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HomeMy WebLinkAbout2004-036C t Return to: (enclosed self addressed stamped envelope) WARRANTY DEED 1642234 INDIVID. TO INDIVID. THIS DOCUMENT HAS BEEN RECORDED Name: Stewart Title of Indian River IN THE PUBLIC RECORDS OF 2003- 11 - 19 INDIAN RIVER COUNTY FL BK : 1731 PGA703 , Pagel of 2 Ver Address: 17th St. 06/14/2004 at 10 :46 AM , Vero Beach, FL 32960 D DOCTAX PD $2793 .00 This Instrument Prepared by: STEWART TITLE OF INDIAN RIVER JEFFREY K BARTON , CLERK OF COUNTY COURT Address: 333 17th St. Vero Beach, FL 32960 h , r Property Appraisers Parcel Identification (Folio) Number(s): 33-40-30-00000-3000-00008. 0 �y pGrantee(s) S . S.#(s) : h� t . IO 's � � SPACE ABOVE THIS LINE FOR PROCESSING DATA SPACE ABOVE THIS LINE FOR RECORDING DATA oV3 � tS This Warranty Deed Made the 12th day of May A.D. 2004 by STELLA A . ARENDAS, INDIVIDUALLY AND AS .z TRUSTEE OF THE STELLA A. ARENDAS REVOCABLE TRUST OF 6/4/931 AS TO AN UNDIVIDED ONE-HALF INTEREST AND STELLA A. ARENDAS, INDIVIDUALY AND AS TRUSTEE OF THE ELMER J . ARENDAS CREDIT SHELTER TRUST, AS TO AN UNDIVIDED ONE-HALF INTEREST hereinafter called the grantor, to INDIAN RIVER COUNTY, a political subdivision of the State of Florida whose post office address is 1840 25th Street, Vero Beach , FL 32960 hereinafter called the grantee : co .n �� y 1 � Y caFFl,�-�` (Wherever used heiern the terms "gr9rltor ' and "grantee Include all the parties to this instrument and the heirs, legal representatives and assigns of individuals, and the successors and assigns of corporations) Witnesseth : That the grantor, for and in consideration of the sum of $ 10 .00 and other valuable considerations, receipt whereof is hereby acknowledged, hereby grants, bargains, sells, aliens, remises, releases, conveys and confirms unto the grantee all that certain land situate in Indian River County, State of Florida, viz: SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF. GRANTOR HEREIN CERTIFIES THAT SUBJECT PROPERTY IS NOT HER HOMESTEAD AND THAT SHE RESIDES IN COCOA BEACH, FLORIDA. Subject To covenants, conditions, restrictions, reservations, limitations, easements and agreements of record, if any; taxes and assessments for the year 2004 and subsequent years ; and to all applicable zoning ordinances and/or restrictions and prohibitions imposed by governmental authorities, if any, Together, with all the tenements, hereditament and appurtenances thereto belonging or in anywise appertaining. To Have and to Hold, the same in fee simple forever. Arid the grantor hereby covenants with said grantee that the grantor is lawfully seized of said land in fee simple ; that the grantor has good right and lawful authority to sell and convey said land, and hereby warrants the title to said land and will defend the same against the lawful claims of all persons . In Witness Wh reof, the said grantor has signed and sealed these presents the day and year first above written. Si d, sealed a delivered in the presence of Witnes STELLA A. ARENDAS, INDIVIDUALLY AND AS TRUSTEE OF THE STELLA A. ARENDAS REVOCABLE: TRUST OF 6/4/93 P.O. Address 190 Pinellas Lane, # 509 Print me: Cocoa Beach, Fl, 32931 -5069 'W'itne'ss : STELLA A. ARENDAS, INDIVIDUALLY AND AS TRUSTEE OF THE ELMER J. ARENDAS CEDI'T t SHELTER TRUST 1 'P P.O. Address Print Name: Signature Signature P.O. Address P.O. Address STATE OF FLORIDA COUNTY OF INDIAN RIVER The foregoing instrument was acknowledged before me this 12th day of May, 2004 by STELLA A. ARENDAS, INDIVIDUALLY AND AS TRUSTEE of the STELLA A. ARENDAS REVOCABLE TRUST OF 6/4,'93 , AND STELLA A. ARENDAS, INDIVIDUALY AND as trustee of the ELMER J. ARENDAS CREDIT SHELTER TRUST who produced`i r as identification and who DID NOT take an oath . Notary Pub ic, State and County Aforesaid AMI-JO CAUSLEY ° = MY COMMISSION # CC 982921 ., EXPIRES: November 19, 2004 OF F bP• Bonded Thru Notary Public underwriters Notary Signature 4.• SEAL Page 1 of 2 LEGAL DESCRIPTION PARCEL 1 : 33 -40-30-00000-3000-00008 .0 A PARCEL AND LAND IN INDIAN RIVER COUNTY MORE PARTICULARLY DESCRIBED AS : BEGINNING AT A POINT WHICH IS 335 . 765 FEET SOUTH OF THE NORTHEAST CORNER OF THE NORTHWEST QUARTER OF SECTION 30, TOWNSHIP 33 SOUTH, RANGE 40 EAST ; FROM THENCE RUN SOUTH 335 . 765 FEET; THENCE RUN WEST 1791 . 5 FEET TO A POINT ON THE EAST LINE OF THE RIGHT-OF-WAY OF THE FLORIDA EAST COAST RAILWAY ; FROM THENCE RUN NORTHERLY 350. 5 FEET ALONG THE EAST LINE OF THE SAID RAILWAY RIGHT-OF-WAY TO THE SOUTH LINE OF THE SAID G . W.M. HACKNEY; THENCE RUN EAST WITH THE SAID G . W.M . HACKNEY LINE, 1881 FEET TO THE POINT OF BEGINNING, A PLANTED STONE BETWEEN SAID G . W. M . HACKNEY AND S . H . WRIGHT, THE FOREGOING LAND BEING PARTLY IN THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 30 AND PARTLY IN THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 30 , TOWNSHIP 33 SOUTH, RANGE 40 EAST, INDIAN RIVER COUNTY, FLORIDA. LESS AND EXCEPTING THEREFROM, HOWEVER, THE RIGHT-OF-WAY CONVEYED TO STATE ROAD DEPARTMENT OF FLORIDA, A BODY CORPORATE, BY DEED DATED SEPTEMBER 29, 1926 AND RECORDED IN DEED BOOK 13 , PAGE 232, OF THE PUBLIC RECORDS OF INDIAN RIVER COUNTY, FLORIDA AND BY DEED RECORDED IN DEED BOOK 84, PAGE 247, OF THE PUBLIC RECORDS OF INDIAN RIVER COUNTY, FLORIDA . ALSO, LESS AND EXCEPTING, THE WESTERLY 600 FEET OF THE FOREGOING PARCEL LYING EASTERLY OF U . S . HIGHWAY NO . 1 , CONVEYED IN OFFICIAL RECORDS BOOK 737 , PAGE 1665 AND IN OFFICIAL RECORDS BOOK 850, PAGE 1312 , ALL OF THE PUBLIC RECORDS OF INDIAN RIVER COUNTY, FLORIDA . TOGETHER WITH A 10 FOOT EASEMENT OVER THE SOUTH 10 FEET OF THE WESTERLY 600 FEET, AS RESERVED BY INSTRUMENT RECORDED IN OFFICIAL RECORDS BOOK 737, PAGE 1665 , OF THE AFORESAID PUBLIC RECORDS . ALSO, LESS AND EXCEPT ALL PROPERTY LYING WESTERLY OF US HWY 1 PREVIOUSLY CONVEYED TO ELMER' S TRADING POST, INC . BY DEED RECORDED IN OR BOOK 734, PAGE 2487, PUBLIC RECORDS OF INDIAN RIVER COUNTY, FLORIDA . PARCEL 2 : 33 -40-30-00000-3000-00003 .0 ALL THAT CERTAIN LOT, TRACT OR PARCEL AND LAND SITUATE, LYING AND BEING IN INDIAN RIVER COUNTY, FLORIDA, TO-WIT: COMMENCING AT A POINT ON THE NORTH LINE OF THE NORTHWEST QUARTER OF SECTION 30, TOWNSHIP 33 SOUTH, RANGE 40 EAST, WHERE SAID NORTH LINE IS INTERSECTED BY THE EAST RIGHT-OF-WAY LINE OF U . S . HIGHWAY NO, 1 , ALSO KNOWN AS FLORIDA STATE ROAD NO . 59 AS THE SAME EXISTED ON JANUARY 25 , 1961 AND FROM SAID POINT RUN EAST ON SAID NORTH SECTION LINE, A DISTANCE OF 842 . 3 FEET TO THE POINT OF BEGINNING ; THENCE RUN SOUTH ON A LINE PARALLEL TO THE EAST LINE OF SAID NORTHWEST QUARTER, A DISTANCE OF 335 . 76 FEET; THENCE RUN EAST ON A LINE PARALLEL TO THE NORTH LINE OF SAID NORTHWEST QUARTER, A DISTANCE OF 171 .2 FEET; THENCE RUN NORTH ON A LINE PARALLEL TO THE EAST LINE OF SAID NORTHWEST QUARTER TO THE NORTH LINE OF SAID NORTHWEST QUARTER; THENCE RUN WEST ON THE NORTH LINE OF SAID NORTHWEST QUARTER TO THE POINT OF BEGINNING ; SAID LAND LYING AND BEING IN INDIAN RIVER COUNTY, FLORIDA . (AS CONVEYED TO GRANTORS BY MARGARET LOUISE LUM BY DEED RECORDED IN OFFICIAL RECORDS BOOK 568 , PAGE 517), SUBJECT TO RIGHT-OF-WAY FOR OSLO ROAD (A/K/A 9TH STREET S . W.), AS RECORDED BY DEED TO THE COUNTY IN THE OFFICIAL RECORDS . Page 2 of 2 ALTA OWNER'S POLICY - 10- 17-92 WITH FLORIDA MODIFICATIONS " If you ,want information about coverage or need assistance to resolve complaints , please call 1 -800-729- 1902 . If you make ai; laim under ,your policy , you must furnish wNtten notice in accordance with Section 3 of the Conditions and Stipulations . " Visit G. , World-Wide Web site at : htto ://www .stewart .com � Y � POLICY OF TITLE INSURANCE ISSUED BY r t t } S T EWART TITLE + } + GUARANTY COMPANY + + SUBJECT TO THE EXCLUSIONS FROM COVERAGE , THE EXCEPTIONS FROM COVERAGE CONTAINED IN + + SCHEDULE B AND THE CONDITIONS AND STIPULATIONS , STEWART TITLE GUARANTY COMPANY , a Texas + } corporation , herein called the Company , insures, as of Date of Policy shown in Schedule A, against loss or damage , not } + exceeding the Amount of Insurance stated in Schedule A , sustained or incurred by the insured by reason of : + t 1 . Title to the estate or interest described in Schedule A being vested other than as stated therein ; } t 2 . Any defect in or lien or encumbrance on the title ; } 3 . Unmarketability of the title ; + 4 . Lack of a right of access to and from the land. } The Company will also pay the costs , attorneys' fees and expenses incurred in defense of the title , as insured , but only + + to the extent provided in the Conditions and Stipulations. + + IN WITNESS WHEREOF , Stewart Title Guaranty Company has caused this policy to be signed and sealed by its } 4 duly authorized officers as of the Date of Policy shown in Schedule A, + + STEWART TITLE } } GUARANTY COMPANY � f Chairm n of the Boar President L, + + signed : } Au orized ,\IgRhi + Stewart Title of Indian River County _ _ Company + Vero Beach , Florida } City, State } EXCLUSIONS FROM COVERAGE } The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage , costs , attorneys ' fees or } expenses which arise by reason of: } ° 1 . (a) Any law, ordinance or governmental regulation ( including but not limited to building and zoning laws , ordinances , or regulations) restricting , t regulating , prohibiting or relating to ( i ) the occupancy, use, or enjoyment of the land ; (ii) the character, dimensions or location of any improvement now or + } hereafter erected on the land ; ( iii ) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a } part; or (iv) environmental protection , or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of + the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the } public records at Date of Policy. } ( b) Any governmental police power not excluded by (a) above , except to the extent that a notice of the exercise thereof or a notice of a defect, lien or 1 encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. } 2 . Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage + any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. t } 3 . Defects, liens, encumbrances, adverse claims or other matters : (a) created , suffered , assumed or agreed to by the insured claimant; } } ( b) not known to the Company, not recorded in the public records at Date of Policy , but known to the insured claimant and not disclosed in writing to } the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; } (c) resulting in no loss or damage to the insured claimant; } (d ) attaching or created subsequent to Date of Policy; or + (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the estate or interest insured by this policy. } } 4 . Any claim , which arises out of the transaction vesting in the Insured the estate or interest insured by this policy , by reason of the operation of federal } bankruptcy, state insolvency, or similar creditors' rights laws, that is based on : r (a) the transaction creating the estate or interest insured by this policy being deemed a fraudulent conveyance or fraudulent transfer; or } ( b) the transaction creating the estate or interest insured by this policy being deemed a preferential transfer except where the preferential transfer results + from the failure : t ( i) to timely record the instrument of transfer; or ( ii) of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. Page 1 of 0-2125- 5 0 7 5 0 5 Policy CONDITIONS AND STIPULATIONS 1 . DEFINITION OF TERMS . ( d ) In all cases where this policy permits or requires the Company to prose- The following terms when used in this policy mean : cute or provide for the defense of any action or proceeding , the insured shall (a ) " insured " : the insured named in Schedule A, and , subject to any rights secure to the Company the right to so prosecute or provide defense in the action or defenses the Company would have had against the named insured , those who or proceeding , and all appeals therein , and permit the Company to use, at its succeed to the interest of the named insured by operation of law as distinguished option , the name of the insured for this purpose . Whenever requested by the from purchase including , but not limited to, heirs, distributees, devisees, survivors, Company, the insured , at the Company' s expense, shall give the Company all personal representatives, next of kin , or corporate or fiduciary successors . reasonable aid ( i ) in any action or proceeding , securing evidence , obtaining wit- ( b ) " insured claimant" : an insured claiming loss or damage . nesses, prosecuting or defending the action or proceeding , or effecting settle- (c) " knowledge" or " known " : actual knowledge, not constructive knowledge ment, and ( ii ) in any other lawful act which in the opinion of the Company may or notice which may be imputed to an insured by reason of the public records as be necessary or desirable to establish the title to the estate or interest as insured . defined in this policy or any other records which impart constructive notice of If the Company is prejudiced by the failure of the insured to furnish the required matters affecting the land . cooperation , the Company's obligations to the insured under the policy shall ter- (d ) " land" : the land described or referred to in Schedule A, and improve- minute, including any liability or obligation to defend , prosecute, or continue any ments affixed thereto which by law constitute real property . The term ' land" litigation, with regard to the matter or matters requiring such cooperation . does not include any p(pperty beyond the lines of the area described or referred 5 . PROOF OF LOSS OR DAMAGE, to in Schedule A, nor any right, title, interest, estate or easement in abutting In addition to and after the notices required under Section 3 of these Condi- streets, roads, avenues, alleys, lanes, ways or waterways, but nothing herein shall tions and Stipulations have been provided the Company, a proof of loss or dam- modify or limit the extent to which a right of access to and from the land is age signed and sworn to by the insured claimant shall be furnished to the Com- insured by this policy. pany within 90 days after the insured claimant 'shall ascertain the facts giving rise (e) mortgage . mortgage, deed of trust, trust deed, or other security to the loss or damage . The proof of loss or damage shall describe the defect in, instrument. or lien or encumbrance on the title , or other matter insured against by this policy (f) " public records" : records established under state statutes at Date of Pol- which constitutes the basis of loss or damage and shall state, to the extent possi- icy for the purpose of imparting constructive notice of matters relating to real ble, the basis of calculating the amount of the loss or damage . If the Company is property to purchasers for value and without knowledge . With respect to Section prejudiced by the failure of the insured claimant to provide the required proof of 1 (a )(iv) of the Exclusions From Coverage, " public records" shall also include loss or damage, the Company's obligations to the insured under the policy shall environmental protection liens filed in the records of the clerk of the United States terminate, including any liability or obligation to defend , prosecute, or continue district court for the district in which the land is located. any litigation , with regard to the matter or matters requiring such proof of loss or (g) "unmarketability of the title" : an alleged or apparent matter affecting damage . the title to the land, not excluded or excepted from coverage, which would entitle In addition , the insured claimant may reasonably be required to submit to a purchaser of the estate or interest described in Schedule A to be released from examination under oath by any authorized representative of the Company and the obligation to purchase by virtue of a contractual condition requiring the shall produce for examination, inspection and copying, at such reasonable times delivery of marketable title. and places as may be designated by any authorized representative of the Com- 2. CONTINUATION OF INSURANCE AFTER CONVEYANCE OF TITLE, pany, all records, books, ledgers, checks, correspondence and memoranda , The coverage of this policy shall continue in force as of Date of Policy in whether bearing a date before or after Date of Policy, which reasonably pertain favor of an insured only so long as the insured retains an estate or interest in the to the loss or damage . Further, if requested by any authorized representative of land, or holds an indebtedness secured by a purchase money mortgage given by the Company, the insured claimant shall grant its permission , in writing , for any a purchaser from the insured , or only so long as the insured shall have liability by authorized representative of the Company to examine, inspect and copy all reason of covenants of warranty made by the insured in any transfer or convey- records, books, ledgers, checks, correspondence and memoranda in the custody ante of the estate or interest. This policy shall not continue in force in favor of or control of a third party, which reasonably pertain to the loss or damage . All any purchaser from the insured of either (i) an estate or interest in the land, or (ii) information designated as confidential by the insured claimant provided to the an indebtedness secured by a purchase money mortgage given to the insured . Company pursuant to this Section shall not be disclosed to others unless, in the 3 . NOTICE OF CLAIM TO BE GIVEN BY INSURED CLAIMANT, reasonable judgment of the Company, it is necessary in the administration of the The insured shall notify the Company promptly in writing (i) in case of any claim . Failure of the insured claimant to submit for examination under oath, pro- litigation as set forth in Section 4(a) below, (ii) in case knowledge shall come to duce other reasonably requested information or grant permission to secure rea - an insured hereunder of any claim of title or interest which is adverse to the title sonably necessary information from third parties as required in this paragraph to the estate or interest, as insured , and which might cause loss or damage for shall terminate any liability of the Company under this policy as to that claim . which the Company may be liable by virtue of this policy, or (iii) if title to the 6. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS ; TERMINATION OF estate or interest, as insured, is rejected as unmarketable. If prompt notice shall LIABILITY. not be given to the Company, then as to the insured all liability of the Company In case of a claim under this policy, the Company shall have the following shall terminate with regard to the matter or matters for which prompt notice is additional options: required; provided , however, that failure to notify the Company shall in no case (a) To Pay or Tender Payment of the Amount of Insurance. prejudice the rights of any insured under this policy unless the Company shall be To pay or tender payment of the amount of insurance under this policy prejudiced by the failure and then only to the extent of the prejudice. together with any costs, attorneys' fees and expenses incurred by the insured 4. DEFENSE AND PROSECUTION OF ACTIONS ; DUTY OF INSURED claimant, which were authorized by the Company, up to the time of payment or CLAIMANT TO COOPERATE, tender of payment and which the Company is obligated to pay. (a) Upon written request by the insured and subject to the options contained Upon the exercise by the Company of this option, all liability and obligations in Section 6 of these Conditions and Stipulations, the Company, at its own cost to the insured under this policy, other than to make the payment required , shall and without unreasonable delay, shall provide for the defense of an insured in terminate, including any liability or obligation to defend , prosecute, or continue litigation in which any third party asserts a claim adverse to the title or interest as any litigation , and the policy shall be surrendered to the Company for insured, but only as to those stated causes of action alleging a defect, lien or cancellation . encumbrance or other matter insured against by this policy. The Company shall ( b) To Pay or Otherwise Settle With Parties Other than the Insured or have the right to select counsel of its choice (subject to the right of the insured to With the Insured Claimant. object for reasonable cause to represent the insured as to those stated causes of (i) to pay or otherwise settle with other parties for or in the name of an action and shall not be liab a for and will not pay the fees of any other counsel . insured claimant any claim insured against under this policy, together with any The Company will not pay any fees, costs or expenses incurred by the insured in costs, attorneys' fees and expenses incurred by the insured claimant which were the defense of those causes of action which allege matters not insured against by authorized by the Company up to the time of payment and which the Company this policy. is obligated to pay; or ( b) The Company shall have the right, at its own cost, to institute and prose- (ii) to pay or otherwise settle with the insured claimant the loss or dam - cute any action or proceeding or to do any other act which in its opinion may be age provided for under this policy, together with any costs, attorneys' fees and necessary or desirable to establish the title to the estate or interest, as insured , or expenses incurred by the insured claimant which were authorized by the Com- to prevent or reduce loss or damage to the insured . The Company may take any pany up to the time of payment and which the ompany is obligated to pay. appropriate action under the terms of this policy, whether or not it shall be liable Upon the exercise by the Company of eitheCr of the is provided for in hereunder, and shall not thereby concede liability or waive any provision of this paragraphs ( b)(i) or (ii), the Company's obligations to the insured under this pol - policy . If the Company shall exercise its rights under this paragraph , it shall do so icy for the claimed loss or damage, other than the payments required to be diligently, made, shall terminate, including any liability or obligation to defend , prosecute (c) Whenever the Company shall have brought an action or interposed a or continue any litigation . defense as required or permitted by the provisions of this policy, the Company 7. DETERMINATION , EXTENT OF LIABILITY. may pursue any litigation to final determination by a court of competent jurisdic- This policy is a contract of indemnity against actual monetary loss or dam - tion and expressly reserves the right, in its sole discretion, to appeal from any age sustained or incurred by the insured claimant who has suffered loss or dam - adverse judgment or order. age by reason of matters insured against by this policy and only to the extent herein described . ( continued and concluded on last page of this policy ) ALTA Owner's Policy SCHEDULE A Order No . : 2003 - 11 - 19 Policy No . : 0-2125 -507505 Date of Policy: May 14, 2004 at 10 : 46 : 00 AM Amount of Insurance: $399, 000 . 00 1 . Name of Insured: INDIAN RIVER COUNTY, a political subdivision of the State of Florida 2 . The estate or interest in the land which is covered by this policy is : FEE SIMPLE 3 . Title to the estate or interest in the land is vested in : INDIAN RIVER COUNTY, a political subdivision of the State of Florida The land referred to in this policy is described as follows : SEE ATTACHED EXHIBIT A STEWART TITLE GUARANTY COMPANY Schedule A of this Policy consists of 3 page(s) ALTA Owner's Policy SCHEDULE A Order No . : 2003 - 11 - 19 Policy No . : 0-2125 -507505 EXHIBIT A PARCEL 1 : 33 -40-30-00000-3000-00008 . 0 A PARCEL AND LAND IN INDIAN RIVER COUNTY MORE PARTICULARLY DESCRIBED AS : BEGINNING AT A POINT WHICH IS 335 . 765 FEET SOUTH OF THE NORTHEAST CORNER OF THE NORTHWEST QUARTER OF SECTION 30 , TOWNSHIP 33 SOUTH, RANGE 40 EAST ; FROM THENCE RUN SOUTH 335 . 765 FEET ; THENCE RUN WEST 1791 . 5 FEET TO A POINT ON THE EAST LINE OF THE RIGHT-OF-WAY OF THE FLORIDA EAST COAST RAILWAY ; FROM THENCE RUN NORTHERLY 350 . 5 FEET ALONG THE EAST LINE OF THE SAID RAILWAY RIGHT-OF-WAY TO THE SOUTH LINE OF THE SAID G.W.M. HACKNEY; THENCE RUN EAST WITH THE SAID G . W.M. HACKNEY LINE, 1881 FEET TO THE POINT OF BEGINNING, A PLANTED STONE BETWEEN SAID G.W.M. HACKNEY AND S .H. WRIGHT, THE FOREGOING LAND BEING PARTLY IN THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 30 AND PARTLY IN THE NORTHWEST Q UARTER OF THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 30 , TOWNSHIP 33 SOUTH, RANGE 40 EAST , INDIAN RIVER COUNTY, FLORIDA. LESS AND EXCEPTING THEREFROM, HOWEVER, THE RIGHT-OF-WAY CONVEYED TO STATE ROAD DEPARTMENT OF FLORIDA, A BODY CORPORATE, BY DEED DATED SEPTEMBER 29 , 1926 AND RECORDED IN DEED BOOK 13 , PAGE 232 , OF THE PUBLIC RECORDS OF INDIAN RIVER COUNTY, FLORIDA AND BY DEED RECORDED IN DEED BOOK 84 , PAGE 247 , OF THE PUBLIC RECORDS OF INDIAN RIVER COUNTY, FLORIDA. ALSO , LESS AND EXCEPTING, THE WESTERLY 600 FEET OF THE FOREGOING PARCEL LYING EASTERLY OF U. S . HIGHWAY NO . 1 , CONVEYED IN OFFICIAL RECORDS BOOK 737 , PAGE 1665 AND IN OFFICIAL RECORDS BOOK 850 , PAGE 1312 , ALL OF THE PUBLIC RECORDS OF INDIAN RIVER COUNTY , FLORIDA. TOGETHER WITH A 10 FOOT EASEMENT OVER THE SOUTH 10 FEET OF THE WESTERLY 600 FEET, AS RESERVED BY INSTRUMENT RECORDED IN OFFICIAL RECORDS BOOK 737 , PAGE 16659 OF THE AFORESAID PUBLIC RECORDS , ALSO , LESS AND EXCEPT ALL PROPERTY LYING WESTERLY OF US HWY 1 PREVIOUSLY CONVEYED TO ELMEWS TRADING POST, INC . BY DEED RECORDED IN OR BOOK 734 , PAGE 2487 , PUBLIC RECORDS OF INDIAN RIVER COUNTY, FLORIDA. PARCEL 2 : 33 -40 -30 -00000-3000-00003 . 0 ALL THAT CERTAIN LOT, TRACT OR PARCEL AND LAND SITUATE, LYING AND BEING IN INDIAN RIVER COUNTY, FLORIDA, TO-WIT : STEWART TITLE GUARANTY COMPANY Schedule A of this Policy consists of 3 page(s) ALTA Owner' s Policy SCHEDULE A Order No . : 2003 - 11 - 19 Policy No . : 0-2125 -507505 COMMENCING AT A POINT ON THE NORTH LINE OF THE NORTHWEST QUARTER OF SECTION 30 , TOWNSHIP 33 SOUTH, RANGE 40 EAST, WHERE SAID NORTH LINE IS INTERSECTED BY THE EAST RIGHT-OF-WAY LINE OF U. S . HIGHWAY NO . 1 , ALSO KNOWN AS FLORIDA STATE ROAD NO , 59 AS THE SAME EXISTED ON JANUARY 25 , 1961 AND FROM SAID POINT RUN EAST ON SAID NORTH SECTION LINE, A DISTANCE OF 842 . 3 FEET TO THE POINT OF BEGINNING ; THENCE RUN SOUTH ON A LINE PARALLEL TO THE E AST L INE O F S AID NO RTHWEST Q DARTER, A DISTANCE OF 335 . 76 FEET ; THENCE RUN EAST ON A LINE PARALLEL TO THE NORTH LINE OF SAID NORTHWEST QUARTER, A DISTANCE OF 171 . 2 FEET; THENCE RUN NORTH ON A LINE PARALLEL TO THE EAST LINE OF SAID NORTHWEST QUARTER TO THE NORTH LINE OF SAID NORTHWEST QUARTER; THENCE RUN WEST ON THE NORTH LINE OF SAID NORTHWEST QUARTER TO THE POINT OF BEGINNING; SAID LAND LYING AND BE ING I N I NDIAN R IVER COUNTY, FLORIDA . (AS CONVEYED TO GRANTORS BY MARGARET LOUISE LUM BY DEED RECORDED IN OFFICIAL RECORDS BOOK 568 , PAGE 517) , SUBJECT TO RIGHT-OF-WAY FOR OSLO ROAD (A/K/A 9TH STREET S .W. ) , AS RECORDED BY DEED TO THE COUNTY IN THE OFFICIAL RECORDS , STEWART TITLE GUARANTY COMPANY Schedule A of this Policy consists of 3 page(s) ALTA Owner' s Policy SCHEDULE B Policy No . : 0-2125 -507505 This policy does not insure against loss or damage by reason of the following: 1 . Rights or claims of parties in possession not shown by the public records . 2 . Easements , or claims of easements, not shown by the public records . 3 . Encroachments, overlaps, boundary line disputes, or other matters which would be disclosed by an accurate survey and inspection of the premises. 4 . Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records . 5 . Community property, dower, curtesy, survivorship, or homestead rights, if any, of any spouse of the insured. 6 . Any titles or rights asserted by anyone including but not limited to persons, corporations , governments or other entities, to tide lands, or lands comprising the shores or bottoms of navigable rivers, lakes , bays, ocean or gulf, or lands beyond the line of the harbor or bulkhead lines as established or changed by the United States Government or water rights, if any. 7 . Reservations contained in Patent from the United States of America or State where the land described in Schedule A is located. 8 . Restrictive Covenants affecting the property described in Schedule A. 9 . Taxes for the year 2004 and thereafter. 10 . EASEMENT RESERVED IN DEED BOOK 13 , PAGE 146 , OF THE PUBLIC RECORDS OF INDIAN RIVER COUNTY, FLORIDA. 11 . NON-EXCLUSIVE EASEMENT RESERVED BY WARRANTY DEED RECORDED IN OFFICIAL RECORDS BOOK 737, PAGE 1665 , OF THE PUBLIC RECORDS OF INDIAN RIVER COUNTY, FLORIDA. 12 . UNITY OF TITLE RECORDED IN OFFICIAL RECORDS BOOK 763 , PAGE 1987, OF THE PUBLIC RECORDS OF INDIAN RIVER COUNTY, FLORIDA. 13 , RIGHT-OF-WAY FOR OSLO ROAD (A/K/A 9THSTREET S .W.), AS NOW LAID OUT AND IN USE. 14 . PERSONAL PROPERTY IS HEREBY NOT INSURED . 15 . ZONING ORDINANCES , RESOLUTIONS AND REGULATIONS . 16 . UNPAID CHARGES FOR UTILITY SERVICES FURNISHED BY ANY PUBLIC OR PRIVATE UTILITY COMPANY WHICH COULD CONSTITUTE A LIEN AGAINST SUBJECT PROPERTY. ITEMS 1 , 3 & 4 ARE HEREBY DELETED , STEWART TITLE GUARANTY COMPANY Schedule B of this Policy consists of 2 page(s) ALTA Owner's Policy SCHEDULE B Policy No . : 0-2125 -507505 17 . TERMS AND P ROVISIONS O F AL L AGR EEMENTS AND F RANCHISES P ERTAINING T O THE COST, INSTALLATION, OPERATION AND MAINTENANCE OF WATER, GAS AND SEWER FACILITIES . 18 . SUBJECT TO MATTERS AS SHOWN ON SURVEY PREPARED BY CARTER ASSOCIATES , INC . DATED MAY 135 2004 , NOTE: In accordance with Title 42 , United States Code of Federal Regulations, S ection 360 4, a ny covenants, conditions, or r estrictions referred t o herein, w hich indic ate a ny p reference, 1 imitation o r discrimination based on race, color, religion, sex, handicap, familial status or national origin , are hereby deleted. STEWART TITLE GUARANTY COMPANY Schedule B of this Policy consists of 2 page(s) t CONDITIONS AND STIPULATIONS Continued ( continued and concluded from reverse side of Policy Face ) (a ) The liability of the Company under this policy shall not exceed the least If a payment on account of a claim does not fully cover the loss of the of : insured claimant, the Company shall be subrogated to these rights and remedies (i ) the Amount of Insurance stated in Schedule A; or, in the proportion which the Company's payment bears to the whole amount of (ii ) the difference between the value of the insured estate or interest as the loss. insured and the value of the insured estate or interest subject to the defect, lien If loss should result from any act of the insured claimant, as stated above, or encumbrance insured against by this policy. that act shall not void this policy, but the Company, in that event, shall be ( b ) ( This paragraph removed in Florida policies. ) required to pay only that part of any losses insured against by this policy which ( c ) The Company will pay only those costs, attorneys' fees and expenses shall exceed the amount, if any, lost to the Company by reason of the impair- incurred in accordance with Section 4 of the Conditions and Stipulations. ment by the insured claimant of the Company's right of subrogation . 8 . APPORTIONMENT . (b) The Company's Rights Against Non- insured Obligors. If the land described in Schedule A consists of two or more parcels which are The Company's right of subrogation against non -insured obligors shall exist not used as a single site, and a loss is established affecting one or more of the and shall include , without limitation , the rights of the insured to indemnities, gua - parcels but not all, the loss shall be computed and settled on a pro rata basis as ranties, other policies of insurance or bonds, notwithstanding any terms or condi - if the amount of insurance under this policy was divided pro rata as to the value tions contained in those instruments which provide for subrogation rights by rea - on Date of Policy of each separate parcel to the whole, exclusive of any son of this policy. improvements made subsequent to Date of Policy, unless a liability or value has 14. ARBITRATION otherwise been agreed upon as to each parcel by the Company and the insured Unless prohibited by applicable law, arbitration pursuant to the Title Insur- at the time of the issuance of this policy and shown by an express statement or by ance Arbitration Rules of the American Arbitration Association may be demanded an endorsement attached to this policy. if agreed to by both the Company and the insured . Arbitrable matters may 9. LIMITATION OF LIABILITY. include, but are not limited to, any controversy or claim between the Company (a) If the Company establishes the title, or removes the alleged defect, lien and the insured arising out of or relating to this policy, any service of the or encumbrance , or cures the lack of a right of access to or from the land , or Company in connection with its issuance or the breach of a policy provision or cures the claim of unmorketability of title, all as insured , in a reasonably diligent other obligation . Arbitration pursuant to this policy and under the Rules in effect therefrom, it shall have fully performed its obligations with respectt to that matter manner by any method , including litigation and the completion any appeals on the date the demand for arbitration is made or, at the option of the insured , and shall not be liable for any loss or damage caused thereby . the Rules in effect at Date of Policy shall be binding upon the parties. The award (b) In the event of any litigation, including litigation by the Company or with may include attorneys' fees only if the laws of the state in which the land is the Company's consent, the Company shall have no liability for loss or damage located permit a court to award attorneys' fees to a prevailing party. Judgment until there has been a final determination by a court of competent jurisdiction , upon the award rendered by the Arbitrator ( s ) may be entered in any court and disposition of all appeals therefrom , adverse to the title as insured . having jurisdiction thereof . (c) The Company shall not be liable for loss or damage to any insured for The law of the situs of the land shall apply to an arbitration under the Title liability voluntarily assumed by the insured in settling any claim or suit without the Insurance Arbitration Rules . prior written consent of the Company. A copy of the Rules may be obtained from the Company upon request. 10. REDUCTION OF INSURANCE ; REDUCTION OR TERMINATION OF 15 . LIABILITY LIMITED TO THIS POLICY ; POLICY ENTIRE CONTRACT. LIABILITY. (a ) This policy together with all endorsements, if any, attached hereto by All Payments under this polity, except payments made for costs, attorneys the Company is the entire policy and contract between the insured and the Com - 11 . LIABILITY NONCUMULATIVE . fees and expenses, shall reduce the amount of the insurance pro tanto. a pang . In interpreting any provision of this policy, this policy shall be construed as we .hol It is expressly understood that the amount of insurance under this policy ( b ) Any claim of loss or damage, whether or not based on negligence, and shall be reduced by any amount the Company may pay under any policy insuring which arises out i the status d the title to the estate t interest covered hereby or a mortgage to which exception is taken o Schedule B or ft which the insured by any action asserting such claim , shall be restricted to this policy. has agreed , assumed , or taken subject, or which a hereafter executed by an (c) No amendment of or endorsement to this policy can be made except by insured and which is a charge or lien on the estate or interest described or a writing endorsed hereon or attached hereto signed by either the President, a referred to in Schedule in and the amount so paid shall be deemed a payment Vice President, the Secretary, an Assistant Secretary, or validating officer or under 'this policy to the insured owner . 12 . PAYMENT OF LOSS , authorized signatory of the Company . (a ) No payment shall be made without producing this policy for endorse- 16. SEVERABILITY , ment of the payment unless the policy has been lost or destroyed , in which case In the event any provision of the policy is held invalid or unenforceable under proof of loss or destruction shall be furnished to the satisfaction of the Company, applicable law, the policy shall be deemed not to include that provision and all (b) When liability and the extent of loss or damage has been definitely other �er provisions shall remain in full force and effect. fixed in accordance with these Conditions and Stipulations, the loss or damage NOTICES, WHERE SENT . shall be payable within 30 days thereafter. All notices required to be given the Company and any statement in writing s ha SUBROGATION UPON PAYMENT OR SETTLEMENT. required to be furnished the Company shall include the number of this policy (a) The Company's Right of Subrogation . and shall be addressed to the Company at P . O . Box 2029 , Houston , Texas Whenever the Company shall have settled and paid a claim under this pol- 77252-2029 . icy, all right of subrogation shall vest in the Company unaffected by any act of the insured claimant. The Company shall be subrogated to and be entitled to all rights and reme- dies which the insured claimant would have had against any person or property in respect to the claim had this policy not been issued . If requested by the Com- pany, the insured claimant shall transfer to the Company all rights and remedies against any person or property necessary in order to perfect this right of subro- gation . The insured claimant shall permit the Company to sue, compromise or settle in the name of the insured claimant and to use the name of the insured claimant in any transaction or litigation involving these rights or remedies . STENVALRT TITEE GUARANTY COMPANY „ as''`sert `'' • ' i► !+�^�+ ► es. � s\•� r , -s ..! ,—� ; �:. Milk) .� . tea, ANlk li 1 low, �amw 100 19 (baa 1a ON a �r � ANA a• s `` I/ /l 1111 /lII a b� 1` 4 (( y�a1 • . (1 • • 'I' `�N,') "1a•/ 'il ((IN�d)) (( �`�1J (' Y�4/,� 1 1\` N 411 1 1 tN Nkk ((I1�/,I)) a �) (( ((LIN o, ) \I ) ININN (40 fNNk ,40 (ly 11) `,( a 11)) � ♦N ) iI pp a•H' 4 ` i1 �a ((' NR4j) - $a1) 1 I ' ISI '(j•�'' )@ it NJ Ole � , ( � l � ) uI I N a)) ,1 qi 41) ON )� (` N b!)) a`�l 1f� Nk ',�1•( �) , 1',1� ((1a$A !�) kop ((' N it 1I \14 " IA Y�.f< / "�N�) II( `1�•y .�) ( d $ \\ 14 xi, NJ 711 � • x,11 K'a 91 ey N /.: � �i► '� �Mi� - \ ..7 �Z. (� _ a s . -:.sc t: . s _..: ,? - C� ' .moi . f.."� "y"► �'r'�m moi.! !rs S"ri !.."'L s � .5 2.�1” F sc '- a o .x = ¢ s.ti • r. i sx s• �^ c `�t; �y', .7 1 �_. `i ��_. ... c �� J��/�j � v , v . . F :-. _ : . .,. <i .\.. �D; �"i� !C� �"r�_M► Mir� !�i1 aQ� .�" Y TO BE FILLED IN PERSONALLY BY SELLER OR BORROWER IN HIS OWN HANDWRITING INDEMNITY AND AFFIDAVIT AS TO DEBTS, LIENS, AND POSSESSION USE SEPARATE FORM FOR EACH PARTY STELLA A . ARENDAS, AS TRUSTEE of the STELLA A. ARENDAS REVOCABLE TRUST OF 6/4/93 , as to an undivided one- half interest AND in STELLA A. ARENDAS, as trustee of the ELMER J . ARENDAS CREDIT SHELTER TRUST, as to an undivided one-half interest Seller or Owner-Borrower Contractor (if new construction) INDIAN RIVER COUNTY, a political subdivision of the State of Florida Purchaser personally known to me to be the person whose name is subscribed hereto, and upon his oath deposes and says : I, the seller, owner-borrower, and/or contractor, represent to the purchase and/or lender in this transaction that to my knowledge there are: 1 . No unpaid debts for plumbing fixtures, water heaters, floor furnaces, air conditioners, radio or television antennae, carpeting, rugs, lawn sprinkling systems, venetian blinds, window shades, draperies, electric appliances, fences, street paving, or any personal property or fixtures that are located on the subject property described above, and that no such items have been purchased on time payment contracts, and there are no security interests on such property secured by a financing statement, security agreement or otherwise except the following: (If none, so state.) NAMEr AI ADDRESS OF SECURED PARTY Approximate Amount 2. No loans of any kind on said property except the following: (If none, so state.) AME AND ADDRESS OF CREDITOR Approximate Amount 3 . All labor and material used in the construction of improvements or repairs on the above described property have been paid for and there are now no unpaid labor or material claims against the improvements or the property upon which the same are situated, and I hereby declare that all sums of money due for the erection of improvements or repairs have been fully paid and satisfied, except: (If none, so state.) NMEQ1 ADDRESS OF SUPPLIER OF LABOR, SERVICES OR MATERIALS Approximate Amount 4 . 1, the purchaser, represent that I have no knowledge of any debts or liens of any kind other than those listed above, except: (If none, so state.) NAME AND ADDRESS OF SECURED PARTY, CREDITOR, SUPPLIER OF Approximate Amount LABOR OR MATERIALS Page 1 of 3 i - s Page 2 of 3 5 . I, the owner-borrower, or purchaser, have not been given notice of the furnishing or intent to furnish any labor, services, or materials in connection with any improvements or repairs to said property from any person or firms, except: (If none, so state.) SUPPLIER OR LABOR, SERVICES OR MATERIALS ADDRESS 6. I, the undersigned owner, further certify that the real estate and personal property above described are in the actual possession of the undersigned and is not in the possession, actual or constructive, of any person, persons or organization holding or claiming same, adversely to the undersigned under contract, lease, or any other color of title or right of possession. The improvements or repairs to said property are now completed and have been accepted by purchaser and/or owner- borrower. INDEMNITY: I, THE SELLER, OWNER-BORROWER, AND/OR CONTRACTOR, AGREE TO PAY ON DEMAND TO THE PURCHASERS AND/OR LENDER IN THIS TRANSACTION, THEIR SUCCESSORS AND ASSIGNS, ALL AMOUNTS SECURED BY ANY AND ALL LIENS NOT SHOWN ABOVE, TOGETHER WITH ALL COSTS, LOSS AND ATTORNEY ' S FEES THAT SAID PARTIES MAY INCUR IN CONNECTION WITH SUCH UNMENTIONED LIENS, PROVIDED SAID LIENS EITHER CURRENTLY APPLY TO SUBJECT PROPERTY, OR A PART THEREOF, OR ARE SUBSEQUENTLY ESTABLISHED AGAINST SAID PROPERTY AND ARE CREATED BY ME, KNOWN TO ME OR HAVE AN INCEPTION DATE PRIOR TO THE CONSUMMATION OF THIS TRANSACTION. I realize that the purchaser and/or lender in this transaction are relying on the representation contained herein in purchasing same or lending money thereon and would not purchase same or lend money thereon unless said representatives were made. kI /y// � /I r, x A A TELLA A. ARENDAS, AS TRUSTEE OF THE STELLA A. ARENDAS REVOCABLE TRUST OF 6/4/93 AND AS TRUSTEE OF THE ELMER J. ARENDAS CREDIT SHELTER TRUST S TO AND SUBSCRIBED BEFORE ME THIS 12m DAY OF MAY, 2004, and who has produced as identification and who DID NOT take an oath. My Commission Expires: Notary PubliRFINDVNRIVER County Y ",p'1 1y , AMI-.IOCAUSL.EY %� 1 '= MY COMMISSION # CC 982921 *: EXPIRES: November 19, 2004 Bonded Thru Notary Public Underwriters Page 3 of 3 5/10/04 1 :55 PM OMB No. 2502-0265 A. U .S . Department of Housing B. Type of Loan and Urban Development 1 . [ ] FHA 2. [ J FMHA 3. [ ] Conv. Unins . 4. [ ] VA 5. [ ] Conv. Ins. [X] Other. 6. File Number 7. Loan Number 2003-11 -19 Settlement Statement 8. Mortgage Ins. Case No. Wool C. Note: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown . Items marked ("POC') were paid outside the closing: they are shown here for information purposes and are not included in the totals. D. Name of Borrower: INDIAN RIVER COUNTY, 1840 25th Street, Vero Beach , FL 32960 E. Name of Seller: STELLA A. ARENDAS, AS TRUSTEE, 190 Pinellas Lane, #509, Cocoa Beach , FL TIN : 32931 -5069 as to an undivided one-half interest TIN : F. Name of Lender: G. Property Location : METES AND BOUNDS, 2 PARCELS, Section 30-33-40 XXX 9th Street SW, Vero Beach, FL 32962; 946 U S Highway 1 , Vero Beach, FL 32960 H. Settlement Agent: Stewart Title of Indian River (772) 569-7603 TIN : 59-1998428 Place of Settlement: 333 17th St. , Ste, S , Vero Beach , FL 32960 I. Settlement Date: 5/12/2004 Proration Date: 5/12/2004 Noll, iiii 100. Gross amount due from borrower: 400. Gross amount due to seller: 101 . Contract sales price 399,000.00 401 . Contract sales price 399,000. 00 102. Personal property 402. Personal property 103. Settlement charges to borrower (line 1400) 10. 50 403. 104, 404, 105. 405. .,. _ _ . 106. City/town taxes 406. City/town taxes 107. County taxes 407. County taxes 108. Assessments 408, Assessments 109. 409, 110. 410. 111 . ESCROW FOR 2004 RE TAXES 682 .71 411 , 112. 412, 120. Gross amount due from borrower: 399,693.21 420. Gross amount due to seller: 399 ,000. 00 201 . Deposit or earnest money 100.00 501 . Excess deposit (see instructions) 202. Principal amount of new loan(s) 502. Settlement charges to seller (line 1400) 36, 953 . 00 203. Existing loan(s) taken subject to 503. Existing loan(s) taken subject to 204. 504. Payoff of first mortgage loan 205. 505. Payoff of second mortgage loan 206. 506. Deposit or earnest money 100. 00 207, 507. 208, 508. 2003 taxes paid 11 -25-03 209, 509. 210. City/town taxes 510. City/town taxes 211 . County taxes 1 /1 /2004 to 5/12/2004 682.71 511 . County taxes 1 /1 /2004 to 5/12/2004 682 . 71 212. Assessments 512, Assessments 213, 513. 214, 514, 215. 515. 216, 516, 217. 517. 218, 518, 219, 519, 220. Total paid by/for borrower: 782.71 520. Total reduction in amount due seller: 37, 735 . 71 301 . Gross amount due from borrower (line 120) 3999693.21 601 . Gross amount due to seller (line 420) 399, 000.00 302. Less amount paid by/for borrower (line 220) 782 . 71 602. Less total reduction in amount due selier(line 520) 37, 735 .71 303. CASH (X)FROM ()TO BORROWER 398,910 .50 603. CASH ()FROM (X)TO SELLER 361 ,264. 29 SUBSTITUTE FORM 1099 SELLER STATEMENT - The information contained in Blocks E, G, H and I and on line 401 (or, if line 401 is asterisked, lines 403 and 404), 406, 407 and 408-412 (applicable part of buyer's real estate tax reportable to the IRS) is important tax information and is being fumished to the Internal Revenue Service. If you are required to file a return, a negligence penalty or other sanction will be imposed on you if this item is required to be reported and the IRS determines that it has not been reported. SELLER INSTRUCTION - If this real estate was your principle residence, file form 2119, Sale or Exchange of Principal Residence, for any gain, with your income tax return; for other 'transactions, complete the applicable parts of form 4797, Form 6252 and/or Schedule D (Form 1040). You are required by law to provide Stewart I itle of Indian Kiver it /2) bby- /bU3 with your Correct taxpayer wentlncation number. If you do not provide Stewart Title of Indian River (772) 569-7603 with your correct taxpayer identification number, you may be subject to civil or criminal penalties. STELLA A. ARENDAS , AS TRUSTEE 4 H 11 • _ - • • - • • • _ - • • • • 111 11 •I 11 ' . 1 11 _ • From Paid From r Division of • • - 700) Borrower'sSal er's 1 • 1 11 • • BIRTOR Funds at al Funds at1 - - Settlement Settlement !I 13* Commission • _ • at settlement $31 ,920,00 • 1 / 1 OM 1 y -, ««„ry " Pix n'r>-s- ;,Ero`?�„`x` r '* rr 801 , Loan origination fee i802. - 1Loan discount M. Appraisal - - 804o Credit report ' 805, Lender's inspection fee ! 806. Mortgage insurance application fee 807AAAAA Assumption fee ; 1 ; . Tax Service fee809* Doc. prep fee 1 mi 11 WO N 901 , Interest from MOM M,91217 wool= 992. Mortgage insurance premium for 903, Hazard insurance premium for 1 -- 1001v Hazard insurance 1002. Mortgage insurance b 1 1 1 - �' - - r n a"a � , ' z _ - ":1 �' � pp-' ,i '%Y"''•• �� ;• " _ �' a ' - " �r - �. • . . C• . 1003, City property 1004. Countyproperty taxes 1006, Annual assessments (maint. ) I1 . 11 11 : 1009a Aggregate Adjustment 1 1 S '° s • ` a jit` '' ' " ��' �� P'' ak � : -3 '� uvn+�P d� r a '� R r ^awr 1101 . Settlementor • • fee to STEWART TITLE 11 1 . . 1102, Abstract or title search to -STEWART TITLE 1 - examination t • STEWART TITLE 1104, Title insurance binder 1105. Document preparation 1106, Notary fees 1107. Attorney's fees to includesrr : items no. : AAAAAAA ■- 1108. • STEWART TITLE 1 1 11 includesrr 1 ' Lender's • - • - -- 1 • - coverage $399rOOO.00 $2,070. 00 1111 , FLA. PROM RATE IS 1112. 8. 1 endorse 1113. Fla. form • endorse �a q . 11 . . � • _ _ _ a • e m ' _ :. s e _ .: .��� .p.. . 'iF� � v � ,"e+', ,.af r '�r � . � � is �. ,n 1201a Recording - D ' - . $10.50 1 1 AAAAAAAA ' 1202. City/county tax/stamps: 1 • Deed $2793.00 • 11 1204. Intangible tax 1 1 . 1 i • �o s e o - • - ,., ? a _ . `•';v` �, ®� 8 s' - :. �"& ,°t% •sr `' ,. Cdr' , _� Rum ' 131 1302, Pest inspection 1303. ship/handling/Warehouselcopies 1 • 1 1400. Total settlement charges (entered on lines 103, section J and 502 , section K) MIAITO M. , 11A WA 619I&W-11wrol f-va*W@iF_WeTs7W.rsrff=@ • - • ■ : _ . •