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HomeMy WebLinkAbout2004-189A Form 1 : SHIP DISTRIBUTION SUMMARY Submittal Date : 8/17/2004 / 7 d Section 420 . 9075 (9) , F. S . Fiscal Year : 2003 -2004 ( Interim Report ) 7 .(9 y FLORIDA HOUSING FINANCE CORPORATION - SHIP PROGRAM ANNUAL REPORT NAME OF LOCAL ENTITY : Indian River County TABLE A: SHIP FUNDS SHIP FUNDS UNENCUMBERED STRATEGY EXPENDED ENCUMBERED SHIP FUNDS DESCRIPTION A B C Proposed Proposed HOMEOWNERSHIP STRATEGIES Amount Units Amount Units Amount Units DPCC + RL ( DPRL ) 62 , 597 . 00 5 41 , 144 . 02 3 257 , 165 . 20 15 DPCC + IFL+ LAL ( LDAL) 199 , 352 . 00 8 DPCC+ IFL ( LDPC) 21 , 169 . 00 1 15 , 619 . 00 1 141 , 592 . 00 6 RG 226 , 338 . 48 14 199 , 860 . 57 10 RG + IG ( RIG ) 19 , 464 . 00 1 RL 30 , 000 . 00 2 RENTAL STRATEGIES Subtotal 83 , 766 . 00 6 531 , 917 . 50 29 598 , 617 . 77 31 Administration From State Distribution 95 , 504 . 80 Home Ownership Counseling Admin from Program Income 18 , 640 . 69 Admin from Disaster Funds Total 1 197 , 911 . 49 1 6 531 , 917 . 50 29 598 , 617 . 77 31 * This figure must equal the amount for "SHIP Funds Expended " on Form 2 , Table B . TABLE B : Total Revenue (actual and/or anticipated) for Local SHIP Trust Fund A B Amount Percentage Source of SHIP Funds of Funds of Funds State Annual Distribution $ 955 , 048 . 00 71 . 89% Program Income Interest Program Income ( Payments) $ 372 , 813 . 85 28 . 06% Recaptured Funds Disaster Funds Other Funds Carry over funds from previous year $584 . 91 0 . 04% ofal Funds Deposited into Local Affordable HousingTrust Fund � � , 32 $ , 446 . 76 100 . 00% TABLE C : ** Enter Total $ $ from Table A, Columns A, B , & C : $ 1 , 328 ,446 . 76 *** Enter amount to be carried forward to next year: TOTAL $ 1 , 328 , 446 . 76 ** Must equal Total from Form 1 , Table b , Col . B . ***Carry forward is used only in a closeout year when the amount of funds remaining are not sufficient to fully assist one unit. The unit assisted is counted in the next fiscal year. SHIP AR/02- 1 99-4 shipinterimannualreport 2003_04 r FORM 2: Rents and Compliance Summary Submittal Date: 8/17/2004 Section 420.9075(b), (c), (d), (g), F.S. Fiscal Year : 2003-2004 FLORIDA HOUSING FINANCE CORPORATION - SHIP PROGRAM ANNUAL REPORT Name of Local Entity: Indian River County Table A: Rental Unit Information RENTALRATES - ACTUAL If rents vary for the same unit, enter gresteal amount A B C D E STRATEGY DESCRIPTION Eff. 1 Bed 2 Bed 3 Bed 4 Bed Table B : Recap of Funding Sources for Units Produced Source of $$ Produced thru June 30th for Units Amount of Funds Expended to Date % of Total Value A B C SHIP Funds Expended $83,766.00 5 .45% Public Moneys Expended $ 143,615.60 9.34% Private Funds Expended $ 1 ,310,913.00 85 .22% Owner Equity Total Value of All Units $ 12538 ,294.60 100.00% Table C: SHIP Program Compliance Summa - Home Ownership/Construction/Rehab' Compliance Category SHIP Funds' Trust Fund " % of Trust Fund (YTD) FL Statute Minimum % A B C D E HOME OWNERSHIP $615,683.50 $955 048 .00 64 .47% 65% CONSTRUCTION/REHABILITATION $6150683.50 $9559048.00 64 .47% 75% Include amounts expended, encumbered, & unencumbered (projected) in this table "Trust Fund equals Distribution plus Recaptured Funds Table D: Program Compliance - Income Set-Asides Program Compliance by Funds Expended, Encumbered, Unencumbered (projected) SHIP $ Encumbered SHIP $ Projected Total Avaliable % of Total Available Income Category SHIP $ Expended Total A+B+C Funds Funds A B C D E F Very-Low Income $21 t1l69.00 $382,816.48 $229P769 .40 $633,754.88 $ 111328446.76 47.71 % Low Income $ 14w990.00 $ 135,771 .02 $368 ,848.37 $519$609.39 $ 1 ,328446. 76 39 . 11 % Moderate Income $47,607.00 $ 13,330.00 $60,937.00 $ 1 ,328 ,446. 76 4.59% TOTAL $83 ,766 .00 $531 ,917.50 $598,617.77 $ 1 ,214 ,301 .27 $ 1 ,328 ,446 .76 91 .41 % 'Total Available Funds" equals State Distribution + Recaptured Funds + Program Income + Carry Over Funds + Other Funds. 'From Form 1 Table B Column B total Table E: S ecial Ter et Groups for Funds Ex ended i.e. teachers nurses law enforcement fire fi hters etc. Set Aside Strategy Descri tion Special Target G up Expended Funds Total # of Expended Units A B C D Total Table F: Project Funding for Expended Funds Only Total SHIP # of SHIP Income Category Mortgages, Loans Mortgages, Loans Average Loan Total of SHIP Average Grant Total # and DPL's and DPL's Amount Grants # of SHIP Grants Amount Total SHIP Funds Expended of Units A B C D E F G H Very-Low Income $21 , 169.00 1 $21 , 169.00 $21 , 169 .00 1 Low Income $ 14 ,990.00 1 $ 14,990.00 $ 14,990 .00 1 Moderate Income $47,607.00 4 $ 11 ,901 .75 $47,607 .00 4 TOTAL $83,766.00 6 $13,961 .00 01 01 0 $83,766.00 6 Table G : Allowable Administration Set Aside from Program Income Total Amount of Total Program Income Allowed for Total Administration Program Income 'S% Maximum " 10% Maximum Administration Income Used A B C D E $372 ,813 .85 $ 18,640.69 $ 18,640.69 Counties and Eligible Municipalities which receive more than the minimum distribution. Counties and Eligible Municipalities which receive the minimum distribution or less. Table H : Allowable Administration Set Aside from Disaster Funds Total Amount of Total Disaster Funds Allowed for Total Administration Disaster Funds 'S% Maximum "10% Maximum Administration Income Used A B C D E Counties and Eligible Municipalities which receive more than the minimum distribution. Counties and Eligible Municipalities which receive the minimum distribution or less. SHIP AR/02-1 894 V Form 3 : Household Characteristics FLORIDA HOUSING FINANCE AGENCY SHIP PROGRAM ANNUAL REPORT Section 420 . 9075 ( 9 ) ( a ) F . S . for State Fiscal Year : 2003 -2004 NAME OF LOCAL ENTITY : Indian River County Provide information only on units for which Program funds have been expended Provide information for head of household only . Submittal Date : 8 / 17 / 2004 A B C D E F Strategy Number of Households Characteristics /Age Family Race Special Needs Description Units Produced ( Head of Household ) Size ( Head of Household ) ( Any Member of Household ) Location VLI LI MODER TOTAL 0 - 25 26 - 40 41 - 61 62 + 1 Per 2 - 4 P 5 + Pe White Black Hisp Asian AmInd Other FrmWk MDis Hless Eldy PDis Other DPRL 1 IRC 0 1 3 4 1 0 3 0 1 2 11 2 000020000 0 0 2 SEB 0 01100100101000000 0 0 0 0 0 LDPC 3 IRC 1 0 0 1 0 1 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 TOTAL 1 1 4 6 1 1 4 0 1 4 1 3 1 00 0 2 0 0 0 0 0 0 SHIP AR / 99 - 1 Effective 04 / 01 / 98 Printed on : 06 / 28 / 2004 4 : 35 : 46PM FORM 4 : Program Summary Submittal Date : 8/ 17/2004 Section 420 . 9075 FLORIDA HOUSING FINANCE CORPORATION SHIP PROGRAM ANNUAL REPORT - STATE FISCAL YEAR 2003-2004 Name of Local Entity : Indian River County 1 . Please provide information on the status of the implementation of the Local Housing Incentive Plan or Incentive Strategy adopted by the local Affordable Housing Assistance Plan . A . Incentive Strategy : Adopted regulations providing up to a 20% density bonus for affordable housing development projects (housing element policy 2 . 5 , Land Development Regulations Section 911 . 14(4)(a)) . Adopted regulations allowing for small lot subdivisions with reduced setbacks , lot size , and lot width requirements (Land Development Regulations , Chapter 911 and section 971 . 41 (9)) . Adopted regulations allowing for accessory single -family dwelling units in all agricultural and residential zoning districts (Land Development Regulations , Chapter 911 and Section 971 . 41 ( 10)) . Adopted regulations allowing multi-family dwelling units in conjunction with commercial development, such as apartments over commercial buildings (Land Development Regulations Section 911 . 10 and Section 971 . 41 (6)) . Adopted policies for expedited permit processing (Housing Element policies 1 . 5 and 1 . 6) . Adopted a policy for review of proposed local policies or regulations which may increase the cost of housing (Housing Element policy 1 . 7) . Adopted a policy for inventory of all surplus county owned land (Housing Element policy 2 .4) . Adopted regulations allowing zero lot line subdivisions (Land Development Regulations Section 915 . 15 ) . Established Local Housing Assistance Program, allowing the county to utilize State Housing Initiatives Partnership (SHIP) program funds for the provision of affordable housing (Local Housing Assistance Program , Local Housing Assistance Plan, Housing Element policies 2 . 7 , 3 . 5 , 4 . 4 , 4 . 6 , 4 . 7 , 4 . 9 , and 9 . 1 ) B . Adopting Ordinance or Resolution Number or identify local policy : Identified as part of Section "A " above • C . Implementation Schedule (Date) : All incentives were implemented as scheduled D . Has the plan or strategy been implemented? If no , describe steps that will be taken to implement the Plan. Yes E . Status of Strategy - (Is the strategy functioning as intended, ie . , are time frames being met, etc . ) All strategies are working as intended 2 . Attach a concise description of the support services that are available to the residents of affordable housing . The county in conjunction with financial institutions conducts a homebuyers ' educational workshop program for all applicants who request downpayment/closing cost assistance (see attachments regarding homebuyers ' education program) Consumer Credit Counseling provides assistance to applicants through lenders and through the homebuyers ' educational workshops The Indian River County Council on Aging provides various services to elderly and handicapped individuals including housing assistance - The Housing Authority and Economic Opportunity Council provides housing assistance to qualified households The county staff provides one on one assistance to applicants for completing SHIP applications , resolving credit problems , referring applicants to appropriate financial institutions for acquiring first mortgages , and providing other assistance as needed The county SHIP staff in conjunction with local financial institutions , non- profit organizations , HUD staff, and others conducted informational workshops in the Gifford area, Wabasso area, and Oslo area of the county which have a high percentage of minorities and low income households . 3 . Attach such other data or unique affordable housing accomplishments considered significant by your Agency . (success stories , newspaper clippings , etc . ) By the end of June 2004, year to date the Indian River County LHAProgram had approved 35 loans with FY 03 -04 funding. In administering the program , LHAProgram staff held several public meetings , placed newspaper advertisements , and sponsored radio advertisements and announcements . Because of these efforts , the LHAProgram is well known to the public, and there are many more eligible applicants than the county can assist with available SHIP funds . Photocopies of success stories , newspaper articles , and thank-you notes have already been sent to the Florida Housing Coalition. 4 . Describe how the Annual Report was made available for public inspection and comments . Attach copies of all comments that were received and provide the local government's response . Annual report provided to the public through Affordable Housing Partnership meetings/Lending Consortium, county planning division, municipalities within the county, the Treasure Coast Builders Association, and the county website . Availability of the reports also advertised in the local newspaper . 5 . Since State fiscal year 1992 -93 , 266 mortgages have been made to very low income households with 3 in default. Since State fiscal year 1992- 93 , 327 mortgages have been made to low income households with 5 in default. Since State fiscal year 1992-93 , 84 mortgages have been made to moderate income households with 1 in default. Total default rate for all mortgages 1 . 33 % . 6 . Describe how eligible sponsors (if applicable) that employed personnel from welfare to work programs were given preference in the local selection process . All applications reviewed based on first application submitted, first application reviewed . All applications approved based on first application completed, first application approved 7 . List strategies and give the average cost of production (FY 2003 -2004 YTD) . Strategy Number of Loans Average SHIP Finalized (expended) Assistance YTD (6/30/04) DPCC + Rehabilitation Loan 5 $ 129519 DPCC + Impact Fee Loan 1 $21 , 169 TOTAL 6 $ 135961 CERTIFICATION On behalf of Indian River County, I hereby certify that the information presented herein is true and accurate as of the date of submission. Date Date 08 - 17-2004 Witness Chief Elected Official Designee Commissioner Caroline D . Ginn Date BCC Chairman Date 08 - 17-2004 Witness Name and Title f Date Attest (Seal) pATfj4 A M . RIDGELY 4' DEPU' TY- CLERK GENERAL INFORMATION r „ Ri Name UfPerson to call regarding the Annual Report Form : Sasan Rohani , AICP Telephone Number : (772) 567- 8000 , ext. 1250 F :\Community Development\Users\VICKIE\SASAN\AR03 -04interim . doc SHIP AR02 - 1 CERTIFICATION For Implementation of Regulatory Reform Activities Required by S .H . 1 .P . On behalf of Indian River County, I hereby certify that the following Name of Local Government information is true and accurate as of the date of submission. 1 ) Permits as defined in s . 163 . 3164(7) and (8 ) * for affordable housing projects are expedited to a greater degree than other projects ; and 2) There is an ongoing process for review of local policies , ordinances , regulations , and plan provisions that increase the cost of housing prior to their adoption . 3 ) The cumulative cost per newly constructed housing per housing unit, from these actions for * * FY 03 /04 is estimated to be $ 283 . 31 . 4) The cumulative cost per rehabilitated housing per housing unit, from these actions for * * FY 03 /04 is estimated to be $ 0 Date ,rR'.K/ Date 8 / 17 / 04 Witness Chief Elected Officia Commissioner Caroline D . Ginn, BCC Chairman Print Name and Title ate Date WitnessLe A .dministrator Baird, County Administrator Print Name and Title R e o Attest ( Seal) P641C1A RIDGELY � e . . This , fatm`will 'be utilized beginning with * * FY 2003/2004 . R; oAitfi* Development\Users\VICKIE\SASAN\shipregularotycertification.doc * 162 . 3164(7) , Florida Statutes : "Development order" means any order granting, denying, or granting with conditions an application for a development permit. 163 . 3164(8), Florida Statutes : "Development permit" includes any building permit, zoning permit, subdivision approval , rezoning, certification, special exception, variance, or any other official action of local government having the effect of permitting the development of land . Maintenance Strategy CDPR9063 - Maintenance Strategy - CODE DESCRIPTION IFG IMPACT FEE GRANT IFL IMPACT FEE LOAN DPCC DOWNPAYMENT CLOSING COST LOAN RL REHABILITATION LOAN LAL LAND ACQUISITION LOAN LB LAND BANKING GDPC IFG + DPCC GRL IFG + RL GLAL IFG + LAL GLB IFG + LB LDPC IFL + DPCC LRL IFL + RL LLAL IFL + LAL LLB IFL + LB ADPL LAL + DPCC BDPC LB + DPCC GDAL IFG + DPCC + LAL GDBL IFG + DPCC + LB LDAL IFL + DPCC + LAL LDBL IFL + DPCC + LB DPRL DPCC + RL DRIL DPCC + RL + IFL RG REHABILITATION GRANT RIG RG + IG [ ndian River County Printed on : 05 / 17 / 2000 10 : 13 : 39AM = D - plus for Windows 95 / 98 / NT Page 1 of 1 Floure 11 . 3 MUNINCIPACITIES KEY _ OF CITY 6F FICLL ; t4i RE INDIAN RIVER COUNTY ® CITY OF INDIAN FIVER SHORES 0' , t.. t: :: : : TOWN OF ORCHID CITY OF SGBAS 'fION r L- - - - - - - - - - --- - - - - - - - - - - - - _-- - - - - -- S CITY OF VERO BEACH I • r � J o U • c r r ® � � .r w .r.. r s I V � � � e ' u SIT= r _ • career Indian Niger C • nnll plennlne O • partwonl . . . Oates Y • reh 2 $ 91947 "ersiorm " 'l •w FOR �` - — INDIAN RIVER COUNTY FOwRT. rMtwtcru IV MW1E►NUigN rRuv�oeo • • - . ' , • •�• � wn aruNrcoh" n + I NORTH SCALE FLORIDA 5 . 3 1 I � P . O . Box 1268 Vero Beach , Florida 32961 562 - 2315 MM 3ournal il IP re COUNTY OF INDIAN RIVER : STATE OF FLORIDA Before the undersigned authority personally appeared Nancy Norton who on oath says that she is Manager of Display Advertising of the Press Journal , a daily newspaper published in Indian River County, Florida ; that Advertisement totaling 30 inches at the rate of $ 18 .30 per inch billed to Indian River Planning Department was published in said newspaper in the issue( s ) of Sunday, June 6, 2004 Sworn to and subscribed before me this 6th day of June A . D . 2004 F F BEVERLY M. KEEHNER ? I A 'o My Comm Exp. 10/8J04 (_ G 7/� 7 % C `7 � /; 7 a rusuo > No. CC 973628 p,,Wyy Wwwe t l Other I.D. Display Advertising Manager PUBLIC NOTICE INDIAN RIVER COUNTY WILL BE ACCEPTING APPLICATIONS FOR PARTICIPATION IN THE COUNTY LOCAL HOUSING ASSISTANCE PROGRAM Notice is hereby given that, starting July 9 , 2004 , the Board of County Commissioners of Indian River County, Florida will be accepting applications from households in the very low, low, and moderate income categories and from non-profit organizations for the purchase or rehabilitation of affordable housing units. Unless extended by the county, the application acceptance period will end on. July 30 , 2004. The County estimates that it will receive $916,659.00 (including administrative costs) for FY 2004-2005 from the Florida State Housing Initiatives Partnership (SHIP) Program, which will be made available through the Indian River County Local Housing Assistance Program for the following activities: AVAILABLE LOCAL ASSISTANCE Type of Assistance Available by Income Category Type d N"W= Inrpne CMepwy ° /nrleunt Inge Fas o1.n. vu, u s/0.000.d0 pw LaRyu. U. W Moww pNgM �ppnp VLL U, MI .12M,M-10 fleIle0Mb11en GerlY VU $100.000.00 DW PftWMWVAWj 0WW4elrkd gep,eym . {660,OW.0p lam ler. ♦ y � 0W *0ug !" w1hod Mrleleeen tetlmgee.11esorwW VU Md) ►. Pudewdroellen,e (W Mar yrr e� vu, u, hn c. C jshwbm of nor h" VU, U. MI d. PmhI den erillt0e bft Iell.e�rdne.rrumw. . . V" LLW w combMw pedrewdden ayp,g I,p,pe VU, U, MI 1. can~ 0anele0on and wqg Fee ty,g ' W U MI trdAegirsrl larg . • VLL U 1 nen. {IeA00A0 _ Folk e10e" wM VLIj'%Jery L&fricon e; L1, tow Income: MI = Moderate Income Assistance will be provided as deferred payment loans that need not be paid back until the assisted unit is sold, refinanced with "rash odt"'or if someone other than the original loan recipient occupies the assisted unit. Limited assistance will be provided as grants. The grant amount will be forgiven after 10-year residency requirement. Applicants participating in the Local Housing Assistance Program must meet the following requirements: 1 . Income Level: A household's total annual gross income level must be classified as either very low, low, or moderate based on the following table. Indian River County Maximum Income Levels and Income Classification: Household Very Low Low Moderate Size Up to 500/6 of MI 51 -80% of MI 81 -120% of MI 1 Person 18,350 299350 44,040 2 Person 20,950 33,550 50,280 3 Person 23,600 37,750 569640 4 Person 26,200 419900 62,880 5 Person 28,300 45,250 67,920 6 Person 30,400 48,650 72,960 7 Person' 32,500 52,000 78,000 8 Person 34,600 55,350 83,040 MI = W13dian Inconne _ 1*Z,4w• ."0 2. Employment: At least one of the household members must currently be employed (including having been continuously employed for the past year) , be a seasonal farm worker, or be a special needs person (elderly, disabled, etc) . 3 . Assets: A household's total assets naP n^` exceed 31 i1,0u�.0ii. 4. Credit Verification: An applicant shall have a satisfactory credit rating for at least the previous one (1 ) year. 5. Homebuyer Status: No member of household shall have owned a home for at least three (3) years before being approved to receive down payment/closing cost assistance. 6. Purchase Price Limitation: The purchase price for new and existing homes may not exceed $154 ,896.00. Prohibition of Mobile Homes Funds may not be used to repair, rehabilitate, or purchase mobile homes. Information and applications may be obtained from and completed application must be submitted to the Indian River County Planning Division's housing office located at 1840 25th Street, Vero Beach, Florida, 32960, or call (772 ) 567-8000, W. 1454 or 1594. PUBLIC NOTICE INDIAN RIVER COUNTY ANNUAL REPORT FOR THE STATE HOUSING INITIATIVES PARTNERSHIP ( SHIP ) PROGRAM FOR FY 2002 - 2003 AND FY 2003 - 2004 The FY 2002 - 2003 and FY 2003 - 2004 annual reports for the State Housing Initiatives Partnership ( SHIP ) Program may be inspected by the public at the housing office at the Community Development Department located at 1840 25th Street , Vero Beach , FL 32960 , between the hours of 8 : 30 a . m . and 5 : 00 p . m . on weekdays . Written comments are encouraged and must be received by August 2 , 2004 . For more information contact Francene Worrell at ( 772 ) 567 - 8000 , ext . 1454 . To be advertised July 11 , 2004 . Publish in Sunday Real Estate Section Size : 2 columns width X 2 depth Title Heading 14 points minimum ( approx . ) ( Proportional to remaining type as indicated ) Please forward proof of publication to : Vanessa Carter Planning Department 1840 25th Street Vero Beach , Florida 32960 F : \ Community Development \ Users \ SHIP \ NEW FISCAL YEAR DOCS \ LHAP2003 - 2004 . AD9 . doc INDIAN RIVER COUNTY, FLORIDA MEMORANDUM TO : Members of the Affordable Housing Partnership Group (Lending Consortium) Mark Satterlee, Planning and Development Director, City of Vero Beach Tracy Hass , Growth Management Director, City of Sebastian Robert Baker, Mayor, City of Fellsmere Robert Bradshaw, Town Manager, Town of Indian River Shores David Jakubiak, Town Manager, Town of Orchid Treasure Coast Builders Association, Inc . FROM : Sasan Rohani , AICP S '�' Chief, Long-Range Planning DATE , July 1 , 2004 SUBJECT : SHIP ANNUAL REPORTS Please find enclosed FY 2002-2003 and FY 2003 -2004 Indian River County SHIP Program annual reports . Please be advised that the report for FY 2002-2003 is a closeout report and report for FY 2003 -2004 is a year-to-date interim report. Please review these reports and provide me with your written comments by August 1 , 2004 . Should you have any questions , please call me at (772) 5674000, ext. 1250 . cc : Robert M. Keating, AICP Community Development Director William G. Collins, II County Attorney Francene Worrell, SHIP Coordinator Diane Pickhardt, SHIP Coordinator F :\Community Development\Users\VICKIE\SASAN\shan . mem P . O . Box 1268 Vero Beach , Florida 32961 562 - 2315 WM CM oil r � Otil"�1a COUNTY OF INDIAN RIVER : STATE OF FLORIDA Before the undersigned authority personally appeared Nancy Norton who on oath says that she is Manager of Display Advertising of the Press Journal , a daily newspaper published in Indian River County, Florida ; that A Display ad measuring 28 col. inches at $ 18. 30 per col. inch billed to Indian River Planning Department was published in said newspaper in the issue ( s) of Sunday June 1 , 2003 Sworn to and subscribed before me this 1stday of June A . D . 2003 6j L� ,7 Le��� 040 OF F BEVERLY M. KEEHNER Display Advertising Manager ' 1� t N rA� MY Comm Ems, IQM/ 4 No. CC 973628 1 P*mn* Riwwn 1 ottw I.D. z �• — � :: PUBLIC NOTICEINDIAN RIVER COUNTY WILL BE MI OR At All z:1 APPLICATIONSACCEPTING I ; � }� FIII ' rte s .� • All I I I Com` �c 'AID— 0 MEN ; I ' liLj 1 �. o _ • x11, iij;�AriEti-JU MEN T •q ; � •� x. « 1„ - -' ,fir • ,a! yi ,..a:`.s • a.. dw. ■ V 1 , I • 1 . . . I Ic ■ 1 e 1 u 1 .1 , < af ' , • is _ - 6 i lle It's Wate#nt. . . WAT E P\ F 0 P\Dmom . ! ,, • • ` aA 71 _' t ' `M, '� ' .,� r, �r. 1 .& • F il k : .sr F "# , < h,,. t' Av 1 `' . T .y •p a >'' 41 �All, „ y5'c a# �'s (1's q a” d' +§ �J ' .: y 1Art ✓xr -4s• 11 14 I + Y A 011 �tr cy .�""x . .,,a.l$b�`. - ,at G > rt ;sn . 'r 'r ln , •k- I s' w rrrr v x-,:W.w.++r .�y/•Y ^. :..+ 3�" ,,t. t° : �t oji r " Af" y ti11rya' -r { . . .. Emerging on theShort' s 1the St Lucie River isperhaps Deep Water opportunity I P ZIA350 on Florida 's Treasure Coast . Developed byJhe Ginn Company, a nationwid , Jeader in, the 2 "ASO MOO 23AD =1 1 development 1mastet - planned1 1 1 Waterford 1 qy 5 26 /1 11 i` Me St Lucie is ~ 1 d 1 1 Coastbeaches 1 1 1resident 1 72,960 7 Person r• 11 52,000 78,000 you D . 1 ' 1clubcommunity : n 1 11 living distinguished 1 championship 1 1 MI z: Medium Income a 6W,900.0o uxurlous 1 . private beach1Call us today1learn moreabout waterfront2. Eff0aryment At WM one of fie hoursehold members must am" 1 1 1 ' ' i 1 _ - 1 m the $ 300 , 000 ' s Custom homes / featured builder 1 : 11 III 1 111 11 888 - 906 - 2639• • 9 , / • It • - � : At " All e „ ArrnrffTrial i • . 111 60 where . ' „ York a Ship Application Log CDPR5300 - Ship Application Log - App # Applicant Name Property Address Strat Status Ship Cont Open Date Close Date Fin Ins Unit # U- Type Year Const St 40260 BELL , OCTAVIA 4263 36TH CT . , LDPC RELFASF $ 21 , 169 . 00 4 / 23 / 2004 06 / 02 / 2004 TRC - HFH 1 SF 2003 - 2004 C aPV 37708 BRUZZESE , MELISSA 376 BOTH AVE DPRL RFT ,FASF $ 10 , 659 . 00 1 / 20 / 2003 03 / 12 / 2004 RTVFRSTDF NATTONAT , 1 SF 2003 - 2004 C . 38840 BRYANT , CHRISTINE 4655 6TH AVE RG PFNDTNG $ 20 , 000 . 00 2 / 05 / 2004 TRC 1 SF 2003 - 2004 R 41647 CANNON , A C 45t166 33`R/DD A` J014V' E RG PFNDTNG $ 20 , 000 . 00 6 / 23 / 2004 TRC 1 SF 2003 - 2004 R l�nV 41398 DAVIS , JENNIFER 4019 41ST SQ . LDAL PFNDTNG $ 26 , 169 . 00 6 / 11 / 2004 TRC - HFH 1 SF 2003 - 2004 C 3� l 40069 DRISDOM , MARK JR / 3966 4 TH�� RL PFNnTNC $ 20 , 000 . 00 4 / 14 / 2004 TRC 1 SF 2003 - 2004 R HELEN R 03 37283 FRANOISE , FRANCOIS 2204 3RD ST . , S RG PFNDTNG $ 19 , 743 . 00 0 / 22 / 2003 TRC - RFHAR . 1 SF 2003 - 2004 R 39934 GANCHER , SUSAN 455 ^28TH AVE RG PFNDTNG $ 17 , 961 . 48 4 / 07 / 2004 TRC 1 SF 2003 - 2004 R 37379 HENRY , LATESHIA 47353�5.,THH (1LDPC PFNnTNG $ 15 , 619 . 00 0 / 29 / 2003 RURAT, DFVF.LnPMFNT 1 SF 2003 - 2004 C 40843 HICKS , BERNICE 40291ST AVE . ,�'. r LDAL PFNDTNG $ 26 , 169 . 00 5 / 20 / 2004 TRC - HFH 1 SF 2003 - 2004 C 0 � 1 37384 HORNE , LARRY & JULIE 1004519TH PL DPRL RFLFASF $ 14 , 990 . 00 0 / 29 / 2003 02 / 18 / 2004 HARROR FFnFRAT , 1 SF 2003 - 2004 C 40128 JACKSON SHIRLEY 4250 Z . , RG PFNDTNG $ 10 , 000 . 00 4 / 16 / 2004 TRC 1 SF 2003 - 2004 R MANSFIELD & ALVIN (Gj 34458 JOHNSON , KIMBERLY 4316 28TH AVE RIG PFNDTNG $ 19 , 464 . 00 3 / 27 / 2003 TRC 1 SF 2003 - 2004 R 32a (07 38846 KING , HAZEL D 4666 34TH AV RG PFNDTNG $ 706 . 00 2 / 06 / 2004 TRC 1 SF 2003 - 2004 R 32q (o1 41685 KING , JAMES A 3990 47TH PL RG PFNDTNG $ 20 , 000 . 00 6 / 23 / 2004 TRC 1 SF 2003 - 2004 R 3N LI 39980 LETTS , MICHAEL J . JR . , 397511SStT( SnJST.. , : RG PFDG NTN $ 20 , 000 . 00 4 / 08 / 2004 TRC 1 SF 2003 - 2004 R z)z 38253 LOUIS , MARIE & JONES 2113 3RD ST S . W RG PFNDTNG $ 17 , 975 . 00 2 / 31 / 2003 TRC 1 SF 2003 - 2004 R 3Zq39354 LOWERY , JOHN D . 1155 41 T AV RG PFNDTNG $ 20 , 000 . 00 3 / 04 / 2004 TRC 1 SF 2003 - 2004 R 32Q (D C) 37126 MARINO , ENRIQUE & 736 14TH AVE DPRL PFNDTNG $ 10 , 281 . 02 0 / 08 / 2003 HARBOR FFDFRAT , 1 SF 2003 - 2004 C MONICA 3 q ( 2 40754 MARTIN , SEAN & TRACIE 4029 41ST SQ . , LDAL PFNDTNG $ 21 , 169 . 00 5 / 17 / 2004 TRC - HFH 1 SF 2003 - 2004 C DANIELLE ?Zq ! Indian River County ((v\ Printed on : 06 / 25 / 2004 4 : 37 : 22PM CD - Plus for Windows 95 / 98 /NT Page 1 of 2 CDPR5300 - Ship Application Log - App # Applicant Name Property Address Strat Status Ship Cont Open Date Close Date Fin Ins Unit # U-Type Year Const St 38362 PADILLA , MIGUEL 2190 85TH CT . , DPRL PFNDTNC $ 17 , 533 . 00 1 / 08 / 2004 HARBOR FFT]FRATm SAVTNCS 1 SF 2003 - 2004 C . 3A.0 40272 PALMERO , ORIBEL & 920 24TH ST . , S DPRL PFNDTNC $ 13 , 330 . 00 4 / 26 / 2004 HARBOR FFDFRAT , 1 SF 2003 - 2004 C YENNY 36591 PATEL , DINESH & 1040 2ND ST DPRL RFT ,FASF $ 12 , 895 . 00 9 / 02 / 2003 01 / 30 / 2004 FTRST NATTONAL RANK 1 SF 2003 - 2004 C KAL PANA )ZqC)a 36589 PATEL , JITENDRA & 126 13TH AVE DPRL RFT ,FASF $ 13 , 375 . 00 9 / 02 / 2003 01 / 21 / 2004 FTRST NATTONAL BANK 1 SF 2003 - 2004 C CHANDRA 32 38445 PICAGLI , MICHAEL 785 BR4,KWATER I DPRL RELEASE $ 10 , 678 . 00 1 / 14 / 2004 03 / 23 / 2004 HARBOR FFDFRAT , 1 SF 2003 - 2004 C 3Zg 38795 ROBERTS , DAVID & MARY 278/1✓v433R'D ` SST RG PFNDTNC $ 9 , 953 . 00 2 / 04 / 2004 TRC 1 SF 2003 - 2004 R 40837 SMITH , ALLEN & DAPHNE 4027 41STQQ . , LDAL PFNDTNC $ 26 , 169 . 00 5 / 20 / 2009 TRC — HFH 1 SF 2003 - 2004 C ?QF7 40096 SMITH , BETTY & WILLIE 4476 25TH AVE . , RL PFNDTNC; $ 10 , 000 . 00 4 / 15 / 2004 TRC 1 SF 2003 - 2004 R 32gb1 41692 STUBBS , GEORGE & 4033 41ST SQUAR LDAL PFNDTNC $ 26 , 169 . 00 6 / 23 / 2004 TRC - HFH 1 SF 2003 - 2004 C SAYRE , TARA 3ZA I 37977 TELLIS , BERMA 47255 39 AVE RG PFNDTNC $ 20 , 000 . 00 2 / 10 / 2003 TRC: 1 SF 2003 - 2004 R 3 ?,q 1 41351 VERNA , ROBERT & 4023 41ST SQ . , LDAL PFNDTNG $ 21 , 169 . 00 6 / 09 / 2004 TRO - HFH 1 SF 2003 - 2004 C BETHANY 32gbl 40078 WALLACE , MILDRED 4721 1301H AV RG PFNDTNC $ 20 , 000 . 00 4 / 15 / 2004 TRC SF 2003 - 2004 R 3 V7 40778 WALSH , BROOKE 4031Vz 44uoe`J1�SSTI��JSQ . , LDAL PFNDTNT . RG PFNDTNC;C, $ 26 , 169 . 00 5 / 18 / 2004 TRC - HFH 1 SF 2003 - 2004 C 40115 WOOLFORK , HENRY & ROSA 4665 38 H � C �� $ 10 , 000 . 00 4 / 15 / 2004 TRC 1 SF 2003 - 2004 R 41337 ZHU , XIANG LI 4025 41ST SQ . , LDAL PFNDTNC $ 26 , 169 . 00 6 / 09 / 2004 TRC: - HFH 1 SF 2003 - 2004 C )Zg61 Indian River County Printed on : 06 / 25 / 2004 4 : 37 : 22PM CD - Plus for Windows 95 / 98 / NT Page 2 of 2 O It only takes e .**z e, jeniee to offer welcome . . . and blessed be the person who will share it . ! It only takes 1to be helpfuL . , and blessed be the person who will spare it. It only takes a •���. to lift a spirit . . . and blessed be the person who will give it. It only takes 0 .2 e ,� e to make a difference . . . and blessed be the person who will live it. AMANDA BRADLEY t J r i ��° Messes those who give or themselves . 4a A1ay He reward you for being so kind . -41) TiNovo\k� Utt `� ll �. tip S JA PVI) 7 Fes. e � . ��- t LAAP ►' '� S S i v t- w tl0 � K LA v7LJLlV t r P v" k 1- SS i G o� .R. �S � ti. . r u3o4 � '� CJ V1 �,J�1 �--a. ✓ .�- c. ani � � � -E � � ,FiL � �" yc�� c CV, 'S4Cy warms .