8/23/1978 - Laserfiche WebLink

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IS AN ALTERNATIVE, BUT NOTED THAT WHEN YOU SELF -INSURE, YOU HAVE TO BEAR WHAT AN INSURANCE COMPANY NORMALLY DOES FOR YOU. HE FELT THESE PEOPLE MUST UNDERSTAND THE COUNTY'S LOSS RECORD AND NOTED THAT HE HAD REQUESTED THE COUNTY TO HIRE A SAFETY DIRECTOR, WHICH HAS NOT BEEN DONE. COMMISSIONER SIEBERT STATED THAT HE WILL AGREE THAT THIS SITUATION WAS HANDLED EXTREMELY POORLY, AND FELT THAT IF WE WERE GOING TO ACCEPT PROPOSALS, WE SHOULD HAVE NOTIFIED THE PERSON WHO HAS THE PRESENT POLICY. BEN PARTRIDGE OF RISK MANAGEMENT SERVICES, INC., CAME BEFORE THE BOARD AND STATED THAT HE HAD BEEN ASKED BY THE STATE ASSOCIATTON OF COUNTY COMMISSIONERS TO PRESENT THIS SELF-INSURANCE PROGRAM TO THE BOARD, AND NOTED THAT HE HAS A QUOTATION TO PRESENT WHICH IS BASED ON THE SAME PAYROLL FIGURES MR. ARDEN JUST MENTIONED. MR. PARTRIDGE STATED THAT SOME TIME AGO THE STATE ASSOCIATION STARTED LOOKING INTO A SELF-INSURANCE POOL FOR WORKMEN'S COMPENSATION AND AS OF ONE MONTH AGO, THEIR EXECUTIVE COMMITTEE VOTED TOWARDS STARTING SUCH A FUND ON OCTOBER 1ST. MR. PARTRIIYGE CONTINUED THAT HIS COMPANY IS BASED IN ORLANDO AND PRESENTLY SERVES 14 DIFFERENT ASSOCIATIONS IN THE STATE, THE MOST RECENT OF WHICH IS THE FLORIDA MUNICIPAL SELF -INSURER'S FUND WHICH PRESENTLY HAS 51 MUNICIPALITIES IN IT, INCLUDING VERO BEACH. HE EXPLAINED THAT THEY HAVE TO USE THE SAME RATES AND METHODS OF COMPUTING AS DOMESTIC CARRIERS D0, BUT THEY ARE DIFFERENT IN SEVERAL WAYS. THEY OFFER A 15% DISCOUNT ON THE MANUAL PREMIUM, AND THE COUNTY WOULD BE TAKEN OUT OF THE ASSIGNED RISK CLASS. ALSO THIS IS A NON-PROFIT FUND AND ALL EXCESS MONIES ARE RETURNED IN THE FORM OF A DIVIDEND AT THE END OF THE YEAR. THEY PROVIDE A COMPUTER PRINT-OUT TO THE MEMBER COUNTIES ON A MONTHLY BASIS, WHICH GIVES A BREAKDOWN OF LOSSES AND AN ACCURATE PICTURE OF WHAT IS CAUSING THEM. r. N PAGF 4j