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The Contractor shall procure and maintain , for the duration of the Agreement , the minimum insurance <br /> coverage as set forth herein . The cost of such insurance shall be included in the Contract Price <br /> C . The insurance required by paragraph 5 . 04A of the General Conditions shall provide coverage for not <br /> less than the following amounts or greater where required by Laws and Regulations : <br /> 1 . Workers ' Compensation : To meet statutory limits in compliance with the Workers Compensation <br /> Law of Florida . This policy must include employers' liability with a limit $ 500 , 000 for each accident , <br /> $ 500 , 000 disease policy limit and $ 100 , 000 disease each employee . Such policy shall include a <br /> waiver of subrogation as against Owner on account of injury sustained by an employee (s) of the <br /> Contractor . <br /> 2 . Commercial General Liability : A per occurrence form policy , including Premise Operations , <br /> Independent Contractors , Products and Completed Operations including X , C , U ( Explosion , <br /> Collapse , Underground ) Broad Form Property Damage , Broad Form Property Damage <br /> Endorsement , with a combined single limit of not less than $ 3 , 000 , 000 general aggregate to <br /> include products/completed operations , fire damage /legal liability , and medical payments . Limits <br /> can be layered with an Excess Liability Policy ( Umbrella) . <br /> 3 . Business Auto Liability : Coverage shall include Owned vehicles and Hired /Non - Owned vehicles , <br /> for a combined single limit ( bodily injury and property damage ) of not less than $ 500 , 000/combined <br /> single limit ( Bodily Injury/Property Damage ) ; personal injury protection - statutory limits ; <br /> $ 500 , 000/hired / non - owned auto liability . Limits can be layered with Excess Liability Policy <br /> ( Umbrella ) . <br /> 4 . Contractor' s Builders ' Risk "All Risk" Insurance : — AII risk coverage with limits equal to one hundred <br /> percent ( 100 % ) of the completed value of the Work . There shall be a waiver of occupancy <br /> endorsement to enable the Owner to occupy the facility under construction during such activity . <br /> The policy must be endorsed to provide machinery/equipment endorsement during transit and <br /> installation , and Owner direct purchase materials , if any . The maximum deductible under this <br /> coverage is $ 10 , 000 per claim , except Wind Storm coverage which will have a maximum <br /> deductible equal to 2 percent of the completed value of the work . <br /> 5 . Flood Insurance - Contractor shall maintain coverage when the buildings or structures are located <br /> within an identified special flood hazard area . Such flood insurance shall protect the interests of <br /> the Contractor and the County and shall be afforded for the lesser of the total insurable value of <br /> such buildings or structures , or , the maximum amount of flood insurance coverage available under <br /> the National Flood Insurance Program . <br /> D . Insurance Requirements — Ten ( 10 ) days prior to the commencement of any Work under the Contract , <br /> a certificate of insurance shall be provided to the Indian River County Risk Manager for review and <br /> approval . The certificate shall provide that : (a ) Indian River County ( as Owner) be named as an additional <br /> insured on the commercial general liability , auto liability , and Contractor' s Builders ' Risk " All <br /> Risk" <br /> insurance policies ; ( b ) the Contractor' s insurance coverage shall be primary ; and (c) Indian River County <br /> ( as Owner) owner will be given thirty (30 ) days ' notice prior to cancellation or modification of any required <br /> insurance and such notice shall be in writing by registered mail , return receipt requested and addressed to <br /> the Indian River County Risk Manager . It shall be the responsibility of the Contractor to ensure that all <br /> subcontractors comply with all insurance requirements of this Contract . <br /> E . All coverage shall be maintained without interruption from date of commencement of Work until date of <br /> final payment . <br /> F . All insurers must be authorized to do business in Florida and have a Best Key Rating of A- VII . <br /> 00800 -6 <br /> F :\Utilities\UTILITY - Engineering\Projects - Utility Construction Permits\IRC - Reuse Automation- UCP 4065\Bid Documents - Reuse <br /> Automation\00800 supplementary Conditions Reuse Automation . doc <br />