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INSURANCE REQUIREMENTS
<br /> Prior to the time contractor is entitled to commence any part of the project, work, or services under this
<br /> contract, contractor shall procure , pay for, and maintain at least the following insurance coverage' s and
<br /> limits . Said insurance shall be evidenced by delivery to the County of 1 ) certificates of
<br />insurance
<br /> executed by the insurers listing coverage' s and limits, expiration dates and terms of policies and all
<br /> endorsements whether or not required by the County, and listing all carriers issuing said policies ; and
<br /> 2) upon request, a certified copy of each policy, including all endorsements . The insurance
<br /> requirements shall remain in effect throughout the term of this contract.
<br /> 1 . Workers ' Compensation in at least the limits as required by law; Employers ' Liability Insurance of
<br /> not less than $ 100 ,000 . 00 for each accident.
<br /> 2 . Commercial General Liability Insurance including, but not limited to , Independent, Contractor,
<br /> Contractual , Premises/Operations , Products/Completed Operation and Person Injury covering the
<br /> liability assumed under indemnification provisions of this contract, with limits of liability for
<br /> personal injury and/or bodily injury, including death, of not less than $ 1 , 000 , 000 . 00, each
<br /> occurrence; and property damage of not less than $ 1 , 000 ,000 . 00 , each occurrence . (Combines
<br /> single limits of not less than $ 1 ,000 ,000 . 00 , each occurrence, will be acceptable unless otherwise
<br /> stated) . Coverage shall be on an " occurrence " basis , and the policy shall include Broad
<br /> Form
<br /> Property Damage coverage and Fire Legal Liability of not less than $ 50 ,000 . 00 per occurrence,
<br /> unless otherwise stated by exception herein.
<br /> 3 . Commercial Automobile and Truck liability covering owned, hired, and nonowned vehicles with
<br /> combined single limits of not less than $ 1 , 000 , 000 . 00 , each occurrence . Coverage shall be on an
<br /> " occurrence " basis , such insurance to include coverage for loading and unloading hazards .
<br /> Each insurance policy shall include the following conditions by endorsement to the policy:
<br /> 1 . Each policy shall require that thirty (30) days prior to expiration, cancellation, nonrenewal, or any
<br /> material change in coverage or limits , a notice thereof shall be given to County by certified mail to :
<br /> Indian River County, Purchasing Division, 1800 27th Street, Vero Beach, FL 32960 . Contractor
<br /> shall also notify County, in a like manner, within twenty-four (24) hours after receipt, of
<br /> any
<br /> notices of expiration, cancellation, nonrenewal, or material change in coverage received by said
<br /> contractor form its insurer; and nothing contained herein shall absolve contractor of this
<br /> requirement to provide notice .
<br /> 2 . Companies issuing the insurance policy, or policies, shall have no recourse against County for
<br /> payment of premiums or assessments for any deductibles which all are at the sole responsibility and
<br /> risk of contractor.
<br /> 3 . The term " County" or " Indian River County" shall include all Authorities , Boards , Bureaus,
<br /> Commissions , Divisions, Departments , and Offices of County and individual members , employees
<br /> thereof in their official capacities , and/or while acting on behalf of Indian River County.
<br /> 4 . Indian River County Board of County Commissioners shall be endorsed to the required policy or
<br /> policies as an additional insured .
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