooms:
-------------
lneomt Number of Bedroom m ren
Ca:tgury EFF 1 } 3 4
'i+Ll..,.p -
sy 53"• 5 3001 5495 3357 Uzi
nc net Um 1645 5792 So, 5995
of m2bii, tllt�ea _
Funds mar not be used to mpasr. fehubils4te. a purelmm Itsnbi4e heroes it
DitInftiaranon and appkruscvirts nay be obtarried from the Ildsan Rives County M4nnirrg
iyts 14tgy kxvled V 1940 25th Suter. Vero Beath, Flrxda, 32960. For "mm mfor ul on
canton the iridian RiverCouruv Kanntnj DPWL44at4%1)567-MM tic 434
Mortgage
+1,'�c�tiPa
6%
2S3
1 338
6.3%
381
346
7%
370
360
7.5%
979
371
G
8%
997
332
8.5%
2'45
394
11
9%
304
406
j9.5%
313
418
10%
332
430
10.5%
332
442
11%
341
455
11.5%
350
467
12%1
3601
4a0
Mortgage
696
140
240
6.5%
190
253
7%
200
266
7.5%
210
290
6%
220
294
S.5%
231
308
9%
241
322
9.5%
252
336
10%
263
351
10.5%
274
366
11%
2"
381
11.5%
297
396
12%
30a
411
I a06POMM000nthe eindusio
4d0Mr W51,9W*
c4h Chesmu� 9125 I00tb
sinoe-family res Jeno,,
y T < : 10th , rJttie' illbIert, 436.
xaft�°Ir SciuDt3T sine, 1845
frim famfly restdem, $174,769.
McDonald Properties
d's Drive, science arts
LLC, 1 85 Palm Breeze Terrace,
Bre
>300,000.
single-family residence, $186,867.
is Gko Wat Ltd., 2460
Sea Oaks,investment Ltd.,
.re, pool, $10,467.
8965 Orchid Island Court, single -
Plasse, 8416 93rd Ave.,
familv residence, $191,422.
.W
Graydon Tbaver, 594 53rd
McDonald Properties
ware, addition. 58,908.
Palm Breeze Terrace.
;5.
Thomas Stever. 244 16tH Place
5
MCDona}d Properties
S.W., single-family residence.
$93,058.
Palm $nxxe Terrace,
Thomas Collins. 2755 Earring
McDonald Properties
Pont Drive, dock, 515,000.
,, Palin Bfcexe errace.
Charles McCloud., 6955 49th
-5
St., addition. 519.169.
Igresti, 8136 99th Ave.,
6Drive,
Harty Walker, 2010 Club
garage. 535,409.
Nei] Mclean. 2075 S. Porpoise
-d Phillips. 2115 Cap-
K pool. S20.000.
Point Lane, addition, 524,000.
Tut+erger, 3875 N. Sovan-
Indian River Medical. Associ-
. pool, $14,700,
atel, 787 37th St., addition,
Abbey. 47! 12th Place
$127,D00.
.514,300.Canniug
Corp.. 9395 W.
•oy Borruso, 865 l8th St.
Maiden Court, pool, 59,145,
single-family residence,
Floyd Bragg. 5910 65th St.,
pool, S 13,1100.
-t i.ee, 62&.5 105th Place,
Charming Corp..9385 W.
div resideooc $234,904.
Maiden Court, pool, 515,600.
Sanson, 20AS Mooring•
Julian Reid. 4220 70th Ave.,
:. additiM$48,�W.
pool, $18,400.
trtutee, Vue , 4tt Robert Mw;Cra4e, trustoe, New York. N.Y.,
eve No, ...4 _portion of lou 5 and 6, block 13, phase 1,
•h� 32W'M. Mol-
kstoq,.l�ie.:1 tsystt7es, Cipltttrebtta, Ohioy Lot.2, block
000. ' S5 0
idw Windsor Pm , Vero Beach. to Peter
ted Lf George G. and Sara W.Wilds, Vero Beach, lot 2 and
r. and Nancy part of lot 3, block 12, $t,25 OW.
Y.lock 4. of 7�, Charles W. and a Srashears, V BeacVero BeuiL h.
4)0. lot 3. Tock 41, 5460 000.
c wits W. aEstelle Brashears, Vero
4torus, Veto Bench. to Windsor Properties, Vero Beach, lot
ro Beach. lot 2, block 4, and part of lot I. block 4, S270.000..
Windsor Propenie,,Vero Beach, to David
3 t- r'iLcShreiby. ttumm, Wrnnetka, lis.„ lot 3, block
New i xatlg ft 43, Dhotis i,ig� 7 DOS
Barts, Vero rndtor Vero Beach, to
, :141115Q8 C1a1W. 'r Fonituo, Ontario,
Vao�ot"►+, Meek 24, i't"1a,$00.
be call 1-561-569-7100
3cr1}itd Mag 208 Spinnaker Point Development Grou ,
tv»f44Y. rvridcnoc, 3755 5evanth Termo; No. 801, al-
teratiolm $5Sjw. .
Nations] Auto{Tnxk Stops Gonzalo Arango, 4955 Fifth
Inc 8909 20th St., canopy, Place. single-fitrnily residence,
Alma
- C3tuining . Corp., 9385 W.
Srittiden- Court, singlc�r wily retti-
denoc, 51.82.274,
Donna Flaherty 485 53rd
Square, single-family residence,
5 072,322.
Indian River County, 8815
State Road AIA. modular office.
543,040.
GHO Vero Beach IV Inc.. 3408
63rd S ware. single -fancily resi-
dence, 5132,000.
William Manville, 935 Fourtb
Lane. pool, $8,000.
Lam° MacDonald Properties,
8940 Clovernor`s Way. pool.
$18,700.
Donald Zeigler. 916 Carolina
Circle S.W., pool. 516,000.
vera Beach Iviunicipal Airport,
3350 Cherokee Drive, canopy.
113.000.
Gary Peirce. 2381 Buena Vista
Blvd., pfage, 516,473.
Clark Gerstner, Bethel Creek
$144,648.
Sebodu
Holiday Butfldera Inc., 585 Red-
wood Court, single-family resi-
dence, 197,000.
Robert and Mary Bruno, 47S
Arbor St., swimming pool.
$10,11'00.
John GafPnev. 344 Keen Ter-
race, duplex. 596,400.
Aeric 4067 Fraternal Order o:
Eaeles. 9606 Trade Center Dn%e.
commc.mal clubhouse iaciltl%.
5163,150.
Groz2 Builders Inc., 717 Forster
Ave.„ single-family residence.
S'5.4tyi
Hohday Builders Inc.. $fa
Grand•;:ei Avc., single-family r:si-
dence. 511.1.000.
Robert and Laura Baker. 60t
Cottor.uood Road, s%ummtn:
pool. 5:6.00.
Way ue Schwartz, 350 Brook-
ledga Terrace, swimming pool.
$16,000.
PUBLIC NOTICE
MIAN RIVER COUNT3t'
A,.NNUAL REPORT FOR THE STATE HOUSING
INITIATIVES PARTNERSHIP (SHIP) PROGRAM
FOR it Y 1998-99 AND 1999-2000
lire FY 1998-1999 and FY 1999.2000 "Mad =cparts for she SLate Housing
Imtidivq Par mrdup (SERF') Pingmen tatty be mspected try tike public at the
boating office at the Community DeveJvpment Depwoent located at 1840 25th
Steen, Vero Beach. Fl. 32960. between the hours of 8:30 a -m. and 5:00 p.m. on
washdays. Whiten public eamments we enocumlted. For more information
contact Rae Giacoletto at 561.56" -WW. ea[. 454.
Now Open! - I.xke ,tit Preserve Lots Available
-°a -sage Island Homes
AFD EEATU Provides Flue Gard life"
;Compiett appWsicc
Ceram <.,p 1.ttYds atolier Club
Gmr door open- A Gaud Ommunity
• loraScreened trussed roof porch
FIoruam 589,*38t�8
• sod xs{urigatiaa ��Y}
open, OFt,,'8tta.I2-5 _96Z -A...
779 Colder Chub Dr., Sebastian, Florida 32958 Q w...
,3, 712 /1�„r