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1 . Worker's Compensation as required by the State of Florida. Employers <br /> Liability of $ 100 , 000 each accident, $ 500 , 000 disease policy limit, and $ 100 , 000 <br /> disease each employee . <br /> 2 . General Liability $ 1 , 000 , 000 combined single limit per accident for bodily <br /> injury and property damage . County shall be named as an additional insured . <br /> 3 . Auto Liability $ 1 , 000 , 000 combined single limit per accident for bodily <br /> injury and property damage for owned and non-owned vehicles . County shall be <br /> named as an additional insured . <br /> B . Any deductibles or self insured retentions greater than $ 5 , 000 must be approved <br /> by the Risk Manager for Indian River County with the ultimate responsibility for same <br /> going to IGM . <br /> C . IGM' S insurance coverage shall be primary. <br /> D . All above insurance policies shall be placed with insurers with a Best' s rating of <br /> no less that A + VII. The insurer chosen shall also be licensed to do business in Florida. <br /> E . The insurance policies procured shall be per occurrence policies or as generally <br /> available on the open insurance market . <br /> F . The Insurance Carriers shall supply Certificates of Insurance evidencing such <br /> coverage to the Indian River County Risk Management Department within ten days of <br /> execution of this Contract . <br /> G . The insurance companies selected shall send written verification to the Indian <br /> River County Risk Management Department that they will provide 30 days written notice <br /> to the Indian River County Department of Risk Management of its intent to cancel or <br /> terminate said policies of insurance . <br /> H . IGM hereby agrees to indemnify Indian River County and Representatives thereof <br /> from all claims arising solely from intentional , reckless or negligent acts , errors or <br /> omissions of the IGM or IGMS ' Representatives in the performance of services under this <br /> agreement and for which IGM is legally liable . <br /> 4 . 2 . Insurance Requirements for Owner. IGM acknowledges that Owner is a political <br /> subdivision of the State of Florida and as such, is entitled to certain protection from liability <br /> under Florida law . To the extent allowed by law, the Owner hereby agrees to indemnify IGM <br /> from claims arising from the negligent acts , errors or omissions of the OWNER in the <br /> performance of the services under this agreement and for which Owner is legally liable . <br /> Additionally, the County hereby states that its improvements are adequately insured against loss <br /> whether through self insurance or excess coverage . <br /> 4 . 3 . Disclaimer. Owner acknowledges and understands that IGM has made no <br /> representations or warranties that the insurance specified in this Agreement is adequate to protect <br /> Owner. <br /> 4 . 4 . Notice of Claims . Owner and IGM shall give prompt notice to the other of any <br /> third party claims made against either or both of them, and shall cooperate fully with each other <br /> 5 <br />