HomeMy WebLinkAbout11/14/1996SPECIAL HEARING
RISK MANAGEMENT CLAIMS REVIEW COIVEq=E
Thursday, November 14, 1996
The Board of County Commissioners of Indian River County,
Florida, sitting as the Risk Management Claims Review Committee met
in Special Session at the County Commission Chambers, 1840 25th
Street, Vero Beach, Florida, on Thursday, November 14, at 10:05
a. m. Present were Fran B. Adams, Chairman; Carolyn K. Eggert,
Vice Chairman; Kenneth R. Macht; Richard N. Bird; and John W.
Tipp.in. Also present were James E. Chandler, County Administrator;
Charles P. Vitunac, County Attorney; Beth Jordan, Risk Manager;
Tobi Erts, Occupational Health Nurse; and Barbara Bonnah, Deputy
Clerk.
The Chairman called the meeting to order.
County Attorney Charles Vitunac advised that the Board of
County Commissioners is sitting as the Risk Management Claims
Review Committee to review a Workers Compensation claim/ settlement
on Gerald R. Schuckers. This meeting is confidential and closed to
the public. Minutes will be taken, and the hearing will be
recorded by a Deputy Clerk.
Administrator Chandler advised that this is the first Workers'
Compensation claim that we have had to bring to the Board since the
inception of the self-insurance program.
Risk Manager Beth Jordan presented the following recommendtion
for settlement:
1 600K 099 PAGE 851
NOVEMBER 14, 1996
TO: Claims Review Committee
Fran B. Adams, Chairman
Carolyn K. Eggert, Vice Chairman
Richard N. Bird
Kenneth R. Macht
John W. Tippin
THRU:
James E. Chandler, County Administrator
FROM:
Beth Jordan, Risk Manager
DATE:
5 November 1996
SUBJECT: Proposed Mediation Settlement; Gerald R. Schuckers
600K 099 PAGE 851 B
On Thursday, November 14, 1996, members of the Board of County Commissioners, as the Claims
Review Committee, will meet in closed session at 10 a.m. to review the proposed mediated
settlement with Gerald R. Schuckers, a Utilities Services employee. A court reporter will be present
to record the meeting.
Background
On May 12, 1995, Mr. Schuckers was laying concrete blocks at the West Regional Wastewater Plant
when he injured his back. Through workers' compensation, he was treated by numerous physicians
and other licensed health care providers locally, in Melbourne and in Orlando. Complicating the
strain which he suffered during the County's employment was a pre-existing 1978 back surgery
which left him with a residual condition. This previous back surgery was not work-related. Although
physicians assigned the County's injury as contributing 3 to 3.5 percent to his permanent partial
physical disability, he has a significant psychiatric impairment which he attributes to the County
accident It is on the strength of this psychiatric injury that his claim is being presented through his
attorney. Given Mr. Schuckers' age (52 years) and his relatively minor permanent partial physical
disability, staff diligently worked through rehabilitation providers to assess Mr. Schuckers' functional
vocational capacity. He refused to cooperate and given his acceptance as disabled by the Social
Security Administration, combined with the psychiatric overlay, we do not believe that rehabilitation
efforts will be successful.
Analysis
As referenced above, staff worked through two rehabilitation providers in an attempt to return Mr.
Schuckers to employment His psychiatric condition, however, has presented the maior obstacle to
these efforts. Under workers' compensation law, the threshold for causal relationship between a
psychiatric condition and an injury is minimal, and Mr. Schuckers' assertion is that his condition is
attributable to his injury. Attached is a summary from the County's defense counsel, Paul Westcott,
in which he outlines the financial implications of the claim. Psychiatric care will be ongoing and
costly, and present value of the claim is evaluated at $51,000.00 to $102,000.00. To date,
$15,932.96 has been paid in lost wages and $8,112.98 in medical costs.
On September 27, we attended mediation for this claim. It was held in the courthouse because of
security concerns. After several hours of negotiations, and with substantial- assistance from the
mediator, we reached the proposed settlement literally on the courthouse steps since we had been
asked by courthouse staff to leave the building because of the late hour. Over the next several days,
Mr. Schuckers and his wife became disgruntled with the offer and negotiations continued between
the attorneys. Mr. and Mrs. Schuckers believe his claim is worth considerably more than the
proposed settlement While staff tried to limit the settlement to a sum under $50,000.00, we believe
the settlement is well within the lower boundaries of the present value. Additionally, given Mr.
Schuckers condition and open anger toward the County and its staff, we believe that the County's
best interests will be served by the proposed settlement.
2
NOVEMBER 14, 1996
Recommendation
Staff recommends that the Committee approve the mediated settlement of $65,000.00 plus a
guideline fee. This is the first such workers' compensation settlement brought to this Committee
since the inception of the self-insurance program.
cc: Charles Vitunac, County Attorney
Ron Baker, Personnel Director (� AI CI Cl CAS I
Joe Baird, OMB Director
Terry Pinto, Utilities Director
STEVEN A. RISSMAN
RICHARD H. WEISBERG
ROBERT C. BARRETT
JENNINGS L. HURT III
ROBERTA.DONAHUE
JOHN E. MCLAIN III
RICHARD S. WOMBLE
RANDALL M. BOLINGER
JOHN P. DALY
HILLAREY A. MCCALL
STACIE B. GREENE
ADMINISTRATOR
W. SCOTT PETERSON
WALTER G. BENJAMIN
ROBERT B.BENNETT
DOUGLAS W. BOND
THOMAS T. CLIFFORD
KATHLEEN S. CUMMING
VANCE R. DAWSON
JOSEPH T. FARRELL
JILL K FOLEY
RISSMAN, WEISBERG, BARRETT, HURT,
DONAHUE & MCLAIN, P A.
ATTORNEYS AT LAW
201 EAST PINE STREET
15TH FLOOR
ORLANDO. FLORIDA 32801
TELEPHONE (407) 839-0120
TELECOPIER (407) 841-9726
BARNETT PLAZA
101 EAST KENNEDY BOULEVARD
SUITE 1900
TAMPA. FLORIDA 33602
TELEPHONE 18131221-3114
TELECOPIER (8131221-3033
Via Facsimile
Ms. Beth Jordan
Indian River County
1840 25th Street
Vero Beach, FL 32960
Re: Our File No.
Carrier No.
Claim No.
Employee
Employer
D/Accident
Dear Beth:
CITRUS FINANCIAL CENTER
1717 INDIAN RIVER BOULEVARD
SUITE 201
VERO BEACH. FLORIDA 32960
TELEPHONE 1407) 569-7960
TELECOPIER (407) 569-4513
PLEASE REPLY To: VERo BEACH
VWV11\1\_
October 31, 1996
423-54502
12-00912
173-34-4581
Gerald Schuckers
Indian River County
05/12/95
MICHAEL J FURBUSH
THEODORE N GOLDSTEIN
HUNTER A. HALL
MICHAEL V HAMMOND
KELLY HYDE
HANSKENNON
ROBERT A. KINGSFORD
LISA E. LAZAN
RAYMOND A. LOPEZ
TORBEN S. MAD50N III
RICHARD B. MANGAN JR.
THOMAS H. MCDONALD
MARY GAN NON-MCMURRY
DAVID B. MOFFETT
VINCENT R. PAWLOWSKI
DANIEL M. POLLACK
GREGORY D. PRYSOCK
RONALD T. RIDER
RANDY E. SCHIMMELPFENNIG
RICHARD A SIMON
MARKS.SPANGLER
WARREN K. SPONSLER
DIANE L. SUDIA
KRISTIN SWANSON-MACE
PAUL T. TERLIZZE5E
F. PAUL TIPTON
PAUL L. WESTCOTT
ART C. YOUNG
As you know, we have tentatively reached a negotiated
settlement on the above referenced matter. The case was settled
for $65,000.00 plus a guideline fee.
3
NOVEMBER 14, 1996
BOOK 099 PACES51 c,
deterioration precipitated by the surgical intervention utilized to
correct the prior problem. However, Dr. Hussamy did testify in
such a way that could attribute a 3% permanent partial impairment
rating to his May 12, 1995 accident. Dr. Seig has also been
deposed. He was willing to assign a 3.5% rating to the claimant's
industrial accident with Indian River County. The willingness of
these physicians to assign some permanency to the May 12, 1995
accident seriously complicates our case. We have already paid the
claimant the impairment benefits which result from that rating.
However, the claimant is asserting that he is unable to work as a
result of the accident which occurred at Indian River County. The
County has made every effort to force him to return to work.
However, he has resisted all of those efforts.
The most troubling aspect of this case is the apparent
psychiatric overlay which exists. This claimant seems to be very
unstable and distraught. Dr. Dippy has indicated that the claimant
does suffer from depression which seems to be related to the May
12, 1995 accident. The threshold for causal relationship between
a psychiatric condition and a workers' compensation injury is very
minimal. All that needs to occur is that the claimant suffer some
form of physical injury. In this case, the twisting accident will
suffice. Second, the claimant needs to establish that he is
suffering from a psychiatric disorder which is attributable to that
injury. In this case, Dr. Dippy's impression will satisfy that
issue. A psychiatric condition can be a singular basis for
someone's acceptance as permanently and totally disabled.
Mr. Schuckers has been accepted by social security as being
entitled to social security disability benefits. That is a
significant fact in light of the May 12, 1995 date of accident.
The statute in existence for that date allows a claimant to be
determined permanently and totally disabled if he is severely
disabled enough to receive social security disability benefits.
The claimant's argument is going to be that the May 12, 1995
accident pushed him over the edge and made him unemployable.
Therefore, it is the May 12, 1995 accident that has rendered him
permanently and totally disabled. ;
Given the social security benefits that he is receiving, the
present value of this case is in the range of $170,000.00 for the
indemnity benefits alone. Consideration must also be given to the
exposure for ongoing medical care which will inevitably include
psychiatric care. As I am sure you are aware, psychiatric care can
be quite expensive. It involves frequent office visits together
with expensive medications. The settlement value for the medical
benefits alone on this case is easily in the vicinity of $18,000.00
to $25,000.00. The indemnity benefits on permanent total
disability cases settle between 30% and 60% of the present value.
The range depends upon the likelihood that the claimant is going to
be found entitled to those benefits. Applying; that range to the
present value gives rise to an indemnity settlement range between
$51,000.00 and $102,000.00. In all probability, the Judge of
Compensation Claims would be compelled by the fact that this
claimant had a successful work history until the May 12, 1995
accident. It could be easy for the claimant to convince the judge
that the May 12. 1995 accident is the major contributing cause to
his inability to return to work, need for ongoing medical care, and
need for ongoing psychiatric care. Therefore, I believe that this
settlement is very beneficial to the County. The exposure for.
indemnity benefits, medical benefits, and resultant_ attorney's fees
will be severe.
4
NOVEMBER 14, 1996
A
If you have any questions, please feel free to contact me. I
look forward to hearing from you.
PLW/evc
cc: Ms. Maria Beahm/Insurance Servicing & Adjusting Company
Risk Manager Beth Jordan advised that Mr. Schuckers' initial
treatment was with Dr. Coren at the Doctors' Clinic. Numerous
tests were conducted and the initial diagnosis was degenerative
lumbar disk disease which does not point to a long standing
Workers' Compensation claim but is more idiomatic of a condition
that a person would have anyway. He has a degenerative condition.
However, his allegation is that lifting the block on May 12, 1995
aggravated that existing condition, and it is that aggravation that
we are dealing with here. In addition to Dr. Coren, Mr. Schuckers
was seen by Dr. Omar Hussamy, an orthopedic surgeon in Vero Beach,
who recommended epidermal steroid injections which were given
through outpatient services at Indian River Memorial Hospital. He
also went through a series of physical therapy treatments with Mr.
Donovan at the Doctors' Clinic. He then had a neurological
evaluation through Dr. Taher Husainy at the Doctors' Clinic who
recommended that he return to light duty work. It was Dr.
Husainy's opinion that it was a degenerate condition and that the
low back strain Mr. Schuckers had suffered on the job should have
been resolved by that point in time.
Mrs. Jordan related that after Mr. Schuckers returned to work,
there were numerous events in which Mr. Schuckers would return to
work for a few days and would go back out again. Terry Southard,
who was his supervisor at the wastewater treatment plant, went
above and beyond the call of duty to accommodate Mr. Schuckers. He
went so far as to have a cot brought into the office so that Mr.
Schuckers could rest when he was not answering the telephone or
doing other routine sedentary type work.
Mr. Schuckers continued to complain of pain and hired an
attorney out of Orlando. Mr. Schuckers was sent to get second
opinions from Dr. Seig, an orthopedic surgeon, and Dr. Theodotou,
a neurosurgeon. Finally, he was sent to Dr. Dippy, a psychiatrist.
5
NOVEMBER 14, 1996 BOOK 090 FACE 851: E
a
MCA, O1;y9 FACE851F.
t�nn«e nrnrTt n �
a psychiatrist. It was at that psychiatric evaluation that the
tide began to turn rather dramatically in that the psychiatrist'
opinion was that Mr. Schuckers would not be able to return to work
based upon psychiatric trauma that he had suffered as a result of
his injury. It is that psychiatric overlay and depression we f
dealing with in this are
proposed settlement.
Mrs. Jordan reported that staff came away from the mediation
with the proposal that is before the Board. Staff feels $65 00
an equitable amount for Mr. Schuckers. � 0 is
wage loss and future wage loss. The settlement closes out
g
is only 52 years old. The settlement chuckers is a young man, he
includin g ps chiatriY c� closes out future medical
which is where our exposure really lies.
Administrator Chandler pointed out that the Social Securit
Administration has determined Y
permanently disabled and he is receiving ccepted him, as totally
Mrs. Payments from them also.
Jordan added that
Mr. Schuckers' Social Security
disability status will be reviewed every 2 years, given his age
nd
his condition. However, that doesn't figure into this decision.
commissioner Bird asked about the attorney fees and Mrs.
Jordan advised that the attorney fees are $7,250, which brie s t
total to $72,250. 9 he
Chairman Adams asked why this case came before the Board, and
Mrs. Jordan explained that any amount over $50,000 had to c
before the Board. ome
ON MOTION by Commissioner Eggert, SECONDED by
Commissioner Tippin, the Board unanimous)
the settlement of MY approved
Mr. Schuckers' Workers'
Compensation claim in the amount of $65,000'plus
$7,250 attorney fees, as recommended by the County's
special counsel.
a. m. There being no further business, the Board adjourned at 10:15
ATTEST:
t�
a
J. K. Barton, Clerk AA
N cz.
Q�0� � - =�4 - 9 7
NOVEMBER 14, 1996 6
Fran B. Adams, Chairman