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1) the lack of a limitation period on cosmetic surgery; <br />2) the co-insurance carry-over feature; and <br />3) the fact that he has never heard any complaints <br />about the service County employees have had. <br />He, therefore, believed the present coverage is working very <br />well.and felt the price differential is not that much. <br />Administrator Wright brought up the point that we have <br />on-going negotiations with the Fire Fighters and wished to <br />know if our rates are guaranteed in the event we should <br />exclude them from the group, and what the insurance rate for <br />their group would be. <br />Mr. Eynon of Aetna stated that they will keep the rates <br />for the fire fighters where they are, not to extend beyond <br />October 1st, however, and they will guarantee the rate to <br />the rest of the group. <br />Mr. Schlitt confirmed the Gulf rates would also remain <br />the same. <br />Commissioner Scurlock stated that he is somewhat in the <br />middle. From a personal standpoint, he is drawn towards <br />Aetna since he has had dealings with them, but there is a <br />$19,000 differential. He felt the bidding process is here <br />for a reason, and since the plans are the same with minor <br />differences and Gulf Life is the low bidder, and especially <br />in view of the funding cuts we -have had to make this year, <br />he believed we have to go with Gulf. <br />Commissioner Lyons did not see this as quite a $19,000 <br />difference because he felt we have to put some value on the <br />differences just discussed.. <br />Commissioner Scurlock felt we would be sending out a <br />message that will discourage competitive bidding if we do <br />not go with the low bid. <br />Commissioner Lyons did not -agree. He believed this is <br />the first time. he has actually seen a comparison of any <br />kind, and he finds it difficult to evaluate the differences. <br />11 DQOK9 <br />FAGS n <br />AUG 2 91,983 <br />