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SC 5 .04B Delete existing paragraph 5 .04B of the General Conditions in its entirety and replace with the following : B . The Contractor shall not commence Work under the Agreement until it has obtained all insurance required under the Agreement and the Indian River County Risk Manager has approved such insurance . The Contractor shall procure and maintain, for the duration of the Agreement, the minimum insurance coverage as set forth herein. The cost of such insurance shall be included in the Contract Price C . The insurance required by paragraph 5 . 04A of the General Conditions shall provide coverage for not less than the following amounts or greater where required by Laws and Regulations : 1 . Workers ' Compensation: To meet statutory limits in compliance with the Workers ' s Compensation Law of Florida. This policy must include employers' liability with a limit $500,000 for each accident, $ 500,000 disease policy limit and $ 100,000 disease each employee. Such policy shall include a waiver of subrogation as against Owner on account of injury sustained by an employee(s) of the Contractor. 2 . Commercial General Liability: A per occurrence form policy, including Premise Operations, Independent Contractors, Products and Completed Operations including X, C, U (Explosion, Collapse, Underground) Broad Form Property Damage, Broad Form Property Damage Endorsement, with a combined single limit of not less than $3 ,000,000 general aggregate to include products/completed operations, personal injury/advertising liability, fire damage /legal liability, and medical payments. Limits can be layered with an Excess Liability Policy (Umbrella). 3 . Business Auto Liability: Coverage shall include Owned vehicles and Hired/Non-Owned vehicles, for a combined single limit (bodily injury and property damage) of not less than $3 ,000,000/combined single limit (Bodily Injury/Property Damage) ; personal injury protection -- statutory limits; $ 1 ,000,000 uninsured/underinsured motorist; $ 1 ,000,000/hired/non-owned auto liability. Limits can be layered with Excess Liability Policy (Umbrella). 4. Contractor' s Builders ' Risk "All Risk" Insurance : — All risk coverage with limits equal to one hundred percent ( 100%) of the completed value of the Work. There shall be a waiver of occupancy endorsement to enable the Owner to occupy the facility under construction during such activity. The policy must be endorsed to provide machinery/equipment endorsement during transit and installation, and Owner direct purchase materials, if any. The maximum deductible under this coverage is $ 10,000 per claim, except Wind Storm coverage which will have a maximum deductible equal to 2 percent of the completed value of the work. 5 . Flood Insurance - Contractor shall maintain coverage when the buildings or structures are located within an identified special flood hazard area. Such flood insurance shall protect the interests of the Contractor and the County and shall be afforded for the lesser of the total insurable value of such buildings or structures, or, the maximum amount of flood insurance coverage available under the National Flood Insurance Program. D . Insurance Requirements — Ten ( 10) days prior to the commencement of any Work under the Contract, a certificate of insurance shall be provided to the Indian River County Risk Manager for review and approval. The certificate shall provide that: (a) Indian River County (as Owner) and PBS &.l (as Engineer) be named as an additional insured on the commercial general liability, auto liability, and Contractor' s Builders ' Risk "All Risk" insurance policies ; (b) the Contractor' s insurance coverage shall be primary; and (c) Indian River County (as Owner) and PBS &J (as Engineer). will be given thirty (30) days ' notice prior to cancellation or modification of any required insurance and such notice shall be in writing by registered 6706-43015 - 155\ 10/ 17/07 00800-6 VRB