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FORM 1 : SHIP DISTRIBUTION SUMMARY SUBMITTAL DATE : 9 / 2 / 2003
'
' Section 420 . 9075 ( 9 ) , F . S .
/ h
FLORIDA HOUSING FINANCE AGENCY - SHIP PROGRAM ANNUAL REPORT
for State Fiscal Year : 2001 - 2002
NAME OF LOCAL ENTITY : Indian River County
TABLE A :
STRATEGYSHTP FUNDS EXPENDED SHIP FUNDS ENCUMBERED UNENCUMBERED SHIP FUNDS
DESCRIPTION A B C
Amount Units Amount Units Proposed Proposed
Amount Units
1 DOWNPAYMENT CLOSING CO 111 , 139 . 14 11 0 . 00 0 0 . 00 U
2 DPCC + RL 358 , 023 . 82 25 0 . 00 0
0 . 00 0
3 DPCC + RL + IFL 16 , 208 . 00 1 0 . 00 0 0 . 00 0
9 IMPACT FEE GRANT 1 , 435 . 75 1 0 . 00 0 0 . 00 0
5 1 F + DPCC ; LAL 221 , 960 . 00 10 0 . 00 0 0 . 00 0
6 IFL + DPCC 88 , 453 . 81 6 0 . 00 0 0 . 00 0
7 REHABILITATION GRANT 167 , 015 . 63 7 0 . 00 0 0 . 00 0
8 RG + IG 191785 . 57 1 0 . 00 0 0 . 00 0
9 REHABILITATION LOAN 84 , 918 . 76 8 0 . 00 0 0 . 00 0
0
SUBTOTAL * 1 , 068 , 94 . 4 8 70 0 . 00 0 , 00
HOME OWNERSHIP COUNSELING 0 .
ADMIN FROM PROGRAM INCOME 0100
ADMINISTRATION 10 ,
'DOTAL 1 , 171 , 273 . 48 70 0 . 00 0 0 . 00 0
* 'Chis figure must equal the amount for " SHIP Funds Expended " on Form 2 , Table B
TABLE B :
Total Revenue ( actual and / or anticipated ) for local SHIP Trust Fund
A B C
Source of SHIP Funds Amount of Funds Percentage of Funds
State Annual Distribution 1 , 023 , 335 . 00 87 , 24
Program Income 1491 483 . 59 12 . 74
Recaptured Funds 0 . 00
Other Funds :
Carry over from previous year 181 . 68 0 . 02
Total Funds Deposited into Local 100 . 00
Affordable housing Trust Fund 11173 , 000 . 27
TABLE C' : "
* * Enter Totals from Table A , Column A , B , & C 11 171f 273 , 48
* * * Enter amount to be carried forward to next year 1 , 726 . 79
TOTAL 1 , 173 , 000 . 27
* * Must equal total from Form 1 , Table B , Col . B .
* * * Carry forward is used only in a closeout year when the amount of funds
remaining are not sufficient to fully assist one unit .
the unit assisted is counted in the next fiscal year .
SHIP AR / 99 - 1
Effective 09 % 01 / 98
Printed : 08 / 06 / 2003
FORM 2 : Rents and Compliance Summary
Section 420 . 9075 ( b ) , ( c ) . ( d ) , ( a ) F . S . Submittal Date : 9 / 2 / 2003
FLORIDA' HOUSING FINANCE AGENCY - SHIP PROGRAM ANNUAL REPORT
For State Fiscal Year : 2001 - 2002 Name of Local Entity : Indian River County
Table A : Rental Unit Information
Strategy Description Rental Rates - Actua
E iciency - Be room 2 - Be room - Be room 4 - Bedroom
B T NT
R B TT T O
Table B : Recap of Funding Sources for Units Produced
Source or Funds for Amount or Funds
Units roduced throu h June 30 Percentage
SHIP FundS expendedEx ended to Date of Total Value
> 1 , , 90 . 9
Public Moneys :: xpended 944 .31 bb 7 . 71
23
Private Fun s expencted 5
Owner Equity 0
Total Value of Ali Units 0
4 , 1 1
Table C : SHIP Program Compliance Summary - Home Ownership / Construction / Rehab *
A C
Comp lance Cate or FL Statute
9 Y SHIP Funds B Trust Fun * * % o Trust Fun Minimum %
HOME OWNERSHIP 6
11114 4 1 , =5
CONSTRUCTION REHABILITATION95
1 , 054151119 1 , 5 , 1 3
Include amounts expended , encumbered , & unencumbered ( projected ) in this table
• • ' tact
I ' Anrtd equals Distribution plus Recaptured Funds
Table D : Program Compliance - Income Set - Asides
( 1 ) Program Compliance by Units ( If Applicable )
A B C Co B Co . C
Income Category Units Gran Tot Units Tot o Units
Very Low Income 7
Low Income 37
4 7 49
Moderate Income 1 7
TOTAL 7 19
1
( 2 ) Program Compliance by Funds Expended ( If Applicable )
A g C
Income Category SHIP D E Tota * o Tota
SHIP SHIP Tota Avai a e Available
Ex ended Encumbered Pro ' ected B + C + D
Very Low Income 51 1 . 0 0 • 11 , 2 . 1 Funds Funds
' 44 1 ,
Low Income 49 , 4
Moerate Income 7 0 44 , 4 1 . 4 0 38
1
TOTALVrU681 9 . 9 . 0
III NIIIII
0 4 . 9 1
" Total Available Funds " equals Distribution + Recaptured Funds + Program Income + Carry Over Funds +
Other Funds
' From Form l Table B Column B total
Table E : Project Fundin
Value of SHIP Number of SHIP Value of Number of Average
Income Category Mortgages Mortgages
Loans & DPLs Loans & DPLs Average SHIP SHIP Grant
Ver , Low Income323 395 . 26 Loan Amount Grants Grants Amount
Low Income
17 19 020 . 31 188 236 . 95 9 20 915 . 22
447 / 481 , 47 34 13 161 . 22
Moderate Income 109 876 . 80 0 ' 00 0 0 . 00
10 10 987 . 68 0 . 00 0 0 . 00
TOTAL 880 , 703 . 53 61 14 , 937 . 76 188 , 236 . 95
9 20 , 915 . 22
Table F : Allowable Administration Set Aside from Program Income
Total Amount of * * *
5 % 10 % Total Prog Income
Program Income Maximum Maximum
Allowed for Admin .
$ 149 483 59 $ 7 474 . 18 N /A
* Counties and Eligible Municipalities which receive more than the minimum distribution - 71474 ,
18
Counties and Eligible Municipalities which receive the minimum distribution or less
IP AR / 99 - 1
Form 3 : Household Characteristics FLORIDA HOUSING FINANCE AGENCY
SHIP PROGRAM ANNUAL REPORT
Section 420 . 9075 ( 9 ) ( a ) F . S . for State Fiscal Year : 2001 - 2002
NAME OF LOCAL ENTITY : Indian River County
Provide information only on units for which Program funds have been expended
Provide information for head of household only . Submittal Date : 9I2 / 2003
A B C D E F
Strategy Number of Households Characteristics / Age Family Race Special Needs
Description Units Produced ( Head of Household ) Size ( Head of Household ) ( Any Member
of Household )
Location
VLI LI MODER TOTAL 0 - 25 26 - 40 41 - 61 62 + 1 Per 2 - 4 P 5 + Pe White Black Hisp Asian AmInd Other FrmWk
MDis Hless Eldy PDis Other
DPCC
1 FELS 100110000 . 1 0 1 0 0 10000000 0 0
2 IRC 1 7 1 9 2 5 2 0 2 5 2 4 3 2 0 0 0 0 0 0
0 0 0
3 SEB 0 0 1 1 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0
0 0 0
DPRL
4 IRC 4 13 5 22 2 15 5 0 6 16 0 13 6 3 0 0 0 0 0 0 0
0 0
5 SEB 020211001 . 0 1 20000000000 0
6 VB 011010100 0 1 010000000000 0
DRIL
7 IRC 0 1 1 0 1 1 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0
0 0 00
IFG
8 IRC 100 1 0 0 1 00 . 1 0 1 0 0 0 0 0 0 0 0 0 0 0
LDAL
9 IRC 7 3 0 10 3 4 3 0 0 9 1 4 5 1 0 0 0 0 0 0
0 1 1
LDPC
10 IRC 2 2 1 5 0 3 2 0 0 4 1 1 4 0 0 0 0 0 0 0
0 0 0
11 SEB 1 0 0 1 0 0 1 0 0 1 0 1 0 0 0 0 0 0 0 0
0 0 0
RG
12 IRC 4 0 0 4 0 1 0 3 4 0 0 0 3 0 0 0 1 0 0 0
0 0 0
13 SEB 1 0 0 1 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0
0 0 0
14 VB 2 0 0 2 0 1 1 0 0 2 0 2 0 0 1 0 00000010
RIG
15 SEB 1 0 0 1 0 0 1 0 1 1 0 0 1 0 0 0 0 0 0 0 0
0 0 0
RL
16 IRC 0 4 2 6 0 3 2 1 0 5 1 3 2 1 0 1 0 0 0 0 1
0 1 0 1 0
17 SEB 0 1 0 1 0 0 1 0 0101 0 1 0 0 0 0 0 0 0 0 0
0
18 VB 1 0 0 1 0 1 0 0 1 0 0 1 0 0 0 0 0 0 0 0
0 0 0
TOTAL 26 34 10 70 9 36 20 5 16 48 6 38 23 8 0 0 1 0 0 0
0 3 1
SHIP AR / 99 - 1
Effective 04 / 01 / 98 Printed on : 08 / 06 / 2003 10 : 45 : 07AM
Maintenance Strategy
CDPR9063 - Maintenance Strategy -
CODE DESCRIPTION
IFG IMPACT FEE GRANT
IFL IMPACT FEE LOAN
DPCC DOWNPAYMENT CLOSING COST LOAN
RL REHABILITATION LOAN
LAL LAND ACQUISITION LOAN
LB LAND BANKING
GDPC IFG + DPCC
GRL IFG + RL
GLAL IFG + LAL
GLB IFG + LB
LDPC IFL + DPCC
LRL IFL + RL
LLAL IFL + LAL
LLB IFL + LB
ADPC LAL + DPCC
BDPC LB + DPCC
GDAL IFG + DPCC + LAL
GDBL IFG + DPCC + LB
LDAL IFL + DPCC + LAL
LDBL IFL + DPCC + LB
DPRL DPCC + RL
DRIL DPCC + RL + IFL
RG REHABILITATION GRANT
RIG RG + IG
Flagler County Printed on : 06 / 13 / 2003 10 : 32 : 54AM
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FORM 4 : Program Summary Submittal Date : 9/2/2003
Section 420 . 9075
FLORIDA HOUSING FINANCE CORPORATION
SHIP PROGRAM ANNUAL REPORT - STATE FISCAL YEAR 2001 -2002
Name of Local Entity : Indian River County
1 . Please provide information on the status of the implementation of the Local Housing
Incentive Plan or Incentive Strategy adopted by the local Affordable Housing Assistance Plan .
A . Incentive Strategy :
• Adopted regulations providing up to a 20 % density bonus for affordable housing
development projects (housing element policy 2 . 5 , Land Development
Regulations Section 911 . 14(4) (a)) .
• Adopted regulations allowing for small lot subdivisions with reduced setbacks , lot
size , and lot width requirements (Land Development Regulations , Chapter 911
and section 971 .41 (9 ) ) .
• Adopted regulations allowing for accessory single-family dwelling units in all
agricultural and residential zoning districts (Land Development Regulations ,
Chapter 911 and Section 971 . 41 ( 10 ) ) .
• Adopted regulations allowing multi -family dwelling units in conjunction with
commercial development , such as apartments over commercial buildings (Land
Development Regulations Section 911 . 10 and Section 971 .41 (6 ) ) .
• Adopted policies for expedited permit processing (Housing Element policies 1 . 5
and 1 . 6 ) .
• Adopted a policy for review of proposed local policies or regulations which may
increase the cost of housing (Housing Element policy 1 . 7 ) .
• Adopted a policy for inventory of all surplus county owned land (Housing
Element policy 2 .4) .
• Adopted regulations allowing zero lot line subdivisions (Land Development
Regulations . Section 915 . 15 ) .
• Established Local Housing Assistance Program , allowing the county to utilize
State Housing Initiatives Partnership (SHIP) program funds for the provision of
affordable housing (Local Housing Assistance Program , Local Housing
Assistance Plan , Housing Element policies 2 . 7 , 3 . 5 , 4 .49 4 . 61 4 . 71 4 . 9 , and 9 . 1 )
B . Adopting Ordinance or Resolution Number or identify local policy :
Identified as part of Section " A " above
C . Implementation Schedule (Date) :
All incentives were implemented as scheduled
D . Has the plan or strategy been implemented ? If no , describe steps that will be taken to
implement the Plan .
Yes
E . Status of Strategy - (Is the strategy functioning as intended, ie . , are time frames being
met , etc . )
All strategies are working as intended
2 . Attach a concise description of the support services that are available to the residents of
affordable housing .
- The county in conjunction with financial institutions conducts a
homebuyers ' educational workshop program for all applicants who request
downpayment/closing cost assistance (see attachments regarding
homebuyers ' education program)
- Consumer Credit Counseling provides assistance to applicants through
lenders and through the homebuyers ' educational workshops
- The Indian River County Council on Aging provides various services to
elderly and handicapped individuals including housing assistance
- The Housing Authority and Economic Opportunity Council provides
housing assistance to qualified households
The county staff provides one on one assistance to applicants for
completing SHIP applications , resolving credit problems , referring
applicants to appropriate financial institutions for acquiring first
mortgages , and providing other assistance as needed
- The county SHIP staff in conjunction with local financial institutions , non-
profit organizations , HUD staff, and others conducted a Housing Fair in
the Gifford area of the county which has a high percentage of minorities
and low income households .
3 . Attach such other data or unique affordable housing accomplishments considered significant
by your Agency. (success stories , newspaper clippings , etc . )
- By the end of June 2003 , approved 70 loans with FY 01 -02 funding . Had several
public meetings , newspaper and radio advertisements and announcements . The
LHAProgram is well known to the public . There are many more eligible
applicants than the county can assist with SHIP funds . Photocopy of the success
stories , newspaper articles , thank- you notes were sent to the Florida Housing
Coalition .
4 . Describe how the Annual Report was made available for public inspection and comments .
Attach copies of all comments that were received and provide the local government 's response .
Annual report provided to the public through Affordable Housing Partnership
meetings/Lending Consortium, county planning division , municipalities within
the county, the Treasure Coast Builders Association , and the county website .
Availability of the reports also advertised in the local newspaper.
5 . Since State fiscal year 1992-93 , 200 mortgages have been made to very low income
households with 3 in default .
Since State fiscal year 1992-93 , 281 mortgages have been made to low income households
with 5 in default .
Since State fiscal year 1992-93 , 71 mortgages have been made to moderate income
households with 1 in default.
Total default rate for all mortgages 1 . 63 % .
6 . Describe how eligible sponsors (if applicable) that employed personnel from welfare to work
programs were given preference in the local selection process .
All applications reviewed based on first application submitted , first application
reviewed.
All applications approved based on first application completed, first application
approved
7 . List strategies and give the average cost of production (2001 -2002) .
Strategy Number of Loans Average SHIP
Assistance
Downpayment/Closing Cost (DPCC) 11 $ 10 , 104
DPCC + Rehabilitation Loan (RL) 25 $ 149344
DPCC + IFL + Land Acquisition Loan 10 $ 22 , 196
(LAL)
DPCC + IFI. + RL 1 $ 16 , 208
DPCC + IFL 6 $ 14 , 919
Rehabilitation Grant (RG) 7 $ 237859
Rehabilitation Loans (RL) 8 $ 10 ,614
Impact Fee Grants 1 $ 1 ,436
RG & Impact Fee Grants 1 $ 19 ,785
TOTAL 70 $ 15 , 294
8 . List property name , address with zip code , number of units and amount of program
assistance ($ ) for all rental development .
One rental rehabilitation grant for the homeless transitional housing . Recently completed
720 4`l' Street , Vero Beach , FL 32962
9 . List address and amount of program assistance for all home ownership activities by
strategy.
See attached SHIP application log form
CERTIFICATION
On behalf of Indian River County, I hereby certify that the information presented herein is true
and accurate as of the date of submission .
Date09 - 02 - 2003 Date 09 -02-2003
Witness Chief Ele ed Official or Desi nee
n ethi a t
Date BCC Chairman Date 09 -0 -2003
Witness Name and Title
0a3
tAltes (Seal )
GENERAL INFORMATION
Name of Person to call regarding the Annual Report Form : Sasan Rohani , AICP
Telephone Number : (772) 567 - 8000 , ext . 1250
F:\Community Development\Users\VICKIE\SASAN\ARO1 -02 .doc
Ship Application Log
CDPR5300 - Ship Application Log -
APP # Applicant Name Property Address Strat Status Ship Cont Open Date Close Date Fin Ins Unit # U- Type
Year Const St
32287 BAKER , SEVON 416 16TH SW ST IFG RELEASE $ 1 , 435 . 75 9 / 24 / 2002 10 / 21 / 2002 IRC 1
SF 2001 - 2002 R
32 9 B2
28595 BAYLES , BRUCE 1875 10TH ST S RL RELEASE $ 12 , 497 . 30 9 / 26 / 2001 03 / 08 / 2002 I . R . C . 1
SF 2001 - 2002 R
329461
31472 BETON , EDNOR & BENOIS , 2416 17TH AVE . , DPCC RELEASE $ 6 , 714 . 35 7 / 02 / 2002 02 / 26 / 2003 I .
R . N . B . 1 SF 2001 - 2002 C
MILLIENNE 3214 2
31152 BRIDGEWATER , TIMOTHY 4556 47TH CT LDPC RELEASE $ 15 , 619 . 00 5 / 30 / 2002 09 / 24 / 2002 HARBOR FEDERAL 1
SF 2001 - 2002 C
3961
32538 BULLINGTON , SUMMER 349 13TH ST . , S DPCC RELEASE $ 10 , 000 . 00 0 / 11 / 2002 11 / 04 / 2002 SUNTRUST
1 SF 2001 - 2002 C
32962
30556 CHASTAIN , LORALEE 1110 13TH AVE . , LDAL RELEASE $ 17 , 823 . 00 3 / 21 / 2002 04 / 25 / 2002 HFH 1
SF 2001 - 2002 C
3296 2
29699 CHIARELLA , LYNNE 2326 15TH ST RG RELEASE $ 18 , 801 . 00 1 / 11 / 2002 11 / 07 / 2002 IRC 1
SF 2001 - 2002 R
32g6n
31028 COLLUCCI , LISA 3446 23RD DPRL RELEASE $ 20 , 907 . 65 5 / 17 / 2002 04 / 17 / 2003 IRNB 1
SF 2001 - 2002 C
28836 CORBETT , DEBRA 142 CRAWFORD I RL RELEASE $ 19 , 954 . 50 0 / 17 / 2001 10 / 03 / 2002 IRC 1
SF 2001 - 2002 R
32 4151
32497 CREECH , CYNTHIA 2560 86TH AVE . , DPCC RELEASE $ 10 , 000 . 00 0 / 09 / 2002 11 / 04 / 2002 IRNB 1
SF 2001 - 2002 C
3 � q6 $
31022 CURTIS , OCTAVIA 1376 24TH PLACE LDPC RELEASE $ 17 , 645 . 48 5 / 16 / 2002 06 / 26 / 2002 FIRST AMERICAN
TITLE 1 SF 2001 - 2002 C
32962
29026 DAVID , HERCULE & ELDA 2333 2ND SW ST RL RELEASE $ 1 , 188 . 50 1 / 06 / 2001 05 / 08 / 2002 IRC 1
SF 2001 - 2002 R
32 961
32493 DECKER , JAMIE 149 MABRY STREE DPRL RELEASE $ 14 , 800 . 00 0 / 09 / 2002 03 / 19 / 2003 HARBOR FEDERAL 1
SF 2001 - 2002 C
3 ? 95 $
30690 DESS , GIL & JOANIE 375 6TH RD . , SW DPCC RELEASE $ 14 , 424 . 79 4 / 10 / 2002 05 / 20 / 2002 FIRST
NATIONAL BANK 1 SF 2001 - 2002 E
3 2962
32941 DUMONT , WILDO & PEREZ , 1265 33RD AV SW DPRL RELEASE $ 11 , 820 . 00 1 / 14 / 2002 01 / 20 / 2003 HARBOR
FEDERAL 1 SF 2001 - 2002 C
ARIENYZ 32 968
31339 EMARD , THERESA 1175 12TH CT . , LDAL RELEASE $ 22 , 823 . 00 6 / 20 / 2002 07 / 24 / 2002 IRC - HFH
1 SF 2001 - 2002 C
32 qd y
33057 FERGUSON , SHARLENE 2066 7TH DR . , S DPRL RELEASE $ 15 , 260 . 75 1 / 25 / 2002 03 / 07 / 2003 IRNB 1
SF 2001 - 2002 C
32962
29227 FLETCHER , TAMMY 1690 11TH PLACE DPRL RELEASE $ 13 , 625 . 72 1 / 28 / 2001 02 / 15 / 2002 NORTHERN TRUST BANK
1 SF 2001 - 2002 C
32g60
29870 FLOOD , WILLIAM 425 14TH PL SW DRIL RELEASE $ 16 , 208 . 00 1 / 30 / 2002 05 / 10 / 2002 IRNB 1
SF 2001 - 2002 C
32 °162
30407 GAGNON , KRIS 1986 SW 21ST P DPRL RELEASE $ 13 , 438 . 00 3 / 07 / 2002 05 / 10 / 2002 HARBOR FEDERAL 1
SF 2001 - 2002 C
32962
Indian River County Printed on : 06 / 12 / 2003 3 : 49 : 03PM
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CDPR5300 - Ship Application Log -
App # Applicant Name Property Address Strat Status Ship Cont Open Date Close Date Fin Ins Unit # U -Type
Year Const St
28609 GATCHELL , JOSEPHINE 1935 31ST AV RG RELEASE $ 2 , 806 . 30 9 / 26 / 2001 02 / 12 / 2002 IRC 1
SF 2001 - 2002 R
32a6a
30410 GENTGEN , JOAN 2055 80TH AVE RL RELEASE $ 13 , 593 . 50 3 / 07 / 2002 10 / 23 / 2002 I . R . C . 1
SF 2001 - 2002 R
32L 466
30688 GOLFE , MARY 4310 33RD AVE . , LDAL RELEASE $ 18 , 169 . 00 4 / 10 / 2002 07 / 02 / 2002 IRC - HFH 1
SF 2001 - 2002 C
32gbj
30559 GONZALEZ , KARELINE 1116 13TH AVE . , LDAL RELEASE $ 22 , 823 . 00 3 / 22 / 2002 05 / 02 / 2002 HFH 1
SF 2001 - 2002 C
32862
32795 GUZMAN , DIEGO & RUTH 2426 17TH AVE . , DPCC RELEASE $ 10 , 000 . 00 0 / 31 / 2002 01 / 22 / 2003 HARBOR
FEDERAL 1 SF 2001 - 2002 C
3 s 962
30994 HARDEN , ADAM & KATINA 4745 34TH AVENU DPCC RELEASE $ 10 , 000 . 00 5 / 14 / 2002 05 / 29 / 2003 IRC HABITAT
FOR HNMANI 1 SF 2001 - 2002 C
326) A7
31471 HART , CONSTANCE 2344 3RD AVE . , : DPRL RELEASE $ 10 , 374 . 24 7 / 02 / 2002 04 / 10 / 2003 I . R
. N . B . 1 SF 2001 - 2002 C
3 2 R62
29697 HARVEY , LAKISHA 4330 33RD AVE LDAL RELEASE $ 26 , 169 . 00 1 / 11 / 2002 02 / 22 / 2002 HABITAT FOR HUMANITY
1 SF 2001 - 2002 C
3296 '7
29229 HOLYOKE / SCOTT , AUNDREA 1075 20TH AV DPRL RELEASE $ 12 , 666 . 00 1 / 28 / 2001 02 / 13 / 2002 HARBOR FEDERAL
1 SF 2001 - 2002 C
3296D
29213 HOMELESS ASSISTANCE 720 4TH STREET , RG RELEASE '> 100 , 000 . 00 1 / 27 / 2001 05 / 29 / 2003 IRC 1
MF 2001 - 2002 R
CENTER :7.249462
29586 HORSKIN , KATHLEEN & 117 LA PLAYA LN DPRL RELEASE $ 13 , 684 . 00 2 / 31 / 2001 02 / 25 / 2002 HARBOR
FEDERAL 1 SF 2001 - 2002 C
ROBERT 3? 415 3
31361 HUBLER- JAMES , KIMBERLY 1190 12TH CT . , : DPCC RELEASE $ 10 , 000 . 00 6 / 20 / 2002 05 / 29 / 2003 IRC
- HFH 1 SF 2001 - 2002 C
32 q62
29027 JABER , PAUL 1126 12TH CT . , : DPRL RELEASE $ 8 , 947 . 08 1 / 06 / 2001 01 / 30 / 2002 FIRST
NATIONAL BANK 1 SF 2001 - 2002 C
32982
29585 JOHNSON , MICHAEL & 8635 65TH CT RL RELEASE $ 15 , 362 . 90 2 / 31 / 2001 11 / 07 / 2002 IRC 1
SF 2001 - 2002 R
TURA 3 7 g J 9
33054 LOPEZ , ANGELA 4221 36TH COURT LDPC RELEASE $ 21 , 169 . 00 1 / 25 / 2002 02 / 14 / 2003 HABITAT FOR HUMANITY
1 SF 2001 - 2002 C
3296 �
33115 MAJOR , JOHNNIE MAE 558 CARIBBEAN RG RELEASE $ 13 , 809 . 15 2 / 04 / 2002 04 / 10 / 2003 IRC 1
SF 2001 - 2002 R
32962
29386 MCCALLUM , CATHY 8525 100TH COUR RL RELEASE $ 5 , 859 . 15 2 / 12 / 2001 01 / 03 / 2003 IRC 1
SF 2001 - 2002 R
3296
31913 MCDOUGALD , GEORGIA 2342 1ST CT . , S DPRL RELEASE $ 17 , 045 . 00 8 / 20 / 2002 11 / 26 / 2002 WASHINGTON
MUTUAL 1 SF 2001 - 2002 C
3� g62
33121 MENA , LUIS & FRANCO , 2376 17TH AVE . , DPCC RELEASE $ 10 , 000 . 00 2 / 05 / 2002 05 / 29 / 2003 HARBOR
FEDERAL 1 SF 2001 - 2002 C
EUCARIS 3� R621-
33497 MINCEY , SHAWN 720 2ND ST . , SW DPRL RELEASE $ 19 , 556 . 00 1 / 13 / 2003 04 / 24 / 2003 HARBOR FEDERAL
1 SF 2001 - 2002 C
32962
33113 MONCADA , AMPARO 410 22ND CT . , DPRL RELEASE $ 15 , 870 . 00 2 / 04 / 2002 03 / 04 / 2003 HARBOR FEDERAL 1
SF 2001 - 2002 C
321 / 2
Indian River County Printed on : 06 / 12 / 2003 3 : 49 : 03PM
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CDPR5300 - Ship Application Log -
APP # Applicant Name Property Address Strat Status Ship Cont Open Date Close Date Fin Ins Unit # U -Type
Year Const St
30765 MORRIS , EILEEN & 2935 1ST LN DPRL RELEASE $ 12 , 415 . 00 4 / 18 / 2002 09 / 03 / 2002 HARBOR FEDERAL 1
SF 2001 - 2002 C
ROBERT 3 :2 41 6 8
28461 ORRIS , D . NEIL & 865 LORCA AVENU DPCC RELEASE $ 7 , 500 . 00 9 / 12 / 2001 02 / 27 / 2003 SHELTER
MORTGAGE CO . . 1 SF 2001 - 2002 C
VICTORIA 3 ZQ5'g
32800 ORTEGA , FABER 2175 17TH AVE . , DPRL RELEASE $ 15 , 961 . 00 0 / 31 / 2002 05 / 07 / 2003 HARBOR FEDERAL
1 SF 2001 - 2002 C
3xg62
28271 PIROZZOLI , LUKE 1815 4TH LANE DPRL RELEASE $ 15 , 086 . 68 8 / 29 / 2001 12 / 07 / 2001 HARBOR FEDERAL 1
SF 2001 - 2002 C
32962
31696 PITTMAN , SAMANTHA 4028 46TH LANE , DPRL RELEASE $ 19 , 591 . 00 7 / 26 / 2002 11 / 15 / 2002 HARBOR FEDERAL
1 SF 2001 - 2002 C
.12V7
29392 PUGLISI , ROBERT 1065 LOUISIANA 1 RIG RELEASE $ 19 , 785 . 57 2 / 12 / 2001 11 / 04 / 2002 IRC 1 SF
2001 - 2002 R
32959
32945 PURDY , DIANE 319 13TH ST SW DPRL RELEASE $ 14 , 970 . 20 1 / 14 / 2002 04 / 24 / 2003 IRNB 1
SF 2001 - 2002 C
3 2962
32790 RANDOLPH , STACIA 832 LANCE ST RG RELEASE $ 3 , 450 . 04 0 / 31 / 2002 04 / 28 / 2003 IRC 1
SF 2001 - 2002 R
32415 $
30669 REIBSOME , LINDA 1485 19TH AVE . , DPRL RELEASE $ 12 , 452 . 00 4 / 08 / 2002 07 / 10 / 2002 HARBOR FEDERAL
1 SF 2001 - 2002 C
3 ;xq A 0
30120 REID , LINDA & FREDRICK 4460 29TH AVENU LDPC RELEASE $ 8 , 050 . 00 2 / 21 / 2002 03 / 14 / 2002 FIRST
FLORIDA STATE MO 1 SF 2001 - 2002 C
32467
30993 RITTO , CHERYL 1285 12TH COURT LDAL RELEASE $ 22 , 823 . 00 5 / 14 / 2002 07 / 12 / 2002 IRC HABITAT FOR
HUMANI 1 SF 2001 - 2002 C
3s 962
32415 ROBERTS , JENNIFER 1015 28TH ST DPRL RELEASE $ 15 , 865 . 00 0 / 03 / 2002 01 / 20 / 2003 FIRST NATIONAL BANK
& 1 SF 2001 - 2002 C
32- 9) ,6D
29113 ROLLE , MAGGIE MAE 6430 86TH STREE RG RELEASE $ 9 , 035 . 80 1 / 15 / 2001 04 / 23 / 2002 IRC 1
SF 2001 - 2002 R
32g5'9
28605 RUSSELL , LAURA & 1946 79THAVENU DPRL RELEASE $ 15 , 519 . 50 9 / 26 / 2001 02 / 21 / 2002 FIDELITY FEDERAL
BANK 1 SF 2001 - 2002 C
PERRY , ROBERT :3 :2 p 166
33062 SANCHEZ , IDALIA 109 S . LIME ST . DPCC RELEASE $ 15 , 000 . 00 1 / 26 / 2002 02 / 27 / 2003 HARBOR FEDERAL
1 SF 2001 - 2002 C
32atig
31162 SHELL , GULLY 1366 26TH AVE . , DPRL RELEASE $ 15 , 000 . 00 5 / 31 / 2002 01 / 07 / 2003 COUNTRYWIDE HOME
LOANS 1 SF 2001 - 2002 C
32962
28834 SHEPPARD , GWENDOLYN 529 20TH SW PL DPCC RELEASE $ 7 , 500 . 00 0 / 17 / 2001 02 / 27 / 2003 HARRIS TRUST
1 SF 2001 - 2002 C
32862-
31912 STANLEY , LISA 760 ALBATROSS T LDPC RELEASE $ 14 , 210 . 00 8 / 20 / 2002 05 / 29 / 2003TJSDA 1
SF 2001 - 2002 C
3Z. g5d
32946 STENBACK , CHRISTINE 1114 36TH AV . , DPRL RELEASE $ 11 , 383 . 00 1 / 14 / 2002 03 / 14 / 2003 NORTHERN TRUST
BANK 1 SF 2001 - 2002 C
32gd $
30992 STERN , JOHN & KIMBERLY 1111 12TH CT . , LDAL RELEASE $ 22 , 823 . 00 5 / 14 / 2002 06 / 26 / 2002
IRC . HABITAT FOR HUMAN 1 SF 2001 - 2002 C
3 Zg62
30668 STEWART , CHARLES 3220 43RD STREE LDAL RELEASE $ 26 , 169 . 00 4 / 08 / 2002 05 / 20 / 2002 IRC - HFH 1
SF 2001 - 2002 C
32 4161
Indian River County Printed on : 06 / 12 / 2003 3 : 49 : 03PM
CD - Plus for Windows 95 / 98 / NT Page 3 of 4
CDPR5300 - Ship Application Log -
App # Applicant Name Property Address Strat Status Ship Cont Open Date Close Date Fin Ins Unit # U-Type
Year Const St
31154 STINSON , VIVIAN 630 SW 24TH PL DPRL RELEASE $ 10 , 925 . 00 5 / 30 / 2002 01 / 06 / 2003 HARBOR FEDERAL 1
SF 2001 - 2002 C
32 96 2
28838 STONE , MELINDA 1956 19TH AVE RL RELEASE $ 10 , 990 . 06 0 / 17 / 2001 07 / 19 / 2002 IRC 1
SF 2001 - 2002 R
32g6o
28757 THOMAS , VIOLA 4661 38TH CT RG RELEASE $ 19 , 113 . 34 0 / 10 / 2001 07 / 25 / 2002 IRC 1
SF 2001 - 2002 R
32ti6I
29700 TURNER , ROBIN 4340 33RD AVE LDAL RELEASE $ 21 , 169 . 00 1 / 11 / 2002 02 / 22 / 2002 HABITAT FOR HUMANITY
1 SF 2001 - 2002 C
32 W1
30763 TYNER , LINDA 1115 12TH CT SW LDPC RELEASE $ 12 , 823 . 00 4 / 18 / 2002 06 / 13 / 2002 IRC - HFH 1
SF 2001 - 2002 C
324 P2
32797 WALTERS , CHAD & 2545 87TH AVE DPRL RELEASE $ 11 , 437 . 00 0 / 31 / 2002 01 / 02 / 2003 HARBOR FEDERAL
1 SF 2001 - 2002 C
CHRISTINA 32 q66
29869 WILLIAMS , ROSELEAN 4320 33RD AVE LDAL RELEASE $ 21 , 169 . 00 1 / 30 / 2002 03 / 12 / 2002 HABITAT FOR HUMANITY
1 SF 2001 - 2002 C
32167
32169 ZAMORA , MAYRA 1865 50TH AVE , RL RELEASE $ 5 , 472 . 85 9 / 11 / 2002 12 / 03 / 2002 IRC 1
SF 2001 - 2002 R
3 2 9
lob
Indian River County Printed on : 06 / 12 / 2003 3 : 49 : 03PM
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i
1 �
I
P . O . Box 1268 Vero Beach , Florida 32961 562 - 2315
MWE t,4ournal 1prcos
COUNTY OF INDIAN RIVER : STATE OF FLORIDA
Before the undersigned authority personally appeared Darryl K.
Hicks who on oath says that he is President of the Press -Journal , a
daily newspaper published at Vero Beach in Indian River County ,
Florida; that
A Display ad measuring 20 col . inches at $ 18 .30 per col. inch
billed to— Planning Department
was published in said newspaper in the issue (s) of ,
Sunday, May 27, 2001
Sworn to and subscribed before me this
29th May 2001
day of A D/ r�
/t . .idK.Sr
President
F �n SWER Y M. KEEHNER
My Comm Exp. 1QM M4
weuc No. cc 973628
hnoNy w� I l ow 1.0.
! r
PUBLIC NOTICE
INDIAN RIVER COUNTY WILL BE
ACCEPTING APPLICATIONS FOR
PARTICIPATION IN THE COUNTY LOCAL
HOUSING ASSISTANCE PROGRAM
Notice is hereby given 11tat, starting June 29, 2001 , the Board of County Commissioners of
Indian River County, Ronda will be accepting applications from households in the very low,
,A low, and moderate income categories and from non-profit organizations for the purchase or
CS' rehabilitation of affordable housing units, Unless extended by the county, the application
1,�0 qQ4 140` acceptance period will end on July 31 , 2001 . The County estimates that it will receive
as $937,342.00 (including administrative costs) for FY 2001 -2002 from the Rorida State
Housing Initiative Partnership (SHIP) Program which will be made available through the
Indian River County Local Housing Assistance Program for the following activities:
3 688
AVAILABLE LQCALASSISTANCE
1481 1568 1655 1742
Type of Assistance Available by Income Category
• , <.,,„ Type of Assistance Income Group Estimated Amount
Impact Fee Loans or Grants VLI , LI $215,000.00
Rehabilitation Loans or Grants 2601000.00
1576 1669 1761 1854 a. Owner occupied VLI , LI , MI
b. Renter occupied (not more VLI , LI
than 15% of total funds) (residents
� • _ • , ,; DownppaymerrUClosing 5338, 608.00
CosUPrincipai Reduction Loans
1674 1772 . 1871 1969 a. purchase of an existing
home without rehabilitation
17'34 `182b° 1 '17 2029 (not more than 15% of total funds) VLI
b. purchase of new home
(less than one year old) VLI , LI , MI
1775 1880 1984 2088 c. construction of new home VLI , LI , MI
II purchase of an existing home
1827 1934 2042 2149 being rehabilitated in the last 12 months VLI , LI , MI
e. combined purchase and
1879 1990 2100 2211 rehabilitation of an existing home VLI , LI , MI
I. Combined Construction and
1932 2046 - 2160 2273 Impact Fee Loans VU, LI
Land Acquisition Loans VLI , LI (through non 5301000.00
1986 2103 2220 2336 profit organizations only)
VLI = Very Low Income, U = Low Income, MI = Moderate Income
2040 2160 22802400 Assistance will be provided as deferred payment loans tat hneed not be paid back until the assisted unit is
sold. Limited assistance will be provided as grants. The grant amount will be forgiven after 10 year
residency requirement.
Applicants participating in the Local Housing Assistance Program must meet the following requirements:
1 . Income Level: A household's total annual gross income level must be be classified as either very low,
fp low, or moderate based on the following table.
,,S's` �0` �O` dJ` Indian River County Maximum Income Levels
�4 �1 iR% 41, and Income Classification (FY 2001 -2002)
Household Very Low Low Moderate
Size up to 50% of MI 51 -80% of MI 81 -120% of MI
� 019 , 11ti?41 ,*i9
1 person 160950 27,100 407680
1075 1138 1201 1264 2 person 199350 31 ,000 46,440
S person 216800 34,850 52,320
1' jigz 4 person 241,200 38,700 58,080
5person 26,150 41 ,800 62,760
6 person 28,050 44,900 671320
7 person 30,000 48,000 721000
1189 1259 1328 1A 6person 311950 51 ,100 76,680 .
M1 = Median Income = $48,400
2. Employment Al least one of the household members must currently be employed (including havingg been
continuousc employed for the past year), be a seasonal farmworker, or be a special needs person (elderty,
disabled. etc.)
1307 13$4 1461 1 1538 3. Assets: A household's ental assets shall not exceed $10,000.00.
w 4. Credit Verification: An applicant shall have a satisfactory credit rating for at least the previous one (Q1) ear.
owned 5. Homebuyer Status: No member of household shall have a home for at feast three (3) years before
mt w - being to�receive downpaymsing entfdocost assistance.
61 Prk~ tilmflaalion . Purchase prim for homes and rental rates for rental housing may not be higher
1430 1514 15", 1682 than ffmfts ae1 by the t ocat Housing Assistance Program.
Maxhnum purchase pricefor existing homes: $98,,523.00
Maximum purchase price for new homes: $106, 365.00
"1 • < Maximum rental by income category and by number of bedrooms:
1555 1 1738 1829 Income
UMBER OF BEDROOMS IN UNIT
1 .,
Category IAF 1 2 1 3 1 4
� (very
rrrrr
me $428 $545 $629 1
1684 1783 1882 1981 U (Low income) $677 s5726 $871 $1 ,006 $11,122
1a7 ffi J!� fJQtllsa
;t Fuids may not be used to M*, rehatxftitata, a purchase mobile homes.
� �, 47t1� - Information and may be obtar W from the Indlen River Planning Division's housing
lip 1he office located at 1 0 25th Street, Vero Beach, Florida, 32960, or can 0)567-8000, ext. 1454.
� 7/ o I
�: -
46
P . O . Box 1268 Vero Beach , Florida 32961 562� 23 15
US WE
]Pricss
COLINTY OF OF • '
DisplayIDA
Before the undersigned authority personally appeared Nancy Norton who on oath
says that she is Manager of Display Advertising of the Press Journal , a daily newspaper
published in Indian River County, Florida ; that
11
_ lunches at • 0 per col. 1 1
.
billed to Indian : 1 1 ' Department
was published 1 said newspaper of
Sundayq July . 2002
• 1 to and subscribed before/
• IJuly
day of , 2002
.� PS7"V,
play Advertising Manager
CC 973SU
� ,
• • • _ • • • • •
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ell !
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Of Computer
1 III I I I I I I i By Night Furniture
111 11 it 11 ' . • • ! r I ' I � ' �
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• •
COME IN SEE US . . .
` INDIAN RIVER TACK & {SEED .
x
• • �t
PUBLIC NOTICE
INDIAN RIVER COUNTY
ANNUAL REPORT FOR THE STATE HOUSING
INITIATIVES PARTNERSHIP ( SHIP ) PROGRAM
FOR FY 2001 - 2002 AND FY 2002 - 2003
The FY 2001 - 2002 and FY 2002 - 2003 annual reports for the
State Housing Initiatives Partnership ( SHIP ) Program may
be inspected by the public at the housing office at the
Community Development Department located at 1840 25 "'
Street , Vero Beach , FL 32960 , between the hours of 8 : 30
a . m . and 5 : 00 p . m . on weekdays . Written public comments
are encouraged . For more information contact Francene
Worrell at ( 772 ) 567 - 8000 , ext . 1454 .
To be advertised July 13 , 2003 .
Publish in Sunday Real Estate Section
Size : 2 columns width X 2 depth
Title Heading 14 points minimum ( approx . )
( proportional to remaining type as indicated )
Please forward proof of publication to :
Vanessa Carter
Planning Department
1840 25th Street
Vero Beach , Florida 32960
F : \ Community Development \ Users \ SHIP \ HOUSING \ LHAPDOCS \ LHAP2002 - 2003 . AD9 . doc
i
• " / • •1 111 ♦ • • • ' •• �: •• x
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P -� t 1 • A
• .S 1, xPublic Noticea
rtJd,P:
Indian River County
tif
Annual • • 1 1 /
usingI
Initiatives Partnership (SHIP) Program JAI
11
For
FY 2001,,2002 and FY 1 1 11 t t` r r ._ - � y 1w sl
+ 3 . ° dg �ai+ z y c a rg�" • If
LL
The FY 2001 -2002 a • FY 2002-2W3 • • • w •
Payments
M
the public at the housing office at the Community Development
Housing Initiatives Partnership (SFUP) Program may be inspected by
Department located at 1840 25th Street, Vero Beach, • • 1 • -
frbm D4
commentsublic
• more Written conactrancene 6r ' 6jili &
Worrell at (772) 567-8000,
• Payment is for the Joseph
:_` ;Ridge Grande (below)
c me n Ro 0 M 5
Is Screen Porches@ Insulated Roofs
Missidows Front Entries
GarageDoor6, ■ �
,• ,;/ Family Owned Operated •
40 z
ANCHOR
335 = 147
State Uc. #SCCO56666 Most
1 SCREENS
Vffaje7-0- i 6o i rIS
Vero 's Best Location
1 1
r N
v
If
If
At
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�^ f
New
Y .
Single1 and Townhomes
includea All attached
& Four models with 2 or 3 bedrooms
1 1
Clubhouse with he • 1 • •
* Maintenance by • •
Pre-Construction • 1 from
September Occupancy
1 1
: 1 ' t I11 1 . tt
' ' � a—Mc5ouzo
602 •
rd'i Avenue
(Bdween Man River Blvd, ajjdTTQ! 1 )
1 • ' information . i • . . r ' 11: 1 ' . . Its :i . v.� � :. i • .
All
(772) 562,ttt9100
INDIAN RIVER COUNTY, FLORIDA
MEMORANDUM
TO : Members of the Affordable Housing Partnership Group (Lending Consortium)
Dennis Ragsdale , Planning Director, City of Vero Beach
Tracy Hass , Growth Management Director, City of Sebastian
Robert Baker, Mayor, City of Fellsmere
Robert Bradshaw, Town Manager, Town of Indian River Shores
David Jakubiak, Town Manager, Town of Orchid
Treasure Coast Builders Association, Inc .
FROM : Sasan Rohani , AICP 5 '
Chief, Long-Range Planning
DATE : July 2 , 2003
SUBJECT : SHIP ANNUAL REPORTS
Please find enclosed FY 2001 -2002 and FY 2002 -2003 Indian River County SHIP Program annual
reports . Please be advised that the report for FY 2001 -2002 is a closeout report and report for FY
2002-2003 is a year-to -date active report . Please review these reports and provide me with your
written comments by August 8 , 2003 . Should you have any questions, please call me at (772) 567-
8000 , ext. 1250 .
cc : Robert M . Keating , AICP
Community Development Director
William G . Collins , II
County Attorney
Francene Worrell
F : \Community Development\Users\VICKIE\SASAN\shan . mem
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28"x28" quilt by Thea Tinling Nerud
Habitat For Humanity-Spokane volunteers built their 501h house
in 1997 . This two family home is celebrated and supported by a
pair of watercolor heart quilts. Symbolism is part of quilt design .
Lilacs represent Spokane, "The Lilac City". the green leaf border
signifies growth, the gold flowers and background stand for all the
good hearted people who gave their time, effort and resources to
reach this golden milestone.
(D -thea Nerud 1997
3306 E . Tara Dr. , Spokane, WA 99223
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REALTOR'" J [/
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ERA Associates Realty Of Indian River u
947 20th Place
�7 (J Vero Beach, FL 32960
—i /� Office, (561 ) 569-4437
Home. (561 ) 563-9145
"u ( �J ■ • � Beeper. (561 ) 563-1811
ERA Fax: (561 ) 778-9146P .
www.ERA.com
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