HomeMy WebLinkAbout2026-027A TRUE COPY
CERTIFICATION ON LAST PAGE
RYAN L. BUTLER, CLERK
Prepared by and return to:
This instrument prepared by: Jason Beal
Atlantic Coastal Land Title Company LLC
855 21st Street, Suite C
Vero Beach, FL 32960
(772)569-4364
File No.: 2025-7676
[Space Above This Line For Recording Data]
WARRANTY DEED
This Warranty Deed Made this _ day of February, 2026, by iThink Federal Credit Union, as successor by
merger to Oculina Bank, a Federally Chartered Institution (as to a 20% interest) whose post office address is
1000 NW 17th Ave, Delray Beach, FL 33445; and Jeffrey A. Maffett and Annette J. Maffett, husband and
wife (as to an 80% interest), hereinafter called the grantor, whose post office address is: 1020 St. Annes Lane,
Vero Beach, FL 32967
to: Indian River County, a political subdivision of the State of Florida, whose post office address is: 180127th
Street, Vero Beach, FL 32%0, hereinafter called the grantee,
WITNESSETH: That said grantor, for and in consideration of the sum of Ten ($10.00) Dollars, and other
valuable considerations, receipt whereof is hereby acknowledged, hereby grants, bargains, sells, aliens, remises,
releases, conveys and confirms unto the grantee, all that certain land situated in Indian River County, Florida, viz:
Parcel 1:
That portion of Government Lot 3, lying South of Gifford Dock Road, in Section 24,
Township 32 South, Range 39 East, Indian River County, Florida, being more particularly
described as follows:
Beginning at the Southwest corner of Government Lot 3, Section 24, Township 32 South,
Range 39 East, said point also being the South 1/4 corner of said Section 24; thence run
North 00 degrees 04' 13" West, along the West line of said Government Lot 3, a distance of
265.94 feet; thence run North 84 degrees 33' 58" East, a distance of 866.62 feet to a point on
the survey control line as shown herein; thence run South 17 degrees 09' 57" East, along said
survey control line, a distance of 73.95 feet; thence run South 19 degrees 10' 05" East along
said survey control line, a distance of 307.42 feet to a point on the South boundary line of
said Government Lot 3; thence run North 89 degrees 14' 33" West, along the South line of
said Government Lot 3, a distance of 968.00 feet to the Point of Beginning for the herein
described parcel of land. Said land lying and being in Indian River County, Florida. LESS
ROAD RIGHTS OF WAYS.
Parcel 2:
Commence at the Southwest corner of Government Lot 3, Section 24, Township 32 South,
Range 39 East; thence run North 00 degrees 04' 13" West along the West line of said
Government Lot 3, for a distance of 551.37 feet to the Point of Beginning; thence run North
RE: 2025-7676 Page 1 of 3
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CERTIFICATION ON LAST PAGE
RYAN L. BUTLER, CLERK
65 degrees 52' 53" East for a distance of 770.28 feet; thence run North 17 degrees 09' 57"
West for a distance of 76.80 feet; thence run South 63 degrees 01' 20" West for a distance of
763.44 feet; thence run South 00 degrees 04' 13" East for a distance of 41.75 feet to the Point
of Beginning. Said land lies wholly in Indian River County, Florida.
Parcel 3:
The central 5 acres of that portion of Government Lot 3, lying South of Gifford Dock Road
in Section 24, Township 32 South, Range 39 East, Indian River County, Florida, being more
particularly described as follows: Commence at the Southwest corner of Government Lot 3,
Section 24, Township 32 South, Range 39 East, said point being in the South 1/4 corner of
said Section 24; thence North 00 degrees 04' 13" West along the West line of said
Government Lot 3, 448.44 feet, to the Point of Beginning of the herein described Parcel;
thence North 72 degrees 52' 52" East, 794.87 feet to a point on the survey control line; thence
South 17 degrees 09' 57" East, 350.00 feet, along said survey control line; thence South 84
degrees 33' 58" West, 866.62 feet, to a point on the West line of said Government Lot 3;
thence North 00 degrees 04' 13" West, 182.50 feet along the West line of Government Lot 3
to the Point of Beginning. Said lands lying and being in Indian River County, Florida.
Parcel 4:
The Northern 5 acres of that portion of Government lot 3, lying South of Gifford Dock Road
in Section 24, Township 32 South, Range 39 East, Indian River county, Florida, being more
particularly described as follows: Commence at the Southwest corner of Government Lot 3,
Section 24, Township 32 South, Range 39 East, said point being in this South 1/4 corner of
said Section 24; thence North 00 degrees 04' 13" West along the West line of said
Government lot 3, 665.74 feet to the Point of Beginning of the herein described parcel;
thence North 60 degrees 21' 52" East 748.65 feet to a point on the survey control line; thence
South 17 degrees 09' 57" East 370.00 feet along the said survey control line; thence South 72
degrees 52' 52" West, 794.87 feet to a point on the West line of said Government Lot 3;
thence North 00 degrees 04' 13" West, 217.30 feet to the Point of Beginning. Less that one
acre parcel previously Quit Claimed to George Stern recorded in O. R. Book 772, Page 1771,
Public Records of Indian River County, Florida.
Parcel Identification Numbers: 32392400000003000001.0, 32392400000003000001.1,
32392400000003000001.2
TOGETHER with all the tenements, hereditaments and appurtenances thereto belonging or in anywise
appertaining.
To Have and to Hold, the same in fee simple forever.
And the grantor hereby covenants with said grantee that the grantor is lawfully seized of said land in fee simple;
that the grantor has good right and lawful authority to sell and convey said land; that the grantor hereby fully
warrants the title to said land and will defend the same against the lawful claims of all persons whomsoever; and
that said land is free of all encumbrances, except taxes accruing subsequent to , reservations, restrictions and
easements of record, if any.
(The terms "grantor" and "grantee" herein shall be construed to include all genders and singular or plural as the
context indicates)
RE: 2025-7676 Page 2 of 3
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CERTIFICATION ON LAST PAGE
RYAN L. BUTLER, CLERK
IN WITNESS WHEREOF, Grantor has hereunto set grantor's hand and seal the day and year first above
written.
Signed, Sealed and Delivered in Our Presence:
iThink Federal Credit Union, as successor by merger
to Oculina Bank, a Federally Chartered Institution,
Witness By:
Printed Name: Anthony Furino, Assistant Vice President
P.O. Address:
Witness
Printed Name:
P.O. Address:
State of Florida
County of Indian River
The foregoing instrument was acknowledged before me by means of L] physical presence or U online notarization,
this _day of February, 2026 by Anthony Furino, who L] are personally known or L] have produced drivers'
licenses as identification.
[Seal] Notary Public
Print Name:
My Commission Expires:
RE: 2025-7676 Page 3 of 3
A TRUE COPY
CERTIFICATION ON LAST PAGE
RYAN L. BUTLER, CLERK
IN WITNESS WHEREOF, Grantor has hereunto set grantor's hand and seal the day and year first above
written.
Signed, Sealed and Delivered in Our Presence:
Witness
Printed Name:
P.O. Address:
Witness Jeffrey A. Maffett
Printed Name:
P.O. Address:
Annette J. Maffett
State of Florida
County of Indian River
The foregoing instrument was acknowledged before me by means of L] physical presence or L] online notarization,
this day of February, 2026 by Jeffrey A. Maffett and Annette J. Maffett who L] are personally known or L]
have produced drivers' licenses as identification.
[Seal]
Notary Public
Print Name:
My Commission Expires:
RE: 2025-7676 Page 4 of 3
CLOSING AFFIDAVIT
(Seller)
A TRUE COPY
:ERTIFICATION ON LAST PAGE
•f i, N t-. BUTLER, CLERK
Before me, the undersigned authority, personally appeared Anthony Furino, as Assistant Vice President of iThink Federal
Credit Union, as successor by merger to Oculina Bank, a Federally Chartered Institution and Jeffrey A. Maffett and
Annette J. Maffett ("Affiant"), who being by me first duly sworn, on oath, depose(s) and say(s) that:
1. iThink Federal Credit Union, as successor by merger to Oculina Bank, a Federally Chartered Institution; and
Jeffrey A. Maffett and Annette J. Maffett ("Seller"), is the owner of and is selling the following described
property to Indian River County, a political subdivision of the State of Florida ("Buyer"), to wit:
Parcel 1:
That portion of Government Lot 3, lying South of Gifford Dock Road, in Section 24, Township 32 South, Range
39 East, Indian River County, Florida, being more particularly described as follows:
Beginning at the Southwest corner of Government Lot 3, Section 24, Township 32 South, Range 39 East, said
point also being the South 1/4 corner of said Section 24; thence run North 00 degrees 04' 13" West, along
the West line of said Government Lot 3, a distance of 265.94 feet; thence run North 84 degrees 33'58"
East, a distance of 866.62 feet to a point on the survey control line as shown herein; thence run South 17
degrees 09'57" East, along said survey control line, a distance of 73.95 feet; thence run South 19 degrees
10'05" East along said survey control line, a distance of 307.42 feet to a point on the South boundary line
of said Government Lot 3; thence run North 89 degrees 14'33" West, along the South line of said
Government Lot 3, a distance of 968.00 feet to the Point of Beginning for the herein described parcel of
land. Said land lying and being in Indian River County, Florida. LESS ROAD RIGHTS OF WAYS.
Parcel 2:
Commence at the Southwest corner of Government Lot 3, Section 24, Township 32 South, Range 39 East; thence
run North 00 degrees 04' 13" West along the West line of said Government Lot 3, for a distance of 551.37
feet to the Point of Beginning; thence run North 65 degrees 52'53" East for a distance of 770.28 feet;
thence run North 17 degrees 09'57 West for a distance of 76.80 feet; thence run South 63 degrees 01'
20" West for a distance of 763.44 feet; thence run South 00 degrees 04' 13" East for a distance of 41.75
feet to the Point of Beginning. Said land lies wholly in Indian River County, Florida.
Parcel 3:
The central 5 acres of that portion of Government Lot 3, lying South of Gifford Dock Road in Section 24,
Township 32 South, Range 39 East, Indian River County, Florida, being more particularly described as
follows: Commence at the Southwest corner of Government Lot 3, Section 24, Township 32 South,
Range 39 East, said point being in the South 1/4 corner of said Section 24; thence North 00 degrees 04'
13" West along the West line of said Government Lot 3, 448.44 feet, to the Point of Beginning of the
herein described Parcel; thence North 72 degrees 52'52" East, 794.87 feet to a point on the survey control
line; thence South 17 degrees 09'57" East, 350.00 feet, along said survey control line; thence South 84
degrees 33'58" West, 866.62 feet, to a point on the West line of said Government Lot 3; thence North 00
degrees 04' 13" West, 182.50 feet along the West line of Government Lot 3 to the Point of Beginning.
Said lands lying and being in Indian River County, Florida.
Parcel 4:
The Northern 5 acres of that portion of Government lot 3, lying South of Gifford Dock Road in Section 24,
Township 32 South, Range 39 East, Indian River county, Florida, being more particularly described as
follows: Commence at the Southwest corner of Government Lot 3, Section 24, Township 32 South,
Range 39 East, said point being in this South 1/4 corner of said Section 24; thence North 00 degrees 04'
13" West along the West line of said Government lot 3, 665.74 feet to the Point of Beginning of the
Closing Affidavit — Seller
File No.: 2025-7676 Page I of 4
A TRUE COPY
CERTIFICATION ON LAST PAGE
RYAN L. BUTLER, CLERK
herein described parcel; thence North 60 degrees 21'52" East 748.65 feet to a point on the survey control
line; thence South 17 degrees 09'57" East 370.00 feet along the said survey control line; thence South 72
degrees 52'52" West, 794.87 feet to a point on the West line of said Government Lot 3; thence North 00
degrees 04' 13" West, 217.30 feet to the Point of Beginning. Less that one acre parcel previously Quit
Claimed to George Stern recorded in O. R. Book 772, Page 1771, Public Records of Indian River County,
Florida.
2. The above described property is free and clear of all liens, taxes, encumbrances and claims of every kind, nature
and description of record whatsoever, except for mortgage or mortgages, if any, described in the Deed and except
for real estate and personal property taxes for the year 2023, which are not yet due and payable.
3. There have been no improvements, alterations, or repairs since acquisition by the Seller to the above described
property for which the costs thereof remain unpaid, that there are no claims for labor or material furnished for
repairing or improving the same, which remain unpaid since the acquisition by Seller, and that there are no
mechanic's, materialmen's, or laborer's liens since acquisition by Seller against the above described property.
4. There have been no documents recorded in the Public Records of Indian River County subsequent to the
effective date of the contract between the seller and buyer, which affect title to the Property, and Seller has not
entered into any contracts for the sale, disposition or leasing of the Property since said date except as may have
been disclosed to Atlantic Coastal Land Title Company, LLC in writing, and Seller has no knowledge of any
matter affecting title to the Property.
5. The personal property contained in the building on said property, or on the said premises, and which, if any, is
being sold free and clear of all liens, encumbrances, claims and demands whatsoever. The Seller knows of no
violations of Municipal or County Ordinances pertaining to the above described property. No judgment or decree
has been entered in any court in this State or the United States against said Seller which remains unsatisfied.
There are no persons other than Seller in possession of the above described property.
6. Seller agrees that in the event the current real estate or personal property taxes vary in amount from the figures
used in making the prorations used in closing the transfer and conveyance of the above described property to
said buyers, then a new proration and a correct and proper adjustment will be made upon demand.
7. There are no matters pending against the Seller that could give rise to a lien that would attach to the property
between the effective date of commitment and the recording of the interest to be insured. Seller has not and will
not execute any instruments that would adversely affect the interest to he insured.
8. Seller's title to, and possession and enjoyment of, the property have been open, notorious, peaceable and
undisturbed, and have never been disputed nor questioned.
9. There are no disputes concerning the boundary lines of the property, and the operation of any buildings on said
property has been in compliance with the applicable building codes, ordinances and statutes.
10. Affiant has received no notice of any public hearing regarding assessment for improvements or changes in
applicable zoning laws concerning said property within the past ninety (90) days.
11. There are no actions or proceedings now pending in any State or Federal Court to which the Seller is a party,
including but not limited to, proceedings in bankruptcy, receivership or insolvency, nor are there any judgments,
bankruptcies, liens or executions of any nature which constitute or could constitute a charge or lien upon said
property.
12. There are no unrecorded easements, claims of easement or rights-of-way affecting all or any portion of the
property.
Closing Affidavit — Seller
File No.: 2025-7676 Page 2 of 4
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.ERTiFICATION ON LAST PAGE
•'.YAN L. BUTLER, CLERK
13. Seller understands that Section 1445 of the Internal Revenue Code provides that a Buyer of a United States real
property interest must withhold tax if the Seller is a foreign person. To inform the Buyer that withholding of tax
is not required upon purchase of the above described property, Seller certifies the following:
Seller is not a nonresident alien individual, foreign corporation, foreign partnership, foreign trust or foreign
estate for purposes of United States federal income taxation.
Seller's U.S. Taxpayer Identification Number is
Seller's address is: 1000 NW 17th Ave, Delray Beach, FL 33445
No other persons or entities have an ownership interest in the above described property.
14. Seller understands the Buyer of the described property intends to rely on the foregoing representations in
connection with the United States Foreign Investment in Real Property Tax Act. (FIRPTA). Seller understands
this certification may be disclosed to the Internal Revenue Service by the Buyer and that any false statements
contained in this certification may be punished by fine, imprisonment or both. Seller has the authority to sign
this affidavit as either individual Seller or on behalf of an entity Seller. Under penalties of perjury, Seller states
that this declaration was carefully read and is true and correct.
15. This affidavit is given for the purpose of clearing any possible question or objection to the title to the above
referenced property and, for the purpose of inducing Atlantic Coastal Land Title Company, LLC and to issue
title insurance on the subject property, with the knowledge that said title companies are relying upon the
statements set forth herein. Seller hereby holds Atlantic Coastal Land Title Company, LLC and Old Republic
National Title Insurance Company harmless and fully indemnifies same (including but not limited to attorneys'
fees, whether suit be brought or not, and at trial and all appellate levels, and court costs and other litigation
expenses) with respect to the matters set forth herein. "Affiant", "Seller" and "Buyer" include singular or plural
as context so requires or admits. Seller further states that he/she is familiar with the nature of an oath and with
the penalties as provided by the laws of the United States and the State of Florida for falsely swearing to
statements made in an instrument of this nature. Seller further certifies that he/she has read, or heard read, the
full facts of this Affidavit and understands its context.
Under penalties of perjury, I declare that I have read the foregoing Affidavit and that the facts stated in it are true.
iThink Federal Credit Union, as successor by merger to Oculina Bank, a Federally Chartered Institution
By:
Anthony Furino, Assistant Vice President
STATE OF FLORIDA
COUNTY OF INDIAN RIVER
The foregoing instrument was acknowledged before me by means of () physical presence or () online notarization this _ day of
February, 2026, Anthony Furino
Signature of Notary Public
Print, Type/Stamp Name of Notary
Personally known:
OR Produced Identification:
Type of Identification Produced:
Closing Affidavit — Seller
File No.: 2025-7676 Page 3 of 4
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CERTIFICATION ON LAST PAGE
RYAN L. BUTLER, CLERK
Under penalties of perjury, I declare that I have read the foregoing Affidavit and that the facts stated in it are true.
Jeffrey A. Maffett
Annette J. Maffett
STATE OF FLORIDA
COUNTY OF INDIAN RIVER
The foregoing instrument was acknowledged before me by means of () physical presence or () online notarization this _ day of
February, 2026, Jeffrey A. Maffett and Annette J. Maffett
Signature of Notary Public
Print, Type/Stamp Name of Notary
Personally known:
OR Produced Identification:
Type of Identification Produced:
Closing Affidavit — Seller
File No.: 2025-7676 Page 4 of 4
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CERTIFICATION ON LAST PAGE
'Yk.h1 L. BUTLER, CLERK
CLOSING AGREEMENT
Seller(s): iThink Financial Credit Union, as successor by merger to Oculina Bank, and Jeffrey A. Maffett
and Annette J. Maffett
Buyer(s): Indian River County, a political subdivision of the State of Florida
Closing Agent: Atlantic Coastal Land Title Company LLC
Property Location: East End of 45th St, Gifford Dock Road, Vero Beach, FL 32967
The undersigned hereby acknowledge(s) and understand that contracts, affidavits, deeds, loan
documents and similarly related documents associated with a real estate transaction are legal and
binding documents. The closing agent is here to facilitate and close the transaction but does not
represent the parties as legal counsel. If at any time I(we) do not understand the meaning and
consequences of any document and its terms and obligations, I(we) have been advised not sign any
document before the seeking the advice of an attorney.
TAX RE -PRORATION AGREEMENT: If the property tax Bill for the year of closing has not been issued
by the Tax Collector at the time of closing, then the tax prorations set forth on the closing statement are
based upon an estimate, and that the actual taxes for the calendar year in which "closing" takes place could
represent an amount substantially different from that upon which the proration was based. If such a
difference is realized, the parties agree that upon demand of the other, to, without unreasonable delay, re -
prorate said taxes based on the actual amount of the bill rendered, using formulae standard in the industry,
and to make an appropriate, monetary adjustment between themselves. The Closing Agent is not responsible
to make further adjustments.
AGREEMENT TO COOPERATE: If requested by Lender (if any) or Closing Agent, the parties agree to
fully cooperate and adjust for clerical errors, including the execution or re-execution of any reasonable
document and/or the remittance of any additional sum. The parties further agree that any amounts of money
due others for services rendered in conjunction with subject "closing" (such as balances owed to existing
mortgagees, loan costs associated with a new mortgage, survey, termite or roof inspection fees, or other
such costs or fees due), not collected or paid for out of closing funds, remain the responsibility of the
contracting party to so pay, and the collection and remittance of such fees, costs or indebtedness by the
closing agent is a courtesy service provided by the closing agent, with the contracting party remaining liable
for payment of any such fees, or shortages, not collected from the obligated party coincident to the "closing".
HOMEOWNER'S / CONDOMINIUM ASSOCIATION(S) (IF APPLICABLE): The Buyer acknowledges
the existence of any homeowners and/or condominium association(s) and is aware that monthly, quarterly
or annual maintenance assessments may be due to said association(s). Said association(s) may also have the
authority to regulate and enforce community covenants and restrictions.
PROPERTY CONDITION: Closing Agent does not make any representations or warranties nor assume
any liability with respect to the physical condition of the property, and any repairs to the property.
SURVEY(IF REQUIRED OR OBTAINED): The Buyer hereby acknowledges receipt of a copy of any
survey prepared for the subject transaction. The Buyer has reviewed said survey and accepts title subject to
the matters set forth on said survey.
CLOSING/SETTLEMENT STATEMENT: Closing Agent does not adjust and/or assume liability for
charges for water, rents, gas, electricity, taxes on personal property, garbage taxes or fees, license taxes,
association assessments or dues, or estoppel information furnished by mortgagees or others. Sometimes
recording fees and courier/express mail fees may vary due to the unknown amounts at the time of closing.
Therefore, the parties acknowledge hereto, that monies collected for recording and courier/express mail
Page I of 2
File No.: 2025-7676
LTF
STATE OF FLORIDA
OADIAN RIVER COUNTY
THIS IS ERTIFY THAT T IS ATRUE AND CORRECT
COPY OF E ORICaI L ON F IN THFICE.
R L.
CL
BY A
DATE O_
fees may be more or less than the amount collected on the closing statement. ny s ort
s or overages
shall be considered the cost of doing business. Closing Agent will neither refund or collect said differences
The closing/settlement statement has been reviewed and approved, and the Closing Agent is irrevocably
authorized to make disbursements in accordance therewith.
CURRENT MORTGAGES AND REAL ESTATE TAXES: The Seller acknowledges that the payoff
statement received by the Closing Agent from the current mortgagees may be subject to final audit after
receipt of the payoff funds resulting in a demand by said mortgagee for additional funds and Seller agrees
to hold Atlantic Coastal Land Title Company LLC harmless for the loss or damage incurred due to any
inaccurate payoff balance whether in writing or given verbally and agrees to pay the shortage immediately
to Atlantic Coastal Land Title Company LLC. The Seller further agrees that responsibility for unpaid
real property taxes and/or assessments not collected or prorated coincident to closing, notwithstanding any
error or omission on behalf of the closing agent in reporting, collecting, or discovering same, shall remain
the responsibility of Seller.
PARTIES: "Seller" and "Buyer" indicate singular or plural, as the context so requires or admits.
iThink Financial Credit Union, as successor by
merger to Oculina Bank
Anthony Furino, Assistant Vice President
Date:
Indian River County, a politicpG•rs,ion of
the State of Florida `,�y o^✓ '
of F9s
By: \
Deryl Loar, Chairman, Boar C
Commissioners '�q4%R f..... •'
Attest: Ryan L. Butler, Clerk of
Circuit Court and Comptroller
Jeffrey A. Maffett
Date: By:
Deputy Clark
Annette J. Maffett
Date:
SELLER(S) ADDRESS AND PHONE NUMBER(S) AFTER CLOSING
Address: Phone Number(s)
Home:
Work:
E -Mail Address: Other:
Page 2 of 2
File No.: 2025-7676
L"IF