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Insurance for their respective units. For owner <br />financed mortgages, proof of such insurance shall <br />be provided to the IRCLHAProgram on an annual <br />basis; and <br />b. All owners shall pay all -applicable property taxes <br />f.or.their....respective housing units -according to the <br />tax payment schedule. - <br />8. Non-discrimination Policy <br />The IRCLHAProgram and all eligible sponsors shall not <br />discriminate in the IRCLHAProgram application and award <br />process on the basis of race, creed, religion, color, age, <br />sex, sexual preference, marital status, familial status, <br />national origin, or handicap. <br />9. Recycled/Repaid Indian River County Local Housing <br />Assistance Trust Fund (IRCLHATF) funds <br />All funds repaid to the IRCLHATF shall be recycled for re -use <br />by the IRCLHAProgram. The funds repaid shall be added to the <br />existing balance of the IRCLHATF and redistributed for use <br />through the IRCLHAProgram. <br />10. Support Services for Eligible Recipients <br />The following support services are available to the SHIP <br />Program recipients and to the Indian River County residents. <br />The county in conjunction with financial institutions <br />conducts homebuyer's educational workshop program for <br />SHIP downpayment/closing cost assistance applicants <br />Consumer Credit Counseling, through lenders and through <br />the homebuyer's educational workshops, provides <br />assistance to applicants <br />The Indian River County Council on Aging provides various <br />services including housing assistance to elderly and <br />handicapped individuals <br />The Housing Authority and Economic Opportunity Council <br />provides housing assistance to qualified households <br />County SHIP staff provides assistance to applicants for <br />completing SHIP applications, resolving credit problems, <br />referring applicants to appropriate financial <br />institutions for acquiring first mortgages, and providing <br />other assistance as needed. <br />County SHIP staff in conjunction with local financial <br />institutions, non-profit organizations, HUD staff, and <br />others, conducts Housing Fairs in low income <br />neighborhoods <br />10 <br />