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I <br />MAR 3192 140K 19 PnE .70, <br />also reviewed the 1' contour elevations and in comparing <br />them with the flood maps, they found some inconsistencies <br />and outright mistakes. <br />Mr. Challacombe continued that the 1' contour maps <br />available, however, cover only a very limited area, mainly <br />within the City of Vero Beach around the hospital and <br />Country Club Pointe area, and these were only spot checked; <br />they, therefore, did not collect all the inconsistencies <br />which might have occurred. <br />Commissioner Bird asked whether they have found a <br />sufficient amount of inconsistencies in these areas to lead <br />them to believe these inconsistencies would occur on a large <br />scale throughout the County, and Mr. Challacombe felt they <br />had. <br />The Chairman asked if anyone present wished to be <br />heard. <br />Anna Brogan of 1092 SW 23rd Place, Vero Beach <br />Highlands, came before the Board. She informed the Board <br />that she and her husband formerly owned 162' across from a <br />canal on a cul de sac and their flood insurance down on that <br />property was $95.00; now that they live up in Vero Beach <br />Highlands their flood insurance has almost doubled. Mr. <br />Brogan confirmed that when they lived in Sunrise Subdivi- <br />sion, which is a development on much lower property, their <br />flood insurance was much less. <br />Insurance agent, Allen Jackson, explained 'to the <br />Brogans that possibly they had different coverage and also <br />noted that the rate relates to elevations and zones, i.e., <br />100 year flood zone or 500 year flood zone, and Zones A-8, B <br />or C, etc. He commented that in his subdivision, they are <br />making some areas Zone B (a lesser flood zone area) as <br />opposed to Zone A-8, which is not doing anybody any favors <br />since the premium per hundred is going to double by going <br />from Zone A-8 to Zone B. This, also, is not particularly <br />